UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
 
FORM 8-K
 
CURRENT REPORT
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
 
Date of Report (Date of earliest event reported):  July 19, 2010
 
OLD POINT FINANCIAL CORPORATION
 (Exact name of registrant as specified in its charter)
 
Virginia
000-12896
54-1265373
(State or other jurisdiction of
(Commission
(IRS Employer
incorporation)
File Number)
Identification No.)

1 West Mellen Street
Hampton, Virginia  23663
(Address of principal executive offices)  (Zip Code)

 (757)728-1200
(Registrant's telephone number, including area code)

Not applicable
(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 
 
 
 
Item 2.02  Results of Operations and Financial Condition.
 
On July 19, 2010 Old Point Financial Corporation issued a press release reporting earnings and their financial results for its second quarter of 2010 which ended June 30, 2010.  A copy of the press release is attached as Exhibit 99.1.
 
Item  9.01 Financial Statements and Exhibits.
 
 (c) Exhibits
 
Exhibit 99.1 Press release dated July 19, 2010
 
SIGNATURES
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
 
Old Point Financial Corporation
  
 
Registrant
  
     
Date:  July 19, 2010
    
 
 /s/ Robert F. Shuford, Sr.
  
 
Robert F. Shuford, Sr.
  
 
Chairman of the Board
  
 
President & Chief Executive Officer