FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- -------- -------- --------
ABBOTT LABS COM 002824100 318 8465 SH SOLE 8465 0 0
ALLEGHENY ENERGY INC COM 017361106 153 24700 SH SOLE 4700 0 0
AMERICAN INTERNATIONAL GROUP INC 026874107 448 9080 SH SOLE 9080 0 0
APPLIED MATLS INC COM 038222105 343 27340 SH SOLE 7340 0 0
BB&T CORP COM 054937107 565 17988 SH SOLE 17988 0 0
BP AMOCO P L C SPONSORED ADR 055622104 214 5548 SH SOLE 5548 0 0
BANK OF AMERICA CORP 060505104 1113 16658 SH SOLE 16658 0 0
BAXTER INTERNATIONAL INC 071813109 189 10175 SH SOLE 10175 0 0
BELLSOUTH CORP COM 079860102 405 18725 SH SOLE 18725 0 0
BRINKER INTERNATIONAL INC 109641100 516 16925 SH SOLE 16925 0 0
CHEVRONTEXACO 166764100 266 4120 SH SOLE 4120 0 0
CISCO SYS INC COM 17275R102 590 45518 SH SOLE 45418 0 100
CITIGROUP INC COM 172967101 1043 30298 SH SOLE 30232 0 66
COCA COLA BOTTLING CO CONS COM 191098102 598 12000 SH SOLE 12000 0 0
COCA COLA CO COM 191216100 215 5325 SH SOLE 5325 0 0
COMCAST CORP NEW 20030N200 379 13825 SH SOLE 13825 0 0
DUFF & PHELPS UTILS INCOME ICOM 23325P104 181 18270 SH SOLE 18270 0 0
DANAHER CORP DEL COM 235851102 1431 21776 SH SOLE 21776 0 0
UIT DIAMONDS TR SER 1 252787106 1034 12968 SH SOLE 12968 0 0
DISNEY WALT CO COM DISNEY 254687106 735 43204 SH SOLE 43204 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 659 16970 SH SOLE 16970 0 0
E M C CORP MASS COM 268648102 208 28835 SH SOLE 28835 0 0
ERIE INDTY CO CL A 29530P102 280 7726 SH SOLE 7726 0 0
EXXON MOBIL CORP COM 30231G102 2703 77353 SH SOLE 77353 0 0
EXXON MOBIL CORP COM 30231G102 520 14900 SH DEFINED 14900 0 0
FIRST UNITED CORPORATION 33741H107 11110 518923 SH SOLE 504443 14480 0
FIRST UNITED CORPORATION 33741H107 228 10687 SH DEFINED 10687 0 0
GENERAL ELEC CO COM 369604103 2337 91654 SH SOLE 91579 0 75
GENERAL MTRS CORP COM 370442105 210 6266 SH SOLE 6266 0 0
GILLETTE CO COM 375766102 229 7425 SH SOLE 7425 0 0
HEWLETT PACKARD CO COM 428236103 197 12702 SH SOLE 12702 0 0
INTEL CORP COM 458140100 454 27929 SH SOLE 27929 0 0
INTERNATIONAL BUSINESS MACHSCOM 459200101 2249 28679 SH SOLE 28679 0 0
JOHNSON & JOHNSON COM 478160104 1728 29880 SH SOLE 29880 0 0
KIMBERLY CLARK CORP COM 494368103 257 5656 SH SOLE 5656 0 0
KOHL'S CORP (WISCONSIN) 500255104 864 15285 SH SOLE 15285 0 0
LOWES COS INC COM 548661107 1132 27760 SH SOLE 27760 0 0
M & T BANK CORP 55261F104 672 8558 SH SOLE 8558 0 0
MBNA CORP COM 55262L100 715 47548 SH SOLE 47548 0 0
MEADWESTVACO CORP 583334107 462 20293 SH SOLE 20293 0 0
MEDTRONIC INC COM 585055106 905 20075 SH SOLE 20075 0 0
MELLON FINL CORP 58551A108 400 18870 SH SOLE 18870 0 0
MERCK & CO 58933110B 10 10304 SH SOLE 10304 0 0
MERCK & CO INC COM 589331107 1120 20457 SH SOLE 20407 0 50
MICROSOFT CORP COM 594918104 1316 54381 SH SOLE 54381 0 0
MOTOROLA INC COM 620076109 115 13940 SH SOLE 13940 0 0
NOKIA CORP SPONSORED ADR 654902204 475 33960 SH SOLE 33960 0 0
NUVEEN INSD QUALITY MUN FD ICOM 67062N103 448 27200 SOLE 24200 3000 0
NUVEEN QUALITY PFD 8.40 % 67072C105 381 25330 SH SOLE 25330 0 0
PEPSICO INC COM 713448108 1437 35925 SH SOLE 35925 0 0
PFIZER INC COM 717081103 1414 45413 SH SOLE 45413 0 0
PROCTER & GAMBLE CO COM 742718109 594 6675 SH SOLE 6675 0 0
RITE AID CORP 767754104 23 10500 SH SOLE 10500 0 0
SBC COMMUNICATIONS INC COM 78387G103 384 19200 SH SOLE 19200 0 0
SPDR TRUST UNIT 78462F103 501 5917 SH SOLE 5917 0 0
SCHLUMBERGER LTD COM 806857108 397 10470 SH SOLE 10470 0 0
VERIZON COMMUNICATIONS 92343V104 1354 38319 SH SOLE 38319 0 0
WACHOVIA CORP 2ND NEW 929903102 236 6942 SH SOLE 6942 0 0
WAL MART STORES INC COM 931142103 1162 22353 SH SOLE 22303 0 50
GRAND TOTALS 50622 1794168 1776347 17480 341