FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
DAIMLERCHRYSLER AG ORD ADR D1668R123 1 41 SH SOLE 41 0 0
COOPER INDUSTRIES LTD CLASS A G24182100 23 580 SH SOLE 580 0 0
COOPER INDUSTRIES LTD CLASS A G24182100 1 25 SH DEFINED 25 0 0
INGERSOLL-RAND CO COM G4776G101 77 1644 SH SOLE 1644 0 0
INGERSOLL-RAND CO COM G4776G101 18 400 SH DEFINED 400 0 0
RENAISSANCERE HOLDINGS LTD G7496G103 1 25 SH DEFINED 25 0 0
XL CAP LTD CL A G98255105 30 365 SH SOLE 365 0 0
AFLAC INC COM 001055102 770 25058 SH SOLE 19158 0 5900
AES CORP COM 00130H105 62 9800 SH DEFINED 0 0 9800
AOL TIME WARNER INC COM 00184A105 56 3540 SH SOLE 3528 0 12
AOL TIME WARNER INC COM 00184A105 111 6900 SH DEFINED 3000 0 3900
AT & T CORP NEW 001957505 195 10177 SH SOLE 9707 0 470
AT & T CORP NEW 001957505 8 467 SH DEFINED 467 0 0
AT&T WIRELESS SVCS INC COM 00209A106 1029 125389 SH SOLE 124633 0 756
AT&T WIRELESS SVCS INC COM 00209A106 2 350 SH DEFINED 350 0 0
ABBOTT LABS COM 002824100 3727 85194 SH SOLE 80744 0 4450
ABBOTT LABS COM 002824100 43 1000 SH DEFINED 1000 0 0
ABERCROMBIE & FITCH CO CL A 002896207 103 3649 SH SOLE 3649 0 0
ADOBE SYS INC COM 00724F101 116 3625 SH SOLE 3625 0 0
ALLERGAN INC 00763M108 4 250 SH SOLE 250 0 0
AETNA INC NEW COM 00817Y108 36 600 SH SOLE 600 0 0
AETNA INC NEW COM 00817Y108 1 25 SH DEFINED 25 0 0
AGERE SYS INC CL A 00845V100 0 9 SH SOLE 9 0 0
AGERE SYS INC CL A 00845V100 5 2327 SH DEFINED 2327 0 0
AGERE SYSTEM INC CLASS B 00845V209 0 248 SH SOLE 239 0 9
AGERE SYSTEM INC CLASS B 00845V209 1 687 SH DEFINED 687 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 6 343 SH SOLE 305 0 38
AIR PRODS & CHEMS INC COM 009158106 109 2625 SH SOLE 2600 0 25
ALBERTO CULVER CO CL A 013068200 89 1800 SH SOLE 1800 0 0
1
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ALBERTSONS INC COM 013104104 27 1450 SH SOLE 1450 0 0
ALBERTSONS INC COM 013104104 59 3100 SH DEFINED 0 0 3100
ALCOA INC COM 013817101 978 38388 SH SOLE 34588 0 3800
ALCOA INC COM 013817101 51 2025 SH DEFINED 2025 0 0
ALCATEL SPONSORED ADR 013904305 0 50 SH SOLE 50 0 0
ALLERGAN INC COM 018490102 76 990 SH SOLE 990 0 0
ALLIANCE FINL CORP 019205103 1490 55191 SH SOLE 26421 0 28770
ALLIANCE FINL CORP 019205103 135 5000 SH DEFINED 5000 0 0
ALLSTATE CORP COM 020002101 766 21504 SH SOLE 19204 0 2300
ALLTEL CORP COM 020039103 1317 27328 SH SOLE 25203 0 2125
ALLTEL CORP COM 020039103 67 1400 SH DEFINED 1400 0 0
ALTRIA GROUP INC COM 02209S103 314 6919 SH SOLE 6119 0 800
ALTRIA GROUP INC COM 02209S103 40 900 SH DEFINED 900 0 0
AMAZON COM INC COM 023135106 159 4400 SH DEFINED 0 0 4400
AMBAC FINL GROUP INC COM 023139108 24 365 SH SOLE 365 0 0
AMERADA HESS CORP COM 023551104 24 500 SH DEFINED 500 0 0
AMEREN CORP COM 023608102 22 500 SH SOLE 0 0 500
AMERICAN ELEC PWR INC COM 025537101 48 1625 SH SOLE 1625 0 0
AMERICAN ELEC PWR INC COM 025537101 2 100 SH DEFINED 100 0 0
AMERICAN EXPRESS CO COM 025816109 635 15200 SH SOLE 14600 0 600
AMERICAN INTL GROUP INC COM 026874107 3522 63834 SH SOLE 60224 0 3610
AMERICAN INTL GROUP INC COM 026874107 641 11622 SH DEFINED 11622 0 0
AMERICAN STD COS INC DEL COM 029712106 130 1765 SH SOLE 1765 0 0
AMERISOURCEBERGEN CORP 03073E105 258 3725 SH SOLE 3725 0 0
AMGEN INC COM 031162100 316 4795 SH SOLE 4620 0 175
AMGEN INC COM 031162100 1 20 SH DEFINED 20 0 0
AMYLIN PHARMACEUTICALS INC 032346108 2 100 SH SOLE 100 0 0
ANADARKO PETE CORP COM 032511107 30 697 SH SOLE 697 0 0
ANALOG DEVICES INC COM 032654105 307 8823 SH SOLE 8523 0 300
ANHEUSER BUSCH COS INC COM 035229103 2198 43067 SH SOLE 37827 0 5240
ANHEUSER BUSCH COS INC COM 035229103 521 10213 SH DEFINED 10213 0 0
ANTHEM INC 03674B104 25 335 SH SOLE 335 0 0
AON CORP COM 037389103 28 1200 SH DEFINED 1200 0 0
2
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
APACHE CORP 037411105 62 966 SH SOLE 966 0 0
APOLLO GROUP INC CL A 037604105 38 620 SH SOLE 620 0 0
APPLIED MATLS INC COM 038222105 287 18128 SH SOLE 18128 0 0
ARROW ELECTRS INC COM 042735100 1 75 SH SOLE 75 0 0
ASTRAZENECA PLC 046353108 4 100 SH SOLE 100 0 0
AUTOMATIC DATA PROCESSING 053015103 290 8580 SH SOLE 7880 0 700
AUTOMATIC DATA PROCESSING 053015103 67 2000 SH DEFINED 2000 0 0
AUTONATION INC 05329W102 16 1035 SH SOLE 1035 0 0
AUTOZONE INC 053332102 115 1526 SH SOLE 1526 0 0
AVAYA INC COM 053499109 2 395 SH SOLE 271 0 124
AVAYA INC COM 053499109 146 22649 SH DEFINED 22649 0 0
AVERY DENNISON CORP COM 053611109 70 1400 SH SOLE 1300 0 100
AVERY DENNISON CORP COM 053611109 20 400 SH DEFINED 400 0 0
AVON PRODS INC COM 054303102 232 3730 SH SOLE 3680 0 50
AVON PRODS INC COM 054303102 93 1500 SH DEFINED 1500 0 0
AXCELIS TECHNOLOGIES INC COM 054540109 2 471 SH SOLE 471 0 0
BB&T CORP COM 054937107 41 1200 SH SOLE 1200 0 0
BISYS GROUP INC COM 055472104 18 1000 SH SOLE 1000 0 0
BP AMOCO P L C SPONSORED ADR 055622104 752 17912 SH SOLE 17912 0 0
BP AMOCO P L C SPONSORED ADR 055622104 195 4659 SH DEFINED 4659 0 0
BAKER HUGHES INC COM 057224107 23 700 SH DEFINED 700 0 0
BANCROFT CONV FD INC COM 059695106 22 1150 SH DEFINED 1150 0 0
BANK OF AMERICA CORPORATION COM 060505104 3442 43555 SH SOLE 40830 0 2725
BANK OF AMERICA CORPORATION COM 060505104 5 75 SH DEFINED 75 0 0
BANK NEW YORK INC COM 064057102 282 9814 SH SOLE 9814 0 0
BANK NEW YORK INC COM 064057102 11 400 SH DEFINED 400 0 0
BANK ONE CORP COM 06423A103 55 1489 SH SOLE 1489 0 0
BANK ONE CORP COM 06423A103 119 3212 SH DEFINED 1512 0 1700
BANKNORTH GROUP INC NEW 06646R107 7 300 SH SOLE 300 0 0
BARD C R INC COM 067383109 46 650 SH SOLE 650 0 0
BAXTER INTL INC COM 071813109 44 1700 SH SOLE 1700 0 0
BAXTER INTL INC COM 071813109 41 1600 SH DEFINED 400 0 1200
BEAR STEARNS COS INC COM 073902108 63 870 SH SOLE 870 0 0
3
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
BECTON DICKINSON & CO COM 075887109 233 6000 SH SOLE 6000 0 0
BED BATH & BEYOND INC COM 075896100 27 696 SH SOLE 696 0 0
BELDEN INC COM 077459105 1 100 SH SOLE 100 0 0
BELLSOUTH CORP COM 079860102 2003 75270 SH SOLE 63452 0 11818
BELLSOUTH CORP COM 079860102 82 3114 SH DEFINED 3114 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 72 1 SH SOLE 1 0 0
BERKSHIRE HATHAWAY INC DEL CL B 084670207 63 26 SH SOLE 26 0 0
BEST BUY INC COM 086516101 49 1130 SH SOLE 1130 0 0
BEST BUY INC COM 086516101 13 300 SH DEFINED 300 0 0
BIOGEN INC COM 090597105 87 2300 SH SOLE 250 0 2050
BIOMET INC COM 090613100 2 100 SH SOLE 100 0 0
BLACK & DECKER CORP COM 091797100 30 700 SH DEFINED 700 0 0
BOEING CO COM 097023105 442 12893 SH SOLE 12893 0 0
BOSTON SCIENTIFIC CORP COM 101137107 39 650 SH SOLE 650 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 492 18163 SH SOLE 17063 0 1100
BRISTOL MYERS SQUIBB CO COM 110122108 70 2600 SH DEFINED 2600 0 0
BROWN FORMAN CORP CL B 115637209 13 175 SH SOLE 175 0 0
BROWN FORMAN CORP CL B 115637209 78 1000 SH DEFINED 1000 0 0
BURLINGTON NORTHN SANTA FE CCOM 12189T104 37 1325 SH SOLE 1325 0 0
BURLINGTON RES INC COM 122014103 117 2182 SH SOLE 2182 0 0
CIGNA CORP COM 125509109 278 5937 SH SOLE 5937 0 0
CPI AEROSTRUCTURES INC NEW 125919308 0 100 SH SOLE 0 0 100
CSX CORP COM 126408103 36 1200 SH SOLE 1200 0 0
CSX CORP COM 126408103 1 50 SH DEFINED 50 0 0
CADBURY SCHWEPPES PLC 127209302 4 200 SH SOLE 200 0 0
CAMPBELL SOUP CO COM 134429109 22 900 SH DEFINED 900 0 0
CAPITAL ONE FINANCIAL CORP 14040H105 259 5274 SH SOLE 5274 0 0
CAPITAL ONE FINANCIAL CORP 14040H105 39 800 SH DEFINED 0 0 800
CARDINAL HEALTH INC COM 14149Y108 150 2335 SH SOLE 2335 0 0
CARDINAL HEALTH INC COM 14149Y108 281 4377 SH DEFINED 4377 0 0
CAREMARK RX INC 141705103 39 1550 SH SOLE 1550 0 0
CATERPILLAR INC DEL COM 149123101 81 1470 SH SOLE 1470 0 0
CENDANT CORP COM 151313103 31 1725 SH SOLE 1725 0 0
4
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CENTRAL EUROPEAN EQUITY FD ICOM 153436100 4 299 SH SOLE 0 0 299
CENTRAL SECS CORP COM 155123102 13 694 SH DEFINED 0 0 694
CENTURYTEL INC COM 156700106 43 1255 SH SOLE 1255 0 0
CHEESECAKE FACTORY INC 163072101 121 3385 SH SOLE 3385 0 0
CHEVRONTEXACO CORP COM 166764100 1664 23049 SH SOLE 21279 0 1770
CHEVRONTEXACO CORP COM 166764100 218 3033 SH DEFINED 2824 0 209
CHILE FD INC COM 168834109 0 100 SH SOLE 0 0 100
CHIRON CORP COM 170040109 6 148 SH SOLE 0 0 148
CHOICEPOINT INC COM 170388102 162 4695 SH SOLE 4695 0 0
CHUBB CORP COM 171232101 28 475 SH SOLE 475 0 0
CHUBB CORP COM 171232101 21 350 SH DEFINED 350 0 0
CINERGY CORP COM 172474108 1 50 SH SOLE 50 0 0
CISCO SYS INC COM 17275R102 2234 133146 SH SOLE 124171 0 8975
CISCO SYS INC COM 17275R102 354 21100 SH DEFINED 20200 0 900
CITIGROUP INC 172967101 5527 129182 SH SOLE 119913 0 9269
CITIGROUP INC 172967101 263 6150 SH DEFINED 4650 0 1500
CITIZENS COMMUNICATION CO 17453B101 9 740 SH SOLE 740 0 0
CLAYTON HOMES INC 184190106 1 100 SH SOLE 0 0 100
CLEAR CHANNEL COMMUNICATIONSCOM 184502102 248 5872 SH SOLE 5872 0 0
CLOROX CO DEL COM 189054109 355 8330 SH SOLE 7730 0 600
CLOROX CO DEL COM 189054109 51 1200 SH DEFINED 1200 0 0
COCA COLA CO COM 191216100 1795 38693 SH SOLE 36668 0 2025
COCA COLA CO COM 191216100 151 3275 SH DEFINED 3275 0 0
COLGATE PALMOLIVE CO COM 194162103 346 5977 SH SOLE 5977 0 0
COLGATE PALMOLIVE CO COM 194162103 139 2400 SH DEFINED 2400 0 0
COMCAST CORP NEW CL A 20030N101 3380 112003 SH SOLE 111243 0 760
COMCAST CORP NEW CL A 20030N101 74 2456 SH DEFINED 756 0 1700
COMCAST CORP NEW 20030N200 31 1095 SH DEFINED 1095 0 0
COMMERCIAL METALS CO COM 201723103 25 1460 SH SOLE 1460 0 0
COMMUNICATION INTELLIGENCE NCOM 20338K106 0 1600 SH SOLE 1600 0 0
COMPUTER SCIENCES CORP COM 205363104 19 500 SH SOLE 500 0 0
CONEXANT SYSTEMS INC COM 207142100 2 600 SH SOLE 600 0 0
CONOCOPHILLIPS 20825C104 165 3029 SH SOLE 2687 0 342
5
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CONSOLIDATED EDISON INC 209115104 40 932 SH SOLE 932 0 0
CONSTELLATION ENERGY CORP COM 210371100 41 1200 SH DEFINED 1200 0 0
CONVERGYS CORP COM 212485106 12 791 SH SOLE 791 0 0
COOPER TIRE & RUBR CO COM 216831107 1 60 SH SOLE 60 0 0
COOPER TIRE & RUBR CO COM 216831107 140 8000 SH DEFINED 8000 0 0
CORN PRODS INTL INC COM 219023108 2 75 SH SOLE 75 0 0
CORNING INC COM 219350105 90 12245 SH SOLE 11645 0 600
CORNING INC COM 219350105 8 1084 SH DEFINED 1084 0 0
COSTCO WHSL CORP NEW COM 22160K105 1336 36531 SH SOLE 34066 0 2465
COSTCO WHSL CORP NEW COM 22160K105 91 2500 SH DEFINED 2500 0 0
COUNTRYWIDE FINANCIAL CORP 222372104 33 475 SH SOLE 475 0 0
COVANCE INC COM 222816100 2 150 SH SOLE 150 0 0
CREE INC COM 225447101 110 6775 SH SOLE 6775 0 0
DANAHER CORP DEL COM 235851102 183 2690 SH SOLE 2690 0 0
DEERE & CO COM 244199105 6 153 SH SOLE 153 0 0
DEL MONTE FOODS 24522P103 0 89 SH SOLE 89 0 0
DELL COMPUTER CORP COM 247025109 1880 59049 SH SOLE 55974 0 3075
DELL COMPUTER CORP COM 247025109 42 1330 SH DEFINED 1330 0 0
DELPHI CORPORATION COM 247126105 2 279 SH SOLE 279 0 0
DENTSPLY INTL INC NEW COM 249030107 4 100 SH SOLE 100 0 0
DEVON ENERGY CORP NEW COM 25179M103 27 520 SH SOLE 520 0 0
DIAMOND OFFSHORE DRILLING INCOM 25271C102 3 150 SH SOLE 150 0 0
DISNEY WALT CO COM DISNEY 254687106 124 6300 SH SOLE 1700 0 4600
DISNEY WALT CO COM DISNEY 254687106 39 2000 SH DEFINED 2000 0 0
DOMINION RES INC VA NEW COM 25746U109 69 1081 SH SOLE 1081 0 0
DONNELLEY R R & SONS CO COM 257867101 91 3500 SH DEFINED 3500 0 0
DOVER CORP COM 260003108 110 3700 SH SOLE 3700 0 0
DOW CHEM CO COM 260543103 86 2808 SH SOLE 2808 0 0
DOW CHEM CO COM 260543103 356 11514 SH DEFINED 11514 0 0
DOW JONES & CO INC COM 260561105 21 500 SH DEFINED 500 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 3376 81120 SH SOLE 76470 0 4650
DU PONT E I DE NEMOURS & CO COM 263534109 273 6577 SH DEFINED 6577 0 0
DUKE ENERGY CORP COM 264399106 59 2975 SH SOLE 2975 0 0
6
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
E M C CORP MASS COM 268648102 85 8142 SH SOLE 7742 0 400
E M C CORP MASS COM 268648102 4 400 SH DEFINED 400 0 0
EASTMAN CHEM CO COM 277432100 24 781 SH SOLE 781 0 0
EASTMAN KODAK CO COM 277461109 107 3936 SH SOLE 3936 0 0
EASTMAN KODAK CO COM 277461109 88 3250 SH DEFINED 800 0 2450
EATON VANCE CORP COM 278058102 31 400 SH SOLE 400 0 0
EATON VANCE CORP COM 278058102 51 650 SH DEFINED 650 0 0
EBAY INC COM 278642103 52 505 SH SOLE 505 0 0
EBAY INC COM 278642103 10 100 SH DEFINED 0 0 100
ECOLAB INC COM 278865100 88 3470 SH SOLE 3470 0 0
ECOLAB INC COM 278865100 20 800 SH DEFINED 800 0 0
EDWARDS AG INC COM 281760108 316 9250 SH SOLE 8250 0 1000
EDWARDS AG INC COM 281760108 51 1500 SH DEFINED 1500 0 0
ELECTRONIC ARTS INC COM 285512109 247 3347 SH SOLE 3347 0 0
ELECTRONIC DATA SYS NEW COM 285661104 540 25215 SH SOLE 21565 0 3650
ELECTRONIC DATA SYS NEW COM 285661104 35 1675 SH DEFINED 1675 0 0
EMERSON ELEC CO COM 291011104 1168 22864 SH SOLE 20864 0 2000
EMERSON ELEC CO COM 291011104 91 1800 SH DEFINED 1800 0 0
ENERGY EAST CORP COM 29266M109 41 2016 SH SOLE 2016 0 0
ENERGIZER HLDGS INC COM 29266R108 4 140 SH DEFINED 0 0 140
ENERGY PARTNERS LTD COM 29270U105 1 100 SH SOLE 0 0 100
ENTERGY CORP NEW COM 29364G103 34 650 SH SOLE 650 0 0
EQUITABLE RES INC COM 294549100 61 1514 SH SOLE 1514 0 0
EXELON CORP COM 30161N101 1564 26165 SH SOLE 22290 0 3875
EXELON CORP COM 30161N101 5 100 SH DEFINED 100 0 0
EXPEDITORS INTL WASH INC COM 302130109 98 2850 SH SOLE 2850 0 0
EXXON MOBIL CORP COM 30231G102 9824 273653 SH SOLE 249627 0 24026
EXXON MOBIL CORP COM 30231G102 2044 56948 SH DEFINED 56252 0 696
FPL GROUP INC COM 302571104 33 500 SH SOLE 300 0 200
FPL GROUP INC COM 302571104 6 100 SH DEFINED 0 0 100
FEDERAL NATL MTG ASSN COM 313586109 3645 54061 SH SOLE 51436 0 2625
FEDERAL NATL MTG ASSN COM 313586109 84 1260 SH DEFINED 510 0 750
FEDERAL SIGNAL CORP COM 313855108 64 3665 SH SOLE 3665 0 0
FEDERAL SIGNAL CORP COM 313855108 143 8165 SH DEFINED 8165 0 0
7
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
FEDERATED DEPT STORES INC DECOM 31410H101 2 75 SH DEFINED 75 0 0
FEDEX CORP 31428X106 59 960 SH SOLE 960 0 0
FIFTH THIRD BANCORP COM 316773100 251 4387 SH SOLE 4387 0 0
FIFTH THIRD BANCORP COM 316773100 27 475 SH DEFINED 475 0 0
FIRST DATA CORP COM 319963104 346 8371 SH SOLE 8171 0 200
FIRST DATA CORP COM 319963104 12 300 SH DEFINED 300 0 0
FIRST TENN NATL CORP COM 337162101 48 1110 SH SOLE 1110 0 0
FIRSTENERGY CORP COM 337932107 154 4025 SH SOLE 3500 0 525
FLEETBOSTON FINL CORP 339030108 37 1277 SH SOLE 1277 0 0
FLEETBOSTON FINL CORP 339030108 64 2159 SH DEFINED 2159 0 0
FORD MOTOR CO 345370860 20 1910 SH SOLE 1910 0 0
FORD MOTOR CO 345370860 13 1200 SH DEFINED 1200 0 0
FOREST LABS INC COM 345838106 245 4489 SH SOLE 4489 0 0
FOX ENTMT GROUP INC CL A 35138T107 177 6179 SH SOLE 6179 0 0
GANNETT INC COM 364730101 3246 42268 SH SOLE 39618 0 2650
GANNETT INC COM 364730101 126 1648 SH DEFINED 1648 0 0
GAP INC DEL COM 364760108 182 9755 SH SOLE 9755 0 0
GATEWAY INC COM 367626108 0 100 SH SOLE 100 0 0
GENERAL DYNAMICS CORP COM 369550108 7 100 SH SOLE 100 0 0
GENERAL DYNAMICS CORP COM 369550108 7 100 SH DEFINED 0 0 100
GENERAL ELEC CO COM 369604103 11326 394932 SH SOLE 373117 0 21815
GENERAL ELEC CO COM 369604103 1602 55880 SH DEFINED 55880 0 0
GENERAL MLS INC COM 370334104 221 4670 SH SOLE 4670 0 0
GENERAL MLS INC COM 370334104 448 9468 SH DEFINED 9468 0 0
GENERAL MTRS CORP COM 370442105 16 452 SH SOLE 388 0 64
GENERAL MOTORS CORP CL H NEW 370442832 3 306 SH SOLE 300 0 6
GENERAL MOTORS CORP CL H NEW 370442832 30 2400 SH DEFINED 0 0 2400
GENUINE PARTS CO COM 372460105 57 1810 SH SOLE 1810 0 0
GENUINE PARTS CO COM 372460105 32 1000 SH DEFINED 1000 0 0
GENZYME CORP COM GENL DIV 372917104 21 520 SH SOLE 520 0 0
GEORGIA PACIFIC CORP 373298108 47 2494 SH SOLE 2494 0 0
GILLETTE CO COM 375766102 107 3375 SH SOLE 2275 0 1100
GILLETTE CO COM 375766102 57 1806 SH DEFINED 1806 0 0
8
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
GLAXO HOLDINGS PLC SPONSORED ADR 37733W105 155 3827 SH SOLE 3614 0 213
GLAXO HOLDINGS PLC SPONSORED ADR 37733W105 19 475 SH DEFINED 475 0 0
GOLDEN WEST FINL CORP DEL COM 381317106 47 595 SH SOLE 595 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 1 15 SH DEFINED 15 0 0
GRAINGER W W INC COM 384802104 102 2200 SH SOLE 2200 0 0
GREAT LAKES CHEM CORP COM 390568103 10 500 SH DEFINED 500 0 0
KANSAS CITY PWR & LT CO COM 391164100 17 600 SH SOLE 0 0 600
GUIDANT CORP COM 401698105 182 4112 SH SOLE 4112 0 0
GYMBOREE CORPORATION 403777105 123 7345 SH SOLE 7345 0 0
HALLIBURTON CO COM 406216101 36 1595 SH SOLE 1595 0 0
JOHN HANCOCK PREFERRED INCOME FUND II 41013X106 26 1000 SH SOLE 0 0 1000
HARDINGE INC COM 412324303 7 900 SH SOLE 900 0 0
HARLEY DAVIDSON INC COM 412822108 7 200 SH SOLE 0 0 200
HARTFORD FINL SVCS GROUP INCCOM 416515104 94 1880 SH SOLE 1880 0 0
HASBRO INC COM 418056107 43 2500 SH DEFINED 2500 0 0
HAWAIIAN ELEC INDUSTRIES COM 419870100 13 300 SH SOLE 300 0 0
HEALTH MANAGEMENT CLASS A 421933102 215 11710 SH SOLE 11710 0 0
HEALTH NET INC A 42222G108 49 1500 SH DEFINED 0 0 1500
HEINZ H J CO COM 423074103 118 3600 SH SOLE 1950 0 1650
HERCULES INC COM 427056106 4 500 SH DEFINED 500 0 0
HERSHEY FOODS CORP COM 427866108 339 4875 SH SOLE 4450 0 425
HERSHEY FOODS CORP COM 427866108 55 800 SH DEFINED 800 0 0
HEWLETT PACKARD CO COM 428236103 231 10886 SH SOLE 10836 0 50
HEWLETT PACKARD CO COM 428236103 50 2362 SH DEFINED 1862 0 500
HOME DEPOT INC COM 437076102 3225 97428 SH SOLE 91603 0 5825
HOME DEPOT INC COM 437076102 190 5758 SH DEFINED 3958 0 1800
HONEYWELL INTL INC COM 438516106 2 84 SH SOLE 84 0 0
HOST MARRIOTT CORP NEW COM 44107P104 2 252 SH SOLE 252 0 0
IDEC PHARMACEUTICALS CORP COM 449370105 3 100 SH SOLE 100 0 0
ILLINOIS TOOL WKS INC COM 452308109 1200 18231 SH SOLE 17081 0 1150
ILLINOIS TOOL WKS INC COM 452308109 144 2200 SH DEFINED 2200 0 0
IMAGISTICS INTERNATIONAL INCCOM 45247T104 1 64 SH SOLE 64 0 0
INGRAM MICRO INC CL A 457153104 1 100 SH SOLE 100 0 0
9
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
INTEL CORP COM 458140100 4682 225131 SH SOLE 207256 0 17875
INTEL CORP COM 458140100 391 18820 SH DEFINED 18820 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 5883 71320 SH SOLE 68658 0 2662
INTERNATIONAL BUSINESS MACHS COM 459200101 365 4425 SH DEFINED 3875 0 550
INTERNATIONAL FLAVORS&FRAGRACOM 459506101 31 1000 SH DEFINED 1000 0 0
INTERNATIONAL GAME TECHNOLOGCOM 459902102 198 1939 SH SOLE 1939 0 0
INTL PAPER CO COM 460146103 39 1103 SH SOLE 1103 0 0
INTL PAPER CO COM 460146103 75 2110 SH DEFINED 2110 0 0
INTERNATIONAL RECTIFIER CORPCOM 460254105 1 50 SH SOLE 50 0 0
INTUIT COM 461202103 35 800 SH DEFINED 0 0 800
ISHS TR RUSSELL 2000 INDX FD 464287655 102 1150 SH SOLE 1150 0 0
ISHARES TRUST 464287689 12 225 SH SOLE 225 0 0
JDS UNIPHASE CORP COM 46612J101 13 3820 SH SOLE 3820 0 0
JP MORGAN CHASE & CO COM 46625H100 1023 29931 SH SOLE 29681 0 250
JP MORGAN CHASE & CO COM 46625H100 147 4311 SH DEFINED 2136 0 2175
JABIL CIRCUIT INC COM 466313103 161 7320 SH SOLE 7320 0 0
JACOBS ENGR GROUP INC DEL COM 469814107 252 6000 SH SOLE 6000 0 0
JOHNSON & JOHNSON COM 478160104 7411 143362 SH SOLE 130282 0 13080
JOHNSON & JOHNSON COM 478160104 1024 19825 SH DEFINED 19575 0 250
JOHNSON CTLS INC COM 478366107 1 14 SH SOLE 14 0 0
JOHNSON OUTDOORS INC 479167108 13 1000 SH SOLE 1000 0 0
JONES APPAREL GROUP INC COM 480074103 13 465 SH SOLE 465 0 0
JUNIPER NETWORKS INC COM 48203R104 213 17142 SH SOLE 17142 0 0
KELLOGG CO COM 487836108 490 14263 SH SOLE 9263 0 5000
KEYCORP NEW COM 493267108 49 1940 SH SOLE 1940 0 0
KEYSPAN CORP COM 49337W100 56 1600 SH SOLE 1600 0 0
KEYSPAN CORP COM 49337W100 35 1000 SH DEFINED 1000 0 0
KIMBERLY CLARK CORP COM 494368103 394 7567 SH SOLE 7567 0 0
KIMBERLY CLARK CORP COM 494368103 31 600 SH DEFINED 600 0 0
KOHLS CORP COM 500255104 979 19058 SH SOLE 17408 0 1650
KOHLS CORP COM 500255104 2 40 SH DEFINED 40 0 0
KONINKLIJKE AHOLD NV SPNSRD ADR NEW 500467303 1 150 SH SOLE 150 0 0
KONINKLIJKE PHILIPS ELECTRS NV SP ADR 500472303 21 1101 SH SOLE 1101 0 0
10
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
KRAFT FOODS INC CL A 50075N104 8 250 SH SOLE 250 0 0
KRAFT FOODS INC CL A 50075N104 6 200 SH DEFINED 200 0 0
KRISPY KREME DOUGHNUTS INC COM 501014104 4 100 SH SOLE 0 0 100
KROGER CO COM 501044101 20 1210 SH SOLE 1210 0 0
KROGER CO COM 501044101 53 3200 SH DEFINED 0 0 3200
KYOCERA CORP ADR 501556203 0 15 SH SOLE 15 0 0
LSI LOGIC CORP 502161102 0 50 SH SOLE 50 0 0
L-3 COMMUNICATIONS HLDGS INCCOM 502424104 286 6595 SH SOLE 6595 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 228 7590 SH SOLE 7590 0 0
LAFARGE N AMERICA CORP 505862102 4 150 SH SOLE 150 0 0
LANCASTER COLONY CORP COM 513847103 40 1050 SH SOLE 1050 0 0
LEAR CORP COM 521865105 1 25 SH DEFINED 25 0 0
LEGGETT & PLATT INC COM 524660107 32 1600 SH SOLE 1600 0 0
LEHMAN BROTHERS HOLDING INC 524908100 176 2660 SH SOLE 2660 0 0
LEXMARK INTL NEW CL A 529771107 39 560 SH SOLE 560 0 0
LEXMARK INTL NEW CL A 529771107 28 400 SH DEFINED 400 0 0
LILLY ELI & CO COM 532457108 463 6721 SH SOLE 6621 0 100
LILLY ELI & CO COM 532457108 158 2294 SH DEFINED 2294 0 0
LINEAR TECHNOLOGY CORP COM 535678106 24 765 SH SOLE 765 0 0
LIZ CLAIBORNE INC COM 539320101 33 945 SH SOLE 945 0 0
LOCKHEED MARTIN CORP COM 539830109 93 1956 SH SOLE 1956 0 0
LOWES COS INC COM 548661107 381 8878 SH SOLE 8628 0 250
LOWES COS INC COM 548661107 42 990 SH DEFINED 990 0 0
LUBRIZOL CORP COM 549271104 1 50 SH SOLE 50 0 0
LUCENT TECHNOLOGIES INC COM 549463107 317 157202 SH SOLE 156654 0 548
LUCENT TECHNOLOGIES INC COM 549463107 5 2600 SH DEFINED 2600 0 0
MBIA INC COM 55262C100 91 1875 SH SOLE 1875 0 0
MBIA INC COM 55262C100 19 400 SH DEFINED 400 0 0
MBNA CORP COM 55262L100 61 2964 SH SOLE 2964 0 0
MBNA CORP COM 55262L100 2 135 SH DEFINED 135 0 0
MFS INTERMEDIATE INCM TR SBI 55273C107 74 10152 SH SOLE 10152 0 0
MGIC INVT CORP WIS COM 552848103 69 1500 SH DEFINED 0 0 1500
USX MARATHON GROUP COM NEW 565849106 44 1700 SH DEFINED 1700 0 0
11
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
MARSH & MCLENNAN COS INC COM 571748102 1301 25497 SH SOLE 23472 0 2025
MARSH & MCLENNAN COS INC COM 571748102 136 2675 SH DEFINED 2675 0 0
MARSHALL & ILSLEY CORP COM 571834100 110 3600 SH SOLE 3600 0 0
MARRIOTT INTL INC NEW CLA 571903202 53 1400 SH SOLE 1400 0 0
MARRIOTT INTL INC NEW CLA 571903202 23 600 SH DEFINED 600 0 0
MAY DEPT STORES CO COM 577778103 11 500 SH SOLE 500 0 0
MAY DEPT STORES CO COM 577778103 28 1300 SH DEFINED 1300 0 0
MCCORMICK & CO INC COM NON VTG 579780206 137 5040 SH SOLE 5040 0 0
MCCORMICK & CO INC COM NON VTG 579780206 136 5000 SH DEFINED 5000 0 0
MCDONALDS CORP COM 580135101 44 2000 SH SOLE 2000 0 0
MCDONALDS CORP COM 580135101 30 1400 SH DEFINED 1400 0 0
MCGRAW HILL COS INC COM 580645109 188 3034 SH SOLE 3034 0 0
MCKESSON CORPORATION COM 58155Q103 64 1800 SH DEFINED 0 0 1800
MEADWESTVACO CORP 583334107 2 117 SH DEFINED 117 0 0
MEDTRONIC INC COM 585055106 3660 76312 SH SOLE 73362 0 2950
MEDTRONIC INC COM 585055106 173 3610 SH DEFINED 3610 0 0
MELLON FINL CORP COM 58551A108 2 100 SH SOLE 100 0 0
MELLON FINL CORP COM 58551A108 36 1300 SH DEFINED 1300 0 0
MERCK & CO INC COM 589331107 3809 62922 SH SOLE 58542 0 4380
MERCK & CO INC COM 589331107 48 800 SH DEFINED 800 0 0
MERCURY INTERACTIVE CORP COM 589405109 28 745 SH SOLE 745 0 0
METLIFE INC COM 59156R108 61 2182 SH SOLE 2182 0 0
METLIFE INC COM 59156R108 2 75 SH DEFINED 75 0 0
MEXICO FD INC COM 592835102 9 657 SH SOLE 0 0 657
MICROSOFT CORP COM 594918104 3908 152508 SH SOLE 139788 0 12720
MICROSOFT CORP COM 594918104 571 22315 SH DEFINED 22315 0 0
MILLIPORE CORP 601073109 8 200 SH SOLE 200 0 0
MONSANTO CO (NEW) 61166W101 40 1853 SH SOLE 1853 0 0
MOODYS CORP COM 615369105 179 3405 SH SOLE 3405 0 0
MORGAN STANLEY ASIA-PACIFIC FUND INC (EX: 61744U106 40 5000 SH SOLE 5000 0 0
MORGAN STANLEY DISCOVER & CO 617446448 69 1636 SH SOLE 1636 0 0
MORGAN STANLEY DEAN WITTER INCOME SEC INC 61745P874 9 565 SH SOLE 0 0 565
MOTOROLA INC COM 620076109 56 6000 SH SOLE 6000 0 0
MOTOROLA INC COM 620076109 2 245 SH DEFINED 0 0 245
12
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
MUNI ASSETS FUND INC 62618Q106 9 850 SOLE 850 0 0
MUNIYIELD NY INSD FD INC 626301105 10 735 SOLE 735 0 0
MYLAN LABS INC COM 628530107 10 300 SH SOLE 300 0 0
NBT BANCORP INC COM 628778102 315 16309 SH SOLE 16309 0 0
NCR CORP NEW COM 62886E108 430 16799 SH DEFINED 16799 0 0
NATIONAL CITY CORP COM 635405103 94 2900 SH DEFINED 2900 0 0
NEIMAN MARCUS GROUP INC CL A 640204202 36 1000 SH DEFINED 1000 0 0
NETOPIA INC COM 64114K104 7 2000 SH SOLE 2000 0 0
NEW YORK TIMES CO CL A 650111107 5232 115000 SH SOLE 115000 0 0
NEW YORK TIMES CO CL A 650111107 26390 580000 SH DEFINED 580000 0 0
NEWELL RUBBERMAID INC COM 651229106 4 175 SH SOLE 175 0 0
NEWPARK RESOURCES INC 651718504 1 200 SH SOLE 200 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 46 2565 SH SOLE 2565 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 151 8400 SH DEFINED 0 0 8400
NEXTEL PARTNERS A 65333F107 1 200 SH SOLE 200 0 0
NIKE INC CL B 654106103 121 2271 SH SOLE 2271 0 0
NISOURCE INC COM 65473P105 45 2400 SH SOLE 2400 0 0
NOKIA CORP PFD SPONS ADR 654902204 10 612 SH SOLE 362 0 250
NOKIA CORP PFD SPONS ADR 654902204 1 75 SH DEFINED 75 0 0
NORDSTROM INC COM 655664100 33 1700 SH DEFINED 1700 0 0
NORFOLK SOUTHERN CORP COM 655844108 97 5100 SH SOLE 5100 0 0
NORTEL NETWORKS CORP NEW COM ADR 656568102 2 900 SH DEFINED 900 0 0
NORTHROP GRUMMAN CORP COM 666807102 39 458 SH SOLE 458 0 0
NUCOR CORP COM 670346105 34 700 SH SOLE 700 0 0
NUVEEN NY MUNI VALUE INC 67062M105 14 1500 SOLE 0 0 1500
OGE ENERGY CORP COM 670837103 21 1000 SH SOLE 0 0 1000
OCCIDENTAL PETE CORP DEL COM 674599105 2 75 SH DEFINED 75 0 0
ORACLE CORP COM 68389X105 1846 153780 SH SOLE 147405 0 6375
ORACLE CORP COM 68389X105 125 10450 SH DEFINED 10450 0 0
OUTBACK STEAKHOUSE INC 689899102 123 3155 SH SOLE 3155 0 0
PG&E CORP COM 69331C108 27 1310 SH SOLE 1310 0 0
PNC FINL SVCS GROUP INC COM 693475105 50 1037 SH SOLE 1037 0 0
PNC FINL SVCS GROUP INC COM 693475105 70 1450 SH DEFINED 1450 0 0
13
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
PPG INDS INC COM 693506107 76 1500 SH SOLE 1500 0 0
PPL CORP 69351T106 43 1000 SH SOLE 0 0 1000
PPL CORP 69351T106 2 50 SH DEFINED 50 0 0
PACCAR INC COM 693718108 44 660 SH SOLE 660 0 0
PALL CORP COM 696429307 22 1000 SH DEFINED 1000 0 0
PAYCHEX INC COM 704326107 6 222 SH SOLE 222 0 0
PENNEY J C INC COM 708160106 7 450 SH DEFINED 450 0 0
PEPSICO INC COM 713448108 4410 99110 SH SOLE 94560 0 4550
PEPSICO INC COM 713448108 233 5250 SH DEFINED 5250 0 0
PEREGRINE PHARMACEUTICALS INCOM 713661106 0 200 SH SOLE 200 0 0
PERFORMANCE TECHNOLOGIES INCCOM 71376K102 0 50 SH SOLE 50 0 0
PFIZER INC COM 717081103 6478 189778 SH SOLE 180343 0 9435
PFIZER INC COM 717081103 1051 30814 SH DEFINED 30814 0 0
PHELPS DODGE CORP COM 717265102 11 300 SH SOLE 300 0 0
PHILADELPHIA SUBN CORP COM PAR $0.50 718009608 7 300 SH SOLE 300 0 0
PHOENIX COS INC NEW COM 71902E109 20 2293 SH SOLE 2293 0 0
PITNEY BOWES INC COM 724479100 380 9900 SH SOLE 9900 0 0
PLUM CREEK TIMBER CO INC COM 729251108 44 1708 SH SOLE 1708 0 0
POWER ONE INC 739308104 7 1110 SH SOLE 1110 0 0
PRAXAIR INC COM 74005P104 52 880 SH SOLE 705 0 175
PRINCIPAL FINANCIAL GROUP INC 74251V102 16 500 SH SOLE 500 0 0
PROCTER & GAMBLE CO COM 742718109 5103 57228 SH SOLE 54016 0 3212
PROCTER & GAMBLE CO COM 742718109 85 955 SH DEFINED 955 0 0
PROVIDIAN FINANCIAL CORPORATION 74406A102 26 2840 SH SOLE 2840 0 0
PRUDENTIAL FINL INC COM 744320102 19 587 SH SOLE 587 0 0
PRUDENTIAL FINL INC COM 744320102 6 200 SH DEFINED 200 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 46 1092 SH SOLE 1092 0 0
PUGET SOUND ENERGY INC COM 745310102 79 3311 SH SOLE 3311 0 0
QLOGIC CORP COM 747277101 38 790 SH SOLE 790 0 0
QUALCOMM INC COM 747525103 647 18033 SH SOLE 15623 0 2410
QUANTUM CORP COM DSSG 747906204 0 125 SH SOLE 125 0 0
QUEST DIAGNOSTICS INC COM 74834L100 27 430 SH SOLE 430 0 0
QUESTAR CORP COM 748356102 80 2400 SH SOLE 2400 0 0
14
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
QWEST COMMUNICATIONS INTL INCOM 749121109 8 1822 SH SOLE 1468 0 354
QWEST COMMUNICATIONS INTL INCOM 749121109 75 15834 SH DEFINED 1384 0 14450
RPM INTERNATIONAL INC COM 749685103 9 683 SH DEFINED 683 0 0
RADIAN GROUP INC COM 750236101 2 56 SH SOLE 56 0 0
RAYTHEON CO CLASS B COM 755111507 74 2261 SH SOLE 2261 0 0
RAYTHEON CO CLASS B COM 755111507 78 2400 SH DEFINED 2400 0 0
READERS DIGEST ASSN INC COM 755267101 11 854 SH DEFINED 854 0 0
RED HAT INC COM 756577102 1 200 SH SOLE 200 0 0
REGIONS FINL CORP COM 758940100 35 1060 SH SOLE 1060 0 0
REUTERS GROUP PLC SPNS ADR 76132M102 1 100 SH SOLE 100 0 0
ROCKWELL INTL CORP NEW COM 773903109 14 600 SH SOLE 600 0 0
ROCKWELL INTL CORP NEW COM 773903109 11 500 SH DEFINED 500 0 0
ROCKWELL COLLINS INC COM 774341101 14 600 SH SOLE 600 0 0
ROHM & HAAS CO COM 775371107 55 1800 SH SOLE 1800 0 0
ROYAL DUTCH PETE CO NY REG GLD1.25 ADR 780257804 317 6812 SH SOLE 6512 0 300
S&P 500 PROTECTED EQUITY FD INC 78379P103 7 800 SH DEFINED 800 0 0
SBC COMMUNICATIONS INC 78387G103 4379 171464 SH SOLE 150962 0 20502
SBC COMMUNICATIONS INC 78387G103 406 15897 SH DEFINED 15897 0 0
SEI INVESTMENTS CO COM 784117103 6 200 SH DEFINED 200 0 0
SLM CORPORATION SECURITIES COM 78442P106 180 4617 SH SOLE 4617 0 0
SAFEGUARD SCIENTIFICS INC COM 786449108 0 50 SH SOLE 50 0 0
ST JUDE MED INC 790849103 388 6755 SH SOLE 6755 0 0
SANMINA CORP COM 800907107 17 2760 SH SOLE 2760 0 0
SARA LEE CORP COM 803111103 40 2133 SH SOLE 2133 0 0
SARA LEE CORP COM 803111103 1 100 SH DEFINED 100 0 0
SCHERING PLOUGH CORP COM 806605101 318 17133 SH SOLE 13833 0 3300
SCHLUMBERGER LTD COM 806857108 2155 45325 SH SOLE 42400 0 2925
SCHLUMBERGER LTD COM 806857108 154 3246 SH DEFINED 3246 0 0
SCOTTISH PWR PLC SPON ADR FINAL 81013T705 56 2311 SH SOLE 2311 0 0
SEARS ROEBUCK & CO COM 812387108 1 50 SH DEFINED 50 0 0
SECTOR SPDR TRUST 81369Y886 29 1330 SH SOLE 1330 0 0
SEMPRA ENERGY COM 816851109 21 765 SH SOLE 765 0 0
SENECA FOODS CORP NEW CL B 817070105 24 1400 SH SOLE 1400 0 0
15
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
SENECA FOODS CORP NEW CL A 817070501 24 1400 SH SOLE 1400 0 0
SHELL TRANS & TRADING PLC NEW YRK SH NEW ADR 822703609 23 600 SH SOLE 600 0 0
SICOR INC 825846108 227 11207 SH SOLE 11207 0 0
SIEBEL SYS INC COM 826170102 504 53229 SH SOLE 46929 0 6300
SIMON PPTY GROUP INC NEW 828806109 13 350 SH SOLE 350 0 0
SIMON PPTY GROUP INC NEW 828806109 43 1122 SH DEFINED 1122 0 0
SKY FINL GROUP INC COM 83080P103 172 7937 SH SOLE 7937 0 0
SKYWORKS SOLUTIONS INC 83088M102 1 210 SH SOLE 210 0 0
SMUCKER JM CO COM NEW 832696405 0 2 SH SOLE 2 0 0
SMUCKER JM CO COM NEW 832696405 0 3 SH DEFINED 3 0 0
SMURFIT-STONE CONTAINER CORPCOM 832727101 2 200 SH SOLE 200 0 0
SOLECTRON CORP COM 834182107 11 3200 SH SOLE 3200 0 0
SOLECTRON CORP COM 834182107 0 87 SH DEFINED 87 0 0
SONY CORP ADR NEW 835699307 229 8180 SH SOLE 8180 0 0
SOUTHERN CO COM 842587107 94 3035 SH SOLE 3010 0 25
SOUTHTRUST CORP COM 844730101 154 5705 SH SOLE 5705 0 0
SOUTHWEST AIRLS CO COM 844741108 3 200 SH DEFINED 200 0 0
SPRINT CORP COM FON GROUP 852061100 34 2400 SH SOLE 2400 0 0
SPRINT CORP COM FON GROUP 852061100 17 1200 SH DEFINED 1200 0 0
SPRINT CORP PCS COM SER 1 852061506 4 700 SH SOLE 700 0 0
STAPLES INC COM 855030102 29 1630 SH SOLE 1630 0 0
STARBUCKS CORP COM 855244109 4 200 SH SOLE 0 0 200
STATE STR CORP COM 857477103 6 160 SH SOLE 160 0 0
STATE STR CORP COM 857477103 113 2894 SH DEFINED 2894 0 0
SUFFOLK BANCORP COM 864739107 104 3244 SH SOLE 3244 0 0
SUN MICROSYSTEMS INC COM 866810104 239 51460 SH SOLE 38060 0 13400
SUN MICROSYSTEMS INC COM 866810104 1 250 SH DEFINED 0 0 250
SUNGARD DATA SYS INC COM 867363103 227 8773 SH SOLE 8773 0 0
SUNTRUST BKS INC COM 867914103 359 6066 SH SOLE 6066 0 0
SUNTRUST BKS INC COM 867914103 17 300 SH DEFINED 0 0 300
SUPERVALU INC COM 868536103 2 100 SH SOLE 100 0 0
SYMANTEC CORP COM 871503108 27 635 SH SOLE 635 0 0
SYNOVUS FINL CORP COM 87161C105 25 1205 SH SOLE 530 0 675
16
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
SYSCO CORP COM 871829107 44 1497 SH SOLE 1497 0 0
TECO ENERGY INC 872375100 19 1650 SH SOLE 1650 0 0
TEPPCO PARTNERS LP 872384102 9 250 SH DEFINED 250 0 0
TARGET CORP COM 87612E106 1201 31756 SH SOLE 29491 0 2265
TARGET CORP COM 87612E106 7 200 SH DEFINED 200 0 0
TELEFONICA S A SPONSORED ADR 879382208 0 5 SH SOLE 5 0 0
TELLABS INC COM 879664100 1 250 SH DEFINED 250 0 0
TENET HEALTHCARE CORP COM 88033G100 30 2600 SH DEFINED 0 0 2600
TENNECO AUTOMOTIVE INC 880349105 0 20 SH SOLE 20 0 0
TERAYON COMMUNICATION SYS COM 880775101 0 40 SH SOLE 0 0 40
TEXAS INDS INC COM 882491103 7 300 SH SOLE 300 0 0
TEXAS INSTRS INC COM 882508104 8 508 SH SOLE 508 0 0
TEXAS INSTRS INC COM 882508104 10 600 SH DEFINED 600 0 0
THERMO ELECTRON CORP COM 883556102 21 1020 SH SOLE 1020 0 0
3M CO COM COM 88579Y101 3447 26732 SH SOLE 25032 0 1700
3M CO COM COM 88579Y101 476 3697 SH DEFINED 3697 0 0
TOMPKINS TRUSTCO INC 890110109 32450 726782 SH SOLE 710519 0 16263
TOMPKINS TRUSTCO INC 890110109 1816 40689 SH DEFINED 40689 0 0
TOYS R US INC COM 892335100 9 800 SH DEFINED 800 0 0
TRAVELERS PROPERTY CASUALTY CORP 89420G109 1 81 SH DEFINED 81 0 0
TRAVELERS PROPERTY CASUALTY CORP 89420G406 2 168 SH DEFINED 168 0 0
TRI CONTL CORP COM 895436103 6 468 SH SOLE 0 0 468
TRI CONTL CORP COM 895436103 19 1327 SH DEFINED 1327 0 0
TRIBUNE CO NEW 896047107 71 1474 SH SOLE 1474 0 0
TYCO INTL LTD NEW COM 902124106 128 6800 SH DEFINED 0 0 6800
US BANCORP DEL COM NEW 902973304 9 390 SH SOLE 390 0 0
UNION PAC CORP COM 907818108 117 2020 SH SOLE 2020 0 0
UNION PAC CORP COM 907818108 58 1000 SH DEFINED 1000 0 0
UNITED PARCEL SERVICE INC CL B 911312106 779 12242 SH SOLE 10817 0 1425
UNITED TECHNOLOGIES CORP COM 913017109 525 7420 SH SOLE 7370 0 50
UNITEDHEALTH GROUP INC 91324P102 308 6142 SH SOLE 6092 0 50
UNITEDHEALTH GROUP INC 91324P102 122 2440 SH DEFINED 40 0 2400
UNOCAL CORP COM 915289102 22 800 SH SOLE 800 0 0
UNOCAL CORP COM 915289102 95 3344 SH DEFINED 3344 0 0
17
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
UNUMPROVIDENT CORP COM 91529Y106 6 500 SH DEFINED 500 0 0
V F CORP COM 918204108 28 850 SH SOLE 850 0 0
VALERO ENERGY CORP NEW COM 91913Y100 1 50 SH DEFINED 50 0 0
VAN KAMPEN AMERICAN CAPITAL MUNICIPAL TRUST 920919107 21 1400 SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE MUNCOM 920929106 22 1400 SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE N JCOM 920933108 42 2400 SOLE 2400 0 0
VAN KAMPEN ADVAN MUN 921124103 33 2018 SOLE 2018 0 0
VAXGEN INC 922390208 0 25 SH SOLE 25 0 0
VECTREN CORP COM 92240G101 29 1170 SH SOLE 1170 0 0
VERIZON COMMUNICATIONS COM 92343V104 1304 33055 SH SOLE 27457 0 5598
VERIZON COMMUNICATIONS COM 92343V104 79 2018 SH DEFINED 2018 0 0
VERITAS SOFTWARE CO COM 923436109 298 10365 SH SOLE 10365 0 0
VIACOM INC CLASS B 925524308 830 19035 SH SOLE 17260 0 1775
VIACOM INC CLASS B 925524308 1 40 SH DEFINED 40 0 0
VIRAGEN INC COM 927638106 0 200 SH SOLE 200 0 0
VISTEON CORP COM 92839U107 1 235 SH SOLE 235 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 9 500 SH SOLE 500 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 11 575 SH DEFINED 575 0 0
WPP GROUP PLC SPON ADR NEW 929309300 50 1250 SH DEFINED 0 0 1250
WPS RESOURCES CORP COM 92931B106 12 300 SH SOLE 0 0 300
WACHOVIA CORP 2ND NEW COM 929903102 93 2353 SH SOLE 2353 0 0
WACHOVIA CORP 2ND NEW COM 929903102 49 1250 SH DEFINED 1250 0 0
WAL MART STORES INC COM 931142103 5309 98929 SH SOLE 90919 0 8010
WAL MART STORES INC COM 931142103 797 14863 SH DEFINED 14863 0 0
WALGREEN CO COM 931422109 295 9829 SH SOLE 9829 0 0
WALGREEN CO COM 931422109 35 1164 SH DEFINED 1164 0 0
WASHINGTON MUT INC COM 939322103 1035 25070 SH SOLE 23145 0 1925
WASHINGTON MUT INC COM 939322103 129 3128 SH DEFINED 1028 0 2100
WASTE MGMT INC DEL COM 94106L109 104 4325 SH DEFINED 1225 0 3100
WATSON PHARMACEUTICALS INC COM 942683103 311 7710 SH SOLE 7710 0 0
WEIGHT WATCHERS INTERNATIONAL INC 948626106 4 100 SH SOLE 100 0 0
WELLPOINT HEALTH NETWORK NEWCOM 94973H108 30 360 SH SOLE 360 0 0
WELLS FARGO & CO NEW COM 949746101 1688 33508 SH SOLE 31808 0 1700
WELLS FARGO & CO NEW COM 949746101 55 1100 SH DEFINED 1100 0 0
18
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
WESTAR ENERGY INC COM 95709T100 17 1100 SH SOLE 600 0 500
WHIRLPOOL CORP COM 963320106 25 400 SH SOLE 400 0 0
WILLIAMS-SONOMA INC 969904101 152 5222 SH SOLE 5222 0 0
WISCONSIN ENERGY CORP COM 976657106 10 360 SH SOLE 60 0 300
WRIGLEY WM JR CO COM 982526105 28 500 SH DEFINED 500 0 0
WYETH COM 983024100 1820 39985 SH SOLE 38135 0 1850
WYETH COM 983024100 341 7500 SH DEFINED 7500 0 0
XCEL ENERGY INC 98389B100 7 510 SH SOLE 0 0 510
XEROX CORP COM 984121103 24 2345 SH SOLE 2345 0 0
YAHOO INC COM 984332106 47 1440 SH SOLE 1440 0 0
ZIMMER HLDGS INC COM 98956P102 1 25 SH SOLE 25 0 0
ZIMMER HLDGS INC COM 98956P102 2 60 SH DEFINED 60 0 0
ZIONS BANCORPORATION COM 989701107 238 4705 SH SOLE 4705 0 0
ZOLL MEDIACL 989922109 124 3755 SH SOLE 3755 0 0
GRAND TOTALS 270424 7311464 6837652 0 473812
19