UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported): April 20, 2005


                         ALABAMA NATIONAL BANCORPORATION
 ------------------------------------------------------------------------------
             (Exact Name of Registrant as Specified in its Charter)



        Delaware                       0-25160                  63-1114426
--------------------------------------------------------------------------------
(State of Incorporation)       (Commission File Number)       (IRS Employer 
                                                          Identification Number)


               1927 First Avenue North, Birmingham, Alabama 35203
          (Address of principal executive offices, including zip code)

                          (205) 583-3600 (Registrant's
                     telephone number, including area code)



Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:


[_]  Written communications pursuant to Rule 425 under the Securities Act (17
     CFR 230.425)

[_]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
     240.14a-12)

[_]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))

[_]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17CFR 240.13e-4(c))


 






Item 2.02.         Results of Operations and Financial Condition.

         On April 20, 2005, Alabama National BanCorporation issued a press
release announcing financial results for the quarter ended March 31, 2005. The
press release is attached as Exhibit 99.1 to this Form 8-K and is furnished to,
but not filed with, the Commission.

Item 9.01.          Financial Statements and Exhibits.

(c) Exhibits.

         Exhibit Number                 Exhibit
         99.1                           Press Release dated April 20, 2005








                                                    SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                                             
                         Alabama National Bancorporation                       
                         ----------------------------------------------------  
                         By: /s/ William E. Matthews, V                        
                         William E. Matthews, V                                
                         Executive Vice President and Chief Financial Officer  
                              

Dated: April 20, 2005

                                                          





                                INDEX TO EXHIBITS

                               
Exhibit Number                Exhibit
99.1                          Press Release dated April 20, 2005*


* This exhibit is furnished to, but not filed with, the Commission by inclusion
  herein.