Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
Walter Patricia L.
   2. Issuer Name and Ticker or Trading Symbol
Cheviot Financial Corp. [CHEV] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
SVP Finance
(Last)
(First)
(Middle)
3723 GLENMORE AVENUE		 3. Date of Earliest Transaction (Month/Day/Year)
07/07/2015
(Street)

CHEVIOT, OH 45211		 4. If Amendment, Date Original Filed(Month/Day/Year)
 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)		 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)		 4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)		 5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)		 6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)		 7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 07/07/2015   A   2,500 (5) A $ 0 5,898 D  
Common Stock               2,750 I By IRA
Common Stock               2,750 I By Spouse's IRA
Common Stock               375 I By Children
Common Stock               17,711 I By 401(k)
Common Stock               6,185 I By ESOP

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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)		 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)		 5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)		 6. Date Exercisable and Expiration Date
(Month/Day/Year)		 7. Title and Amount of Underlying Securities
(Instr. 3 and 4)		 8. Price of Derivative Security
(Instr. 5)		 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)		 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)		 11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Stock Options $ 14.79 07/07/2015   A   7,500   07/07/2016 07/07/2025 Common Stock 7,500 (6) $ 0 7,500 (6) D  
Stock Options $ 14.14             05/23/2007 05/23/2016 Common Stock 686   686 D  
Stock Options $ 15.9             05/22/2008 05/22/2017 Common Stock 686   686 D  
Stock Options $ 10.54             05/20/2009 05/20/2018 Common Stock 686   686 D  
Stock Options $ 9.89             05/19/2010 05/19/2019 Common Stock 686   686 D  
Stock Options $ 9.42             05/18/2011 05/18/2020 Common Stock 686   686 D  
Stock Options $ 10.55             06/21/2012 06/21/2021 Common Stock 686 (1)   686 (1) D  
Stock Options $ 8.3             06/19/2013 06/19/2022 Common Stock 800 (2)   800 (2) D  
Stock Options $ 12.48             07/15/2015 07/15/2024 Common Stock 36,000 (3)   36,000 (3) D  
Stock Options $ 15.46             05/04/2016 05/04/2025 Common Stock 5,000 (4)   5,000 (4) D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
Walter Patricia L.
3723 GLENMORE AVENUE
CHEVIOT, OH 45211		       SVP Finance  

Signatures

 /s/ Patricia L. Walter   07/09/2015
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Options to purchase shares of common stock vest at a rate of 20% per year commencing on June 21, 2012.
(2) Options to purchase shares of common stock vest at a rate of 20% per year commencing on June 19, 2013.
(3) Options to purchase shares of common stock vest at a rate of 20% per year commencing on July 15, 2015.
(4) Options to purchase shares of common stock vest at a rate of 20% per year commencing on May 4, 2016.
(5) Shares of restricted stock vest over seven years commencing on July 7, 2016.
(6) Options to purchase shares of common stock vest at a rate of 20% per year commencing on July 7, 2016.

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