UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 13F Form 13F COVER PAGE Report for the Calendar Year or Quarter Ended: December 31, 2012 ------------------------------ Check here if Amendment; [ ] Amendment Number: This Amendment (Check only one.): [ ] is a restatement. [ ] adds new holding entries. Institutional Investment Manager Filing this Report: Name: Citizens & Northern Corporation -------------------------------------------------------------------- Address: 90 - 92 Main Street -------------------------------------------------------------------- Wellsboro, PA 16901 -------------------------------------------------------------------- Form 13F File Number: 28-14195 -------- The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: Mark A. Hughes -------------------------------------------------------------------- Title: Treasurer and Chief Financial Officer -------------------------------------------------------------------- Phone: 570-724-3411 -------------------------------------------------------------------- Signature, Place, and Date of Signing: /s/ Mark A. Hughes Wellsboro, PA 2/14/13 --------------------------- -------------------------- -------------- [Signature] [City, State] [Date] Report type (Check only one.): [x] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) [ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) [ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 1 ------------------------------ Form 13F Information Table Entry Total: 78 ------------------------------ Form 13F Information Table Value Total: $ 103,588 ------------------------------ (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. [If there are no entries in this list, state "NONE" and omit the column headings and list entries.] No. Form 13F File Number Name 1 28-14473 Citizens & Northern Bank ---- ---------------------------------- VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (x$1,000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE 3M Company COM 88579Y101 $ 217 2339.000 SH DEFINED 1 2339.000 Abbott Labs COM 002824100 $1,542 23537.000 SH DEFINED 1 23537.000 Accenture PLC SHS CLASS A G1151C101 $1,636 24604.000 SH DEFINED 1 24604.000 Altria Group Inc COM 02209S103 $ 237 7530.000 SH DEFINED 1 7530.000 Analog Devices Inc COM 032654105 $1,309 31129.000 SH DEFINED 1 31129.000 AT&T Inc COM 00206R102 $1,269 37648.000 SH DEFINED 1 37648.000 Automatic Data Processing COM 053015103 $1,586 27853.000 SH DEFINED 1 27853.000 Baker Hughes Inc COM 057224107 $1,279 31310.000 SH DEFINED 1 31310.000 Bard C R Inc COM 067383109 $ 219 2238.000 SH DEFINED 1 2238.000 Baxter Intl Inc COM 071813109 $1,285 19283.000 SH DEFINED 1 19283.000 Blackrock, Inc. COM 09247X101 $1,370 6629.000 SH DEFINED 1 6629.000 Cardinal Health Inc COM 14149Y108 $1,081 26256.000 SH DEFINED 1 26256.000 CH Robinson Worldwide COM NEW 12541W209 $1,166 18445.000 SH DEFINED 1 18445.000 Charles Schwab Corp COM 808513105 $1,376 95817.000 SH DEFINED 1 95817.000 Chemung Financial Corp COM 164024101 $ 250 8352.000 SH DEFINED 1 8352.000 Chevron Corp COM 166764100 $1,145 10588.000 SH DEFINED 1 10588.000 Cisco Systems Inc COM 17275R102 $1,565 79632.000 SH DEFINED 1 79632.000 Citizens & Northern Corp COM 172922106 $4,063 214952.014 SH DEFINED 1 214952.014 CME Group Inc COM 12572Q105 $1,198 23635.000 SH DEFINED 1 23635.000 Colgate Palmolive Co COM 194162103 $1,364 13048.000 SH DEFINED 1 13048.000 Corning Inc COM 219350105 $ 302 23915.000 SH DEFINED 1 23915.000 Covidien PLC Common Shares SHS G2554F113 $1,036 17945.000 SH DEFINED 1 17945.000 Danaher Corp COM 235851102 $1,313 23488.000 SH DEFINED 1 23488.000 Darden Restaurants Inc COM 237194105 $1,196 26544.000 SH DEFINED 1 26544.000 Disney Walt Co COM DISNEY 254687106 $ 214 4300.000 SH DEFINED 1 4300.000 Eaton Vance COM NON VTG 278265103 $ 521 16346.000 SH DEFINED 1 16346.000 Ecolab Inc. COM 278865100 $1,394 19383.000 SH DEFINED 1 19383.000 Expeditors Intl Wash Inc COM 302130109 $1,176 29741.000 SH DEFINED 1 29741.000 Exxon Mobil Corp COM 30231G102 $2,051 23697.000 SH DEFINED 1 23697.000 Fifth Third Bancorp COM 316773100 $ 439 28880.000 SH DEFINED 1 28880.000 FNB Corporation COM 302520101 $1,396 131473.000 SH DEFINED 1 131473.000 Franklin Resources Inc COM 354613101 $1,368 10883.000 SH DEFINED 1 10883.000 General Dynamics Corp COM 369550108 $1,147 16557.000 SH DEFINED 1 16557.000 General Elec Co COM 369604103 $ 537 25569.000 SH DEFINED 1 25569.000 Home Depot Inc COM 437076102 $ 247 4000.000 SH DEFINED 1 4000.000 Intel Corp COM 458140100 $1,257 60970.000 SH DEFINED 1 60970.000 International Business Machines COM 459200101 $1,973 10302.000 SH DEFINED 1 10302.000 iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 $ 653 4562.000 SH DEFINED 1 4562.000 iShares S&P MidCap 400 Index Fd CORE S&P MCP ETF 464287507 17,677 173812.000 SH DEFINED 1 173812.000 Johnson & Johnson COM 478160104 $1,667 23782.000 SH DEFINED 1 23782.000 Linear Tech Corp COM 535678106 $ 249 7268.000 SH DEFINED 1 7268.000 M & T Bank Corp COM 55261F104 $ 335 3405.000 SH DEFINED 1 3405.000 McDonalds Corp COM 580135101 $1,292 14645.000 SH DEFINED 1 14645.000 Microchip Technology Inc COM 595017104 $1,455 44656.000 SH DEFINED 1 44656.000 Microsoft Corp COM 594918104 $1,567 58652.000 SH DEFINED 1 58652.000 National Fuel Gas Co N J COM 636180101 $ 303 5984.000 SH DEFINED 1 5984.000 Nike, Inc. Class B CL B 654106103 $1,466 28412.000 SH DEFINED 1 28412.000 Noble Energy Inc COM 655044105 $1,192 11712.000 SH DEFINED 1 11712.000 NORWOOD FINANCIAL CORP COM 669549107 $ 383 12881.000 SH SOLE 12881.000 Oracle Corp COM 68389X105 $1,659 49799.000 SH DEFINED 1 49799.000 Pepsico Inc COM 713448108 $1,563 22838.000 SH DEFINED 1 22838.000 Pfizer Inc COM 717081103 $ 336 13398.000 SH DEFINED 1 13398.000 Phillip Morris International Inc COM 718172109 $ 510 6100.000 SH DEFINED 1 6100.000 Praxair Inc COM 74005P104 $1,235 11288.000 SH DEFINED 1 11288.000 Procter & Gamble Co COM 742718109 $1,850 27248.000 SH DEFINED 1 27248.000 Qualcomm Inc COM 747525103 $1,522 24597.000 SH DEFINED 1 24597.000 Schlumberger Ltd COM 806857108 $1,342 19370.000 SH DEFINED 1 19370.000 SEI Investment Company COM 784117103 $1,481 63461.000 SH DEFINED 1 63461.000 SPDR Gold Trust GOLD SHS 78463V107 $ 233 1438.000 SH DEFINED 1 1438.000 Staples Inc COM 855030102 $ 198 17406.000 SH DEFINED 1 17406.000 Suncor Energy Inc New Common COM 867224107 $1,253 37978.000 SH DEFINED 1 37978.000 SYSCO Corp COM 871829107 $1,289 40716.000 SH DEFINED 1 40716.000 T. Rowe Price Group, Inc. COM 74144T108 $1,399 21481.000 SH DEFINED 1 21481.000 Talisman Energy Inc COM 87425E103 $1,209 106735.000 SH DEFINED 1 106735.000 Target Corp COM 87612E106 $1,410 23822.000 SH DEFINED 1 23822.000 Teva Pharmaceutical Inds Ltd Adr ADR 881624209 $ 989 26494.000 SH DEFINED 1 26494.000 Tjx Companies (New) COM 872540109 $1,494 35205.000 SH DEFINED 1 35205.000 United Parcel Service Inc. Class B CL B 911312106 $1,215 16484.000 SH DEFINED 1 16484.000 Utilities Select Sector SPDR SBI INT-UTILS 81369Y886 $1,710 48965.000 SH DEFINED 1 48965.000 Vanguard FTSE Emerging Markets ETF MSCI EMR MKT ETF 922042858 $ 825 18528.000 SH DEFINED 1 18528.000 Verizon Communications COM 92343V104 $1,257 29039.000 SH DEFINED 1 29039.000 W W Grainger Inc COM 384802104 $1,266 6256.000 SH DEFINED 1 6256.000 Walgreen Co COM 931422109 $1,421 38406.000 SH DEFINED 1 38406.000 Wal-Mart Stores Inc COM 931142103 $1,332 19515.000 SH DEFINED 1 19515.000 Wells Fargo & Co New COM 949746101 $1,485 43455.000 SH DEFINED 1 43455.000 Williams Cos Inc COM 969457100 $ 204 6238.000 SH DEFINED 1 6238.000 YUM Brands Inc COM 988498101 $ 937 14112.000 SH DEFINED 1 14112.000