Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing the information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.  

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Cidade de Deus, Osasco, SP, February 3, 2016.

Dear shareholders,

Once more we are pleased to invite you to participate in the Special and Annual Shareholders’ Meetings to be cumulatively held on March 10, 2016, at 4 p.m., in our headquarters, in Núcleo Cidade de Deus, Prédio Vermelho, Salão Nobre do 5o andar, Vila Yara, Osasco, São Paulo.

Not by chance, also again, this important event will be held on the same date Bradesco will complete 73-year existence.

The choice of this date, besides being so meaningful for the Bradesco Organization, consolidates our pioneering spirit in the Annual Shareholders’ Meeting Calendar in the national market, which demanded increased engagement to study all the changes recently observed in the legislation in force, examining and tailoring a large volume of information that we are making available, with trust, in this Manual, in which you will find the necessary guidelines for the evaluation of the matters and in the decision-making process in the mentioned Shareholders’ Meetings.

We believe that these next 36 days that separate us from the date of our Shareholders’ Meetings are sufficient for an adequate evaluation of the matters that will be submitted to you.

Certain to continue relying on the trust that you have in us and, especially, in the Bradesco Organization, we remain at your disposal for any clarifications you deem necessary.

Sincerely,

According to Article 132 of Law No. 6,404/76, Corporations should hold their Annual Shareholders’ Meeting in 4 (four) months following the end of the fiscal year, in order to deal with the following matters:

I.    to analyze the management accounts, examine,discuss and vote on the financial statements;

II.   to resolve on the allocation of the net income for the year and the distribution of dividends; and

III.  to elect the management and the fiscal council’s members.

Other matters that are interesting to the Company, when provided by law, bylaws or listed in the Call Notice, will be discussed and resolved at the Special Shareholders’ Meeting.

According to the Sole Paragraph of Article 131 of Law No. 6,404/76, the Special and Annual Shareholders’ Meetings may be cumulatively called and held at the same place, date and time, as well as drawn up in single minutes.

Using that power, we are convening cumulative Shareholders’ Meetings general to be held on March 10, 2016, at 4:00 p.m., whose Call Notice, contained in this Manual, lists, segregated and expressly, on the agenda, all matters to be discussed in the respective Shareholders’ Meetings, and no other matter pending approval by the shareholders’ meeting shall be included.

The documents mentioned in Article 133 of Law No. 6,404/76, related to the fiscal year ended on December 31, 2015, were made available to national and foreign investors (BM&FBOVESPA, CVM, SEC, NYSE and LATIBEX) on January 28, 2016 and can also be visualized on BM&FBOVESPA (www.bmfbovespa.com.br) and CVM (www.cvm.gov.br) websites, as well as in Bradesco’s website (www.bradesco.com.br/ri). On February 5, 2016, they shall be published in the newspapers “Diário Oficial do Estado de São Paulo” and “Valor Econômico”.

These documents are:

I.     Management Report on the business and main administrative facts of the fiscal year ended;

II.    Financial Statements;

III.   Independent Auditors’ Report;

IV.   Fiscal Council’s Opinion; and

V.    Summary of the Audit Committee’s Report.

All the other documents referring to the Shareholders’ Meetings are part of this Manual and are at the disposal of the shareholders at the Shares and Custody Department of Bradesco, in Núcleo Cidade de Deus, Prédio Amarelo, Vila Yara, Osasco, São Paulo, which may also be viewed on Bradesco, BM&FBOVESPA and CVM websites.

Pursuant to Article 125 of Law No. 6,404/76, save the exceptions provided for by law, the Shareholders’ Meeting will be installed, on first call, with the attendance of shareholders representing at least ¼ (one quarter) of the voting capital stock and, on second call, it shall be installed with any number of shareholders.

The Special Shareholders’ Meeting resolving on the amendment to the Bylaws, pursuant to Article 135 of Law No. 6,404/76, will be instated on first call with the attendance of shareholders representing at least

2/3 (two thirds) of the voting capital stock, and it may be installed with any number of shareholders on second call.

According to Article 129 of Law No. 6,404/76, the resolutions shall be taken by the absolute majority of votes, not computing the blank votes.

Common Shareholders

Pursuant the Brazilian legislation and Bradesco’s Bylaws, common shareholders shall be entitled to vote on all matters listed in the Agenda.

Preferred shareholders and non-controlling common shareholder

In relation to the election of members to compose the Board of Directors and the Fiscal Council, Law No.6,404/76 – items 3 and 4 of the Annual Shareholders’ Meeting Agenda -  establishes the possibility of preferred shareholders and non-controlling common shareholders elect their candidates, as follows:

- Board of Directors (item 3 of the Annual Shareholders’ Meeting Agenda)

Pursuant to the provisions of Article 141 of Law No. 6,404/76, will be entitled to elect and dismiss a Board of Director’s member, in a separate voting process, except the controlling shareholder, the majority of holders:

I.     of common shares that represent, at least, 15% (fifteen percent) of the total of common shares;

II.    of preferred shares that represent, at least, 10% (ten percent) of the capital stock; and

III.   verifying that neither the holders of common nor the holders of preferred shares comprise the quantity required in the items above, they will be entitled to combine their shares to elect jointly a member for the Board of Directors, taking into consideration the quorum of 10% (ten percent) of the capital stock.

Only shareholders that prove the uninterrupted ownership of shares required during the period of at least 3 (three) months immediately preceding the Shareholders’ Meeting will be entitled to elect or dismiss Board of Director’s members by means of separate voting process.

In case the adoption of the multiple voting system that meets the legal requirements and regulations (caput and Paragraph 1 of Article 141 of Law No. 6,404/1976, and CVM Instruction No. 165/1991) is required, the number of members may be increased by resolution of the shareholders during the Annual Shareholders’ Meeting itself, opportunity in which other Board of Directors’ members may be elected by minority shareholders, in separate voting process, provided that they met the requirements set out in Paragraphs 4 to 6 of Article 141 of Law No. 6,404/1976.

- Fiscal Council (item 4 of the Annual Shareholders’ Meeting Agenda)

In the establishment of the Fiscal Council the following standards will be observed:

a) the holders of preferred shares will be entitled to elect, in a separate voting process, 1 (one) member and his/her respective alternate; non-controlling common shareholders will have the

same right, since there is in the market at least 10% (ten percent) or more of common shares issued by the Company;

b) except for the provisions in the previous item, other common shareholders may elect the effective and alternate members that, in any case, shall be equal to the number of the elected members in accordance with subparagraph “a”, plus one.

Will be given to holders of American Depositary Receipts (ADRs) the right to vote on matters listed in the Agenda, subject to the same criteria reserved for domestic investors, according to the types of shares (common or preferred) their ADRs represent.

Pursuant to CVM Instructions No. 165, of December 11, 1991, and No.282 of June 26, 1998, to request the adoption of the multiple voting process in order to elect the members of the Board of Directors, the requesting shareholders shall represent the minimum of 5% (five percent) of the Company’s voting capital.

As provided for in Paragraph One of Article 141 of Law No. 6,404/76, this right shall be exercised by shareholders within 48 (forty-eight) hours before the Shareholders’ Meeting, being the Presiding Board chairing the Meeting responsible for informing the shareholders in advance, in view of the “Attendance Book”, the number of votes necessary to elect each member of the Board of Directors.

The multiple voting process shall occur by assigning to each share as many votes as the members of the Board of Directors to be elected. The shareholder may accumulate votes in one candidate or distribute them among several candidates. In this process, candidates will be nominated and elected individually, with their names registered before the Board of the Meeting.

Attendance

The Company’s shareholders may take part in the Shareholders’ Meetings by attending the meetings at the place they are held and by casting their vote, according to the class of shares held by them (common and/or preferred) and the matters to be voted on.

Pursuant  to  the  provisions  in  Article  126  of  Law  No.  6,404/76,  shareholders  must  attend  the Shareholders’ Meetings providing, in addition to their identification document, a certificate of ownership of   the   Company’s  shares,  issued  by  the   depositary  and/or  custodian   financial  institution.  The management recommends that referred certificate of ownership be sent within 2 (two) business days before the date of mentioned Shareholders’ Meetings.