1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 22, 2003 FIRSTFED AMERICA BANCORP, INC. ------------------------------ (Exact name of registrant as specified in its charter) Delaware 1-12305 04-3331237 -------- -------- ---------- (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) ONE FIRSTFED PARK, Swansea, Massachusetts 02777 ----------------------------------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (508) 679-8181 Not Applicable -------------- (Former name or former address, if changed since last report) 2 ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS. --------------------------------- (a) Not Applicable. (b) Not Applicable. (c) The following Exhibit is included with this Report: Exhibit No. Description ---------- ----------- 99.1 Press Release dated July 22, 2003. ITEM 9. REGULATION FD DISCLOSURE (RESULTS OF OPERATIONS AND FINANCIAL ------------------------------------------------------------- CONDITION). ---------- On July 22, 2003, FIRSTFED AMERICA BANCORP, INC. announced its financial results for the quarter ended June 30, 2003. The press release announcing financial results for quarter ended June 30, 2003 is filed as Exhibit 99.1 and incorporated herein by reference. This information is being furnished pursuant to Item 12 of Form 8-K and is being presented under Item 9 as provided in the Commission's interim guidance regarding Form 8-K Item 11 and Item 12 filing requirements (Release No. 34-47583). 3 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. FIRSTFED AMERICA BANCORP, INC. Date: July 22, 2003 By: /s/ Robert F. Stoico ----------------------------------------- Robert F. Stoico Chairman, President and Chief Executive Officer 4 EXHIBIT INDEX Exhibit 99.1 Press Release, dated July 22, 2003.