UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 February 2, 2006 ------------------------------------------------------ Date of Report (Date of earliest event reported) Kearny Financial Corp. ------------------------------------------------------ (Exact name of Registrant as specified in its Charter) United States 0-51093 22-3803741 ---------------------------- --------------- ------------- (State or other jurisdiction (SEC Commission (IRS Employer of incorporation) File No.) Identification Number) 120 Passaic Avenue, Fairfield, New Jersey 07004 ----------------------------------------- ----- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (973)244-4500 ------------- Not Applicable ------------------------------------------------------------- (Former name or former address, if changed since last Report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ___ Written communications pursuant to Rule 425 under the Securities Act ___ Soliciting material pursuant to Rule 14a-12 under the Exchange Act ___ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act ___ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act KEARNY FINANCIAL CORP. INFORMATION TO BE INCLUDED IN REPORT ------------------------------------ Item 2.02 Results of Operation and Financial Condition -------------------------------------------- On February 2, 2006, the Registrant issued a press release to report earnings for the quarter ended December 31, 2005. A copy of the press release is furnished with this Form 8-K as an exhibit. Item 9.01 Financial Statements and Exhibits --------------------------------- (d) Exhibits: 99 Press Release dated February 2, 2006 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, hereunto duly authorized. KEARNY FINANCIAL CORP. Date: February 6, 2006 By: /s/Craig L. Montanaro ------------------------------------- Craig L. Montanaro Senior Vice President and Director of Strategic Planning