Filed Pursuant to Rule 433
Registration No. 333-177892
Issuer Free Writing Prospectus dated March 11, 2014 relating to
Preliminary Prospectus Supplement dated March 11, 2014 to
Prospectus dated November 10, 2011
Unum Group
Final Term Sheet Relating to
$350,000,000 Aggregate Principal Amount of
4.000% Senior Notes due 2024
This term sheet relates to the senior notes referenced above (the “notes”) and should be read together with the preliminary prospectus supplement dated March 11, 2014 and the prospectus dated November 10, 2011 (including the documents incorporated by reference therein) relating to the notes offering before making a decision in connection with an investment in the notes. Terms used but not defined herein have the meanings ascribed to them in the preliminary prospectus supplement.
| Issuer: | Unum Group (the “Issuer”) | |
| Title of Notes: | 4.000% Senior Notes due 2024 | |
| Aggregate Principal Amount Offered: | $350,000,000 aggregate principal amount of notes | |
| Denominations: | $2,000 and integral multiples of $1,000 in excess thereof | |
| Public Offering Price: | 99.853% of principal amount | |
| Underwriting Discount: | 0.65% of principal amount; $2,275,000 total | |
| Proceeds, before Expenses: | 99.203% of principal amount; $347,210,500 total | |
| Stated Maturity Date: | March 15, 2024 | |
| Interest Payment Dates: | Semi-annually in arrears on March 15 and September 15 of each year, beginning on September 15, 2014 | |
| Record Dates: | March 1 and September 1 | |
| Coupon: | 4.000% per annum | |
| Redemption Provision: | Make Whole Call at any time at a discount rate of Treasury plus 20 basis points | |
| Benchmark Treasury: | 2.750% due February 15, 2024 | |
| Benchmark Treasury Yield: | 2.768% | |
| Spread over Benchmark: | 125 basis points | |
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| Yield to Maturity: | 4.018% | |
| Day Count Convention: | 30/360 | |
| Legal Format: | SEC Registered | |
| CUSIP Number: | 91529Y AK2 | |
| Listing: | None | |
| Trade Date: | March 11, 2014 | |
| Settlement Date: | T+3; March 14, 2014 | |
| Joint Book-Running Managers: | J.P. Morgan Securities LLC SunTrust Robinson Humphrey, Inc. Wells Fargo Securities, LLC | |
| Co-Managers: | Citigroup Global Markets Inc. Merrill Lynch, Pierce, Fenner & Smith Incorporated Regions Securities LLC U.S. Bancorp Investments, Inc. | |
The Issuer has filed a registration statement (including a prospectus and related prospectus supplement) with the U.S. Securities and Exchange Commission for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement, the related prospectus supplement and other documents the Issuer has filed with the SEC for more complete information about the Issuer and this offering. You may obtain these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the Issuer, any underwriter or any dealer participating in this offering will arrange to send you the prospectus and the prospectus supplement for this offering if you request them by contacting J.P. Morgan Securities LLC collect at (212) 834-4533, SunTrust Robinson Humphrey, Inc. at (800) 685-4786 and Wells Fargo Securities, LLC at (800) 326-5897.
Any disclaimers or other notices that may appear below are not applicable to this communication and should be disregarded. Such disclaimers were automatically generated as a result of this communication being sent via email or another communication system.
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