SECURITIES AND EXCHANGE COMMISSION

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC  20549


______________________________


FORM 8-K


CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934




Date of report (Date of earliest event reported) October 15, 2003


    SEACOAST BANKING CORPORATION OF FLORIDA


(Exact Name of Registrant as Specified in Charter)



Florida

1-13660

59-2260678

(State or Other Jurisdiction

of Incorporation)

(Commission

File Number

(IRS Employer

Identification No.)



815 Colorado Avenue, Stuart, FL

34994

(Address of Principal Executive Offices)

(Zip Code)




(772) 287-4000

Registrant’s telephone number, including area code  



Not Applicable

Former Name or Former Address, if changed since last report



Item 5.

Other Events and Required FD Disclosure


On October 15, 2003, the Registrant announced its financial results for the third quarter ended September 30, 2003.  A copy of the press release announcing the Registrant’s results for the third quarter ended September 30, 2003 is attached hereto as Exhibit 99.1 and incorporated herein by reference.



Item 7.

Financial Statements and Exhibits



Exhibit Number

 

Description

99.1

 

Press Release dated October 15, 2003 with respect to Seacoast Banking Corporation of Florida’s financial results for the third quarter ended September 30, 2003.

99.2

 

Transcript of Registrant’s investor conference call held on October 16, 2003 to discuss the Registrant’s financial results for the third quarter ended September 30, 2003.

99.3

 

Charts referenced in the conference call held on October 16, 2003 to discuss the Registrant’s financial results for the third quarter ended September 30, 2003.


Item 9.

Regulation FD Disclosure


On October 16, 2003, the Registrant held an investor conference call to discuss financial results for the third quarter ended September 30, 2003.  A transcript of this conference call is attached hereto as Exhibit 99.2 and incorporated herein by reference.  Also attached as Exhibit 99.3 are two charts (available on the Registrant’s website) referenced in the conference call and incorporated herein by reference.  All information included in the transcript and the charts is presented as of September 30, 2003, and the Registrant does not assume any obligation to correct or update said information in the future.


The information in the preceding paragraph, as well as Exhibits 99.2 and 99.3 referenced therein, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in filing under the Securities Act of 1933.



Item 12.

Results of Operations and Financial Condition


On October 15, 2003, the Registrant announced its financial results for the third quarter ended September 30, 2003.  A copy of the press release announcing the Registrant’s results for the third quarter ended September 30, 2003 is attached hereto as Exhibit 99.1 and incorporated herein by reference.




SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


SEACOAST BANKING CORPORATION OF FLORIDA

(Registrant)



Dated:   

October 16, 2003

By:    /s/ William R. Hahl


          Name:  William R. Hahl

          Title:  Executive Vice President & CFO