UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 20, 2002 CUMMINS INC. (Exact name of registrant as specified in its charter) Indiana 1-4949 35-0257090 (State or other Jurisdiction (Commission File Number) (I.R.S. Employer Incorporation) Identification No.) 500 Jackson Street PO Box 3005 Columbus, IN 47202-3005 (Principal Executive Office) (Zip Code) Registrant's telephone number, including area code: (812) 377-5000 Exhibit Index on Page 3 Item 9. Regulation FD Disclosure On November 20, 2002, Cummins Inc., an Indiana corporation, issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference. 2 EXHIBIT INDEX Exhibit No. Description 99.1 Press Release issued by the registrant, dated November 20, 2002. 3 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: November 20, 2002 CUMMINS INC. By: /s/ Susan K. Carter --------------------------------- Name: Susan K. Carter Title: Vice President Corporate Controller (Principal Accounting Officer) 4