☐	Rule 13d-1(b)
☒	Rule 13d-1(c)
☐	Rule 13d-1(d)

CUSIP No.  69354N106

13G

Page 2 of 6 Pages

(1)		Names of Reporting Persons   Turtle Creek Equity Fund
(2)		Check the Appropriate Box if a Member of a Group (See Instructions)			(a) ☐ (b) ☐
(3)		SEC Use Only
(4)		Citizenship or Place of Organization   Canada
Number of Shares Beneficially Owned by Each Reporting Person With			(5)	Sole Voting Power   0
			(6)	Shared Voting Power   0
			(7)	Sole Dispositive Power   0
			(8)	Shared Dispositive Power   0
(9)	Aggregate Amount Beneficially Owned by Each Reporting Person   0
(10)	Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions)  ☐
(11)	Percent of Class Represented by Amount in Row (9)   0%
(12)	Type of Reporting Person (See Instructions)   OO

Item 1(a).		Name of Issuer
		PRA Group, Inc.
Item 1(b).		Address of Issuer's Principal Executive Offices
		120 Corporate Boulevard
		Norfolk, Virginia 23502
Item 2(a).		Name of Person Filing
		This Schedule 13G/A is being filed by Turtle Creek Equity Fund (“TCEF”) solely to disclose that in light of and giving effect to the terms of TCEF’s governing documents, TCEF does not have or share, and has never had or shared, voting or dispositive power with respect to shares of PRA Group, Inc. that may be held for the benefit of TCEF’s unit holders. The Schedule 13G filed on TCEF’s behalf on September 11, 2017, as well as amendments nos. 1 and 2 filed on TCEF’s behalf, were filed in error.
Item 2(b).		Address of Principal Business Office or, if None, Residence
		The address of the principal office of the Reporting Person is:
		Scotia Plaza, 40 King Street West, Suite 5100
		Toronto, Ontario M5H 3Y2 Canada
Item 2(c).		Citizenship
		Canada
Item 2(d).		Title of Class of Securities
		Common Stock
Item 2(e).		CUSIP Number
		69354N106
Item 3.		If This Statement is Filed Pursuant to Rule 13d-1(b), or 13d-2(b) or (c), Check Whether the Person Filing is a:
		(a)	☐	Broker or dealer registered under Section 15 of the Act (15 U.S.C. 78o).
		(b)	☐	Bank as defined in Section 3(a)(6) of the Act (15 U.S.C. 78c).
		(c)	☐	Insurance Company as defined in Section 3(a)(19) of the Act (15 U.S.C. 78c).
		(d)	☐	Investment Company registered under Section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8).
		(e)	☐	An investment adviser in accordance with Rule 240.13d-1(b)(1)(ii)(E);
		(f)	☐	An employee benefit plan or endowment fund in accordance with Rule 240.13d-1(b)(1)(ii)(F);
		(g)	☐	A parent holding company or control person in accordance with Rule 240.13d-1(b)(1)(ii)(G);

		(h)	☐	A savings association as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
		(i)	☐	A church plan that is excluded from the definition of an investment company under Section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
		(j)	☐	A non-U.S. institution in accordance with Rule 240.13d-1(b)(1)(ii)(J);
		(k)	☐	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
		If filing in accordance with  Rule 240.13d-1(b)(1)(ii)(J), please specify the type of institution:  N/A
Item 4(a).		Amount Beneficially Owned
		See Item 9 on the cover pages hereto and Item 2(a) above.
Item 4(b).		Percent of Class
		See Item 11 on the cover pages hereto and Item 2(a) above.
Item 4(c).		Number of shares as to which TCEF has:
		(i)	sole power to vote or direct the vote:
			See Item 5 on the cover pages hereto and Item 2(a) above.
		(ii)	shared power to vote or direct the vote:
			See Item 6 on the cover pages hereto and Item 2(a) above.
		(iii)	sole power to dispose or to direct the disposition:
			See Item 7 on the cover pages hereto and Item 2(a) above.
		(iv)	shared power to dispose or to direct the disposition:
			See Item 8 on the cover pages hereto and Item 2(a) above.

Item 5.		Ownership of Five Percent or Less of a Class
		If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the class of securities, check the following ☐.  See Item 2(a).
Item 6.		Ownership of More Than Five Percent on Behalf of Another Person
		Not applicable.
Item 7.		The Security Being Reported on By the Parent Holding Company
		Not applicable.
Item 8.		Identification and Classification of Members of the Group
		Not applicable.
Item 9.		Notice of Dissolution of Group
		Not applicable.
Item 10.		Certification
		Not applicable.

Dated: December 10, 2018
	TURTLE CREEK EQUITY FUND
	By:	Turtle Creek Asset Management, Inc.,
		investment adviser

	By:	/s/ Lisa Shostack
	Name:	Lisa Shostack
	Title:	General Counsel