☐

Rule 13d-1(b)

☐

Rule 13d-1(c)

☑

Rule 13d-1(d)

CUSIP No.  760281 204

1.

Names of Reporting Persons. I.R.S. Identification Nos. of above persons (entities only)
Scott Trager

2.

Check the Appropriate Box if a Member of a Group (See Instructions)

(a)

☐

(b)

☐

3.

SEC Use Only

4.

Citizenship or Place of Organization
U.S.

Number of
Shares
Beneficially
Owned by
Each
Reporting
Person With:

5.

Sole Voting Power
235,015.945 (1)

6.

Shared Voting Power
9,078,437.0 (2)(3)

7.

Sole Dispositive Power
235,015.945 (1)

8.

Shared Dispositive Power
55,804.0 (3)

9.

Aggregate Amount Beneficially Owned by Each Reporting Person
9,313,452.945 (1)(2)(3)

10.

Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions)  ☐

11.

Percent of Class Represented by Amount in Row (9)
47.00% (4)

12.

Type of Reporting Person (See Instructions)
IN

(1)

Includes 29,488 shares of Class B Common Stock held by the reporting person and 1,190 shares of Class B Common Stock and 36,479.922 shares of Class A Common Stock held in the Issuer’s 401(k) plan.  Class B Common Stock is immediately convertible into Class A Common Stock on a one share for one share basis.

(2)

Includes 7,165,051 shares of Class A Common Stock held of record by Teebank Family Limited Partnership (“Teebank”), 939,449 shares of Class B Common Stock held of record by Teebank,  

750,067 shares of Class A Common Stock held of record by Jaytee Properties Limited Partnership (“Jaytee”), and 168,066 shares of Class B Common Stock held of record by Jaytee.  The reporting person is a limited partner of Teebank and Jaytee.  The reporting person shares voting power over the shares held of record by Teebank and Jaytee with Steven E. Trager and Sheldon Gilman, as a member of the voting committees of Teebank and Jaytee.

(3)

Includes 51,697 shares of Class A Common Stock and 4,107 shares of Class B Common Stock held by a family trust of which the reporting person is a co-trustee and beneficiary.

(4)

Percentage was calculated based on the number of shares of Class A Common Stock outstanding as of December 31, 2018 (18,675,262) plus the securities beneficially owned by the reporting person that are currently exercisable for or convertible into shares of Class A Common Stock (1,142,300).

Item 1.

(a)

Name of Issuer
Republic Bancorp, Inc.

(b)

Address of Issuer's Principal Executive Offices
601 West Market Street

Louisville, Kentucky 40202

Item 2.

(a)

Name of Person Filing
Scott Trager

(b)

Address of Principal Business Office or, if none, Residence
601 West Market Street

Louisville, Kentucky 40202

(c)

Citizenship
U.S.

(d)

Title of Class of Securities
Class A Common Stock, no par value per share

(e)

CUSIP Number
760281 204

Item 3.

If this statement is filed pursuant to §§240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:

(a)

☐

Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);

(b)

☐

Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);

(c)

☐

Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);

(d)

☐

Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C 80a-8);

(e)

☐

An investment adviser in accordance with §240.13d-1(b)(1)(ii)(E);

(f)

☐

An employee benefit plan or endowment fund in accordance with §240.13d-1(b)(1)(ii)(F);

(g)

☐

A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);

(h)

☐

A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);

(i)

☐

A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);

(j)

☐

Group, in accordance with §240.13d-1(b)(1)(ii)(J);

(k)

☐

Group, in accordance with §240.13d-1(b)(1)(ii)(K).

Item 4.

Ownership

Provide the following information regarding the aggregate number and percentage of the class of securities of the issuer identified in Item 1.

(a)

Amount beneficially owned:

Scott Trager is the beneficial owner of 9,313,452.945 shares of Class A Common Stock of Republic Bancorp, Inc. (1)(2)(3)

(b)

Percent of class:

Scott Trager is the beneficial owner of 47.00% of the Class A Common Stock of Republic Bancorp, Inc. (4)

(c)

Number of shares as to which the person has:

(i)

Sole power to vote or to direct the vote

235,015.945 (1)

(ii)

Shared power to vote or to direct the vote

9,078,437.0 (2)(3)

(iii)

Sole power to dispose or to direct the disposition of

235,015.945 (1)

(iv)

Shared power to dispose or to direct the disposition of

55,804 (3)

(1)

Includes sole power to vote and direct the disposition of 29,488 shares of Class B Common Stock held by the reporting person and 1,190 shares of Class B Common Stock and 36,479.922 shares of Class A Common Stock held in the Issuer’s 401(k) plan.  Class B Common Stock is immediately convertible into Class A Common Stock on a one share for one share basis.

(2)

Includes shared power to vote or to direct the voting of (i) 7,165,051 shares of Class A Common Stock held of record by Teebank Family Limited Partnership (“Teebank”), (ii) 939,449 shares of Class B Common Stock held of record by Teebank, (iii) 750,067 shares of Class A Common Stock held of record by Jaytee Properties Limited Partnership (“Jaytee”), and (iv) 168,066 shares of Class B Common Stock held of record by Jaytee.  The reporting person is a limited partner of Teebank and Jaytee.  The reporting person shares voting power over the shares held of record by Teebank and Jaytee with Steven E. Trager and Sheldon Gilman, as a member of the voting committees of Teebank and Jaytee.

(3)

Includes shared power to vote and to dispose of 51,697 shares of Class A Common Stock and 4,107 shares of Class B Common Stock held by a family trust of which the reporting person is a co-trustee and beneficiary.

(4)

Percentage was calculated based on the number of shares of Class A Common Stock outstanding as of December 31, 2018 (18,675,262) plus the securities beneficially owned by the reporting person that are currently exercisable for or convertible into shares of Class A Common Stock (1,142,300).

Item 5.

Ownership of Five Percent or Less of a Class

If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the class of securities, check the following ☐.

Item 6.

Ownership of More than Five Percent on Behalf of Another Person

The reporting person, with the other co-trustee of a family trust, may have the power to direct the receipt of dividends from, or the proceeds from the sale of, the Issuer’s securities by such trust.  Beneficiaries of the family trust other than the reporting person may possess rights to receive dividends from, or the proceeds from the sale of, pro rata interests in the Issuer’s securities upon distribution of assets in accordance with the terms of such trust.  As co-general partners of Teebank and Jaytee  (Teebank is a beneficial owner of more than five percent of the class), Steven E. Trager and the Jean S. Trager Trust (each a beneficial owner of more than five percent of the class) may have the power to direct the receipt of dividends from, or the proceeds from the sale of, the Issuer’s securities.  In addition, Steven E. Trager is trustee of certain trusts that are limited partners of both Teebank and Jaytee, and thereby may possess the right to receive dividends from or the proceeds from the sale of interests in the Issuer’s securities upon distributions of assets from Teebank or Jaytee.

Item 7.

Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on By the Parent Holding Company or Control Person

Not applicable

Item 8.

Identification and Classification of Members of the Group

Not applicable

Item 9.

Notice of Dissolution of Group

Not applicable

Item 10.

Certification

Not applicable

Date: February 14, 2019

/s/ Scott Trager

Scott Trager