FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
DAIMLERCHRYSLER AG ORD ADR D1668R123 1 41 SH SOLE 41 0 0
COOPER INDUSTRIES LTD CLASS A G24182100 27 580 SH SOLE 580 0 0
COOPER INDUSTRIES LTD CLASS A G24182100 1 25 SH DEFINED 25 0 0
INGERSOLL-RAND CO COM G4776G101 83 1555 SH SOLE 1555 0 0
INGERSOLL-RAND CO COM G4776G101 21 400 SH DEFINED 400 0 0
RENAISSANCERE HOLDINGS LTD G7496G103 1 25 SH DEFINED 25 0 0
FLEXTRONICS INTL LTD ORD Y2573F102 1 125 SH DEFINED 125 0 0
AFLAC INC COM 001055102 739 22906 SH SOLE 17006 0 5900
AES CORP COM 00130H105 101 13700 SH DEFINED 0 0 13700
AOL TIME WARNER INC COM 00184A105 0 60 SH SOLE 48 0 12
AOL TIME WARNER INC COM 00184A105 126 8400 SH DEFINED 3000 0 5400
AT & T CORP NEW 001957505 245 11391 SH SOLE 10921 0 470
AT & T CORP NEW 001957505 10 467 SH DEFINED 467 0 0
AT&T WIRELESS SVCS INC COM 00209A106 1010 123544 SH SOLE 122788 0 756
AT&T WIRELESS SVCS INC COM 00209A106 2 350 SH DEFINED 350 0 0
ABBOTT LABS COM 002824100 3638 85534 SH SOLE 81084 0 4450
ABBOTT LABS COM 002824100 85 2000 SH DEFINED 2000 0 0
ABERCROMBIE & FITCH CO CL A 002896207 101 3649 SH SOLE 3649 0 0
ADOBE SYS INC COM 00724F101 146 3715 SH SOLE 3715 0 0
ALLERGAN INC 00763M108 4 250 SH SOLE 250 0 0
AETNA INC NEW COM 00817Y108 36 600 SH SOLE 600 0 0
AGERE SYS INC CL A 00845V100 0 2 SH SOLE 2 0 0
AGERE SYS INC CL A 00845V100 7 2327 SH DEFINED 2327 0 0
AGERE SYSTEM INC CLASS B 00845V209 0 88 SH SOLE 88 0 0
AGERE SYSTEM INC CLASS B 00845V209 0 211 SH DEFINED 211 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 7 343 SH SOLE 305 0 38
AIR PRODS & CHEMS INC COM 009158106 154 3425 SH SOLE 3400 0 25
ALBERTO CULVER CO CL A 013068200 103 1800 SH SOLE 1800 0 0
ALBERTSONS INC COM 013104104 29 1450 SH SOLE 1450 0 0
ALBERTSONS INC COM 013104104 86 4200 SH DEFINED 0 0 4200
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ALCOA INC COM 013817101 1787 68367 SH SOLE 64567 0 3800
ALCOA INC COM 013817101 51 1975 SH DEFINED 1975 0 0
ALCATEL SPONSORED ADR 013904305 0 50 SH SOLE 50 0 0
ALLERGAN INC COM 018490102 65 830 SH SOLE 830 0 0
ALLIANCE FINL CORP 019205103 1545 55191 SH SOLE 26421 0 28770
ALLIANCE FINL CORP 019205103 140 5000 SH DEFINED 5000 0 0
ALLSTATE CORP COM 020002101 994 27229 SH SOLE 24929 0 2300
ALLTEL CORP COM 020039103 1268 27368 SH SOLE 25243 0 2125
ALLTEL CORP COM 020039103 64 1400 SH DEFINED 1400 0 0
ALTRIA GROUP INC COM 02209S103 356 8134 SH SOLE 7334 0 800
ALTRIA GROUP INC COM 02209S103 39 900 SH DEFINED 900 0 0
AMAZON COM INC COM 023135106 208 4300 SH DEFINED 0 0 4300
AMBAC FINL GROUP INC COM 023139108 23 365 SH SOLE 365 0 0
AMERADA HESS CORP COM 023551104 60 1200 SH DEFINED 1200 0 0
AMEREN CORP COM 023608102 21 500 SH SOLE 0 0 500
AMERICAN ELEC PWR INC COM 025537101 48 1625 SH SOLE 1625 0 0
AMERICAN EXPRESS CO COM 025816109 622 13825 SH SOLE 13225 0 600
AMERICAN INTL GROUP INC COM 026874107 3744 64899 SH SOLE 61389 0 3510
AMERICAN INTL GROUP INC COM 026874107 676 11722 SH DEFINED 11722 0 0
AMERISOURCEBERGEN CORP 03073E105 201 3725 SH SOLE 3725 0 0
AMGEN INC COM 031162100 941 14585 SH SOLE 13310 0 1275
AMGEN INC COM 031162100 1 20 SH DEFINED 20 0 0
AMYLIN PHARMACEUTICALS INC 032346108 2 100 SH SOLE 100 0 0
ANADARKO PETE CORP COM 032511107 19 466 SH SOLE 466 0 0
ANADARKO PETE CORP COM 032511107 33 800 SH DEFINED 800 0 0
ANALOG DEVICES INC COM 032654105 77 2035 SH SOLE 1735 0 300
ANHEUSER BUSCH COS INC COM 035229103 2064 41849 SH SOLE 36609 0 5240
ANHEUSER BUSCH COS INC COM 035229103 498 10113 SH DEFINED 10113 0 0
ANTHEM INC 03674B104 23 335 SH SOLE 335 0 0
AON CORP COM 037389103 25 1200 SH DEFINED 1200 0 0
APACHE CORP 037411105 66 966 SH SOLE 966 0 0
ARROW ELECTRS INC COM 042735100 1 75 SH SOLE 75 0 0
ASTRAZENECA PLC 046353108 4 100 SH SOLE 100 0 0
2
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
AUTOMATIC DATA PROCESSING 053015103 282 7880 SH SOLE 7180 0 700
AUTOMATIC DATA PROCESSING 053015103 71 2000 SH DEFINED 2000 0 0
AUTONATION INC 05329W102 18 1035 SH SOLE 1035 0 0
AUTOZONE INC 053332102 168 1886 SH SOLE 1886 0 0
AVAYA INC COM 053499109 3 347 SH SOLE 223 0 124
AVAYA INC COM 053499109 246 22649 SH DEFINED 22649 0 0
AVERY DENNISON CORP COM 053611109 65 1300 SH SOLE 1200 0 100
AVERY DENNISON CORP COM 053611109 20 400 SH DEFINED 400 0 0
AVON PRODS INC COM 054303102 203 3155 SH SOLE 3105 0 50
AVON PRODS INC COM 054303102 96 1500 SH DEFINED 1500 0 0
AXCELIS TECHNOLOGIES INC COM 054540109 8 1001 SH SOLE 1001 0 0
BB&T CORP COM 054937107 43 1200 SH SOLE 1200 0 0
BISYS GROUP INC COM 055472104 13 1000 SH SOLE 1000 0 0
BP AMOCO P L C SPONSORED ADR 055622104 802 19056 SH SOLE 19056 0 0
BP AMOCO P L C SPONSORED ADR 055622104 196 4659 SH DEFINED 4659 0 0
BAKER HUGHES INC COM 057224107 20 700 SH DEFINED 700 0 0
BANCROFT CONV FD INC COM 059695106 22 1150 SH DEFINED 1150 0 0
BANK OF AMERICA CORPORATION COM 060505104 3691 47297 SH SOLE 44622 0 2675
BANK OF AMERICA CORPORATION COM 060505104 17 225 SH DEFINED 225 0 0
BANK NEW YORK INC COM 064057102 256 8814 SH SOLE 8814 0 0
BANK NEW YORK INC COM 064057102 11 400 SH DEFINED 400 0 0
BANK ONE CORP COM 06423A103 57 1489 SH SOLE 1489 0 0
BANK ONE CORP COM 06423A103 143 3712 SH DEFINED 1512 0 2200
BANKNORTH GROUP INC NEW 06646R107 8 300 SH SOLE 300 0 0
BARD C R INC COM 067383109 46 650 SH SOLE 650 0 0
BAXTER INTL INC COM 071813109 37 1300 SH SOLE 1300 0 0
BAXTER INTL INC COM 071813109 69 2400 SH DEFINED 400 0 2000
BECTON DICKINSON & CO COM 075887109 173 4800 SH SOLE 4800 0 0
BELDEN INC COM 077459105 1 100 SH SOLE 100 0 0
BELLSOUTH CORP COM 079860102 1787 75495 SH SOLE 63513 0 11982
BELLSOUTH CORP COM 079860102 116 4914 SH DEFINED 4914 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 75 1 SH SOLE 1 0 0
BERKSHIRE HATHAWAY INC DEL CL B 084670207 64 26 SH SOLE 26 0 0
3
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
BEST BUY INC COM 086516101 40 850 SH SOLE 850 0 0
BEST BUY INC COM 086516101 14 300 SH DEFINED 300 0 0
BIOGEN INC COM 090597105 74 1950 SH SOLE 100 0 1850
BIOMET INC COM 090613100 3 100 SH SOLE 100 0 0
BLACK & DECKER CORP COM 091797100 28 700 SH DEFINED 700 0 0
BOEING CO COM 097023105 442 12893 SH SOLE 12893 0 0
BOSTON SCIENTIFIC CORP COM 101137107 41 650 SH SOLE 650 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 487 19023 SH SOLE 17923 0 1100
BRISTOL MYERS SQUIBB CO COM 110122108 92 3600 SH DEFINED 3600 0 0
BROWN FORMAN CORP CL B 115637209 13 175 SH SOLE 175 0 0
BROWN FORMAN CORP CL B 115637209 79 1000 SH DEFINED 1000 0 0
BURLINGTON NORTHN SANTA FE CCOM 12189T104 38 1349 SH SOLE 1349 0 0
BURLINGTON RES INC COM 122014103 77 1602 SH SOLE 1602 0 0
CIGNA CORP COM 125509109 253 5677 SH SOLE 5677 0 0
CPI AEROSTRUCTURES INC NEW 125919308 0 100 SH SOLE 0 0 100
CSX CORP COM 126408103 35 1200 SH SOLE 1200 0 0
CSX CORP COM 126408103 1 50 SH DEFINED 50 0 0
CVS CORP COM 126650100 30 985 SH SOLE 985 0 0
CADBURY SCHWEPPES PLC 127209302 5 200 SH SOLE 200 0 0
CAMPBELL SOUP CO COM 134429109 34 1300 SH DEFINED 1300 0 0
CAPITAL ONE FINANCIAL CORP 14040H105 300 5274 SH SOLE 5274 0 0
CAPITAL ONE FINANCIAL CORP 14040H105 68 1200 SH DEFINED 0 0 1200
CARDINAL HEALTH INC COM 14149Y108 160 2746 SH SOLE 2746 0 0
CARDINAL HEALTH INC COM 14149Y108 254 4357 SH DEFINED 4357 0 0
CAREMARK RX INC 141705103 17 775 SH SOLE 775 0 0
CARNIVAL CORP 143658300 128 3900 SH SOLE 3900 0 0
CATELLUS DEV CORP COM 149111106 2 100 SH SOLE 100 0 0
CATERPILLAR INC DEL COM 149123101 115 1680 SH SOLE 1680 0 0
CENDANT CORP COM 151313103 55 2950 SH SOLE 2950 0 0
CENTRAL EUROPEAN EQUITY FD ICOM 153436100 6 299 SH SOLE 0 0 299
CENTRAL SECS CORP COM 155123102 13 694 SH DEFINED 0 0 694
CENTURYTEL INC COM 156700106 42 1255 SH SOLE 1255 0 0
CHEESECAKE FACTORY INC 163072101 119 3280 SH SOLE 3280 0 0
4
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CHEVRONTEXACO CORP COM 166764100 1606 22480 SH SOLE 20710 0 1770
CHEVRONTEXACO CORP COM 166764100 216 3033 SH DEFINED 2824 0 209
CHILE FD INC COM 168834109 1 100 SH SOLE 0 0 100
CHIRON CORP COM 170040109 7 148 SH SOLE 0 0 148
CHOICEPOINT INC COM 170388102 157 4695 SH SOLE 4695 0 0
CHUBB CORP COM 171232101 4 75 SH SOLE 75 0 0
CHUBB CORP COM 171232101 22 350 SH DEFINED 350 0 0
CISCO SYS INC COM 17275R102 2654 135522 SH SOLE 126447 0 9075
CISCO SYS INC COM 17275R102 417 21310 SH DEFINED 20410 0 900
CITIGROUP INC 172967101 6030 132540 SH SOLE 123204 0 9336
CITIGROUP INC 172967101 318 7000 SH DEFINED 4800 0 2200
CITRIX SYSTEMS INC 177376100 24 1115 SH SOLE 1115 0 0
CLEAR CHANNEL COMMUNICATIONSCOM 184502102 186 4862 SH SOLE 4862 0 0
CLOROX CO DEL COM 189054109 375 8180 SH SOLE 7580 0 600
CLOROX CO DEL COM 189054109 55 1200 SH DEFINED 1200 0 0
COCA COLA CO COM 191216100 1668 38840 SH SOLE 36815 0 2025
COCA COLA CO COM 191216100 134 3125 SH DEFINED 3125 0 0
COLGATE PALMOLIVE CO COM 194162103 321 5755 SH SOLE 5755 0 0
COLGATE PALMOLIVE CO COM 194162103 111 2000 SH DEFINED 2000 0 0
COMCAST CORP NEW CL A 20030N101 3458 112245 SH SOLE 111485 0 760
COMCAST CORP NEW CL A 20030N101 109 3556 SH DEFINED 1256 0 2300
COMCAST CORP NEW 20030N200 1 40 SH SOLE 0 0 40
COMCAST CORP NEW 20030N200 33 1145 SH DEFINED 1145 0 0
COMMERCIAL METALS CO COM 201723103 26 1460 SH SOLE 1460 0 0
CONAGRA FOODS INC COM 205887102 298 14062 SH SOLE 14062 0 0
CONAGRA FOODS INC COM 205887102 31 1500 SH DEFINED 1500 0 0
CONEXANT SYSTEMS INC COM 207142100 3 600 SH SOLE 600 0 0
CONOCOPHILLIPS 20825C104 207 3784 SH SOLE 3442 0 342
CONSOLIDATED EDISON INC 209115104 37 932 SH SOLE 932 0 0
CONSTELLATION ENERGY CORP COM 210371100 42 1200 SH DEFINED 1200 0 0
CONVERGYS CORP COM 212485106 14 791 SH SOLE 791 0 0
COOPER TIRE & RUBR CO COM 216831107 0 60 SH SOLE 60 0 0
COOPER TIRE & RUBR CO COM 216831107 126 8000 SH DEFINED 8000 0 0
5
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CORN PRODS INTL INC COM 219023108 2 75 SH SOLE 75 0 0
CORNING INC COM 219350105 118 12580 SH SOLE 11980 0 600
CORNING INC COM 219350105 10 1084 SH DEFINED 1084 0 0
COSTCO WHSL CORP NEW COM 22160K105 1153 37041 SH SOLE 34576 0 2465
COSTCO WHSL CORP NEW COM 22160K105 84 2700 SH DEFINED 2700 0 0
CREE INC COM 225447101 125 6775 SH SOLE 6775 0 0
DANAHER CORP DEL COM 235851102 198 2690 SH SOLE 2690 0 0
DEERE & CO COM 244199105 6 121 SH SOLE 121 0 0
DEL MONTE FOODS 24522P103 0 89 SH SOLE 89 0 0
DELPHI CORPORATION COM 247126105 2 279 SH SOLE 279 0 0
DENTSPLY INTL INC NEW COM 249030107 4 100 SH SOLE 100 0 0
DEVON ENERGY CORP NEW COM 25179M103 25 520 SH SOLE 520 0 0
DIAMOND OFFSHORE DRILLING INCOM 25271C102 2 150 SH SOLE 150 0 0
DISNEY WALT CO COM DISNEY 254687106 118 5900 SH SOLE 1300 0 4600
DISNEY WALT CO COM DISNEY 254687106 40 2000 SH DEFINED 2000 0 0
DOMINION RES INC VA NEW COM 25746U109 66 1081 SH SOLE 1081 0 0
DONNELLEY R R & SONS CO COM 257867101 87 3500 SH DEFINED 3500 0 0
DOVER CORP COM 260003108 130 3700 SH SOLE 3700 0 0
DOW CHEM CO COM 260543103 91 2808 SH SOLE 2808 0 0
DOW CHEM CO COM 260543103 374 11514 SH DEFINED 11514 0 0
DOW JONES & CO INC COM 260561105 61 1300 SH DEFINED 1300 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 3372 84320 SH SOLE 79570 0 4750
DU PONT E I DE NEMOURS & CO COM 263534109 293 7327 SH DEFINED 7327 0 0
DUKE ENERGY CORP COM 264399106 62 3500 SH SOLE 3500 0 0
E M C CORP MASS COM 268648102 102 8105 SH SOLE 7705 0 400
E M C CORP MASS COM 268648102 5 400 SH DEFINED 400 0 0
EASTMAN CHEM CO COM 277432100 18 555 SH SOLE 555 0 0
EASTMAN KODAK CO COM 277461109 42 2041 SH SOLE 2041 0 0
EASTMAN KODAK CO COM 277461109 102 4900 SH DEFINED 1200 0 3700
EATON VANCE CORP COM 278058102 75 850 SH SOLE 850 0 0
EATON VANCE CORP COM 278058102 57 650 SH DEFINED 650 0 0
EBAY INC COM 278642103 54 1010 SH SOLE 1010 0 0
EBAY INC COM 278642103 21 410 SH DEFINED 10 0 400
6
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ECOLAB INC COM 278865100 60 2400 SH SOLE 2400 0 0
ECOLAB INC COM 278865100 20 800 SH DEFINED 800 0 0
EDWARDS AG INC COM 281760108 332 8650 SH SOLE 7650 0 1000
EDWARDS AG INC COM 281760108 57 1500 SH DEFINED 1500 0 0
ELECTRONIC ARTS INC COM 285512109 353 3837 SH SOLE 3837 0 0
ELECTRONIC DATA SYS NEW COM 285661104 629 31165 SH SOLE 27515 0 3650
ELECTRONIC DATA SYS NEW COM 285661104 46 2305 SH DEFINED 2305 0 0
EMERSON ELEC CO COM 291011104 1214 23064 SH SOLE 21064 0 2000
EMERSON ELEC CO COM 291011104 94 1800 SH DEFINED 1800 0 0
ENERGY EAST CORP COM 29266M109 57 2552 SH SOLE 2552 0 0
ENERGIZER HLDGS INC COM 29266R108 5 140 SH DEFINED 0 0 140
ENERGY PARTNERS LTD COM 29270U105 1 100 SH SOLE 0 0 100
ENTERGY CORP NEW COM 29364G103 35 650 SH SOLE 650 0 0
EQUITABLE RES INC COM 294549100 62 1514 SH SOLE 1514 0 0
EXELON CORP COM 30161N101 2256 35535 SH SOLE 31460 0 4075
EXELON CORP COM 30161N101 6 100 SH DEFINED 100 0 0
EXPEDITORS INTL WASH INC COM 302130109 182 5300 SH SOLE 5300 0 0
EXXON MOBIL CORP COM 30231G102 10228 279541 SH SOLE 256029 0 23512
EXXON MOBIL CORP COM 30231G102 2043 55860 SH DEFINED 55164 0 696
FPL GROUP INC COM 302571104 31 500 SH SOLE 300 0 200
FPL GROUP INC COM 302571104 6 100 SH DEFINED 0 0 100
FEDERAL NATL MTG ASSN COM 313586109 491 7000 SH SOLE 7000 0 0
FEDERAL NATL MTG ASSN COM 313586109 120 1710 SH DEFINED 410 0 1300
FEDERAL SIGNAL CORP COM 313855108 54 3665 SH SOLE 3665 0 0
FEDERAL SIGNAL CORP COM 313855108 121 8165 SH DEFINED 8165 0 0
FEDERATED DEPT STORES INC DECOM 31410H101 39 935 SH SOLE 935 0 0
FEDERATED DEPT STORES INC DECOM 31410H101 3 75 SH DEFINED 75 0 0
FEDEX CORP 31428X106 74 1160 SH SOLE 1160 0 0
FIFTH THIRD BANCORP COM 316773100 240 4337 SH SOLE 4337 0 0
FIFTH THIRD BANCORP COM 316773100 26 475 SH DEFINED 475 0 0
FIRST DATA CORP COM 319963104 308 7731 SH SOLE 7531 0 200
FIRST DATA CORP COM 319963104 11 300 SH DEFINED 300 0 0
FIRSTENERGY CORP COM 337932107 168 5276 SH SOLE 4751 0 525
7
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
FLEETBOSTON FINL CORP 339030108 26 877 SH SOLE 877 0 0
FLEETBOSTON FINL CORP 339030108 65 2159 SH DEFINED 2159 0 0
FORD MOTOR CO 345370860 60 5650 SH SOLE 5650 0 0
FORD MOTOR CO 345370860 12 1200 SH DEFINED 1200 0 0
FOREST LABS INC COM 345838106 211 4116 SH SOLE 4116 0 0
FORTUNE BRANDS INC COM 349631101 31 550 SH SOLE 550 0 0
FOX ENTMT GROUP INC CL A 35138T107 167 5984 SH SOLE 5984 0 0
GANNETT INC COM 364730101 3666 47268 SH SOLE 44518 0 2750
GANNETT INC COM 364730101 139 1798 SH DEFINED 1798 0 0
GAP INC DEL COM 364760108 37 2200 SH SOLE 2200 0 0
GENERAL DYNAMICS CORP COM 369550108 7 100 SH SOLE 100 0 0
GENERAL DYNAMICS CORP COM 369550108 15 200 SH DEFINED 0 0 200
GENERAL ELEC CO COM 369604103 11372 381633 SH SOLE 360468 0 21165
GENERAL ELEC CO COM 369604103 1672 56130 SH DEFINED 56130 0 0
GENERAL MLS INC COM 370334104 215 4570 SH SOLE 4570 0 0
GENERAL MLS INC COM 370334104 445 9468 SH DEFINED 9468 0 0
GENERAL MTRS CORP COM 370442105 96 2348 SH SOLE 2284 0 64
GENERAL MOTORS CORP CL H NEW 370442832 4 312 SH SOLE 306 0 6
GENERAL MOTORS CORP CL H NEW 370442832 50 3500 SH DEFINED 0 0 3500
GENUINE PARTS CO COM 372460105 57 1810 SH SOLE 1810 0 0
GENUINE PARTS CO COM 372460105 47 1500 SH DEFINED 1500 0 0
GEORGIA PACIFIC CORP 373298108 19 800 SH SOLE 800 0 0
GILLETTE CO COM 375766102 73 2300 SH SOLE 1200 0 1100
GILLETTE CO COM 375766102 57 1806 SH DEFINED 1806 0 0
GLAXO HOLDINGS PLC SPONSORED ADR 37733W105 138 3263 SH SOLE 3150 0 113
GLAXO HOLDINGS PLC SPONSORED ADR 37733W105 20 475 SH DEFINED 475 0 0
GOLDEN WEST FINL CORP DEL COM 381317106 91 1025 SH SOLE 1025 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 41 490 SH SOLE 490 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 1 15 SH DEFINED 15 0 0
GRAINGER W W INC COM 384802104 104 2200 SH SOLE 2200 0 0
GREAT PLAINS ENERGY INC COM 391164100 18 600 SH SOLE 0 0 600
GUIDANT CORP COM 401698105 228 4882 SH SOLE 4882 0 0
GYMBOREE CORPORATION 403777105 135 9600 SH SOLE 9600 0 0
8
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
JOHN HANCOCK PREFERRED INCOME FUND II 41013X106 24 1000 SH SOLE 0 0 1000
HANCOCK JOHN FINL SVCS INC COM 41014S106 50 1500 SH DEFINED 1500 0 0
HARDINGE INC COM 412324303 7 900 SH SOLE 900 0 0
HARLEY DAVIDSON INC COM 412822108 9 200 SH SOLE 0 0 200
HARTFORD FINL SVCS GROUP INCCOM 416515104 88 1690 SH SOLE 1690 0 0
HASBRO INC COM 418056107 46 2500 SH DEFINED 2500 0 0
HAWAIIAN ELEC INDUSTRIES COM 419870100 26 600 SH SOLE 600 0 0
HEALTH MANAGEMENT CLASS A 421933102 292 13415 SH SOLE 13415 0 0
HEALTH NET INC A 42222G108 47 1500 SH DEFINED 0 0 1500
HEINZ H J CO COM 423074103 123 3600 SH SOLE 1950 0 1650
HERCULES INC COM 427056106 5 500 SH DEFINED 500 0 0
HERSHEY FOODS CORP COM 427866108 397 5475 SH SOLE 5050 0 425
HERSHEY FOODS CORP COM 427866108 58 800 SH DEFINED 800 0 0
HEWLETT PACKARD CO COM 428236103 196 10132 SH SOLE 10082 0 50
HEWLETT PACKARD CO COM 428236103 45 2362 SH DEFINED 1862 0 500
HOME DEPOT INC COM 437076102 3269 102683 SH SOLE 96658 0 6025
HOME DEPOT INC COM 437076102 219 6908 SH DEFINED 4308 0 2600
HONEYWELL INTL INC COM 438516106 14 534 SH SOLE 534 0 0
HOST MARRIOTT CORP NEW COM 44107P104 2 252 SH SOLE 252 0 0
IDEC PHARMACEUTICALS CORP COM 449370105 3 100 SH SOLE 100 0 0
ILLINOIS TOOL WKS INC COM 452308109 1160 17516 SH SOLE 16366 0 1150
ILLINOIS TOOL WKS INC COM 452308109 139 2100 SH DEFINED 2100 0 0
IMAGISTICS INTERNATIONAL INCCOM 45247T104 1 64 SH SOLE 64 0 0
INGRAM MICRO INC CL A 457153104 1 100 SH SOLE 100 0 0
INTEL CORP COM 458140100 6125 222596 SH SOLE 204621 0 17975
INTEL CORP COM 458140100 522 18970 SH DEFINED 18970 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 6476 73324 SH SOLE 70642 0 2682
INTERNATIONAL BUSINESS MACHS COM 459200101 410 4650 SH DEFINED 3850 0 800
INTERNATIONAL FLAVORS&FRAGRACOM 459506101 33 1000 SH DEFINED 1000 0 0
INTERNATIONAL GAME TECHNOLOGCOM 459902102 251 8921 SH SOLE 8921 0 0
INTL PAPER CO COM 460146103 58 1488 SH SOLE 1488 0 0
INTL PAPER CO COM 460146103 82 2110 SH DEFINED 2110 0 0
INTERNATIONAL RECTIFIER CORPCOM 460254105 1 50 SH SOLE 50 0 0
9
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
INTUIT COM 461202103 57 1200 SH DEFINED 0 0 1200
ISHS TR RUSSELL 2000 INDX FD 464287655 111 1150 SH SOLE 1150 0 0
ISHARES TRUST 464287689 12 225 SH SOLE 225 0 0
JDS UNIPHASE CORP COM 46612J101 0 260 SH SOLE 260 0 0
JP MORGAN CHASE & CO COM 46625H100 1016 29624 SH SOLE 29374 0 250
JP MORGAN CHASE & CO COM 46625H100 176 5136 SH DEFINED 2136 0 3000
JABIL CIRCUIT INC COM 466313103 190 7320 SH SOLE 7320 0 0
JACOBS ENGR GROUP INC DEL COM 469814107 270 6000 SH SOLE 6000 0 0
JOHNSON & JOHNSON COM 478160104 7081 143007 SH SOLE 130127 0 12880
JOHNSON & JOHNSON COM 478160104 945 19095 SH DEFINED 18845 0 250
JOHNSON CTLS INC COM 478366107 31 335 SH SOLE 335 0 0
JOHNSON OUTDOORS INC 479167108 12 1000 SH SOLE 1000 0 0
JONES APPAREL GROUP INC COM 480074103 13 465 SH SOLE 465 0 0
JUNIPER NETWORKS INC COM 48203R104 248 16576 SH SOLE 16576 0 0
KELLOGG CO COM 487836108 465 13963 SH SOLE 9263 0 4700
KEYCORP NEW COM 493267108 15 600 SH SOLE 600 0 0
KEYSPAN CORP COM 49337W100 56 1600 SH SOLE 1600 0 0
KEYSPAN CORP COM 49337W100 35 1000 SH DEFINED 1000 0 0
KIMBERLY CLARK CORP COM 494368103 388 7567 SH SOLE 7567 0 0
KIMBERLY CLARK CORP COM 494368103 56 1100 SH DEFINED 1100 0 0
KOHLS CORP COM 500255104 1017 19020 SH SOLE 17370 0 1650
KOHLS CORP COM 500255104 2 40 SH DEFINED 40 0 0
KONINKLIJKE AHOLD NV SPNSRD ADR NEW 500467303 1 150 SH SOLE 150 0 0
KONINKLIJKE PHILIPS ELECTRS NV SP ADR 500472303 25 1101 SH SOLE 1101 0 0
KRAFT FOODS INC CL A 50075N104 7 250 SH SOLE 250 0 0
KRAFT FOODS INC CL A 50075N104 5 200 SH DEFINED 200 0 0
KRISPY KREME DOUGHNUTS INC COM 501014104 3 100 SH SOLE 0 0 100
KROGER CO COM 501044101 21 1215 SH SOLE 1215 0 0
KROGER CO COM 501044101 80 4500 SH DEFINED 0 0 4500
LSI LOGIC CORP 502161102 0 50 SH SOLE 50 0 0
L-3 COMMUNICATIONS HLDGS INCCOM 502424104 285 6595 SH SOLE 6595 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 217 7590 SH SOLE 7590 0 0
LAFARGE N AMERICA CORP 505862102 5 150 SH SOLE 150 0 0
10
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
LANCASTER COLONY CORP COM 513847103 41 1050 SH SOLE 1050 0 0
LEAR CORP COM 521865105 1 25 SH DEFINED 25 0 0
LEGGETT & PLATT INC COM 524660107 34 1600 SH SOLE 1600 0 0
LEHMAN BROTHERS HOLDING INC 524908100 265 3845 SH SOLE 3845 0 0
LEXMARK INTL NEW CL A 529771107 17 275 SH SOLE 275 0 0
LEXMARK INTL NEW CL A 529771107 25 400 SH DEFINED 400 0 0
LILLY ELI & CO COM 532457108 381 6421 SH SOLE 6321 0 100
LILLY ELI & CO COM 532457108 136 2294 SH DEFINED 2294 0 0
LOCKHEED MARTIN CORP COM 539830109 95 2076 SH SOLE 2076 0 0
LOWES COS INC COM 548661107 403 7773 SH SOLE 7573 0 200
LOWES COS INC COM 548661107 51 990 SH DEFINED 990 0 0
LUBRIZOL CORP COM 549271104 1 50 SH SOLE 50 0 0
LUCENT TECHNOLOGIES INC COM 549463107 331 154150 SH SOLE 153602 0 548
LUCENT TECHNOLOGIES INC COM 549463107 1 800 SH DEFINED 800 0 0
MBIA INC COM 55262C100 84 1535 SH SOLE 1535 0 0
MBIA INC COM 55262C100 21 400 SH DEFINED 400 0 0
MBNA CORP COM 55262L100 112 4915 SH SOLE 4915 0 0
MBNA CORP COM 55262L100 2 105 SH DEFINED 105 0 0
MFS INTERMEDIATE INCM TR SBI 55273C107 70 10152 SH SOLE 10152 0 0
MGIC INVT CORP WIS COM 552848103 33 635 SH SOLE 635 0 0
MGIC INVT CORP WIS COM 552848103 104 2000 SH DEFINED 0 0 2000
USX MARATHON GROUP COM NEW 565849106 48 1700 SH DEFINED 1700 0 0
MARSH & MCLENNAN COS INC COM 571748102 1170 24588 SH SOLE 22563 0 2025
MARSH & MCLENNAN COS INC COM 571748102 122 2575 SH DEFINED 2575 0 0
MARSHALL & ILSLEY CORP COM 571834100 113 3600 SH SOLE 3600 0 0
MARRIOTT INTL INC NEW CLA 571903202 60 1400 SH SOLE 1400 0 0
MARRIOTT INTL INC NEW CLA 571903202 25 600 SH DEFINED 600 0 0
MAY DEPT STORES CO COM 577778103 12 500 SH SOLE 500 0 0
MAY DEPT STORES CO COM 577778103 32 1300 SH DEFINED 1300 0 0
MCCORMICK & CO INC COM NON VTG 579780206 138 5040 SH SOLE 5040 0 0
MCCORMICK & CO INC COM NON VTG 579780206 137 5000 SH DEFINED 5000 0 0
MCDONALDS CORP COM 580135101 47 2000 SH SOLE 2000 0 0
MCDONALDS CORP COM 580135101 32 1400 SH DEFINED 1400 0 0
11
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
MCGRAW HILL COS INC COM 580645109 188 3034 SH SOLE 3034 0 0
MCKESSON CORPORATION COM 58155Q103 86 2600 SH DEFINED 0 0 2600
MEADWESTVACO CORP 583334107 2 117 SH DEFINED 117 0 0
MEDTRONIC INC COM 585055106 3603 76812 SH SOLE 73662 0 3150
MEDTRONIC INC COM 585055106 165 3520 SH DEFINED 3520 0 0
MELLON FINL CORP COM 58551A108 3 100 SH SOLE 100 0 0
MELLON FINL CORP COM 58551A108 39 1300 SH DEFINED 1300 0 0
MERCK & CO INC COM 589331107 3204 63320 SH SOLE 58730 0 4590
MERCK & CO INC COM 589331107 65 1300 SH DEFINED 1300 0 0
MERCURY INTERACTIVE CORP COM 589405109 33 745 SH SOLE 745 0 0
MERRILL LYNCH & CO INC COM 590188108 65 1220 SH SOLE 1220 0 0
METLIFE INC COM 59156R108 22 802 SH SOLE 802 0 0
METLIFE INC COM 59156R108 2 75 SH DEFINED 75 0 0
MEXICO FD INC COM 592835102 9 657 SH SOLE 0 0 657
MICROSOFT CORP COM 594918104 4227 152120 SH SOLE 139400 0 12720
MICROSOFT CORP COM 594918104 623 22420 SH DEFINED 22420 0 0
MILLIPORE CORP 601073109 9 200 SH SOLE 200 0 0
MONSANTO CO (NEW) 61166W101 44 1853 SH SOLE 1853 0 0
MOODYS CORP COM 615369105 181 3298 SH SOLE 3298 0 0
MORGAN STANLEY ASIA-PACIFIC FUND INC (EX: 61744U106 47 5000 SH SOLE 5000 0 0
MORGAN STANLEY DISCOVER & CO 617446448 2046 40565 SH SOLE 37940 0 2625
MORGAN STANLEY DISCOVER & CO 617446448 65 1300 SH DEFINED 1300 0 0
MORGAN STANLEY DEAN WITTER INCOME SEC INC 61745P874 8 565 SH SOLE 0 0 565
MOTOROLA INC COM 620076109 71 6000 SH SOLE 6000 0 0
MOTOROLA INC COM 620076109 2 245 SH DEFINED 0 0 245
MUNI ASSETS FUND INC 62618Q106 9 850 SOLE 850 0 0
MUNIYIELD NY INSD FD INC 626301105 9 735 SOLE 735 0 0
MYLAN LABS INC COM 628530107 11 300 SH SOLE 300 0 0
NBT BANCORP INC COM 628778102 330 16309 SH SOLE 16309 0 0
NCR CORP NEW COM 62886E108 0 4 SH SOLE 4 0 0
NCR CORP NEW COM 62886E108 532 16799 SH DEFINED 16799 0 0
NATIONAL CITY CORP COM 635405103 85 2900 SH DEFINED 2900 0 0
NEIMAN MARCUS GROUP INC CL A 640204202 41 1000 SH DEFINED 1000 0 0
12
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
NETOPIA INC COM 64114K104 13 2000 SH SOLE 2000 0 0
NEW YORK TIMES CO CL A 650111107 4996 115000 SH SOLE 115000 0 0
NEW YORK TIMES CO CL A 650111107 25270 581600 SH DEFINED 581600 0 0
NEWELL RUBBERMAID INC COM 651229106 3 175 SH SOLE 175 0 0
NEWELL RUBBERMAID INC COM 651229106 38 1800 SH DEFINED 1800 0 0
NEWMONT MIN CO (HOLD CO) COM 651639106 1 46 SH SOLE 46 0 0
NEWPARK RESOURCES INC 651718504 0 200 SH SOLE 200 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 67 3440 SH SOLE 3440 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 222 11300 SH DEFINED 0 0 11300
NEXTEL PARTNERS A 65333F107 1 200 SH SOLE 200 0 0
NIKE INC CL B 654106103 138 2271 SH SOLE 2271 0 0
NISOURCE INC COM 65473P105 15 800 SH SOLE 800 0 0
NOKIA CORP PFD SPONS ADR 654902204 8 532 SH SOLE 282 0 250
NOKIA CORP PFD SPONS ADR 654902204 39 2500 SH DEFINED 2500 0 0
NORDSTROM INC COM 655664100 42 1700 SH DEFINED 1700 0 0
NORFOLK SOUTHERN CORP COM 655844108 73 3980 SH SOLE 3980 0 0
NORTEL NETWORKS CORP NEW COM ADR 656568102 0 66 SH SOLE 66 0 0
NORTEL NETWORKS CORP NEW COM ADR 656568102 3 900 SH DEFINED 900 0 0
NORTHROP GRUMMAN CORP COM 666807102 39 458 SH SOLE 458 0 0
NUCOR CORP COM 670346105 32 700 SH SOLE 700 0 0
NUVEEN NY MUNI VALUE INC 67062M105 13 1500 SOLE 0 0 1500
OGE ENERGY CORP COM 670837103 22 1000 SH SOLE 0 0 1000
OCCIDENTAL PETE CORP DEL COM 674599105 2 75 SH DEFINED 75 0 0
ORACLE CORP COM 68389X105 1828 162495 SH SOLE 156420 0 6075
ORACLE CORP COM 68389X105 119 10600 SH DEFINED 10600 0 0
OUTBACK STEAKHOUSE INC 689899102 115 3055 SH SOLE 3055 0 0
PG&E CORP COM 69331C108 31 1310 SH SOLE 1310 0 0
PNC FINL SVCS GROUP INC COM 693475105 33 700 SH SOLE 700 0 0
PNC FINL SVCS GROUP INC COM 693475105 68 1450 SH DEFINED 1450 0 0
PPG INDS INC COM 693506107 73 1400 SH SOLE 1400 0 0
PPL CORP 69351T106 65 1600 SH SOLE 600 0 1000
PPL CORP 69351T106 2 50 SH DEFINED 50 0 0
PACCAR INC COM 693718108 49 660 SH SOLE 660 0 0
13
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
PALL CORP COM 696429307 22 1000 SH DEFINED 1000 0 0
PAYCHEX INC COM 704326107 7 222 SH SOLE 222 0 0
PEPSICO INC COM 713448108 4561 99559 SH SOLE 95109 0 4450
PEPSICO INC COM 713448108 249 5450 SH DEFINED 5450 0 0
PEREGRINE PHARMACEUTICALS INCOM 713661106 0 200 SH SOLE 200 0 0
PERFORMANCE TECHNOLOGIES INCCOM 71376K102 0 50 SH SOLE 50 0 0
PERKINELMER INC COM 714046109 11 735 SH SOLE 735 0 0
PFIZER INC COM 717081103 5890 193882 SH SOLE 184497 0 9385
PFIZER INC COM 717081103 939 30914 SH DEFINED 30914 0 0
PHELPS DODGE CORP COM 717265102 14 300 SH SOLE 300 0 0
PHILADELPHIA SUBN CORP COM PAR $0.50 718009608 7 300 SH SOLE 300 0 0
PHOENIX COS INC NEW COM 71902E109 26 2293 SH SOLE 2293 0 0
PITNEY BOWES INC COM 724479100 363 9500 SH SOLE 9500 0 0
PLUM CREEK TIMBER CO INC COM 729251108 13 548 SH SOLE 548 0 0
POWER ONE INC 739308104 11 1110 SH SOLE 1110 0 0
PRAXAIR INC COM 74005P104 52 855 SH SOLE 680 0 175
PRINCIPAL FINANCIAL GROUP INC 74251V102 15 500 SH SOLE 500 0 0
PROCTER & GAMBLE CO COM 742718109 5321 57334 SH SOLE 54272 0 3062
PROCTER & GAMBLE CO COM 742718109 88 955 SH DEFINED 955 0 0
PROGRESSIVE CORP 743315103 26 380 SH SOLE 380 0 0
PROGRESSIVE CORP 743315103 0 5 SH DEFINED 5 0 0
PROVIDIAN FINANCIAL CORPORATION 74406A102 33 2840 SH SOLE 2840 0 0
PRUDENTIAL FINL INC COM 744320102 47 1272 SH SOLE 1272 0 0
PUGET SOUND ENERGY INC COM 745310102 74 3311 SH SOLE 3311 0 0
QUALCOMM INC COM 747525103 945 22700 SH SOLE 20290 0 2410
QUESTAR CORP COM 748356102 73 2400 SH SOLE 2400 0 0
QWEST COMMUNICATIONS INTL INCOM 749121109 8 2421 SH SOLE 2067 0 354
QWEST COMMUNICATIONS INTL INCOM 749121109 84 24884 SH DEFINED 1384 0 23500
RPM INTERNATIONAL INC COM 749685103 8 683 SH DEFINED 683 0 0
RADIAN GROUP INC COM 750236101 2 56 SH SOLE 56 0 0
RAYTHEON CO CLASS B COM 755111507 63 2261 SH SOLE 2261 0 0
RAYTHEON CO CLASS B COM 755111507 67 2400 SH DEFINED 2400 0 0
READERS DIGEST ASSN INC COM 755267101 11 854 SH DEFINED 854 0 0
14
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
RED HAT INC COM 756577102 2 200 SH SOLE 200 0 0
REGIONS FINL CORP COM 758940100 36 1060 SH SOLE 1060 0 0
ROCKWELL INTL CORP NEW COM 773903109 15 600 SH SOLE 600 0 0
ROCKWELL INTL CORP NEW COM 773903109 13 500 SH DEFINED 500 0 0
ROCKWELL COLLINS INC COM 774341101 15 600 SH SOLE 600 0 0
ROHM & HAAS CO COM 775371107 60 1800 SH SOLE 1800 0 0
ROYAL DUTCH PETE CO NY REG GLD1.25 ADR 780257804 282 6384 SH SOLE 6084 0 300
S&P 500 PROTECTED EQUITY FD INC 78379P103 7 800 SH DEFINED 800 0 0
SBC COMMUNICATIONS INC 78387G103 4003 179918 SH SOLE 159587 0 20331
SBC COMMUNICATIONS INC 78387G103 365 16447 SH DEFINED 16447 0 0
SEI INVESTMENTS CO COM 784117103 6 200 SH DEFINED 200 0 0
SLM CORPORATION SECURITIES COM 78442P106 175 4497 SH SOLE 4497 0 0
SAFEGUARD SCIENTIFICS INC COM 786449108 0 50 SH SOLE 50 0 0
SAFEWAY INC (FORMERLY SAFEWAY STORES INC) 786514208 2 100 SH DEFINED 100 0 0
ST JUDE MED INC 790849103 363 6755 SH SOLE 6755 0 0
SANMINA CORP COM 800907107 26 2760 SH SOLE 2760 0 0
SARA LEE CORP COM 803111103 60 3287 SH SOLE 3287 0 0
SARA LEE CORP COM 803111103 1 100 SH DEFINED 100 0 0
SCHERING PLOUGH CORP COM 806605101 124 8173 SH SOLE 6073 0 2100
SCHLUMBERGER LTD COM 806857108 2213 45725 SH SOLE 43100 0 2625
SCHLUMBERGER LTD COM 806857108 157 3246 SH DEFINED 3246 0 0
SCOTTISH PWR PLC SPON ADR FINAL 81013T705 54 2311 SH SOLE 2311 0 0
SEARS ROEBUCK & CO COM 812387108 46 1065 SH SOLE 1065 0 0
SEARS ROEBUCK & CO COM 812387108 2 50 SH DEFINED 50 0 0
SECTOR SPDR TRUST 81369Y886 29 1330 SH SOLE 1330 0 0
SEMPRA ENERGY COM 816851109 22 765 SH SOLE 765 0 0
SENECA FOODS CORP NEW CL B 817070105 26 1400 SH SOLE 1400 0 0
SENECA FOODS CORP NEW CL A 817070501 26 1400 SH SOLE 1400 0 0
SHELL TRANS & TRADING PLC NEW YRK SH NEW ADR 822703609 22 600 SH SOLE 600 0 0
SICOR INC 825846108 216 11207 SH SOLE 11207 0 0
SIMON PPTY GROUP INC NEW 828806109 15 350 SH SOLE 350 0 0
SIMON PPTY GROUP INC NEW 828806109 48 1122 SH DEFINED 1122 0 0
SKY FINL GROUP INC COM 83080P103 178 7937 SH SOLE 7937 0 0
15
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
SKYWORKS SOLUTIONS INC 83088M102 1 210 SH SOLE 210 0 0
SMUCKER JM CO COM NEW 832696405 0 8 SH SOLE 8 0 0
SMUCKER JM CO COM NEW 832696405 0 3 SH DEFINED 3 0 0
SMURFIT-STONE CONTAINER CORPCOM 832727101 2 200 SH SOLE 200 0 0
SOLECTRON CORP COM 834182107 0 87 SH DEFINED 87 0 0
SOUTHERN CO COM 842587107 133 4535 SH SOLE 4510 0 25
SOUTHTRUST CORP COM 844730101 161 5515 SH SOLE 5515 0 0
SOUTHWEST AIRLS CO COM 844741108 3 200 SH DEFINED 200 0 0
SPRINT CORP COM FON GROUP 852061100 36 2400 SH SOLE 2400 0 0
SPRINT CORP COM FON GROUP 852061100 19 1300 SH DEFINED 1300 0 0
SPRINT CORP PCS COM SER 1 852061506 4 700 SH SOLE 700 0 0
STAPLES INC COM 855030102 2 100 SH SOLE 100 0 0
STARBUCKS CORP COM 855244109 5 200 SH SOLE 0 0 200
STATE STR CORP COM 857477103 130 2894 SH DEFINED 2894 0 0
SUFFOLK BANCORP COM 864739107 105 3244 SH SOLE 3244 0 0
SUN MICROSYSTEMS INC COM 866810104 93 28400 SH SOLE 15200 0 13200
SUN MICROSYSTEMS INC COM 866810104 0 250 SH DEFINED 0 0 250
SUNGARD DATA SYS INC COM 867363103 230 8773 SH SOLE 8773 0 0
SUNTRUST BKS INC COM 867914103 354 5866 SH SOLE 5866 0 0
SUNTRUST BKS INC COM 867914103 66 1100 SH DEFINED 800 0 300
SUPERVALU INC COM 868536103 2 100 SH SOLE 100 0 0
SYMANTEC CORP COM 871503108 40 635 SH SOLE 635 0 0
SYNOVUS FINL CORP COM 87161C105 16 675 SH SOLE 0 0 675
SYSCO CORP COM 871829107 34 1055 SH SOLE 1055 0 0
TECO ENERGY INC 872375100 22 1650 SH SOLE 1650 0 0
TEPPCO PARTNERS LP 872384102 8 250 SH DEFINED 250 0 0
TARGET CORP COM 87612E106 1203 31986 SH SOLE 29721 0 2265
TARGET CORP COM 87612E106 7 200 SH DEFINED 200 0 0
TELLABS INC COM 879664100 1 250 SH DEFINED 250 0 0
TENET HEALTHCARE CORP COM 88033G100 66 4600 SH DEFINED 0 0 4600
TENNECO AUTOMOTIVE INC 880349105 0 20 SH SOLE 20 0 0
TERAYON COMMUNICATION SYS COM 880775101 0 40 SH SOLE 0 0 40
TEXAS INDS INC COM 882491103 7 300 SH SOLE 300 0 0
16
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
TEXAS INSTRS INC COM 882508104 6 280 SH SOLE 280 0 0
TEXAS INSTRS INC COM 882508104 27 1200 SH DEFINED 1200 0 0
THERMO ELECTRON CORP COM 883556102 22 1020 SH SOLE 1020 0 0
3M CO COM COM 88579Y101 1858 26909 SH SOLE 25284 0 1625
3M CO COM COM 88579Y101 251 3647 SH DEFINED 3647 0 0
TOMPKINS TRUSTCO INC 890110109 36611 800247 SH SOLE 784511 0 15736
TOMPKINS TRUSTCO INC 890110109 2057 44977 SH DEFINED 44977 0 0
TOYS R US INC COM 892335100 9 800 SH DEFINED 800 0 0
TRAVELERS PROP CASUALTY CP CL A 89420G109 1 81 SH DEFINED 81 0 0
TRAVELERS PROP CASUALTY CP CL B 89420G406 50 3168 SH DEFINED 3168 0 0
TRI CONTL CORP COM 895436103 7 468 SH SOLE 0 0 468
TRI CONTL CORP COM 895436103 19 1327 SH DEFINED 1327 0 0
TYCO INTL LTD NEW COM 902124106 187 9200 SH DEFINED 0 0 9200
US BANCORP DEL COM NEW 902973304 38 1608 SH SOLE 1608 0 0
UNION PAC CORP COM 907818108 82 1420 SH SOLE 1420 0 0
UNION PAC CORP COM 907818108 58 1000 SH DEFINED 1000 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1015 15915 SH SOLE 14490 0 1425
UNITED PARCEL SERVICE INC CL B 911312106 6 100 SH DEFINED 100 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1100 14239 SH SOLE 13389 0 850
UNITED TECHNOLOGIES CORP COM 913017109 7 100 SH DEFINED 100 0 0
UNITEDHEALTH GROUP INC 91324P102 325 6475 SH SOLE 6425 0 50
UNITEDHEALTH GROUP INC 91324P102 182 3630 SH DEFINED 30 0 3600
UNOCAL CORP COM 915289102 25 800 SH SOLE 800 0 0
UNOCAL CORP COM 915289102 105 3344 SH DEFINED 3344 0 0
UNUMPROVIDENT CORP COM 91529Y106 7 500 SH DEFINED 500 0 0
V.I. TECHNOLOGIES INC 917920100 0 200 SH SOLE 0 0 200
V F CORP COM 918204108 33 850 SH SOLE 850 0 0
VALERO ENERGY CORP NEW COM 91913Y100 1 50 SH DEFINED 50 0 0
VAN KAMPEN AMERICAN CAPITAL MUNICIPAL TRUST 920919107 20 1400 SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE MUNCOM 920929106 21 1400 SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE N JCOM 920933108 40 2400 SOLE 2400 0 0
VAN KAMPEN ADVAN MUN 921124103 32 2018 SOLE 2018 0 0
VAXGEN INC 922390208 0 25 SH SOLE 25 0 0
17
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
VECTREN CORP COM 92240G101 27 1170 SH SOLE 1170 0 0
VERIZON COMMUNICATIONS COM 92343V104 1052 32452 SH SOLE 26848 0 5604
VERIZON COMMUNICATIONS COM 92343V104 65 2018 SH DEFINED 2018 0 0
VERITAS SOFTWARE CO COM 923436109 187 5955 SH SOLE 5955 0 0
VIACOM INC CLASS B 925524308 960 25085 SH SOLE 23310 0 1775
VIACOM INC CLASS B 925524308 1 50 SH DEFINED 50 0 0
VIRAGEN INC COM 927638106 0 200 SH SOLE 200 0 0
VISTEON CORP COM 92839U107 1 235 SH SOLE 235 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 14 716 SH SOLE 716 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 11 575 SH DEFINED 575 0 0
WPP GROUP PLC SPON ADR NEW 929309300 80 1900 SH DEFINED 0 0 1900
WPS RESOURCES CORP COM 92931B106 12 300 SH SOLE 0 0 300
WACHOVIA CORP 2ND NEW COM 929903102 180 4388 SH SOLE 4388 0 0
WACHOVIA CORP 2ND NEW COM 929903102 51 1250 SH DEFINED 1250 0 0
WAL MART STORES INC COM 931142103 5412 96929 SH SOLE 88919 0 8010
WAL MART STORES INC COM 931142103 828 14833 SH DEFINED 14833 0 0
WALGREEN CO COM 931422109 264 8631 SH SOLE 8631 0 0
WALGREEN CO COM 931422109 35 1164 SH DEFINED 1164 0 0
WASHINGTON MUT INC COM 939322103 1133 28800 SH SOLE 26875 0 1925
WASHINGTON MUT INC COM 939322103 154 3928 SH DEFINED 1028 0 2900
WASTE MGMT INC DEL COM 94106L109 141 5425 SH DEFINED 1225 0 4200
WATSON PHARMACEUTICALS INC COM 942683103 314 7535 SH SOLE 7535 0 0
WEIGHT WATCHERS INTERNATIONAL INC 948626106 4 100 SH SOLE 100 0 0
WELLPOINT HEALTH NETWORK NEWCOM 94973H108 27 360 SH SOLE 360 0 0
WELLS FARGO & CO NEW COM 949746101 1574 30572 SH SOLE 28872 0 1700
WELLS FARGO & CO NEW COM 949746101 56 1100 SH DEFINED 1100 0 0
WESTAR ENERGY INC COM 95709T100 20 1100 SH SOLE 600 0 500
WHIRLPOOL CORP COM 963320106 27 400 SH SOLE 400 0 0
WILLIAMS-SONOMA INC 969904101 140 5222 SH SOLE 5222 0 0
WISCONSIN ENERGY CORP COM 976657106 11 360 SH SOLE 60 0 300
WRIGLEY WM JR CO COM 982526105 27 500 SH DEFINED 500 0 0
WYETH COM 983024100 1920 41677 SH SOLE 39727 0 1950
WYETH COM 983024100 347 7550 SH DEFINED 7550 0 0
18
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
XCEL ENERGY INC 98389B100 7 510 SH SOLE 0 0 510
XEROX CORP COM 984121103 11 1165 SH SOLE 1165 0 0
YUM BRANDS INC COM COM 988498101 28 960 SH SOLE 960 0 0
ZIMMER HLDGS INC COM 98956P102 1 25 SH SOLE 25 0 0
ZIONS BANCORPORATION COM 989701107 263 4705 SH SOLE 4705 0 0
ZOLL MEDIACL 989922109 120 3755 SH SOLE 3755 0 0
GRAND TOTALS 275113 7369921 6869448 0 500473
19