Ownership Submission
FORM 3
 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
  Wenger E Philip
 2. Date of Event Requiring Statement (Month/Day/Year)
01/03/2006		 3. Issuer Name and Ticker or Trading Symbol
FULTON FINANCIAL CORP [FULT]
(Last)
(First)
(Middle)
C/O FULTON FINANCIAL CORPORATION, ONE PENN SQUARE		 4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Sr. Executive Vice President
 5. If Amendment, Date Original Filed(Month/Day/Year)
(Street)

LANCASTER, PA 17602		 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security
(Instr. 4)		 2. Amount of Securities Beneficially Owned
(Instr. 4)		 3. Ownership Form: Direct (D) or Indirect (I)
(Instr. 5)		 4. Nature of Indirect Beneficial Ownership
(Instr. 5)
$2.50 par value common stock 39,150.7444 (1)
D
 
$2.50 par value common stock 2,032
I
Spouse
$2.50 par value common stock 220
I
Custodial Accounts for children

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 4)		 2. Date Exercisable and Expiration Date
(Month/Day/Year)		 3. Title and Amount of Securities Underlying Derivative Security
(Instr. 4)		 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 5)		 6. Nature of Indirect Beneficial Ownership
(Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
$2.50 par value common stock 07/01/1996 06/30/2006 Common Stock 7,886 $ 6.66 D  
$2.50 par value common stock 07/01/1997 06/30/2007 Common Stock 9,134 $ 10.39 D  
$2.50 par value common stock 07/01/1998 06/30/2008 Common Stock 8,411 $ 11.89 D  
$2.50 par value common stock 07/01/1998 06/30/2008 Common Stock 4,739 $ 11.89 D  
$2.50 par value common stock 07/01/1999 06/30/2009 Common Stock 9,114 $ 10.97 D  
$2.50 par value common stock 07/01/1999 06/30/2009 Common Stock 3,230 $ 10.97 D  
$2.50 par value common stock 07/01/2000 06/30/2010 Common Stock 3,491 $ 10.9 D  
$2.50 par value common stock 07/01/2000 06/30/2010 Common Stock 9,170 $ 10.9 D  
$2.50 par value common stock 07/01/2001 06/30/2011 Common Stock 8,414 $ 11.89 D  
$2.50 par value common stock 07/01/2001 06/30/2011 Common Stock 8,814 $ 11.89 D  
$2.50 par value common stock 07/01/2002 06/30/2012 Common Stock 11,819 $ 14.02 D  
$2.50 par value common stock 07/01/2002 06/30/2012 Common Stock 7,131 $ 14.02 D  
$2.50 par value common stock 07/01/2003 06/30/2013 Common Stock 13,093 $ 15.16 D  
$2.50 par value common stock 07/01/2003 06/30/2013 Common Stock 6,595 $ 15.16 D  
$2.50 par value common stock 07/01/2004 06/30/2014 Common Stock 37,558 $ 16.15 D  
$2.50 par value common stock 07/01/2004 06/30/2014 Common Stock 6,193 $ 16.15 D  

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
Wenger E Philip
C/O FULTON FINANCIAL CORPORATION
ONE PENN SQUARE
LANCASTER, PA 17602		       Sr. Executive Vice President  

Signatures

George R. Barr, Jr., Attorney-in-Fact 01/03/2006
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 5(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Includes 24,900.4534 shares held jointly with spouse and 14,250.2910 held in the Fulton Financial Corporation Profit Sharing Plan.

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