UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F COVER PAGE Report for the Calendar Year or Quarter June 30, 2010 Check here if Amendment [ ]; Amendment Number : This Amendment (Check Only one.): [ ] is a restatement. [ ] adds new holdings entries. Institutional Investment Manager Filing this Report Name: Old Point Trust && Financial Services, N.A. Address: 11780 Jefferson Avenue Suite D Newport VA 23606 13F File Number The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager : Name: Eugene Jordan II Title: President && CEO Phone 757-599-2200 Signature,Place, and Date Of Signing: Eugene Jordan II Newport News VA June 30, 2010 Report Type (Check only one.): [X] 13F HOLDINGS REPORT. [ ] 13F NOTICE. [ ] 13F COMBINATION REPORT. List of Other Managers Reporting for this Manager: I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934. FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form 13F Information Table Entry 60 Form 13F Information Table Value $94,765,242 List of Other Managers: NONE 13 F Report Of Managed Assets As Of Date : 6/30/2010 Market SH/ Investment Other Voting Authority Name Of Issuer Type Cusip Value Shares/PV PRN Discretion Mgrs Sole Shared None AT&T INC Equity 00206R102 3,216,327 132,961 SH Sole 0 128,721 1,230 3,010 AT&T INC Equity 00206R102 61,491 2,542 SH Defined 0 1,991 0 551 ABBOTT LABORATORIES Equity 002824100 208,311 4,453 SH Sole 0 4,453 0 0 ALTRIA GROUP INC Equity 02209S103 308,055 15,372 SH Sole 0 15,172 0 200 ALTRIA GROUP INC Equity 02209S103 21,042 1,050 SH Defined 0 1,050 0 0 AMERILITHIUM CORP Equity 03077G106 7,000 10,000 SH Sole 0 10,000 0 0 B B & T CORP Equity 054937107 1,161,981 44,165 SH Sole 0 43,565 0 600 B B & T CORP Equity 054937107 168,831 6,417 SH Defined 0 1,767 0 4,650 BAKER HUGHES INC Equity 057224107 2,429,767 58,450 SH Sole 0 57,050 300 1,100 BAKER HUGHES INC Equity 057224107 37,413 900 SH Defined 0 800 0 100 BANK OF AMERICA CORP Equity 060505104 358,474 24,946 SH Sole 0 24,946 0 0 BANK OF AMERICA CORP Equity 060505104 14,485 1,008 SH Defined 0 0 0 1,008 BAXTER INTL INC Equity 071813109 1,969,008 48,450 SH Sole 0 47,350 300 800 BAXTER INTL INC Equity 071813109 32,512 800 SH Defined 0 800 0 0 CATERPILLAR INC Equity 149123101 450,525 7,500 SH Sole 0 7,500 0 0 CHEVRON CORP Equity 166764100 236,492 3,485 SH Sole 0 3,485 0 0 CHEVRON CORP Equity 166764100 42,752 630 SH Defined 0 630 0 0 CISCO SYSTEMS Equity 17275R102 1,598,932 75,032 SH Sole 0 73,274 500 1,258 CISCO SYSTEMS Equity 17275R102 23,441 1,100 SH Defined 0 1,100 0 0 COCA-COLA CO Equity 191216100 1,451,575 28,962 SH Sole 0 28,362 0 600 COCA-COLA CO Equity 191216100 30,072 600 SH Defined 0 600 0 0 CONOCOPHILLIPS Equity 20825C104 3,376,312 68,778 SH Sole 0 67,046 532 1,200 CONOCOPHILLIPS Equity 20825C104 49,090 1,000 SH Defined 0 1,000 0 0 DOMINION RESOURCES INC VA Equity 25746U109 2,882,488 74,406 SH Sole 0 72,608 400 1,398 DOMINION RESOURCES INC VA Equity 25746U109 71,669 1,850 SH Defined 0 1,850 0 0 DUPONT E.I., DENEMOURS & CO. Equity 263534109 2,354,714 68,075 SH Sole 0 66,075 400 1,600 DUPONT E.I., DENEMOURS & CO. Equity 263534109 79,557 2,300 SH Defined 0 1,100 0 1,200 EATON CORP Equity 278058102 554,604 8,475 SH Sole 0 8,275 0 200 EMERSON ELECTRIC CO Equity 291011104 404,832 9,266 SH Sole 0 9,266 0 0 EXXON MOBIL CORPORATION Equity 30231G102 4,041,697 70,820 SH Sole 0 69,406 400 1,014 EXXON MOBIL CORPORATION Equity 30231G102 216,866 3,800 SH Defined 0 600 0 3,200 FINOVA GROUP INC Equity 317928109 0 10,000 SH Sole 0 10,000 0 0 FOREST LABORATORIES INC Equity 345838106 533,980 19,467 SH Sole 0 19,067 0 400 FOREST LABORATORIES INC Equity 345838106 5,486 200 SH Defined 0 200 0 0 GENERAL ELECTRIC CO Equity 369604103 2,381,607 165,160 SH Sole 0 161,920 600 2,640 GENERAL ELECTRIC CO Equity 369604103 170,214 11,804 SH Defined 0 2,900 0 8,904 HEWLETT PACKARD CO. Equity 428236103 2,343,699 54,152 SH Sole 0 53,152 400 600 HEWLETT PACKARD CO. Equity 428236103 25,968 600 SH Defined 0 600 0 0 HONEYWELL INTERNATIONAL INC Equity 438516106 252,992 6,482 SH Sole 0 6,482 0 0 HONEYWELL INTERNATIONAL INC Equity 438516106 15,612 400 SH Defined 0 400 0 0 INTEL CORP Equity 458140100 1,992,439 102,439 SH Sole 0 100,539 200 1,700 INTEL CORP Equity 458140100 24,215 1,245 SH Defined 0 1,200 0 45 INTERNATIONAL BUSINESS Equity 459200101 1,061,187 8,594 SH Sole 0 8,494 0 100 INTERNATIONAL BUSINESS Equity 459200101 24,696 200 SH Defined 0 200 0 0 ISHARES COMEX GOLD TRUST Equity 464285105 413,780 34,000 SH Sole 0 34,000 0 0 ISHARES COMEX GOLD TRUST Equity 464285105 12,170 1,000 SH Defined 0 1,000 0 0 JOHNSON & JOHNSON Equity 478160104 7,542,966 127,717 SH Sole 0 125,967 500 1,250 JOHNSON & JOHNSON Equity 478160104 47,248 800 SH Defined 0 800 0 0 KIMBERLY CLARK CORP Equity 494368103 676,025 11,150 SH Sole 0 10,850 0 300 KIMBERLY CLARK CORP Equity 494368103 6,063 100 SH Defined 0 100 0 0 KRAFT FOODS INC-A Equity 50075N104 295,064 10,538 SH Sole 0 10,538 0 0 KRAFT FOODS INC-A Equity 50075N104 20,328 726 SH Defined 0 726 0 0 LOCKHEED MARTIN CORP Equity 539830109 1,534,998 20,604 SH Sole 0 20,204 150 250 LOCKHEED MARTIN CORP Equity 539830109 14,900 200 SH Defined 0 200 0 0 MARATHON OIL CORP Equity 565849106 2,369,058 76,200 SH Sole 0 74,600 500 1,100 MARATHON OIL CORP Equity 565849106 31,090 1,000 SH Defined 0 900 0 100 MEDTRONIC INC Equity 585055106 311,922 8,600 SH Sole 0 8,200 0 400 MERCK & CO INC NEW Equity 58933Y105 989,406 28,293 SH Sole 0 27,832 0 461 MERCK & CO INC NEW Equity 58933Y105 24,479 700 SH Defined 0 700 0 0 MICROSOFT CORP. Equity 594918104 1,561,367 67,856 SH Sole 0 67,000 200 656 MICROSOFT CORP. Equity 594918104 23,010 1,000 SH Defined 0 1,000 0 0 MONACO COACH CORP Equity 60886R103 550 55,000 SH Sole 0 55,000 0 0 NEXTERA ENERGY INC Equity 65339F101 1,952,838 40,050 SH Sole 0 38,750 300 1,000 NEXTERA ENERGY INC Equity 65339F101 48,760 1,000 SH Defined 0 1,000 0 0 NORFOLK SOUTHERN CORP. Equity 655844108 2,563,907 48,330 SH Sole 0 47,466 300 564 NORFOLK SOUTHERN CORP. Equity 655844108 103,448 1,950 SH Defined 0 600 0 1,350 OLD POINT FINANCIAL Equity 680194107 6,508,438 499,880 SH Sole 0 452,083 0 47,797 OLD POINT FINANCIAL Equity 680194107 286,113 21,975 SH Defined 0 16,346 0 5,629 PPG INDUSTRIES, INC. Equity 693506107 353,882 5,858 SH Sole 0 5,858 0 0 PEPSICO INC Equity 713448108 3,646,212 59,823 SH Sole 0 58,223 400 1,200 PEPSICO INC Equity 713448108 137,259 2,252 SH Defined 0 900 0 1,352 PFIZER, INC W/RIGHTS 10/5/07 Equity 717081103 681,386 47,783 SH Sole 0 47,783 0 0 PFIZER, INC W/RIGHTS 10/5/07 Equity 717081103 69,760 4,892 SH Defined 0 1,892 0 3,000 PHILIP MORRIS INTERNATIONAL Equity 718172109 722,209 15,755 SH Sole 0 15,155 0 600 PHILIP MORRIS INTERNATIONAL Equity 718172109 48,132 1,050 SH Defined 0 1,050 0 0 PLUM CREEK TIMBER CO INC COM Equity 729251108 200,274 5,800 SH Sole 0 5,800 0 0 PLUM CREEK TIMBER CO INC COM Equity 729251108 27,624 800 SH Defined 0 800 0 0 T ROWE PRICE GROUP INC Equity 74144T108 785,703 17,700 SH Sole 0 17,700 0 0 PROCTER & GAMBLE CO. Equity 742718109 3,327,271 55,473 SH Sole 0 53,773 300 1,400 PROCTER & GAMBLE CO. Equity 742718109 158,707 2,646 SH Defined 0 400 0 2,246 RAYTHEON COMPANY Equity 755111507 3,096,960 64,000 SH Sole 0 62,700 400 900 RAYTHEON COMPANY Equity 755111507 43,551 900 SH Defined 0 900 0 0 CHARLES SCHWAB CORP NEW Equity 808513105 479,284 33,800 SH Sole 0 33,000 0 800 SMITHFIELD FOODS, INC. Equity 832248108 149,000 10,000 SH Sole 0 10,000 0 0 SOUTHERN CO Equity 842587107 1,090,719 32,774 SH Sole 0 31,774 100 900 SOUTHERN CO Equity 842587107 46,592 1,400 SH Defined 0 1,400 0 0 SPECTRA ENERGY CORP Equity 847560109 2,367,257 117,950 SH Sole 0 115,250 700 2,000 SPECTRA ENERGY CORP Equity 847560109 30,105 1,500 SH Defined 0 1,500 0 0 SYSCO CORP Equity 871829107 1,191,369 41,700 SH Sole 0 40,900 300 500 SYSCO CORP Equity 871829107 19,999 700 SH Defined 0 700 0 0 TARGET CORP Equity 87612E106 1,486,507 30,232 SH Sole 0 29,282 300 650 TARGET CORP Equity 87612E106 29,502 600 SH Defined 0 600 0 0 3M CO Equity 88579Y101 839,269 10,625 SH Sole 0 10,625 0 0 3M CO Equity 88579Y101 31,596 400 SH Defined 0 400 0 0 TOWNEBANK Equity 89214P109 180,396 12,424 SH Sole 0 12,424 0 0 TOWNEBANK Equity 89214P109 8,973 618 SH Defined 0 0 0 618 UNITED TECHNOLOGIES Equity 913017109 1,261,980 19,442 SH Sole 0 19,442 0 0 UNITED TECHNOLOGIES Equity 913017109 12,982 200 SH Defined 0 200 0 0 VERIZON COMMUNICATIONS Equity 92343V104 2,669,437 95,269 SH Sole 0 93,029 800 1,440 VERIZON COMMUNICATIONS Equity 92343V104 114,322 4,080 SH Defined 0 2,300 0 1,780 WAL-MART STORES INC Equity 931142103 248,426 5,168 SH Sole 0 5,168 0 0 WALGREEN CO Equity 931422109 1,245,555 46,650 SH Sole 0 46,250 0 400 WALGREEN CO Equity 931422109 16,020 600 SH Defined 0 600 0 0 ACCENTURE PLC CL A Equity G1151C101 2,046,865 52,959 SH Sole 0 52,259 0 700 ACCENTURE PLC CL A Equity G1151C101 34,785 900 SH Defined 0 900 0 0 NOBLE CORPORATION COM Equity H5833N103 1,813,397 58,667 SH Sole 0 57,217 300 1,150 NOBLE CORPORATION COM Equity H5833N103 21,637 700 SH Defined 0 600 0 100