UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 09/30/2008
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: ARROW FINANCIAL CORP.
Address: 250 GLEN STREET
GLENS FALLS, NY 12801
13F File Number: 28-12533
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: TERRY R. GOODEMOTE
Title: SENIOR VICE PRESIDENT & CHIEF FINANCIAL OFFICER
Phone: 518-745-1000 EXT. 512
Signature, Place, and Date of Signing:
S/ TERRY R. GOODEMOTE GLENS FALLS, NY 11/7/2008
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 2
Form 13F Information Table Entry Total: 657
Form 13F Information Table Value Total: $ 275,365
List of Other Included Managers:
No. 13F File Number Name
2 28-03696 GLENS FALLS NATIONAL BANK & TRUST COMPANY
3 28-12534 NORTH COUNTRY INVESTMENT ADVISERS, INC
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN AMOUNTPRN CALL DISCRTN MANAGERS SOLE SHARED NONE
AFLAC INCORPORATED COM 001055102 6 100 SH OTHER 100
AFLAC INCORPORATED COM 001055102 85 1440 SH DEFINED 2 1440
AFLAC INCORPORATED COM 001055102 76 1300 SH OTHER 2 1300
AMR CORP COM 001765106 0 50 SH DEFINED 2 50
AT&T INC COM 00206R102 85 3055 SH SOLE 3055
AT&T INC COM 00206R102 69 2460 SH OTHER 2460
AT&T INC COM 00206R102 1719 61584 SH DEFINED 2 61584
AT&T INC COM 00206R102 550 19714 SH OTHER 2 19714
AT&T INC COM 00206R102 1787 64000 SH DEFINED 3 64000
ABBOTT LABORATORIES COM 002824100 97 1680 SH SOLE 1680
ABBOTT LABORATORIES COM 002824100 55 950 SH OTHER 950
ABBOTT LABORATORIES COM 002824100 2163 37570 SH DEFINED 2 37570
ABBOTT LABORATORIES COM 002824100 448 7778 SH OTHER 2 7778
ABBOTT LABORATORIES COM 002824100 2303 40000 SH DEFINED 3 40000
ABERCROMBIE & FITCH CO COM 002896207 9 220 SH DEFINED 2 220
ADOBE SYSTEMS COM 00724F101 18 450 SH SOLE 450
ADOBE SYSTEMS COM 00724F101 650 16470 SH DEFINED 2 16470
ADOBE SYSTEMS COM 00724F101 55 1400 SH OTHER 2 1400
ADOBE SYSTEMS COM 00724F101 1500 38000 SH DEFINED 3 38000
AIR PRODUCTS & CHEMICALS INC COM 009158106 24 350 SH SOLE 350
AIR PRODUCTS & CHEMICALS INC COM 009158106 444 6489 SH DEFINED 2 6489
AIR PRODUCTS & CHEMICALS INC COM 009158106 137 2000 SH OTHER 2 2000
AIR PRODUCTS & CHEMICALS INC COM 009158106 993 14500 SH DEFINED 3 14500
ALCOA INC COM 013817101 2 100 SH SOLE 100
ALCOA INC COM 013817101 186 8251 SH DEFINED 2 8251
ALCOA INC COM 013817101 21 925 SH OTHER 2 925
ALCATEL-LUCENT COM 013904305 0 244 SH DEFINED 2 244
ALLSTATE CORP COM 020002101 0 14 SH DEFINED 2 14
ALTRIA GROUP INC COM 02209S103 10 500 SH SOLE 500
ALTRIA GROUP INC COM 02209S103 310 15642 SH OTHER 2 15642
AMERICAN CAPITAL LTD COM 02503Y103 18 711 SH DEFINED 2 711
AMERICAN ELECTRIC POWER CO COM 025537101 97 2616 SH DEFINED 2 2616
AMERICAN EXPRESS CO COM 025816109 59 1660 SH SOLE 1660
AMERICAN EXPRESS CO COM 025816109 25 700 SH OTHER 700
AMERICAN EXPRESS CO COM 025816109 1228 34655 SH DEFINED 2 34655
AMERICAN EXPRESS CO COM 025816109 274 7723 SH OTHER 2 7723
AMERICAN EXPRESS CO COM 025816109 1417 40000 SH DEFINED 3 40000
AMER INTL GROUP INC COM 026874107 0 150 SH OTHER 150
AMER INTL GROUP INC COM 026874107 4 1060 SH OTHER 2 1060
AMERISOURCEBERGEN CORP COM 03073E105 8 218 SH DEFINED 2 218
AMERIPRISE FINL INC COM 03076C106 3 90 SH DEFINED 2 90
AMERIPRISE FINL INC COM 03076C106 0 10 SH OTHER 2 10
AMGEN INC COM 031162100 9 150 SH OTHER 150
AMGEN INC COM 031162100 57 958 SH DEFINED 2 958
AMGEN INC COM 031162100 21 350 SH OTHER 2 350
ANALOG DEVICES, INC. COM 032654105 11 425 SH DEFINED 2 425
ANGIODYNAMICS INC COM 03475V101 9 550 SH DEFINED 2 550
ANHEUSER BUSCH CO COM 035229103 42 650 SH SOLE 650
ANHEUSER BUSCH CO COM 035229103 734 11315 SH DEFINED 2 11315
ANHEUSER BUSCH CO COM 035229103 1281 19744 SH OTHER 2 19744
APACHE CORP COM 037411105 61 585 SH DEFINED 2 585
APACHE CORP COM 037411105 5 50 SH OTHER 2 50
APOLLO GROUP INC COM 037604105 25 425 SH DEFINED 2 425
APPLE INC COM 037833100 90 790 SH SOLE 790
APPLE INC COM 037833100 895 7872 SH DEFINED 2 7872
APPLE INC COM 037833100 210 1850 SH OTHER 2 1850
APPLE INC COM 037833100 1705 15000 SH DEFINED 3 15000
APPLIED MATERIALS INC COM 038222105 27 1800 SH DEFINED 2 1800
APPLIED MATERIALS INC COM 038222105 2 100 SH OTHER 2 100
AQUA AMER INC COM 03836W103 4 200 SH DEFINED 2 200
AQUA AMER INC COM 03836W103 26 1465 SH OTHER 2 1465
ARCH COAL INC COM 039380100 33 1000 SH OTHER 2 1000
ARROW COM 042744102 5 154 SH SOLE 154
ARROW COM 042744102 37676 1281046 SH DEFINED 2 1281046
ARROW COM 042744102 762 25904 SH OTHER 2 25904
AUTODESK INC COM 052769106 19 555 SH DEFINED 2 555
AUTOMATIC DATA PROCESSING COM 053015103 62 1460 SH OTHER 1460
AUTOMATIC DATA PROCESSING COM 053015103 142 3332 SH DEFINED 2 3332
AUTOMATIC DATA PROCESSING COM 053015103 366 8555 SH OTHER 2 8555
AVERY DENNISON CORP. COM 053611109 9 200 SH DEFINED 2 200
AVON PRODUCTS INC COM 054303102 5 125 SH DEFINED 2 125
AVON PRODUCTS INC COM 054303102 8 200 SH OTHER 2 200
BP PLC COM 055622104 15 300 SH SOLE 300
BP PLC COM 055622104 19 370 SH OTHER 370
BP PLC COM 055622104 359 7158 SH DEFINED 2 7158
BP PLC COM 055622104 905 18031 SH OTHER 2 18031
BAKER HUGHES INC COM 057224107 18 300 SH OTHER 300
BAKER HUGHES INC COM 057224107 76 1250 SH DEFINED 2 1250
BAKER HUGHES INC COM 057224107 82 1350 SH OTHER 2 1350
BAKER HUGHES INC COM 057224107 1574 26000 SH DEFINED 3 26000
BANK OF AMERICA CORP COM 060505104 38 1090 SH SOLE 1090
BANK OF AMERICA CORP COM 060505104 21 600 SH OTHER 600
BANK OF AMERICA CORP COM 060505104 419 11975 SH DEFINED 2 11975
BANK OF AMERICA CORP COM 060505104 63 1800 SH OTHER 2 1800
BANK OF AMERICA CORP COM 060505104 1190 34000 SH DEFINED 3 34000
BANK OF NEW YORK MELLON CORP COM 064058100 35 1067 SH SOLE 1067
BANK OF NEW YORK MELLON CORP COM 064058100 26 801 SH OTHER 801
BANK OF NEW YORK MELLON CORP COM 064058100 922 28298 SH DEFINED 2 28298
BANK OF NEW YORK MELLON CORP COM 064058100 201 6180 SH OTHER 2 6180
BANK OF NEW YORK MELLON CORP COM 064058100 1721 52830 SH DEFINED 3 52830
BARD C R INC COM 067383109 19 200 SH DEFINED 2 200
BARCLAYS PLC ADR COM 06738E204 2 100 SH DEFINED 2 100
BARRICK GOLD COM 067901108 18 500 SH DEFINED 2 500
BAXTER INTL INC COM 071813109 47 710 SH SOLE 710
BAXTER INTL INC COM 071813109 59 900 SH OTHER 900
BAXTER INTL INC COM 071813109 1361 20730 SH DEFINED 2 20730
BAXTER INTL INC COM 071813109 441 6713 SH OTHER 2 6713
BAXTER INTL INC COM 071813109 2560 39000 SH DEFINED 3 39000
BECTON DICKINSON CO COM 075887109 4 50 SH OTHER 2 50
BERKSHIRE HATHAWAY INC COM 084670207 18 4 SH OTHER 2 4
BEST BUY CO COM 086516101 115 3065 SH DEFINED 2 3065
BEST BUY CO COM 086516101 6 150 SH OTHER 2 150
BHP BILLITON COM 088606108 9 170 SH DEFINED 2 170
BLACKROCK MUT 09254F100 15 1325 SH DEFINED 2 1325
BOEING COMPANY COM 097023105 73 1270 SH DEFINED 2 1270
BOEING COMPANY COM 097023105 4 75 SH OTHER 2 75
BOSTON SCIENTIFIC CORP COM 101137107 3 265 SH DEFINED 2 265
BRISTOL MYERS SQUIBB COM 110122108 127 6075 SH DEFINED 2 6075
BRISTOL MYERS SQUIBB COM 110122108 21 1000 SH OTHER 2 1000
BROWN AND BROWN INC COM 115236101 15 716 SH DEFINED 2 716
BROWN FOREMAN DISTILLERS CORP COM 115637100 31 432 SH DEFINED 2 432
BROWN FOREMAN DISTILLERS CORP COM 115637209 29 402 SH DEFINED 2 402
BURLINGTON NORTHERN COM 12189T104 35 375 SH SOLE 375
BURLINGTON NORTHERN COM 12189T104 661 7155 SH DEFINED 2 7155
BURLINGTON NORTHERN COM 12189T104 32 350 SH OTHER 2 350
BURLINGTON NORTHERN COM 12189T104 1386 15000 SH DEFINED 3 15000
CIT GROUP COM 125581108 0 100 SH DEFINED 2 100
CVS/CAREMARK CORP COM 126650100 19 575 SH SOLE 575
CVS/CAREMARK CORP COM 126650100 556 16525 SH DEFINED 2 16525
CVS/CAREMARK CORP COM 126650100 5 150 SH OTHER 2 150
CAMERON INTERNATIONAL CORP COM 13342B105 61 1570 SH SOLE 1570
CAMERON INTERNATIONAL CORP COM 13342B105 765 19855 SH DEFINED 2 19855
CAMERON INTERNATIONAL CORP COM 13342B105 75 1950 SH OTHER 2 1950
CAMERON INTERNATIONAL CORP COM 13342B105 1927 50000 SH DEFINED 3 50000
CAMPBELL SOUP COM 134429109 3 80 SH OTHER 2 80
CAPSTONE TURBINE CORP COM 14067D102 0 600 SH DEFINED 2 600
CARLISLE CORP COM 142339100 4 120 SH DEFINED 2 120
CARNIVAL COM 143658300 71 2008 SH DEFINED 2 2008
CARNIVAL COM 143658300 5 134 SH OTHER 2 134
CASELLA WASTE SYSTEMS INC COM 147448104 35 3000 SH DEFINED 2 3000
CATERPILLAR INC COM 149123101 5 80 SH SOLE 80
CATERPILLAR INC COM 149123101 15 250 SH DEFINED 2 250
CATERPILLAR INC COM 149123101 43 725 SH OTHER 2 725
CERNER CORP COM 156782104 18 400 SH DEFINED 2 400
CHESAPEAKE ENERGY COM 165167107 7 200 SH DEFINED 2 200
CHEVRON CORPORATION COM 166764100 262 3174 SH SOLE 3174
CHEVRON CORPORATION COM 166764100 105 1275 SH OTHER 1275
CHEVRON CORPORATION COM 166764100 2072 25127 SH DEFINED 2 25127
CHEVRON CORPORATION COM 166764100 606 7346 SH OTHER 2 7346
CHEVRON CORPORATION COM 166764100 2144 26000 SH DEFINED 3 26000
CHUBB CORP COM 171232101 16 300 SH SOLE 300
CISCO SYSTEMS COM 17275R102 82 3625 SH SOLE 3625
CISCO SYSTEMS COM 17275R102 5 200 SH OTHER 200
CISCO SYSTEMS COM 17275R102 1621 71834 SH DEFINED 2 71834
CISCO SYSTEMS COM 17275R102 450 19967 SH OTHER 2 19967
CISCO SYSTEMS COM 17275R102 1940 86000 SH DEFINED 3 86000
CITADEL BROADCASTING CORP COM 17285T106 0 30 SH DEFINED 2 30
CITIGROUP INC COM 172967101 6 300 SH SOLE 300
CITIGROUP INC COM 172967101 13 625 SH OTHER 625
CITIGROUP INC COM 172967101 112 5463 SH DEFINED 2 5463
CITIGROUP INC COM 172967101 4 200 SH OTHER 2 200
CITRIX SYSTEMS INC COM 177376100 6 250 SH DEFINED 2 250
COCA COLA CO. COM 191216100 32 600 SH DEFINED 2 600
COGNIZANT TECH SOLUTIONS COM 192446102 23 1000 SH DEFINED 2 1000
COLGATE-PALMOLIVE CO COM 194162103 55 725 SH SOLE 725
COLGATE-PALMOLIVE CO COM 194162103 53 700 SH OTHER 700
COLGATE-PALMOLIVE CO COM 194162103 1158 15370 SH DEFINED 2 15370
COLGATE-PALMOLIVE CO COM 194162103 390 5175 SH OTHER 2 5175
COLGATE-PALMOLIVE CO COM 194162103 1658 22000 SH DEFINED 3 22000
COMCAST CORP NEW COM 20030N101 31 1600 SH SOLE 1600
COMCAST CORP NEW COM 20030N101 417 21232 SH DEFINED 2 21232
COMCAST CORP NEW COM 20030N101 7 375 SH OTHER 2 375
CONNECTICUT WATER SERVICE INC COM 207797101 6 200 SH OTHER 2 200
CONOCOPHILLIPS COM 20825C104 73 990 SH SOLE 990
CONOCOPHILLIPS COM 20825C104 22 300 SH OTHER 300
CONOCOPHILLIPS COM 20825C104 902 12316 SH DEFINED 2 12316
CONOCOPHILLIPS COM 20825C104 167 2274 SH OTHER 2 2274
CONOCOPHILLIPS COM 20825C104 1026 14000 SH DEFINED 3 14000
CONSOLIDATED EDISON INC COM 209115104 31 714 SH DEFINED 2 714
CONSTELLATION ENERGY GROUP INC COM 210371100 16 640 SH SOLE 640
CONSTELLATION ENERGY GROUP INC COM 210371100 7 275 SH OTHER 275
CONSTELLATION ENERGY GROUP INC COM 210371100 244 10045 SH DEFINED 2 10045
CONSTELLATION ENERGY GROUP INC COM 210371100 31 1275 SH OTHER 2 1275
CONSTELLATION ENERGY GROUP INC COM 210371100 486 20000 SH DEFINED 3 20000
CORNING INC COM 219350105 30 1950 SH SOLE 1950
CORNING INC COM 219350105 8 500 SH OTHER 500
CORNING INC COM 219350105 557 35600 SH DEFINED 2 35600
CORNING INC COM 219350105 91 5850 SH OTHER 2 5850
CORNING INC COM 219350105 1689 108000 SH DEFINED 3 108000
CORPORATE EXECUTIVE BOARD CO COM 21988R102 2 60 SH DEFINED 2 60
COSTCO WHOLESALE CORP NEW COM 22160K105 39 600 SH SOLE 600
COSTCO WHOLESALE CORP NEW COM 22160K105 261 4025 SH DEFINED 2 4025
COSTCO WHOLESALE CORP NEW COM 22160K105 81 1250 SH OTHER 2 1250
COSTCO WHOLESALE CORP NEW COM 22160K105 1818 28000 SH DEFINED 3 28000
DTE ENERGY CO. COM 233331107 8 199 SH DEFINED 2 199
DANAHER CORP COM 235851102 85 1230 SH SOLE 1230
DANAHER CORP COM 235851102 28 400 SH OTHER 400
DANAHER CORP COM 235851102 2017 29068 SH DEFINED 2 29068
DANAHER CORP COM 235851102 202 2910 SH OTHER 2 2910
DANAHER CORP COM 235851102 1388 20000 SH DEFINED 3 20000
DARDEN RESTAURANTS INC COM 237194105 7 260 SH DEFINED 2 260
DEERE & CO COM 244199105 20 400 SH DEFINED 2 400
DEL MONTE FOODS CO COM 24522P103 3 401 SH DEFINED 2 401
DELL INC COM 24702R101 21 1250 SH SOLE 1250
DELL INC COM 24702R101 146 8870 SH DEFINED 2 8870
DELL INC COM 24702R101 21 1250 SH OTHER 2 1250
DENTSPLY INTL COM 249030107 30 800 SH DEFINED 2 800
DENTSPLY INTL COM 249030107 28 750 SH OTHER 2 750
WALT DISNEY COMPANY COM 254687106 64 2070 SH SOLE 2070
WALT DISNEY COMPANY COM 254687106 948 30900 SH DEFINED 2 30900
WALT DISNEY COMPANY COM 254687106 443 14450 SH OTHER 2 14450
WALT DISNEY COMPANY COM 254687106 1074 35000 SH DEFINED 3 35000
DOLLAR TREE INC. COM 256746108 96 2630 SH DEFINED 2 2630
DOMINION RES INC VA NEW COM 25746U109 69 1620 SH SOLE 1620
DOMINION RES INC VA NEW COM 25746U109 31 735 SH OTHER 735
DOMINION RES INC VA NEW COM 25746U109 1310 30628 SH DEFINED 2 30628
DOMINION RES INC VA NEW COM 25746U109 248 5800 SH OTHER 2 5800
DOMINION RES INC VA NEW COM 25746U109 1198 28000 SH DEFINED 3 28000
DOW CHEMICAL CO COM 260543103 13 400 SH OTHER 400
DOW CHEMICAL CO COM 260543103 16 500 SH DEFINED 2 500
EI DUPONT DE NEMOURS & CO COM 263534109 14 350 SH SOLE 350
EI DUPONT DE NEMOURS & CO COM 263534109 13 325 SH OTHER 325
EI DUPONT DE NEMOURS & CO COM 263534109 240 5950 SH DEFINED 2 5950
EI DUPONT DE NEMOURS & CO COM 263534109 113 2800 SH OTHER 2 2800
DUKE ENERGY HLDG CORP COM 26441C105 11 640 SH SOLE 640
DUKE ENERGY HLDG CORP COM 26441C105 20 1146 SH DEFINED 2 1146
EMC CORP COM 268648102 6 515 SH DEFINED 2 515
EAST WEST BANCORP COM 27579R104 7 500 SH OTHER 2 500
EASTMAN KODAK CO COM 277461109 6 415 SH DEFINED 2 415
EATON CORP COM 278058102 11 200 SH SOLE 200
EATON CORP COM 278058102 101 1800 SH OTHER 2 1800
EBAY INC COM 278642103 11 500 SH DEFINED 2 500
EBAY INC COM 278642103 2 100 SH OTHER 2 100
ECOLAB INC COM 278865100 7 150 SH SOLE 150
ECOLAB INC COM 278865100 670 13800 SH DEFINED 2 13800
ECOLAB INC COM 278865100 173 3575 SH OTHER 2 3575
ECOLAB INC COM 278865100 1092 22500 SH DEFINED 3 22500
ELECTRONIC ARTS INC COM 285512109 2 60 SH OTHER 2 60
EMERSON ELECTRIC CO COM 291011104 43 1060 SH SOLE 1060
EMERSON ELECTRIC CO COM 291011104 27 650 SH OTHER 650
EMERSON ELECTRIC CO COM 291011104 913 22378 SH DEFINED 2 22378
EMERSON ELECTRIC CO COM 291011104 192 4700 SH OTHER 2 4700
EMERSON ELECTRIC CO COM 291011104 897 22000 SH DEFINED 3 22000
ENCANA CORP COM 292505104 78 1190 SH DEFINED 2 1190
ENTERGY CORP. NEW COM 29364G103 6 66 SH DEFINED 2 66
EXELON CORP COM 30161N101 36 580 SH SOLE 580
EXELON CORP COM 30161N101 19 300 SH OTHER 300
EXELON CORP COM 30161N101 782 12490 SH DEFINED 2 12490
EXELON CORP COM 30161N101 102 1625 SH OTHER 2 1625
EXELON CORP COM 30161N101 1378 22000 SH DEFINED 3 22000
EXXON MOBIL CORP COM 30231G102 339 4360 SH SOLE 4360
EXXON MOBIL CORP COM 30231G102 149 1925 SH OTHER 1925
EXXON MOBIL CORP COM 30231G102 5956 76691 SH DEFINED 2 76691
EXXON MOBIL CORP COM 30231G102 1877 24173 SH OTHER 2 24173
EXXON MOBIL CORP COM 30231G102 2291 29500 SH DEFINED 3 29500
FPL GROUP INC COM 302571104 88 1750 SH DEFINED 2 1750
FAIRPOINT COMMUNICATIONS INC. COM 305560104 0 59 SH DEFINED 2 59
FAIRPOINT COMMUNICATIONS INC. COM 305560104 0 3 SH OTHER 2 3
FAMILY DOLLAR STORES COM 307000109 2 100 SH DEFINED 2 100
FASTENAL COM 311900104 17 350 SH DEFINED 2 350
FED HOME LOAN MORT CORP COM 313400301 2 1116 SH DEFINED 2 1116
FED NATL MORT ASSOC COM 313586109 2 1000 SH DEFINED 2 1000
FEDEX CORPORATION COM 31428X106 16 200 SH DEFINED 2 200
FINANCIAL INSTITUTIONS INC COM 317585404 2 100 SH OTHER 2 100
FIRST MARBLEHEAD CORP COM 320771108 2 750 SH OTHER 2 750
FIRST NIAGARA COM 33582V108 228 14500 SH SOLE 14500
FISERV INC COM 337738108 46 970 SH SOLE 970
FISERV INC COM 337738108 429 9065 SH DEFINED 2 9065
FORD MOTOR CO COM 345370860 5 1000 SH DEFINED 2 1000
FOREST LABS INC COM 345838106 7 250 SH DEFINED 2 250
FORTUNE BRANDS INC COM 349631101 40 700 SH DEFINED 2 700
FRANKLIN RESOURCES COM 354613101 59 665 SH SOLE 665
FRANKLIN RESOURCES COM 354613101 639 7255 SH DEFINED 2 7255
FRANKLIN RESOURCES COM 354613101 13 150 SH OTHER 2 150
FRANKLIN RESOURCES COM 354613101 1146 13000 SH DEFINED 3 13000
ARTHUR J GALLAGHER & CO COM 363576109 3 125 SH DEFINED 2 125
GANNETT COMPANY INC COM 364730101 2 100 SH DEFINED 2 100
GENERAL DYNAMICS COM 369550108 18 250 SH SOLE 250
GENERAL DYNAMICS COM 369550108 29 400 SH OTHER 400
GENERAL DYNAMICS COM 369550108 424 5760 SH DEFINED 2 5760
GENERAL DYNAMICS COM 369550108 159 2165 SH OTHER 2 2165
GENERAL DYNAMICS COM 369550108 1031 14000 SH DEFINED 3 14000
GENERAL ELECTRIC CO COM 369604103 171 6696 SH SOLE 6696
GENERAL ELECTRIC CO COM 369604103 77 3000 SH OTHER 3000
GENERAL ELECTRIC CO COM 369604103 3985 156271 SH DEFINED 2 156271
GENERAL ELECTRIC CO COM 369604103 2178 85428 SH OTHER 2 85428
GENERAL ELECTRIC CO COM 369604103 1530 60000 SH DEFINED 3 60000
GENERAL MILLS INC COM 370334104 55 800 SH OTHER 800
GENERAL MILLS INC COM 370334104 276 4010 SH DEFINED 2 4010
GENERAL MILLS INC COM 370334104 168 2450 SH OTHER 2 2450
GENERAL MILLS INC COM 370334104 1807 26300 SH DEFINED 3 26300
GENERAL MOTORS CORP COM 370442105 3 351 SH DEFINED 2 351
GENUINE PARTS CO COM 372460105 6 150 SH OTHER 2 150
GENTIVA COM 37247A102 6 210 SH DEFINED 2 210
GENWORTH FINL COM 37247D106 0 100 SH SOLE 100
GENWORTH FINL COM 37247D106 15 1750 SH DEFINED 2 1750
GENWORTH FINL COM 37247D106 16 1900 SH OTHER 2 1900
GENWORTH FINL COM 37247D106 405 47000 SH DEFINED 3 47000
GILEAD SCIENCES INC COM 375558103 15 328 SH DEFINED 2 328
GLAXO COM 37733W105 17 400 SH OTHER 400
GLAXO COM 37733W105 32 725 SH DEFINED 2 725
GLAXO COM 37733W105 13 300 SH OTHER 2 300
GOLDMAN SACHS GROUP COM 38141G104 56 440 SH SOLE 440
GOLDMAN SACHS GROUP COM 38141G104 29 225 SH OTHER 225
GOLDMAN SACHS GROUP COM 38141G104 933 7288 SH DEFINED 2 7288
GOLDMAN SACHS GROUP COM 38141G104 160 1250 SH OTHER 2 1250
GOLDMAN SACHS GROUP COM 38141G104 1152 9000 SH DEFINED 3 9000
GOOGLE INC COM 38259P508 6 15 SH DEFINED 2 15
GREENBRIER COMPANIES COM 393657101 4 200 SH DEFINED 2 200
HALLIBURTON CO COM 406216101 6 200 SH DEFINED 2 200
HANESBRANDS INC COM 410345102 1 50 SH DEFINED 2 50
HANSEN NAT CORP COM 411310105 2 75 SH DEFINED 2 75
HARLEY DAVIDSON INC COM 412822108 13 350 SH SOLE 350
HARLEY DAVIDSON INC COM 412822108 195 5236 SH DEFINED 2 5236
HARLEY DAVIDSON INC COM 412822108 117 3132 SH OTHER 2 3132
HARLEY DAVIDSON INC COM 412822108 589 15800 SH DEFINED 3 15800
HARSCO COM 415864107 27 732 SH DEFINED 2 732
HARTFORD FINL SVCS GROUP INC. COM 416515104 13 325 SH SOLE 325
HARTFORD FINL SVCS GROUP INC. COM 416515104 14 350 SH OTHER 350
HARTFORD FINL SVCS GROUP INC. COM 416515104 181 4406 SH DEFINED 2 4406
HARTFORD FINL SVCS GROUP INC. COM 416515104 86 2100 SH OTHER 2 2100
HARTFORD FINL SVCS GROUP INC. COM 416515104 615 15000 SH DEFINED 3 15000
H J HEINZ CO COM 423074103 208 4155 SH DEFINED 2 4155
H J HEINZ CO COM 423074103 677 13550 SH OTHER 2 13550
H J HEINZ CO COM 423074103 550 11000 SH DEFINED 3 11000
HEWLETT PACKARD CO COM 428236103 86 1860 SH SOLE 1860
HEWLETT PACKARD CO COM 428236103 65 1400 SH OTHER 1400
HEWLETT PACKARD CO COM 428236103 1680 36336 SH DEFINED 2 36336
HEWLETT PACKARD CO COM 428236103 1323 28605 SH OTHER 2 28605
HEWLETT PACKARD CO COM 428236103 1387 30000 SH DEFINED 3 30000
HOME DEPOT, INC COM 437076102 5 175 SH SOLE 175
HOME DEPOT, INC COM 437076102 3 100 SH OTHER 100
HOME DEPOT, INC COM 437076102 116 4465 SH DEFINED 2 4465
HOME DEPOT, INC COM 437076102 131 5075 SH OTHER 2 5075
HOSPIRA INC COM 441060100 10 260 SH OTHER 2 260
HOST HOTELS & RESORTS INC COM 44107P104 0 4 SH SOLE 4
ITT CORP COM 450911102 72 1290 SH SOLE 1290
ITT CORP COM 450911102 33 600 SH OTHER 600
ITT CORP COM 450911102 1146 20600 SH DEFINED 2 20600
ITT CORP COM 450911102 146 2625 SH OTHER 2 2625
ITT CORP COM 450911102 1112 20000 SH DEFINED 3 20000
IDEARC INC. COM 451663108 0 61 SH DEFINED 2 61
ILLINOIS TOOL WORKS INC. COM 452308109 63 1425 SH DEFINED 2 1425
ILLINOIS TOOL WORKS INC. COM 452308109 71 1600 SH OTHER 2 1600
ILLINOIS TOOL WORKS INC. COM 452308109 1245 28000 SH DEFINED 3 28000
IMATION CORPORATION COM 45245A107 0 10 SH DEFINED 2 10
INTEL CORP COM 458140100 48 2570 SH SOLE 2570
INTEL CORP COM 458140100 13 700 SH OTHER 700
INTEL CORP COM 458140100 803 42874 SH DEFINED 2 42874
INTEL CORP COM 458140100 310 16540 SH OTHER 2 16540
INTL BUSINESS MACHINES COM 459200101 144 1228 SH SOLE 1228
INTL BUSINESS MACHINES COM 459200101 70 600 SH OTHER 600
INTL BUSINESS MACHINES COM 459200101 2146 18344 SH DEFINED 2 18344
INTL BUSINESS MACHINES COM 459200101 1222 10452 SH OTHER 2 10452
INTL BUSINESS MACHINES COM 459200101 1988 17000 SH DEFINED 3 17000
INTL GAME TECH COM 459902102 2 100 SH DEFINED 2 100
INTL GAME TECH COM 459902102 464 27000 SH DEFINED 3 27000
INTERNATIONAL PAPER CO COM 460146103 10 376 SH DEFINED 2 376
ISHARES EXC 464287234 33 954 SH DEFINED 2 954
ISHARES EXC 46428Q109 3 290 SH DEFINED 2 290
JDS UNIPHASE CORP COM 46612J507 0 25 SH OTHER 2 25
JPMORGAN CHASE & CO COM 46625H100 33 704 SH SOLE 704
JPMORGAN CHASE & CO COM 46625H100 31 660 SH OTHER 660
JPMORGAN CHASE & CO COM 46625H100 473 10123 SH DEFINED 2 10123
JPMORGAN CHASE & CO COM 46625H100 242 5186 SH OTHER 2 5186
JPMORGAN CHASE & CO COM 46625H100 1168 25000 SH DEFINED 3 25000
JACOBS ENGINEERING GROUP INC. COM 469814107 98 1800 SH DEFINED 2 1800
JACOBS ENGINEERING GROUP INC. COM 469814107 189 3486 SH OTHER 2 3486
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KAYDON CORP COM 486587108 2 50 SH DEFINED 2 50
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KEYCORP COM 493267108 6 500 SH SOLE 500
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MCCORMICK & CO COM 579780206 3 75 SH OTHER 2 75
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MICROSOFT CORP. COM 594918104 1628 61000 SH DEFINED 3 61000
MOHAWK INDUSTRIES INC COM 608190104 15 225 SH DEFINED 2 225
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