FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person * DICUS JOHN B   2. Issuer Name and Ticker or Trading Symbol Capitol Federal Financial Inc [CFFN] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) __X__ Director _____ 10% Owner __X__ Officer (give title below) _____ Other (specify below) Chairman and President (Last) (First) (Middle) C/O CAPITOL FEDERAL FINANCIAL, 700 SOUTH KANSAS AVENUE 3. Date of Earliest Transaction (Month/Day/Year) 12/31/2012 (Street) TOPEKA, KS 66603 4. If Amendment, Date Original Filed(Month/Day/Year) 6. Individual or Joint/Group Filing(Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1.Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price CFFN common stock 12/31/2012   M   6,487 A $ 13.9 (1) 1,300,848 D   CFFN common stock 12/31/2012   D   6,487 D $ 11.69 (1) 1,294,361 D   CFFN common stock               69,182 I ESOP CFFN common stock               6,723 I Custodian for Child 1 CFFN common stock               6,791 I Custodian for Child 2 CFFN common stock               6,791 I Custodian for Child 3 CFFN common stock               226 I Spouse for Child 1 CFFN common stock               226 I Spouse for Child 2 CFFN common stock               226 I Spouse for Child 3

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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 3)

2. Conversion or Exercise Price of Derivative Security

3. Transaction Date (Month/Day/Year)

3A. Deemed Execution Date, if any (Month/Day/Year)

4. Transaction Code (Instr. 8)

5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5)

6. Date Exercisable and Expiration Date (Month/Day/Year)

7. Title and Amount of Underlying Securities (Instr. 3 and 4)

8. Price of Derivative Security (Instr. 5)

9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)

10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4)

11. Nature of Indirect Beneficial Ownership (Instr. 4)

Code

V

(A)

(D)

Date Exercisable

Expiration Date

Title

Amount or Number of Shares

CFFN phantom stock 2010

$ 13.9

12/31/2012

M

6,487 (1)

12/31/2012

12/31/2012

CFFN common stock

6,487 (2)

$ 13.9

0

D

CFFN phantom stock 2011

$ 11.91

12/31/2013

12/31/2013

CFFN common stock

12,594

12,594

D

CFFN phantom stock 2012

$ 11.54

12/31/2014

12/31/2014

CFFN common stock

12,998

12,998

D

CFFN phantom stock 2013

$ 11.69

12/31/2012

A

12,831

12/31/2015

12/31/2015

CFFN common stock

12,831

$ 11.69

12,831

D

CFFN Incentive Stock Option

$ 11.91

(3)

05/14/2022

CFFN common stock

33,584

33,584

D

CFFN Non-qualified Stock Option

$ 11.91

(4)

05/14/2027

CFFN common stock

100,116

100,116

D

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
DICUS JOHN B C/O CAPITOL FEDERAL FINANCIAL 700 SOUTH KANSAS AVENUE TOPEKA, KS 66603	X		Chairman and President

Signatures

James D. Wempe, Power of Attorney		01/04/2013
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 4(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	Transaction reflects the deemed conversion of phantom stock units previously acquired under the Issuer's Deferred Incentive Bonus Plan into the underlying shares of common stock and the deemed simultaneous dispostion of such shares in connection with the cash settlement of such phantom stock units.
(2)	The phantom stock units were acquired under the Issuer's Deferred Incentive Bonus Plan and are settled in cash three years from the date of acquisition.
(3)	8,396 options will vest on January 10, 2013, January 10, 2014, January 10, 2015 and January 10, 2016.
(4)	25,029 options will vest on January 10, 2013, January 10, 2014, January 10, 2015 and January 10, 2016.

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