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*** Exercise Your Right to Vote ***

Important Notice Regarding the Availability of Proxy Materials for the

Shareholder Meeting to Be Held on May 22, 2019

  For holders as of: March 26, 2019

  Location:  Horace Mann Lincoln Auditorium

                    I Horace Mann Plaza

HORACE MANN EDUCATORS CORPORATION

1 HORACE MANN PLAZA

SPRINGFIELD, IL 62715-0001

                    Springfield, IIIinois

You are receiving this communication because you hold shares in the
above named company.

This is not a ballot. You cannot use this notice to vote these shares. This
communication presents only an overview of the more complete proxy
materials that are available to you on the Internet. You may view the
proxy materials online at www.proxyvote.com or easily request a paper
copy (see reverse side).

We encourage you to access and review all of the important information
contained in the proxy materials before voting.

—  Before You Vote  —

How to Access the Proxy Materials

Proxy Materials Available to VIEW or RECEIVE:

1. Notice & Proxy Statement        2. Form 10-K/Annual Report

How to View Online:

Have the information that is printed in the box marked by the arrow (located on the following page) and visit: www.proxyvote.com.

How to Request and Receive a PAPER or E-MAIL Copy:

If you want to receive a paper or e-mail copy of these documents, you must request one. There is NO charge for requesting a copy. Please choose one of the following methods to make your request:

        1)  BY INTERNET:

        2)  BY TELEPHONE:

        3)  BY E-MAIL*:

*  If requesting materials by e-mail, please send a blank e-mail with the information that is printed in the box marked by the arrow (located on the following page) in the subject line.

Requests, instructions and other inquiries sent to this e-mail address will NOT be forwarded to your investment advisor. Please make the request as instructed above on or before May 08, 2019 to facilitate timely delivery.

—  How To Vote  —

Please Choose One of the Following Voting Methods

Vote In Person: Many shareholder meetings have attendance requirements including, but not limited to, the possession of an attendance ticket issued by the entity holding the meeting. Please check the meeting materials for any special requirements for meeting attendance. At the meeting, you will need to request a ballot to vote these shares.

Vote By Internet: To vote now by Internet, go to www.proxyvote.com. Have the information that is printed in the box marked by the arrow available and follow the instructions.

Vote By Mail: You can vote by mail by requesting a paper copy of the materials, which will include a proxy card.

The Board of Directors recommends you vote

FOR the following:

1.

Election of Directors

1b

1c

Stephen J. Hasenmiller

1d

Perry G. Hines

1e

Mark E. Konen

1f

Beverley J. McClure

1g

H. Wade Reece

1h

Robert Stricker

1i

Steven O. Swyers

1j

Marita Zuraitis

The Board of Directors recommends you vote FOR proposals 2 and 3.

2

Approval of the advisory resolution to approve Named Executive Officers’ compensation.