SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
SCHEDULE 13G
(Rule 13d-102)
INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT
TO RULES 13d-1(b)(c), AND (d) AND AMENDMENTS THERETO FILED
PURSUANT TO RULE 13d-2(b)
(Amendment No. 4)*
HAVERTY FURNITURE COMPANIES, INC.
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(Name of Issuer)
CLASS A COMMON STOCK $1.00 PAR VALUE
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(Title of Class of Securities)
419596200
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(CUSIP Number)
DECEMBER 31, 2003
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(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant
to which this Schedule is filed:
[x] Rule 13d-1(b)
[ ] Rule 13d-1(c)
[ ] Rule 13d-1(d)
* The remainder of this cover page shall be filled out
for a reporting persons initial filing on this form with
respect to the subject class of securities, and for any
subsequent amendment containing information which would alter
disclosures provided in a prior cover page.
The information required on the remainder of this page shall
not be deemed to be filed for the purpose of Section 18 of
the Securities Exchange Act of 1934 (Act) or otherwise
subject to the liabilities of that section of the Act but
shall be subject to all other provisions of the Act (however,
see the Notes.)
(Continued on following page(s))
PAGE 1 OF 8
CUSIP No. 419596200
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1 NAME OF REPORTING PERSON: Bank of America Corporation
IRS IDENTIFICATION NO. OF ABOVE PERSON: 560906609
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2 CHECK APPROPRIATE BOX IF A MEMBER OF A GROUP (a)[](b)[]
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3 SEC USE ONLY
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4 CITIZENSHIP OR PLACE OF ORGANIZATION: United States
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NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING
PERSON WITH:
5 Sole Voting Power: 0
6 Shared Voting Power: 216,004
7 Sole Dispositive Power: 0
8 Shared Dispositive Power: 266,788
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9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY REPORTING PERSON
266,788
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10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
CERTAIN SHARES [ ]
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11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9: 5.9%
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12 TYPE OF REPORTING PERSON: HC
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PAGE 2 OF 8
CUSIP No. 419596200
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1 NAME OF REPORTING PERSON: NB Holdings Corporation
IRS IDENTIFICATION NO. OF ABOVE PERSON:
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2 CHECK APPROPRIATE BOX IF MEMBER OF A GROUP: (a)[](b)[]
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3 SEC USE ONLY
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4 CITIZENSHIP OR PLACE OF ORGANIZATION: United States
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NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING
PERSON WITH:
5 Sole Voting Power: 0
6 Shared Voting Power: 216,004
7 Sole Dispositive Power: 0
8 Shared Dispositive Power: 266,788
-------------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY REPORTING PERSON
266,788
-------------------------------------------------------------
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
CERTAIN SHARES [ ]
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11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9: 5.9%
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12 TYPE OF REPORTING PERSON: HC
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PAGE 3 OF 8
CUSIP No. 419596200
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1 NAME OF REPORTING PERSON: Bank of America, N.A.
IRS IDENTIFICATION NO. OF ABOVE PERSON:
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2 CHECK APPROPRIATE BOX IF MEMBER OF A GROUP: (a)[](b)[]
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3 SEC USE ONLY
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4 CITIZENSHIP OR PLACE OF ORGANIZATION: United States
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NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING
PERSON WITH:
5 SOLE VOTING POWER: 5,000
6 SHARED VOTING POWER: 211,004
7 SOLE DISPOSITIVE POWER: 55,784
8 SHARED DISPOSITIVE POWER: 211,004
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9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
PERSON
266,788
-------------------------------------------------------------
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
CERTAIN SHARES [ ]
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11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9: 5.9%
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12 TYPE OF REPORTING PERSON: BK
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PAGE 4 OF 8
ITEM 1 (a) NAME OF ISSUER:
HAVERTY FURNITURE COMPANIES, INC.
(b) ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICES:
866 WEST PEACHTREE STREET, N.W.
ATLANTA, GEORGIA 30308
ITEM 2 (a) NAMES OF PERSONS FILING:
Bank of America Corporation
NB Holdings Corporation
Bank of America, N.A.
(b) ADDRESS OF PRINCIPAL BUSINESS OFFICES:
100 North Tryon Street
Charlotte, NC 28255
(c) CITIZENSHIP:
United States
(d) TITLE OF CLASS OF SECURITIES:
CLASS A COMMON STOCK, PAR VALUE $1.00
(e) CUSIP NUMBER: 419596200
ITEM 3 - IF THIS STATEMENT IS FILED PURSUANT TO RULES 13d-1(b)
OR 13d-2(b)OR (c), CHECK WHETHER THE PERSON FILING IS A:
(b) [X] Bank as defined in Section 3(a)(6) of the Exchange Act.
ITEM 4 - OWNERSHIP
With respect to the beneficial ownership of each reporting person,
see Items 5 through 8 of the cover pages to this Schedule 13G
applicable to each such person (pp. 2-4), which are incorporated
herein by reference.
PAGE 5 OF 8
ITEM 5 - OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS:
Not Applicable.
ITEM 6 - OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER
PERSON:
Not Applicable.
ITEM 7 - IDENTIFICATION OF THE SUBSIDIARIES WHICH ACQUIRED
THE SECURITY BEING REPORTED ON BY THE PARENT HOLDING COMPANY:
NB Holdings Corporation
Bank of America, N.A.
ITEM 8 - IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP:
Not Applicable.
ITEM 9 - NOTICE OF DISSOLUTION OF GROUP:
Not Applicable.
PAGE 6 OF 8
ITEM 10 - CERTIFICATION.
By signing below the undersigned certifies that, to the best of their knowledge
and belief, the securities referred to above were not acquired and
are not held for the purpose of or with the effect of changing or
influencing the control of the issuer of the securities and were
not acquired and are not held in connection with or as a participant
in any transaction having that purpose or effect.
After reasonable inquiry and to the best of their knowledge and
belief, the undersigned certifies that the information set forth
in this statement is true, complete and correct.
DATED: February 9, 2004
Bank of America Corporation
NB Holdings Corporation
Bank of America, N.A.
BY: /s/ CHARLES F. BOWMAN
Charles F. Bowman
Senior Vice President
PAGE 7 OF 8
EXHIBIT A
JOINT FILING AGREEMENT
The undersigned hereby agrees that they are filing this
statement jointly pursuant to Rule 13d-1(k)(1). Each of
them is responsible for the timely filing of such Schedule
13G and any amendments thereto, and for the completeness and
accuracy of the information concerning such person contained
therein; but none of them is responsible for the completeness
or accuracy of the information concerning the other persons
making the filing, unless such person knows or has reason to
believe that such information is inaccurate.
DATED: February 9, 2004
Bank of America Corporation
NB Holdings Corporation
Bank of America, N.A.
BY: /s/ CHARLES F. BOWMAN
Charles F. Bowman
Senior Vice President
PAGE 8 OF 8