UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 13F FORM 13F COVER PAGE REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 6/28/02 CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER: THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT. ( ) ADDS NEW HOLDINGS ENTRIES INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT: NAME: TOM STRINGFELLOW ADDRESS: FROST NATIONAL BANK P.O. BOX 1600 SAN ANTONIO, TX 78296 13F FILE NUMBER: 28-183 THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF THIS FORM. PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER: NAME: STAN MCCORMICK TITLE: COPORATE SECRETARY - SR. V.P. PHONE: 210-220-4310 SIGNATURE,PLACE,AND DATE OF SIGNING: /s/STAN MCCORMICK SAN ANTONIO, TX 8/6/02 REPORT TYPE (CHECK ONLY ONE.): ( X) 13F HOLDINGS REPORT ( ) 13F NOTICE ( ) 13F COMBINATION REPORT LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER: NONE I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934. FORM 13F SUMMARY PAGE REPORT SUMMARY: NUMBER OF OTHER INCLUDED MANAGERS: 0 FORM 13F INFORMATION TABLE ENTRY TOTAL: 660 FORM 13F INFORMATION TABLE VALUE TOTAL: $1,782,606 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- A T & T CORP COM * COMMON STOCK 001957109 594 55544 SH DEFINED 55344 0 200 A T & T CORP COM * COMMON STOCK 001957109 142 13277 SH OTHER 8819 4458 0 ABBOTT LABORATORIES COM * COMMON STOCK 002824100 3492 92756 SH DEFINED 89356 0 3400 ABBOTT LABORATORIES COM * COMMON STOCK 002824100 1741 46240 SH OTHER 19040 20800 6400 ABERCROMBIE & FITCH CO CLASS A COMMON STOCK 002896207 1286 53300 SH DEFINED 53300 0 0 ADAPTEC INC COM COMMON STOCK 00651F108 847 107300 SH DEFINED 107300 0 0 ADAPTEC INC COM COMMON STOCK 00651F108 1 150 SH OTHER 100 0 50 AFLAC INC COM * COMMON STOCK 001055102 770 24062 SH DEFINED 24062 0 0 AFLAC INC COM * COMMON STOCK 001055102 235 7350 SH OTHER 7350 0 0 AIR PRODUCTS & CHEMICALS INC C COMMON STOCK 009158106 460 9117 SH DEFINED 9117 0 0 AIR PRODUCTS & CHEMICALS INC C COMMON STOCK 009158106 611 12100 SH OTHER 12100 0 0 ALBERTSON'S INC COM * COMMON STOCK 013104104 306 10052 SH DEFINED 10052 0 0 ALCOA INC COM* COMMON STOCK 013817101 20448 616818 SH DEFINED 602089 0 14729 ALCOA INC COM* COMMON STOCK 013817101 1401 42263 SH OTHER 34543 0 7720 ALEXANDRIA REAL ESTATE EQUITIE COMMON STOCK 015271109 1875 38000 SH DEFINED 38000 0 0 ALLEGHENY ENERGY INC COM COMMON STOCK 017361106 212 8245 SH DEFINED 8245 0 0 ALLEGHENY ENERGY INC COM COMMON STOCK 017361106 26 1000 SH OTHER 0 1000 0 ALLETE INC COM COMMON STOCK 018522102 1192 44000 SH DEFINED 44000 0 0 ALLIED CAPITAL CORP NEW COM* COMMON STOCK 01903Q108 2333 102991 SH DEFINED 102991 0 0 ALLIED WASTE INDS INC COM NEW COMMON STOCK 019589308 422 44000 SH DEFINED 44000 0 0 ALLIED WASTE INDS INC COM NEW COMMON STOCK 019589308 31 3200 SH OTHER 0 0 3200 ALLSTATE CORP COM COMMON STOCK 020002101 574 15532 SH DEFINED 14132 0 1400 ALLSTATE CORP COM COMMON STOCK 020002101 94 2546 SH OTHER 2546 0 0 ALLTEL CORP COM * COMMON STOCK 020039103 54512 1159834 SH DEFINED 1146559 0 13275 ALLTEL CORP COM * COMMON STOCK 020039103 2939 62534 SH OTHER 62355 179 0 AMERICAN ELECTRIC POWER INC CO COMMON STOCK 025537101 1118 27939 SH DEFINED 27939 0 0 AMERICAN ELECTRIC POWER INC CO COMMON STOCK 025537101 262 6546 SH OTHER 6546 0 0 AMERICAN EXPRESS CO COM * COMMON STOCK 025816109 8743 240734 SH DEFINED 231534 0 9200 AMERICAN EXPRESS CO COM * COMMON STOCK 025816109 973 26800 SH OTHER 26400 0 400 AMERICAN INT'L GROUP INC COM * COMMON STOCK 026874107 3684 53993 SH DEFINED 52647 0 1346 AMERICAN INT'L GROUP INC COM * COMMON STOCK 026874107 1231 18044 SH OTHER 13698 2882 1464 AMERICAN ITALIAN PASTA CO CLAS COMMON STOCK 027070101 2067 40539 SH DEFINED 40539 0 0 AMERICAN NATIONAL INSURANCE CO COMMON STOCK 028591105 409 4252 SH DEFINED 25 0 4227 AMERICAN POWER CONVERSION CORP COMMON STOCK 029066107 157 12413 SH DEFINED 12413 0 0 AMERICAN POWER CONVERSION CORP COMMON STOCK 029066107 17 1370 SH OTHER 1370 0 0 AMERICREDIT CORP COM COMMON STOCK 03060R101 202 7209 SH DEFINED 5975 0 1234 AMGEN INC COM * COMMON STOCK 031162100 807 19258 SH DEFINED 19258 0 0 AMGEN INC COM * COMMON STOCK 031162100 447 10674 SH OTHER 6074 0 4600 AMSOUTH BANCORPORATION INC COM COMMON STOCK 032165102 196 8756 SH DEFINED 0 0 8756 AMSOUTH BANCORPORATION INC COM COMMON STOCK 032165102 110 4920 SH OTHER 4920 0 0 ANADARKO PETROLEUM CORP COM COMMON STOCK 032511107 9952 201867 SH DEFINED 201867 0 0 ANADARKO PETROLEUM CORP COM COMMON STOCK 032511107 145 2943 SH OTHER 2843 0 100 ANALOG DEVICES INC COM* COMMON STOCK 032654105 1530 51499 SH DEFINED 51499 0 0 ANALOG DEVICES INC COM* COMMON STOCK 032654105 20 670 SH OTHER 670 0 0 ANHEUSER BUSCH COS INC COM * COMMON STOCK 035229103 8622 172438 SH DEFINED 172288 0 150 ANHEUSER BUSCH COS INC COM * COMMON STOCK 035229103 428 8565 SH OTHER 8265 0 300 ANNTAYLOR STORES CORP COM COMMON STOCK 036115103 1447 57000 SH DEFINED 57000 0 0 AOL TIME WARNER INC COM* COMMON STOCK 00184A105 68478 4655234 SH DEFINED 4637874 0 17360 AOL TIME WARNER INC COM* COMMON STOCK 00184A105 1129 76781 SH OTHER 58231 14400 4150 APPLIED MATERIALS INC COM * COMMON STOCK 038222105 279 14656 SH DEFINED 14608 0 48 APPLIED MATERIALS INC COM * COMMON STOCK 038222105 48 2498 SH OTHER 1000 1298 200 ARCHSTONE-SMITH TR COM* COMMON STOCK 039583109 3117 116725 SH DEFINED 114835 0 1890 ARCHSTONE-SMITH TR COM* COMMON STOCK 039583109 731 27394 SH OTHER 27394 0 0 ARMOR HOLDINGS INC COM COMMON STOCK 042260109 1237 48500 SH DEFINED 48500 0 0 AT & T WIRELESS SERVICES INC C COMMON STOCK 00209A106 345 58998 SH DEFINED 58479 0 519 AT & T WIRELESS SERVICES INC C COMMON STOCK 00209A106 38 6518 SH OTHER 4086 1432 1000 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 949 21786 SH DEFINED 21786 0 0 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 70 1600 SH OTHER 1600 0 0 AVERY DENNISON CORP COM * COMMON STOCK 053611109 15935 253945 SH DEFINED 252625 0 1320 AVERY DENNISON CORP COM * COMMON STOCK 053611109 1545 24620 SH OTHER 21750 70 2800 AVNET INC COM COMMON STOCK 053807103 4459 202774 SH DEFINED 202774 0 0 AVNET INC COM COMMON STOCK 053807103 49 2218 SH OTHER 2218 0 0 AVX CORP COM COMMON STOCK 002444107 1507 92301 SH DEFINED 92301 0 0 AVX CORP COM COMMON STOCK 002444107 26 1564 SH OTHER 1564 0 0 BAKER HUGHES INC COM * COMMON STOCK 057224107 2013 60476 SH DEFINED 59096 0 1380 BAKER HUGHES INC COM * COMMON STOCK 057224107 293 8816 SH OTHER 5416 100 3300 BANK OF AMERICA CORP COM * COMMON STOCK 060505104 2576 36618 SH DEFINED 36618 0 0 BANK OF AMERICA CORP COM * COMMON STOCK 060505104 69 978 SH OTHER 978 0 0 BANK OF HAWAII CORP COM COMMON STOCK 062540109 1616 57700 SH DEFINED 57700 0 0 BANK OF HAWAII CORP COM COMMON STOCK 062540109 28 1000 SH OTHER 0 0 1000 BANK ONE CORP COM* COMMON STOCK 06423A103 680 17681 SH DEFINED 6910 0 10771 BANK ONE CORP COM* COMMON STOCK 06423A103 38 1000 SH OTHER 1000 0 0 BANKNORTH GROUP INC COMMON STOCK 06646R107 4812 184926 SH DEFINED 184926 0 0 BANKNORTH GROUP INC COMMON STOCK 06646R107 91 3481 SH OTHER 3481 0 0 BAXTER INTERNATIONAL INC COM * COMMON STOCK 071813109 12261 275847 SH DEFINED 270200 0 5647 BAXTER INTERNATIONAL INC COM * COMMON STOCK 071813109 815 18335 SH OTHER 15125 60 3150 BEAZER HOMES USA INC COMMON STOCK 07556Q105 1864 23300 SH DEFINED 23300 0 0 BECTON DICKINSON & CO COM * COMMON STOCK 075887109 688 19979 SH DEFINED 19979 0 0 BELLSOUTH CORP COM * COMMON STOCK 079860102 11441 363222 SH DEFINED 361958 0 1264 BELLSOUTH CORP COM * COMMON STOCK 079860102 823 26124 SH OTHER 26124 0 0 BEMIS INC COM* COMMON STOCK 081437105 285 6000 SH OTHER 0 6000 0 BERKSHIRE HATHAWAY INC CLASS B COMMON STOCK 084670207 223 100 SH DEFINED 100 0 0 BERKSHIRE HATHAWAY INC CLASS B COMMON STOCK 084670207 83 37 SH OTHER 37 0 0 BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670108 200 3 SH DEFINED 3 0 0 BEST BUY COMPANY INC COM* COMMON STOCK 086516101 1564 43092 SH DEFINED 41325 0 1767 BEST BUY COMPANY INC COM* COMMON STOCK 086516101 721 19861 SH OTHER 15361 0 4500 BLYTH INC. COM COMMON STOCK 09643P108 7953 254726 SH DEFINED 254670 0 56 BLYTH INC. COM COMMON STOCK 09643P108 112 3600 SH OTHER 3600 0 0 BOEING CO COM * COMMON STOCK 097023105 1148 25511 SH DEFINED 24761 0 750 BOEING CO COM * COMMON STOCK 097023105 615 13667 SH OTHER 13667 0 0 BOISE CASCADE CORP COM COMMON STOCK 097383103 1041 30158 SH DEFINED 30158 0 0 BRISTOL-MYERS SQUIBB CO COM * COMMON STOCK 110122108 2410 93791 SH DEFINED 92091 0 1700 BRISTOL-MYERS SQUIBB CO COM * COMMON STOCK 110122108 388 15101 SH OTHER 15101 0 0 BROWN TOM INC COM NEW COMMON STOCK 115660201 1690 59600 SH DEFINED 59600 0 0 BURLINGTON NORTHERN SANTA FE C COMMON STOCK 12189T104 591 19696 SH DEFINED 19696 0 0 BURLINGTON NORTHERN SANTA FE C COMMON STOCK 12189T104 391 13043 SH OTHER 11043 2000 0 BURLINGTON RESOURCES INC COM COMMON STOCK 122014103 5406 142250 SH DEFINED 142250 0 0 BURLINGTON RESOURCES INC COM COMMON STOCK 122014103 194 5103 SH OTHER 2912 871 1320 C H ROBINSON WORLDWIDE INC COM COMMON STOCK 12541W100 233 6944 SH DEFINED 6944 0 0 CACI INTL INC CL A COM COMMON STOCK 127190304 2135 55900 SH DEFINED 55900 0 0 CALIFORNIA PIZZA KITCHEN INC COMMON STOCK 13054D109 1893 76314 SH DEFINED 76314 0 0 CALLAWAY GOLF CO COM COMMON STOCK 131193104 1435 90600 SH DEFINED 90600 0 0 CAPITAL AUTOMOTIVE REIT COMMON STOCK 139733109 4692 196651 SH DEFINED 196651 0 0 CAPITAL AUTOMOTIVE REIT COMMON STOCK 139733109 28 1158 SH OTHER 1158 0 0 CARDINAL HEALTH INC COM* COMMON STOCK 14149Y108 19042 310078 SH DEFINED 305072 0 5006 CARDINAL HEALTH INC COM* COMMON STOCK 14149Y108 1681 27371 SH OTHER 27371 0 0 CARNIVAL CORPORATION COM* COMMON STOCK 143658102 317 11445 SH DEFINED 10945 0 500 CARNIVAL CORPORATION COM* COMMON STOCK 143658102 188 6800 SH OTHER 6800 0 0 CARRIAGE SERVICES INC CLASS A COMMON STOCK 143905107 43 10000 SH DEFINED 10000 0 0 CEC ENTERTAINMENT INC COM COMMON STOCK 125137109 1374 33276 SH DEFINED 33276 0 0 CHEVRONTEXACO CORP COM* COMMON STOCK 166764100 23889 269937 SH DEFINED 263488 0 6449 CHEVRONTEXACO CORP COM* COMMON STOCK 166764100 3214 36318 SH OTHER 27924 4300 4094 CHOICEPOINT INC COM COMMON STOCK 170388102 214 4714 SH DEFINED 4714 0 0 CHUBB CORP COM* COMMON STOCK 171232101 19617 277073 SH DEFINED 272728 0 4345 CHUBB CORP COM* COMMON STOCK 171232101 1556 21972 SH OTHER 21372 0 600 CIGNA CORP COM COMMON STOCK 125509109 8946 91830 SH DEFINED 91830 0 0 CIGNA CORP COM COMMON STOCK 125509109 77 786 SH OTHER 786 0 0 CINERGY CORP COM COMMON STOCK 172474108 8197 227745 SH DEFINED 227650 0 95 CINERGY CORP COM COMMON STOCK 172474108 99 2764 SH OTHER 2764 0 0 CISCO SYSTEM INC COM * COMMON STOCK 17275R102 12097 867172 SH DEFINED 848677 0 18495 CISCO SYSTEM INC COM * COMMON STOCK 17275R102 752 53905 SH OTHER 48740 1800 3365 CITIGROUP INC COM * COMMON STOCK 172967101 22572 582497 SH DEFINED 578513 0 3984 CITIGROUP INC COM * COMMON STOCK 172967101 3310 85409 SH OTHER 72916 6160 6333 CITY NATIONAL CORP COM COMMON STOCK 178566105 1978 36800 SH DEFINED 36800 0 0 CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 2252 70320 SH DEFINED 69256 0 1064 CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 4318 134868 SH OTHER 134868 0 0 CLOROX CO COM * COMMON STOCK 189054109 14426 348868 SH DEFINED 340160 0 8708 CLOROX CO COM * COMMON STOCK 189054109 1468 35498 SH OTHER 29578 800 5120 COCA COLA CO COM * COMMON STOCK 191216100 11525 205804 SH DEFINED 204172 0 1632 COCA COLA CO COM * COMMON STOCK 191216100 1896 33852 SH OTHER 28652 0 5200 COLGATE-PALMOLIVE CO COM * COMMON STOCK 194162103 2701 53967 SH DEFINED 53967 0 0 COLGATE-PALMOLIVE CO COM * COMMON STOCK 194162103 552 11028 SH OTHER 6500 0 4528 COMPUTER SCIENCES CORP COM * COMMON STOCK 205363104 301 6289 SH DEFINED 6289 0 0 COMPUTER SCIENCES CORP COM * COMMON STOCK 205363104 477 9979 SH OTHER 9979 0 0 COMVERSE TECHNOLOGY INC COM* COMMON STOCK 205862402 2060 222490 SH DEFINED 222490 0 0 COMVERSE TECHNOLOGY INC COM* COMMON STOCK 205862402 61 6600 SH OTHER 6600 0 0 CONAGRA FOODS INC COMMON STOCK 205887102 216 7816 SH DEFINED 7816 0 0 CONAGRA FOODS INC COMMON STOCK 205887102 238 8600 SH OTHER 8600 0 0 CONCORD EFS INC COM* COMMON STOCK 206197105 10754 356790 SH DEFINED 354710 0 2080 CONCORD EFS INC COM* COMMON STOCK 206197105 792 26293 SH OTHER 26293 0 0 CONSOL ENERGY INC COM COMMON STOCK 20854P109 5032 236778 SH DEFINED 236778 0 0 CONSOL ENERGY INC COM COMMON STOCK 20854P109 65 3079 SH OTHER 3079 0 0 CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 390 9342 SH DEFINED 9342 0 0 COOPER COMPANIES INC COM COMMON STOCK 216648402 1554 33000 SH DEFINED 33000 0 0 COSTCO WHOLESALE CORP NEW COM* COMMON STOCK 22160K105 15514 401721 SH DEFINED 391766 0 9955 COSTCO WHOLESALE CORP NEW COM* COMMON STOCK 22160K105 1015 26281 SH OTHER 26281 0 0 CRESCENT REAL EST EQTY TRUST COMMON STOCK 225756105 262 14000 SH DEFINED 14000 0 0 CRESCENT REAL EST EQTY TRUST COMMON STOCK 225756105 70 3768 SH OTHER 168 0 3600 CSX CORP COM COMMON STOCK 126408103 421 12000 SH DEFINED 12000 0 0 CSX CORP COM COMMON STOCK 126408103 42 1200 SH OTHER 1200 0 0 CULLEN/FROST BANKERS INC COM COMMON STOCK 229899109 12665 352282 SH DEFINED 321855 2101 28326 CULLEN/FROST BANKERS INC COM COMMON STOCK 229899109 2526 70272 SH OTHER 43680 0 26592 DEERE & CO COM * COMMON STOCK 244199105 181 3770 SH DEFINED 3770 0 0 DEERE & CO COM * COMMON STOCK 244199105 38 790 SH OTHER 790 0 0 DELL COMPUTER CORP COM* COMMON STOCK 247025109 10882 416279 SH DEFINED 401288 0 14991 DELL COMPUTER CORP COM* COMMON STOCK 247025109 1266 48425 SH OTHER 34225 0 14200 DELPHI CORPORATION COM COMMON STOCK 247126105 3479 263526 SH DEFINED 263457 0 69 DELPHI CORPORATION COM COMMON STOCK 247126105 66 5020 SH OTHER 5020 0 0 DENTSPLY INTERNATIONAL INC NEW COMMON STOCK 249030107 235 6367 SH DEFINED 6367 0 0 DEVON ENERGY CORPORATION NEW C COMMON STOCK 25179M103 385 7810 SH DEFINED 7810 0 0 DEVON ENERGY CORPORATION NEW C COMMON STOCK 25179M103 5 100 SH OTHER 0 0 100 DIEBOLD INC COM * COMMON STOCK 253651103 235 6316 SH DEFINED 6316 0 0 DISNEY (WALT) COMPANY HOLDING COMMON STOCK 254687106 893 47268 SH DEFINED 47268 0 0 DISNEY (WALT) COMPANY HOLDING COMMON STOCK 254687106 407 21536 SH OTHER 10042 6294 5200 DNP SELECT INCOME FD INC COM COMMON STOCK 23325P104 73 7164 SH DEFINED 7164 0 0 DNP SELECT INCOME FD INC COM COMMON STOCK 23325P104 39 3800 SH OTHER 0 0 3800 DOVER CORP COM * COMMON STOCK 260003108 131 3753 SH DEFINED 3753 0 0 DOVER CORP COM * COMMON STOCK 260003108 76 2170 SH OTHER 2170 0 0 DOW CHEMICAL CO COM * COMMON STOCK 260543103 22552 655966 SH DEFINED 642206 0 13760 DOW CHEMICAL CO COM * COMMON STOCK 260543103 1617 47035 SH OTHER 45705 900 430 DRIL-QUIP INC COM COMMON STOCK 262037104 1597 64000 SH DEFINED 64000 0 0 DU PONT E I DE NEMOURS & CO CO COMMON STOCK 263534109 5818 131027 SH DEFINED 131027 0 0 DU PONT E I DE NEMOURS & CO CO COMMON STOCK 263534109 1362 30673 SH OTHER 25415 4958 300 DUKE ENERGY CORP * COMMON STOCK 264399106 3891 125125 SH DEFINED 125125 0 0 DUKE ENERGY CORP * COMMON STOCK 264399106 416 13366 SH OTHER 13366 0 0 DYNACQ INTERNATIONAL INC COM COMMON STOCK 267919306 872 61900 SH DEFINED 61900 0 0 E M C CORP MASSACHUSETTS COM * COMMON STOCK 268648102 1826 241881 SH DEFINED 241341 0 540 E M C CORP MASSACHUSETTS COM * COMMON STOCK 268648102 311 41139 SH OTHER 40739 0 400 EDISON INTERNATIONAL COM COMMON STOCK 281020107 202 11855 SH DEFINED 11855 0 0 EGL INC COMMON STOCK 268484102 2317 136600 SH DEFINED 136600 0 0 EL PASO CORP COM* COMMON STOCK 28336L109 17345 841571 SH DEFINED 826013 0 15558 EL PASO CORP COM* COMMON STOCK 28336L109 1632 79163 SH OTHER 73499 2416 3248 ELECTRONIC DATA SYSTEMS CORP C COMMON STOCK 285661104 2696 72563 SH DEFINED 72563 0 0 ELECTRONIC DATA SYSTEMS CORP C COMMON STOCK 285661104 131 3514 SH OTHER 3514 0 0 ELI LILLY & CO COM * COMMON STOCK 532457108 564 10005 SH DEFINED 10005 0 0 ELI LILLY & CO COM * COMMON STOCK 532457108 536 9500 SH OTHER 9400 0 100 EMERSON ELECTRIC CO COM * COMMON STOCK 291011104 17743 331576 SH DEFINED 325241 0 6335 EMERSON ELECTRIC CO COM * COMMON STOCK 291011104 1409 26323 SH OTHER 19783 0 6540 ENCOMPASS SERVICES CORPORATION COMMON STOCK 29255U104 16 28537 SH DEFINED 28537 0 0 ENGELHARD CORP COM* COMMON STOCK 292845104 309 10900 SH DEFINED 10900 0 0 ENSCO INTERNATIONAL INC COM* COMMON STOCK 26874Q100 5282 193779 SH DEFINED 192824 0 955 ENSCO INTERNATIONAL INC COM* COMMON STOCK 26874Q100 303 11132 SH OTHER 10543 0 589 ENTERGY CORP NEW COM COMMON STOCK 29364G103 592 13951 SH DEFINED 13751 0 200 ENTERGY CORP NEW COM COMMON STOCK 29364G103 86 2037 SH OTHER 1337 0 700 ENZO BIOCHEM INC COM COMMON STOCK 294100102 404 28213 SH DEFINED 28213 0 0 EON LABS INC COM COMMON STOCK 29412E100 1736 97600 SH DEFINED 97600 0 0 EVEREST RE GROUP LTD COM* COMMON STOCK G3223R108 9036 161503 SH DEFINED 158763 0 2740 EVEREST RE GROUP LTD COM* COMMON STOCK G3223R108 996 17806 SH OTHER 17806 0 0 EXAR CORPORATION COMMON STOCK 300645108 1495 75800 SH DEFINED 75800 0 0 EXPRESS SCRIPTS INC COMMON STO COMMON STOCK 302182100 11715 233788 SH DEFINED 228473 0 5315 EXPRESS SCRIPTS INC COMMON STO COMMON STOCK 302182100 316 6316 SH OTHER 6236 0 80 EXXON MOBIL CORP COM * COMMON STOCK 30231G102 54489 1331592 SH DEFINED 1319728 0 11864 EXXON MOBIL CORP COM * COMMON STOCK 30231G102 8518 208163 SH OTHER 196707 2400 9056 FAMILY DOLLAR STORES INC COM COMMON STOCK 307000109 2045 58000 SH DEFINED 58000 0 0 FANNIE MAE * COMMON STOCK 313586109 15878 215300 SH DEFINED 214406 0 894 FANNIE MAE * COMMON STOCK 313586109 1230 16684 SH OTHER 14903 31 1750 FIRST DATA CORP COM * COMMON STOCK 319963104 486 13074 SH DEFINED 13074 0 0 FIRST DATA CORP COM * COMMON STOCK 319963104 9 248 SH OTHER 248 0 0 FIRST HEALTH GROUP CORP COM COMMON STOCK 320960107 1966 70125 SH DEFINED 70125 0 0 FISERV INC COM * COMMON STOCK 337738108 808 22022 SH DEFINED 22022 0 0 FISERV INC COM * COMMON STOCK 337738108 57 1552 SH OTHER 1552 0 0 FLEETBOSTON FINANCIAL CORP COM COMMON STOCK 339030108 4501 139132 SH DEFINED 137287 0 1845 FLEETBOSTON FINANCIAL CORP COM COMMON STOCK 339030108 154 4759 SH OTHER 4359 0 400 FOCUS ENHANCEMENTS INC COMMON STOCK 344159108 93 67500 SH DEFINED 67500 0 0 FOOT LOCKER INC COM COMMON STOCK 344849104 1186 82064 SH DEFINED 82064 0 0 FORD MOTOR COMPANY * COMMON STOCK 345370860 12346 771615 SH DEFINED 771577 0 38 FORD MOTOR COMPANY * COMMON STOCK 345370860 216 13522 SH OTHER 13522 0 0 FORTUNE BRANDS INC COM * COMMON STOCK 349631101 1125 20084 SH DEFINED 19524 0 560 FORTUNE BRANDS INC COM * COMMON STOCK 349631101 56 1004 SH OTHER 1004 0 0 FORWARD AIR CORP COM COMMON STOCK 349853101 1840 56125 SH DEFINED 56125 0 0 FPL GROUP INC COM * COMMON STOCK 302571104 331 5525 SH DEFINED 5525 0 0 FPL GROUP INC COM * COMMON STOCK 302571104 36 600 SH OTHER 600 0 0 FREDDIE MAC * COMMON STOCK 313400301 7458 121863 SH DEFINED 121816 0 47 FREDDIE MAC * COMMON STOCK 313400301 127 2069 SH OTHER 2069 0 0 GABELLI ASSET MANAGEMENT INC C COMMON STOCK 36239Y102 1387 38000 SH DEFINED 38000 0 0 GALLAGHER ARTHUR J & CO COM* COMMON STOCK 363576109 510 14714 SH DEFINED 14714 0 0 GANNETT CO COM* COMMON STOCK 364730101 1846 24321 SH DEFINED 23541 0 780 GANNETT CO COM* COMMON STOCK 364730101 441 5807 SH OTHER 5807 0 0 GART SPORTS COMPANY COM COMMON STOCK 366630101 1607 56400 SH DEFINED 56400 0 0 GENERAL DYNAMICS CORP COM* COMMON STOCK 369550108 19062 179234 SH DEFINED 175034 0 4200 GENERAL DYNAMICS CORP COM* COMMON STOCK 369550108 1303 12249 SH OTHER 11739 0 510 GENERAL ELECTRIC CO COM * COMMON STOCK 369604103 28762 990093 SH DEFINED 975118 0 14975 GENERAL ELECTRIC CO COM * COMMON STOCK 369604103 4739 163126 SH OTHER 126046 14520 22560 GENERAL MILLS INC COM* COMMON STOCK 370334104 1736 39392 SH DEFINED 39392 0 0 GENERAL MILLS INC COM* COMMON STOCK 370334104 489 11100 SH OTHER 4000 6400 700 GENERAL MOTORS CORP CLASS H NE COMMON STOCK 370442832 230 22143 SH DEFINED 22143 0 0 GENERAL MOTORS CORP CLASS H NE COMMON STOCK 370442832 4 378 SH OTHER 378 0 0 GENERAL MOTORS CORP COM COMMON STOCK 370442105 6857 128296 SH DEFINED 128296 0 0 GENERAL MOTORS CORP COM COMMON STOCK 370442105 304 5685 SH OTHER 5685 0 0 GENTEX CORP COM COMMON STOCK 371901109 1781 64835 SH DEFINED 64835 0 0 GEORGIA-PACIFIC CORP COM * COMMON STOCK 373298108 255 10360 SH DEFINED 10360 0 0 GEORGIA-PACIFIC CORP COM * COMMON STOCK 373298108 31 1250 SH OTHER 1250 0 0 GIBRALTAR STEEL CORPORATION CO COMMON STOCK 37476F103 914 41200 SH DEFINED 41200 0 0 GILLETTE CO COM * COMMON STOCK 375766102 339 10008 SH DEFINED 10008 0 0 GILLETTE CO COM * COMMON STOCK 375766102 22 650 SH OTHER 650 0 0 GLOBALSANTAFE CORP COM COMMON STOCK G3930E101 1627 59470 SH DEFINED 58900 0 570 GLOBALSANTAFE CORP COM COMMON STOCK G3930E101 13 465 SH OTHER 465 0 0 GRANITE CONSTRUCTION INC COM COMMON STOCK 387328107 1658 65525 SH DEFINED 65525 0 0 GRANT PRIDECO INC COM COMMON STOCK 38821G101 1296 95300 SH DEFINED 95300 0 0 HALLIBURTON CO COM * COMMON STOCK 406216101 501 31446 SH DEFINED 30771 0 675 HALLIBURTON CO COM * COMMON STOCK 406216101 878 55100 SH OTHER 50400 3000 1700 HANOVER COMPRESSOR CO (HOLDING COMMON STOCK 410768105 175 12950 SH DEFINED 12950 0 0 HARLEY-DAVIDSON INC COM * COMMON STOCK 412822108 338 6584 SH DEFINED 6584 0 0 HARLEY-DAVIDSON INC COM * COMMON STOCK 412822108 26 500 SH OTHER 500 0 0 HARRIS CORP DELAWARE COM COMMON STOCK 413875105 2723 75128 SH DEFINED 75128 0 0 HARTFORD FINANCIAL SERVICES GR COMMON STOCK 416515104 348 5845 SH DEFINED 5845 0 0 HARTFORD FINANCIAL SERVICES GR COMMON STOCK 416515104 143 2400 SH OTHER 0 0 2400 HCA INC* COMMON STOCK 404119109 18826 396340 SH DEFINED 384456 0 11884 HCA INC* COMMON STOCK 404119109 1944 40931 SH OTHER 34251 0 6680 HCC INSURANCE HOLDINGS INC COM COMMON STOCK 404132102 20087 762297 SH DEFINED 747056 0 15241 HCC INSURANCE HOLDINGS INC COM COMMON STOCK 404132102 1955 74205 SH OTHER 74205 0 0 HEALTH MGMT ASSOC INC NEW CLAS COMMON STOCK 421933102 323 16037 SH DEFINED 16037 0 0 HEALTHSOUTH CORP COM COMMON STOCK 421924101 128 10000 SH DEFINED 10000 0 0 HEALTHSOUTH CORP COM COMMON STOCK 421924101 1 100 SH OTHER 100 0 0 HEINZ H. J. CO COM* COMMON STOCK 423074103 2217 53950 SH DEFINED 53950 0 0 HEINZ H. J. 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