SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20552
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
July 23, 2004
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Date of Report (Date of earliest event reported)
TF Financial Corporation
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(Exact name of Registrant as specified in its Charter)
Delaware 0-24168 74-2705050
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(State or other jurisdiction (File No.) (IRS Employer
of incorporation) Identification Number)
3 Penns Trail, Newtown, Pennsylvania 18940
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (215) 579-4000
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Not Applicable
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(Former name or former address, if changed since last Report)
TF FINANCIAL CORPORATION
INFORMATION TO BE INCLUDED IN REPORT
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Item 7. Financial Statements, Pro Forma Financial Information
and Exhibits
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Exhibit
Number Description
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99 Press Release dated July 23, 2004
Item 12. Results of Operations and Financial Condition
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On July 23, 2004, the Registrant issued a press release to report
earnings for the quarter ended June 30, 2004. A copy of the press release is
furnished with this Form 8-K as Exhibit 99 and incorporated herein by reference.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this Report to be signed on its behalf by the
undersigned, thereunto duly authorized.
TF FINANCIAL CORPORATION
Date: July 23, 2004 By: /s/Dennis R. Stewart
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Dennis R. Stewart
Executive Vice President and
Chief Financial Officer