Ownership Submission
FORM 5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Form 3 Holdings Reported
Form 4 Transactions Reported
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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1. Name and Address of Reporting Person *
Turner Roger J
 2. Issuer Name and Ticker or Trading Symbol
MVB FINANCIAL CORP [MVBF] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
__X__ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Executive Officer
(Last)
(First)
(Middle)

301 VIRGINIA AVENUE		 3. Statement for Issuer's Fiscal Year Ended (Month/Day/Year)
12/31/2014
(Street)


FAIRMONT, WV 26554		 4. If Amendment, Date Original Filed(Month/Day/Year)
 6. Individual or Joint/Group Reporting
(check applicable line)

_X_ Form Filed by One Reporting Person
___ Form Filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)		 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)		 4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)		 5. Amount of Securities Beneficially Owned at end of Issuer's Fiscal Year
(Instr. 3 and 4)		 6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)		 7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Amount (A) or (D) Price
Common Stock             25,102 (7) D  
Common Stock             242 (7) I Owned by spouse and daughter (2)

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number. SEC 2270 (9-02)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)		 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)		 5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)		 6. Date Exercisable and Expiration Date
(Month/Day/Year)		 7. Title and Amount of Underlying Securities
(Instr. 3 and 4)		 8. Price of Derivative Security
(Instr. 5)		 9. Number of Derivative Securities Beneficially Owned at End of Issuer's Fiscal Year
(Instr. 4)		 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)		 11. Nature of Indirect Beneficial Ownership
(Instr. 4)
(A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Common Stock $ 8 (8)           07/01/2006(1) 10/01/2015 Common Stock
44,000 (7)
  0
D
 
Common Stock $ 10 (8)           01/01/2011(3) 01/01/2020 Common Stock
44,000 (7)
  0
D
 
Common Stock $ 12 (8)           12/31/2013(4) 12/31/2022 Common Stock
15,000 (7)
  0
D
 
Common Stock $ 12 (8)           01/01/2014(6) 01/01/2023 Common Stock
15,000 (7)
  0
D
 
Common Stock $ 16 (8)           12/31/2014(5) 12/31/2023 Commmon Stock
2,000 (7)
  0
D
 

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
Turner Roger J
301 VIRGINIA AVENUE
FAIRMONT, WV 26554		   X     Executive Officer  

Signatures

Lisa Wanstreet McCormick, POA for Roger J. Turner 02/13/2015
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) MVB Stock Option - 1/5 of option becomes excercisable on 07/01/06, 07/01/07, 07/01/08, 07/01/09 and 07/01/10, respectively
(2) Owned by Mary Ellen and Vanessa Turner
(3) MVB Stock Option - 1/5 of option becomes excercisable on 01/01/2011, 01/01/12, 01/01/13, 01/01/13 and 01/01/14, respectively
(4) MVB Stock Option - 1/5 of option becomes excercisable on 12/31/2013, 12/31/14, 12/31/15, 12/31/16 and 12/31/17, respectively
(5) MVB Stock Options - 1/5 of option becomes exercisable on 12/31/14, 12/31/15, 12/31/16, 12/31/17 and 12/31/18, respectively
(6) MVB Stock Options - 1/5 of option becomes exercisable on 01/01/14, 01/01/15, 01/01/16, 01/01/17 and 01/01/18, respectively
(7) Total adjusted for 2 for 1 Stock Split 04-01-14
(8) Price adjusted for 2 for 1 Stock Split 04-01-14

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