FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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(Print or Type Responses)

1. Name and Address of Reporting Person * KUPFERBERG MAX L   2. Issuer Name and Ticker or Trading Symbol NEW YORK COMMUNITY BANCORP INC [NYB] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) __X__ Director _____ 10% Owner _____ Officer (give title below) _____ Other (specify below) (Last) (First) (Middle) 615 MERRICK AVENUE 3. Date of Earliest Transaction (Month/Day/Year) 04/27/2005 (Street) WESTBURY, NY 11590 4. If Amendment, Date Original Filed(Month/Day/Year) 6. Individual or Joint/Group Filing(Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1.Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Common Stock 04/27/2005   P   5,000 A $ 17.97 934,059 (1) (2) D   Common Stock 04/27/2005   P   10,000 A $ 17.97 1,055,821 I As shareholder of the Max K One LLC Common Stock 04/27/2005   P   10,000 A $ 17.97 57,764 (3) (4) I By Spouse Common Stock               62,221 I As Administrator of HK IRA Rollover Common Stock               536,377 I As Partner Common Stock               185,777 I By Kupferberg Foundation Common Stock               11,425 (2) I By Max Kupferberg 2004 GRAT Common Stock               55,600 (1) I By Max Kupferberg 2005 GRAT Common Stock               11,425 (3) I By Selma Kupferberg 2004 GRAT Common Stock               55,600 (4) I By Selma Kupferberg 2005 GRAT Common Stock               97,288 I Max & Selma Kupferberg Foundation Common Stock               7,666 I Trustee for EW of JK FBO LC Common Stock               7,666 I Trustee for EW of JK FBO MK Common Stock               280,000 I Trustee for GST Common Stock               65,389 I Trustee for JK NEM Trust Common Stock               62,221 I Trustee for KK NEM Trust Common Stock               810,000 I Trustee for KPT Common Stock               270,000 I Trustee for KRT

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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 3)

2. Conversion or Exercise Price of Derivative Security

3. Transaction Date (Month/Day/Year)

3A. Deemed Execution Date, if any (Month/Day/Year)

4. Transaction Code (Instr. 8)

5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5)

6. Date Exercisable and Expiration Date (Month/Day/Year)

7. Title and Amount of Underlying Securities (Instr. 3 and 4)

8. Price of Derivative Security (Instr. 5)

9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)

10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4)

11. Nature of Indirect Beneficial Ownership (Instr. 4)

Code

V

(A)

(D)

Date Exercisable

Expiration Date

Title

Amount or Number of Shares

Stock Option (right to buy)

$ 15.4125

07/24/2002(5)

01/24/2012

Common Stock

216,000

216,000

D

Stock Option (right to buy)

$ 13.845

07/24/2003(6)

07/24/2012

Common Stock

45,333

45,333

D

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
KUPFERBERG MAX L 615 MERRICK AVENUE WESTBURY, NY 11590	X

Signatures

By: /s/ Ilene A. Angarola, Power of Attorney		04/29/2005
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 4(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	Since the reporting person's last report 55,600 shares previously held directly have been transferred and are now held by Max Kupferberg 2005 GRAT.
(2)	Since the reporting person's last report 28,575 shares previously held by Max Kupferberg 2004 GRAT have been transferred and are now held directly.
(3)	Since the reporting person's last report 28,575 shares previously held by Selma Kupferberg 2004 GRAT have been transferred and are now held by Spouse.
(4)	Since the reporting person's last report 55,600 shares previously held directly have been transferred and are now held by Selma Kupferberg 2005 GRAT.
(5)	Options automatically granted pursuant to the reload feature of the New York Community Bancorp, Inc. (''NYCB'') 1997 Stock Option Plan that were exercisable beginning on July 24, 2002.
(6)	Options granted pursuant to the New York Community Bancorp, Inc. 1997 Stock Option Plan that vest in three equal annual installments beginning on July 24, 2003.

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