UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): October 25, 2004
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COMMUNITY BANK SYSTEM, INC.
(Exact name of registrant as specified in its charter)
Delaware 001-13695 16-1213679
(State or other jurisdiction (Commission File Number) (I.R.S. Employer
of incorporation) Identification No.)
5790 Widewaters Parkway, DeWitt, New York 13214-1883
(Address of principal executive offices) (Zip Code)
(315) 445-2282
(Registrant's telephone number, including area code)
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(Former Name or Former Address, if Changed Since Last Report)
Item 2.02 Results of Operations and Financial Condition.
On October 25, 2004, Community Bank System, Inc. announced its results of
operations for the quarter ending September 30, 2004. The public announcement
was made by means of a news release, the text of which is set forth in Exhibit
99 hereto.
Item 9.01 Financial Statements and Exhibits.
The following exhibit is filed as a part of this report:
Exhibit No. Description
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99 Press Release, dated October 25, 2004
The information in this Form 8-K, including Exhibit 99 attached hereto, is being
furnished under Item 12 and shall not be deemed to be "filed" for purposes of
Section 18 of the Securities Exchange Act of 1934 (the "Exchange Act"), or
incorporated by reference in any filing under the Securities Act of 1933, as
amended, or the Exchange Act, except as shall be expressly set forth by specific
reference in such filing.
SIGNATURES
Pursuant to the requirements of The Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Community Bank System, Inc.
Date: October 25, 2004 /s/ Sanford A. Belden
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Sanford A. Belden, President, Chief Executive
Officer and Director
Date: October 25, 2004 /s/ Scott A. Kingsley
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Scott A. Kingsley, Executive Vice President
and Chief Financial Officer