Edgar Filing: McCurdy Daniel T

Ownership Submission

FORM 5

	Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
	Form 3 Holdings Reported
	Form 4 Transactions Reported

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person ^*

McCurdy Daniel T

2. Issuer Name and Ticker or Trading Symbol
CINCINNATI FINANCIAL CORP [CINF]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

_____ Director	_____ 10% Owner
_____ Officer (give title below)	__X__ Other (specify below)
SR. VICE PRESIDENT - / BOND & EXECUTIVE RISK

(Last)

(First)

(Middle)

6200 SOUTH GILMORE RD

3. Statement for Issuer's Fiscal Year Ended (Month/Day/Year)
12/31/2005

(Street)

FAIRFIELD,Â OHÂ 45014-5141

4. If Amendment, Date Original Filed(Month/Day/Year)

6. Individual or Joint/Group Reporting
(check applicable line)
_X_ Form Filed by One Reporting Person
___ Form Filed by More than One Reporting Person

(City)

(State)

(Zip)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1.Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)	4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned at end of Issuer's Fiscal Year (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1.Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	Â	Â	3⁽¹⁾	Â	Â	Â	Â	D	Â
Common Stock - Trust	Â	Â	Â	Â	Â	Â	21,878 ⁽²⁾	D	Â
Common Stock IRA	Â	Â	Â	Â	Â	Â	444 ⁽²⁾	D	Â
Common Stock - Trust	Â	Â	Â	Â	Â	Â	22,984 ⁽²⁾	I	SPOUSE
Common Stock IRA	Â	Â	Â	Â	Â	Â	444 ⁽²⁾	I	SPOUSE

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number.

SEC 2270 (9-02)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security
(Instr. 3)

2. Conversion or Exercise Price of Derivative Security

3. Transaction Date (Month/Day/Year)

3A. Deemed Execution Date, if any (Month/Day/Year)

4. Transaction Code
(Instr. 8)

5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)

6. Date Exercisable and Expiration Date
(Month/Day/Year)

7. Title and Amount of Underlying Securities
(Instr. 3 and 4)

8. Price of Derivative Security
(Instr. 5)

9. Number of Derivative Securities Beneficially Owned at End of Issuer's Fiscal Year
(Instr. 4)

10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)

11. Nature of Indirect Beneficial Ownership
(Instr. 4)

(A)

(D)

Date Exercisable

Expiration Date

Title

Amount or Number of Shares

Employee Stock Option (right to buy)

$ 18.59

Â ⁽³⁾

04/06/2006

Common Stock

16,538

16,538 ⁽²⁾

Employee Stock Option (right to buy)

$ 20.37

Â ⁽³⁾

04/05/1997

Common Stock

3,308

3,308 ⁽²⁾

Employee Stock Option (right to buy)

$ 26.95

Â ⁽³⁾

01/25/2010

Common Stock

16,538

16,538 ⁽²⁾

Employee Stock Option (right to buy)

$ 30.6

Â ⁽³⁾

01/27/1999

Common Stock

5,513

5,513 ⁽²⁾

Employee Stock Option (right to buy)

$ 30.72

Â ⁽³⁾

08/24/1998

Common Stock

3,308

3,308 ⁽²⁾

Employee Stock Option (right to buy)

$ 32.45

Â ⁽³⁾

02/01/2013

Common Stock

5,513

5,513 ⁽²⁾

Employee Stock Option (right to buy)

$ 32.81

Â ⁽³⁾

01/31/2011

Common Stock

5,513

5,513 ⁽²⁾

Employee Stock Option (right to buy)

$ 34.96

Â ⁽³⁾

01/28/2012

Common Stock

5,513

5,513 ⁽²⁾

Employee Stock Option (right to buy)

$ 38.8

Â ⁽³⁾

01/19/2014

Common Stock

5,513

5,513 ⁽²⁾

Employee Stock Option (right to buy)

$ 38.87

Â ⁽³⁾

02/07/2008

Common Stock

6,615

6,615 ⁽²⁾

Employee Stock Option (right to buy)

$ 41.6285

Â ⁽³⁾

01/25/2015

Common Stock

15,750

15,750 ⁽²⁾

Reporting Owners

Reporting Owner Name / Address	Relationships
Reporting Owner Name / Address	Director	10% Owner	Officer	Other
McCurdy Daniel T 6200 SOUTH GILMORE RD FAIRFIELD,Â OHÂ 45014-5141	Â	Â	Â SR. VICE PRESIDENT -	BOND & EXECUTIVE RISK

Signatures

DANIEL T. MCCURDY, JR.		02/06/2006
^**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 4(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(3)	The option is exercisable in three equal annual installments beginning on the first anniversary of the date of grant.
(1)	867 shares held in indvidual account not reported on Form 3 for inital holdings.
(2)	Share amounts and exercise prices have been adjusted for a 5% Stock Dividend, record date April 6, 2005, paid April 26, 2005.

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