1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K [ X ] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2000 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES AND EXCHANGE ACT OF 1934 (NO FEE REQUIRED) For the transition period from _________ to Commission file number 0-12216 A. Full title of the plan and the address of the plan, if different from that of the issuer named below: OLD KENT THRIFT PLAN 38 Fountain Square Plaza, Cincinnati, Ohio 45263 B. Name of issuer of the securities held pursuant to the plan and the address of its principal executive office: FIFTH THIRD BANCORP 38 Fountain Square Plaza, Cincinnati, Ohio 45263 2 FINANCIAL STATEMENTS AND EXHIBITS The following financial statements and exhibits are filed as part of this annual report: Exhibit 23 Consent of Independent Public Accountants Exhibit 99 Financial Statements and schedule of the Old Kent Thrift Plan for the years ended December 31, 2000 and 1999 SIGNATURES The Plan. Pursuant to the requirements of the Securities Exchange Act of 1934, the trustees have duly caused this annual report to be signed on its behalf by the undersigned hereunto duly authorized. OLD KENT THRIFT PLAN By: Fifth Third Bank, a Michigan banking corporation, Trustee Date: June 28, 2001 By: /s/ Marsha Camp ------------------------ Marsha Camp Assistant Vice President