Ownership Submission
FORM 3
 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
  Nitsou Paul
 2. Date of Event Requiring Statement (Month/Day/Year)
12/31/2008		 3. Issuer Name and Ticker or Trading Symbol
REINSURANCE GROUP OF AMERICA INC [RGA]
(Last)
(First)
(Middle)
1370 TIMBERLAKE MANOR PARKWAY		 4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Pres. & COO -RGA International
 5. If Amendment, Date Original Filed(Month/Day/Year)
(Street)

CHESTERFIELD, MO 63017		 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security
(Instr. 4)		 2. Amount of Securities Beneficially Owned
(Instr. 4)		 3. Ownership Form: Direct (D) or Indirect (I)
(Instr. 5)		 4. Nature of Indirect Beneficial Ownership
(Instr. 5)
Common Stock 29,676
D
 

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 4)		 2. Date Exercisable and Expiration Date
(Month/Day/Year)		 3. Title and Amount of Securities Underlying Derivative Security
(Instr. 4)		 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 5)		 6. Nature of Indirect Beneficial Ownership
(Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Employee Stock Option (right to purchase) 12/31/2004 01/01/2010 Common Stock 9,843 $ 23.19 D  
Employee Stock Option (right to purchase) 12/31/2005 01/01/2011 Common Stock 8,302 $ 29.81 D  
Employee Stock Option (right to purchase) 12/31/2006 01/01/2012 Common Stock 8,221 $ 31.91 D  
Employee Stock Option (right to purchase) 12/31/2007 01/29/2013 Common Stock 12,697 $ 27.29 D  
Employee Stock Option (right to purchase) 12/31/2008 01/28/2014 Common Stock 10,320 $ 39.61 D  
Employee Stock Option (right to purchase)   (1) 01/27/2015 Common Stock 8,953 $ 47.47 D  
Employee Stock Option (right to purchase)   (2) 02/21/2016 Common Stock 9,741 $ 47.48 D  
Employee Stock Option (right to purchase)   (3) 02/20/2017 Common Stock 7,987 $ 59.63 D  
Employee Stock Option (right to purchase)   (4) 02/20/2018 Common Stock 10,114 $ 56.03 D  

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
Nitsou Paul
1370 TIMBERLAKE MANOR PARKWAY
CHESTERFIELD, MO 63017		       Pres. & COO -RGA International  

Signatures

William Hutton, by power of attorney 02/27/2009
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 5(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) The options were granted on January 27, 2005 and vest in 25% increments on each of December 31, 2006, 2007, 2008 and 2009.
(2) The options were granted on February 21, 2006 and vest in 25% increments on each of December 31, 2007, 2008, 2009 and 2010.
(3) The options were granted on February 20, 2007 and vest in 25% increments on each of December 31, 2008, 2009, 2010 and 2011.
(4) The options were granted on February 20, 2008 and vest in 25% increments on each of December 31, 2009, 2010, 2011 and 2012.
 
Remarks:
Exhibit List - Exhibit 24 - confirming statement

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