UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: September 30, 2004
Check here if Amendment [ ]: Amendment Number:
This Amendment (Check only one): [] is a restatement
[ ] adds new holdings entries
Institutional Investment Manager Filing this Report:
Name: First Commonwealth Financial Corporation
Address: 22 North Sixth Street
Indiana, PA, 15701
Form 13F File Number:28-05151
The institutional investment manager filing this report and the person
by whom it is signed hereby represent that the person signing the report is
authorized to submit it, that all information contained herein is true,
correct and complete, and it is understood that all required items,
statements, schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: John J. Dolan
Title: Executive Vice President and Chief Financial Officer
Phone: (724) 349-7220
Signature,Place, and Date of Signing:
/s/ John. J. Dolan
John J. Dolan, Indiana, PA, November 15, 2004
Report Type(check only one) :
[x] 13F HOLDINGS REPORT (Check here if all holdings of this reporting
manager are reported in this report
[ ] 13F NOTICE (Check here if no holdings reported are in this report,
and all holdings are reported by other reporting manager(s))
[ ] 13F COMBINATION REPORT (Check here if a portion of the holdings
for this reporting manager are reported in this report and a
portion are reported by other reporting manager(s).)
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 1
Form 13F Information Table Entry Total: 217
Form 13F Information Table Value Total: $147,388 (thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is
filed, other than the manager filing this report.
Number: 1
Form 13F File Number:28-05153
Name: First Commonwealth Trust Company
FORM 13F INFORMATION TABLE
COLUMN 1 COL 2 COL 3 COL 4 COLUMN 5 COL 6 COL 7 COLUMN 8
TITLE MARKET
OF VALUE SHS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
3M CO Common 88579Y101 441 5,510 SH DEFINED 1 5,510 0 0
3M CO Common 88579Y101 765 9,560 SH OTHER 1 9,560 0 0
ABBOTT LABS Common 002824100 679 16,021 SH DEFINED 1 16,021 0 0
ABBOTT LABS Common 002824100 18 425 SH OTHER 1 425 0 0
ALCOA INC Common 013817101 870 25,890 SH DEFINED 1 25,890 0 0
ALCOA INC Common 013817101 100 2,970 SH OTHER 1 2,970 0 0
ALLSTATE CORP Common 020002101 836 17,423 SH DEFINED 1 17,423 0 0
ALLSTATE CORP Common 020002101 352 7,327 SH OTHER 1 7,327 0 0
ALLTEL CORP Common 020039103 949 17,283 SH DEFINED 1 15,352 1,931 0
ALLTEL CORP Common 020039103 479 8,716 SH OTHER 1 1,700 7,016 0
ALTRIA GROUP INC Common 02209S103 670 14,250 SH DEFINED 1 14,250 0 0
ALTRIA GROUP INC Common 02209S103 1,549 32,940 SH OTHER 1 32,940 0 0
AMERICAN INTL GROUP INC Common 026874107 1,158 17,039 SH DEFINED 1 17,039 0 0
AMERICAN INTL GROUP INC Common 026874107 97 1,431 SH OTHER 1 1,431 0 0
AMGEN INC Common 031162100 1,085 19,091 SH DEFINED 1 19,091 0 0
AMGEN INC Common 031162100 64 1,125 SH OTHER 1 1,125 0 0
ANHEUSER BUSCH COS INC Common 035229103 1,244 24,904 SH DEFINED 1 24,904 0 0
ANHEUSER BUSCH COS INC Common 035229103 40 800 SH OTHER 1 800 0 0
APACHE CORP Common 037411105 849 16,936 SH DEFINED 1 16,936 0 0
APACHE CORP Common 037411105 59 1,174 SH OTHER 1 650 524 0
BANK OF AMERICA CORPORATION Common 060505104 1,112 25,660 SH DEFINED 1 25,660 0 0
BANK OF AMERICA CORPORATION Common 060505104 185 4,276 SH OTHER 1 4,276 0 0
BELLSOUTH CORP Common 079860102 233 8,595 SH DEFINED 1 8,195 400 0
BELLSOUTH CORP Common 079860102 107 3,932 SH OTHER 1 3,932 0 0
BERKSHIRE SECURITIES Common 084991868 702 3,600 SH DEFINED 1 3,600 0 0
BERKSHIRE SECURITIES Common 084991868 351 1,800 SH OTHER 1 1,800 0 0
BICO INC Common 088766100 0 101,100 SH DEFINED 1 101,100 0 0
BJ SVCS CO Common 055482103 619 11,810 SH DEFINED 1 11,810 0 0
BJ SVCS CO Common 055482103 5 100 SH OTHER 1 100 0 0
BOEING CO Common 097023105 188 3,636 SH DEFINED 1 3,636 0 0
BOEING CO Common 097023105 90 1,744 SH OTHER 1 1,744 0 0
BP PLC Common 055622104 699 12,146 SH DEFINED 1 12,146 0 0
BP PLC Common 055622104 361 6,281 SH OTHER 1 5,279 1,002 0
CAREMARK RX INC Common 141705103 686 21,405 SH DEFINED 1 21,405 0 0
CAREMARK RX INC Common 141705103 24 750 SH OTHER 1 750 0 0
CENDANT CORP Common 151313103 591 27,375 SH DEFINED 1 27,375 0 0
CENDANT CORP Common 151313103 38 1,740 SH OTHER 1 1,740 0 0
CHESTER VALLEY BANCORP Common 166335109 493 24,906 SH DEFINED 24,906 0 0
CHEVRONTEXACO CORP Common 166764100 552 10,282 SH DEFINED 1 10,282 0 0
CHEVRONTEXACO CORP Common 166764100 186 3,470 SH OTHER 1 2,670 0 800
CISCO SYS INC Common 17275R102 1,035 57,203 SH DEFINED 1 57,203 0 0
CISCO SYS INC Common 17275R102 124 6,850 SH OTHER 1 6,850 0 0
CITIGROUP INC Common 172967101 1,404 31,821 SH DEFINED 1 31,821 0 0
CITIGROUP INC Common 172967101 203 4,592 SH OTHER 1 4,227 365 0
CNB FINL CORP PA Common 126128107 388 25,556 SH DEFINED 1 25,556 0 0
COMCAST CORP NEW Common 20030N101 189 6,675 SH DEFINED 1 6,675 0 0
COMCAST CORP NEW Common 20030N101 81 2,870 SH OTHER 1 2,365 387 118
CONOCOPHILLIPS Common 20825C104 218 2,633 SH DEFINED 1 2,633 0 0
CONOCOPHILLIPS Common 20825C104 41 500 SH OTHER 1 500 0 0
CONSTELLATION ENERGY GROUP I Common 210371100 217 5,441 SH OTHER 1 5,441 0 0
COOPER COS INC Common 216648402 747 10,900 SH DEFINED 1 10,900 0 0
COOPER COS INC Common 216648402 10 150 SH OTHER 1 150 0 0
COVENTRY HEALTH CARE INC Common 222862104 191 3,570 SH DEFINED 1 3,570 0 0
COVENTRY HEALTH CARE INC Common 222862104 12 225 SH OTHER 1 225 0 0
CTC COMMUNICATIONS GROUP INC Common 126419100 0 10,000 SH DEFINED 1 10,000 0 0
DELL INC Common 24702R101 836 23,481 SH DEFINED 1 23,481 0 0
DELL INC Common 24702R101 27 750 SH OTHER 1 750 0 0
DIASENSE INC COM Common 252834106 0 17,500 SH DEFINED 1 17,500 0
DOMINION RES INC VA NEW Common 25746U109 777 11,913 SH DEFINED 1 11,913 0 0
DOMINION RES INC VA NEW Common 25746U109 89 1,357 SH OTHER 1 1,357 0 0
DOW CHEM CO Common 260543103 142 3,143 SH DEFINED 1 3,143 0 0
DOW CHEM CO Common 260543103 63 1,396 SH OTHER 1 1,396 0 0
DU PONT E I DE NEMOURS & CO Common 263534109 456 10,654 SH DEFINED 1 10,654 0 0
DU PONT E I DE NEMOURS & CO Common 263534109 90 2,100 SH OTHER 1 300 1,800 0
EMBRYO DEV CORP Common 290818103 0 15,000 SH DEFINED 1 15,000 0 0
EMERSON ELEC CO Common 291011104 19 300 SH DEFINED 1 300 0 0
EMERSON ELEC CO Common 291011104 602 9,730 SH OTHER 1 9,730 0 0
ESB FINANCIAL CORP Common 26884F102 241 17,550 SH DEFINED 17,550 0 0
EXXON MOBIL CORP Common 30231G102 3,774 78,085 SH DEFINED 1 78,085 0 0
EXXON MOBIL CORP Common 30231G102 1,976 40,886 SH OTHER 1 19,960 20,626 300
FEDEX CORP Common 31428X106 712 8,310 SH DEFINED 1 8,310 0 0
FEDEX CORP Common 31428X106 24 275 SH OTHER 1 275 0 0
FIDELITY BANCORP INC/PENN Common 315831107 511 23,282 SH DEFINED 23,282 0 0
FIRST COMWLTH FINL CORP PA Common 319829107 20,101 1,476,921 SH DEFINED 1 1,468,925 7,996 0
FIRST COMWLTH FINL CORP PA Common 319829107 2,357 173,198 SH OTHER 1 120,988 52,210 0
FIRST NATL BANKSHRS FL INC N Common 321100109 302 12,287 SH OTHER 1 11,827 460 0
FLEXTRONICS INTL LTD Common Y2573F102 612 46,220 SH DEFINED 1 46,220 0 0
FLEXTRONICS INTL LTD Common Y2573F102 18 1,350 SH OTHER 1 1,350 0 0
FNB CORP PA Common 302520101 264 11,929 SH OTHER 1 11,929 0 0
FORTUNE BRANDS INC Common 349631101 937 12,642 SH DEFINED 1 12,642 0 0
FORTUNE BRANDS INC Common 349631101 22 300 SH OTHER 1 300 0 0
FPL GROUP INC Common 302571104 649 9,495 SH DEFINED 1 9,495 0 0
FPL GROUP INC Common 302571104 53 775 SH OTHER 1 775 0 0
GANNETT INC Common 364730101 643 7,680 SH DEFINED 1 7,680 0 0
GANNETT INC Common 364730101 29 350 SH OTHER 1 350 0 0
GATEWAY BANK OF PENNSYLVANIA Common 869099101 50 5,000 SH SOLE 5,000 0 0
GENERAL ELEC CO Common 369604103 3,435 102,306 SH DEFINED 1 102,306 0 0
GENERAL ELEC CO Common 369604103 4,345 129,385 SH OTHER 1 126,355 3,030 0
GENERAL MLS INC Common 370334104 128 2,860 SH DEFINED 1 2,860 0 0
GENERAL MLS INC Common 370334104 145 3,240 SH OTHER 1 3,240 0 0
HARRAHS ENTMT INC Common 413619107 445 8,390 SH DEFINED 1 8,390 0 0
HARRAHS ENTMT INC Common 413619107 19 350 SH OTHER 1 350 0 0
HARTFORD FINL SVCS GROUP INC Common 416515104 732 11,815 SH DEFINED 1 11,815 0 0
HARTFORD FINL SVCS GROUP INC Common 416515104 95 1,531 SH OTHER 1 1,531 0 0
HEINZ H J CO Common 423074103 72 2,010 SH DEFINED 1 2,010 0 0
HEINZ H J CO Common 423074103 321 8,899 SH OTHER 1 8,899 0 0
INGERSOLL-RAND COMPANY LTD Common G4776G101 408 6,000 SH OTHER 1 6,000 0 0
INTEL CORP Common 458140100 985 49,122 SH DEFINED 1 49,122 0 0
INTEL CORP Common 458140100 92 4,600 SH OTHER 1 4,600 0 0
INTERNATIONAL BUSINESS MACHS Common 459200101 1,839 21,454 SH DEFINED 1 21,454 0 0
INTERNATIONAL BUSINESS MACHS Common 459200101 1,358 15,843 SH OTHER 1 15,743 100 0
IRON & GLASS BANCORP INC Common 462735101 81 1,850 SH DEFINED 1,850 0 0
JACOBS ENGR GROUP INC DEL Common 469814107 522 13,630 SH DEFINED 1 13,630 0 0
JACOBS ENGR GROUP INC DEL Common 469814107 11 300 SH OTHER 1 300 0 0
JOHNSON & JOHNSON Common 478160104 1,461 25,930 SH DEFINED 1 25,930 0 0
JOHNSON & JOHNSON Common 478160104 537 9,540 SH OTHER 1 9,140 400 0
JUNIATA VALLEY NATL BK Common 482016102 965 24,119 SH DEFINED 1 24,119 0 0
LAUREL CAPITAL GROUP INC Common 518629100 272 12,000 SH DEFINED 12,000 0 0
LEESPORT FINANCIAL CORPORATION Common 524477106 1,644 73,000 SH DEFINED 73,000 0 0
LEHMAN BROS HLDGS INC Common 524908100 201 2,516 SH DEFINED 1 2,516 0 0
LEHMAN BROS HLDGS INC Common 524908100 14 175 SH OTHER 1 175 0 0
LENNAR CORP Common 526057104 290 6,085 SH DEFINED 1 6,085 0 0
LENNAR CORP Common 526057104 10 200 SH OTHER 1 200 0 0
LOWES COS INC Common 548661107 1,336 24,579 SH DEFINED 1 24,579 0 0
LOWES COS INC Common 548661107 182 3,350 SH OTHER 1 3,050 300 0
LUCENT TECHNOLOGIES INC Common 549463107 31 9,922 SH DEFINED 1 9,846 76 0
LUCENT TECHNOLOGIES INC Common 549463107 8 2,545 SH OTHER 1 2,265 280 0
MAGNITUDE INFORMATION SYS IN Common 559534102 12 112,400 SH DEFINED 1 112,400 0 0
MBNA CORP Common 55262L100 681 27,014 SH DEFINED 1 27,014 0 0
MBNA CORP Common 55262L100 70 2,792 SH OTHER 1 2,792 0 0
MCCORMICK & CO INC Common 579780206 589 17,145 SH DEFINED 1 17,145 0 0
MCCORMICK & CO INC Common 579780206 8 225 SH OTHER 1 225 0 0
MEDTRONIC INC Common 585055106 678 13,071 SH DEFINED 1 13,071 0 0
MEDTRONIC INC Common 585055106 9 175 SH OTHER 1 175 0 0
MELLON FINANCIAL CORP Common 58551A108 692 25,000 SH DEFINED 25,000 0 0
MELLON FINL CORP Common 58551A108 138 4,974 SH DEFINED 1 4,974 0 0
MELLON FINL CORP Common 58551A108 143 5,153 SH OTHER 1 2,508 2,645 0
MERCK & CO INC Common 589331107 658 19,927 SH DEFINED 1 19,927 0 0
MERCK & CO INC Common 589331107 1,048 31,762 SH OTHER 1 30,962 800 0
MERRILL LYNCH & CO INC Common 590188108 1,064 21,400 SH DEFINED 1 21,400 0 0
MERRILL LYNCH & CO INC Common 590188108 139 2,800 SH OTHER 1 2,800 0 0
MICROSOFT CORP Common 594918104 1,263 45,688 SH DEFINED 1 45,688 0 0
MICROSOFT CORP Common 594918104 121 4,385 SH OTHER 1 4,385 0 0
MORGAN STANLEY Common 617446448 3 60 SH DEFINED 1 60 0 0
MORGAN STANLEY Common 617446448 242 4,914 SH OTHER 1 4,914 0 0
NATIONAL CITY CORP Common 635405103 235 6,076 SH DEFINED 1 6,076 0 0
NEW MEXICO BANQUEST Common 647991926 1,000 7,207 SH DEFINED 1 7,207 0 0
NEW MEXICO BANQUEST Common 647991926 105 754 SH OTHER 1 754 0 0
NEWELL RUBBERMAID INC Common 651229106 154 7,668 SH DEFINED 1 7,668 0 0
NEWELL RUBBERMAID INC Common 651229106 123 6,156 SH OTHER 1 6,156 0 0
NOBLE CORPORATION Common G65422100 556 12,360 SH DEFINED 1 12,360 0 0
NOBLE CORPORATION Common G65422100 13 300 SH OTHER 1 300 0 0
NORTH PITTSBURGH SYS INC Common 661562108 166 8,000 SH DEFINED 1 8,000 0 0
NORTH PITTSBURGH SYS INC Common 661562108 1,385 66,870 SH OTHER 1 51,200 15,670 0
OMEGA FINANCIAL CORP Common 682092101 3,173 91,691 SH DEFINED 91,691 0 0
ORACLE CORP Common 68389X105 601 53,311 SH DEFINED 1 53,311 0 0
ORACLE CORP Common 68389X105 37 3,266 SH OTHER 1 3,266 0 0
PARKVALE FINANCIAL CORP Common 701492100 6,063 224,544 SH DEFINED 224,544 0 0
PENNSYLVANIA RL ESTATE INVT Common 709102107 287 7,414 SH DEFINED 1 7,414 0 0
PEPSICO INC Common 713448108 1,494 30,704 SH DEFINED 1 30,704 0 0
PEPSICO INC Common 713448108 1,019 20,950 SH OTHER 1 20,550 400 0
PFIZER INC Common 717081103 2,442 79,819 SH DEFINED 1 79,819 0 0
PFIZER INC Common 717081103 663 21,668 SH OTHER 1 21,668 0 0
PITNEY BOWES INC Common 724479100 512 11,606 SH DEFINED 1 11,606 0 0
PITNEY BOWES INC Common 724479100 9 200 SH OTHER 1 200 0 0
PNC FINL SVCS GROUP INC Common 693475105 534 9,876 SH DEFINED 1 9,326 0 550
PNC FINL SVCS GROUP INC Common 693475105 162 3,000 SH OTHER 1 3,000 0 0
PPG INDS INC Common 693506107 238 3,887 SH DEFINED 1 3,887 0 0
PPG INDS INC Common 693506107 1,839 30,004 SH OTHER 1 24,154 5,850 0
PPL CORP Common 69351T106 371 7,855 SH DEFINED 1 7,855 0 0
PPL CORP Common 69351T106 226 4,800 SH OTHER 1 4,800 0 0
PRAXAIR INC Common 74005P104 606 14,188 SH DEFINED 1 14,188 0 0
PRAXAIR INC Common 74005P104 6 130 SH OTHER 1 130 0 0
PRICE T ROWE GROUP INC Common 74144T108 853 16,745 SH DEFINED 1 16,745 0 0
PRICE T ROWE GROUP INC Common 74144T108 38 750 SH OTHER 1 750 0 0
PROCTER & GAMBLE CO Common 742718109 1,511 27,914 SH DEFINED 1 27,914 0 0
PROCTER & GAMBLE CO Common 742718109 2,208 40,800 SH OTHER 1 40,400 400 0
PUBLIC SVC ENTERPRISE GROUP Common 744573106 72 1,689 SH DEFINED 1 1,689 0 0
PUBLIC SVC ENTERPRISE GROUP Common 744573106 295 6,930 SH OTHER 1 6,680 0 250
QUALCOMM INC Common 747525103 869 22,260 SH DEFINED 1 22,260 0 0
QUALCOMM INC Common 747525103 27 700 SH OTHER 1 700 0 0
ROCKWELL AUTOMATION INC Common 773903109 245 6,332 SH DEFINED 1 6,332 0 0
ROCKWELL AUTOMATION INC Common 773903109 181 4,688 SH OTHER 1 4,688 0 0
ROCKWELL COLLINS INC Common 774341101 228 6,126 SH DEFINED 1 6,126 0 0
ROCKWELL COLLINS INC Common 774341101 100 2,688 SH OTHER 1 2,688 0 0
ROYAL BANCSHARES OF PENN-A Common 780081105 795 32,752 SH DEFINED 32,752 0 0
ROYAL DUTCH PETE CO Common 780257804 319 6,175 SH DEFINED 1 6,175 0 0
ROYAL DUTCH PETE CO Common 780257804 55 1,068 SH OTHER 1 1,068 0 0
S & T BANCORP INC Common 783859101 2,155 60,337 SH DEFINED 1 60,337 0 0
S & T BANCORP INC Common 783859101 464 13,007 SH OTHER 1 13,007 0 0
SBC COMMUNICATIONS INC Common 78387G103 440 16,974 SH DEFINED 1 16,974 0 0
SBC COMMUNICATIONS INC Common 78387G103 346 13,346 SH OTHER 1 13,346 0 0
SUN BANCORP INC Common 866634108 2,688 116,098 SH DEFINED 116,098 0 0
SUSQUEHANNA BANCSHARES INC Common 869099101 2,076 84,390 SH DEFINED 84,390 0 0
SUSQUEHANNA BANCSHARES INC P Common 869099101 1,285 52,242 SH DEFINED 1 52,242 0 0
SYMANTEC CORP Common 871503108 789 14,380 SH DEFINED 1 14,380 0 0
SYMANTEC CORP Common 871503108 55 1,000 SH OTHER 1 1,000 0 0
SYSCO CORP Common 871829107 235 7,850 SH DEFINED 1 7,850 0 0
SYSCO CORP Common 871829107 15 500 SH OTHER 1 500 0 0
TARGET CORP Common 87612E106 1,309 28,925 SH DEFINED 1 28,925 0 0
TARGET CORP Common 87612E106 173 3,825 SH OTHER 1 3,825 0 0
TEXAS INSTRS INC Common 882508104 571 26,855 SH DEFINED 1 26,855 0 0
TEXAS INSTRS INC Common 882508104 51 2,400 SH OTHER 1 2,400 0 0
TYCO INTL LTD NEW Common 902124106 893 29,131 SH DEFINED 1 29,131 0 0
TYCO INTL LTD NEW Common 902124106 14 450 SH OTHER 1 450 0 0
UNITED TECHNOLOGIES CORP Common 913017109 716 7,665 SH DEFINED 1 7,665 0 0
UNITED TECHNOLOGIES CORP Common 913017109 21 220 SH OTHER 1 220 0 0
VERITAS SOFTWARE CO Common 923436109 231 12,975 SH DEFINED 1 12,975 0 0
VERITAS SOFTWARE CO Common 923436109 4 200 SH OTHER 1 200 0 0
VERIZON COMMUNICATIONS Common 92343V104 2,288 58,089 SH DEFINED 1 58,089 0 0
VERIZON COMMUNICATIONS Common 92343V104 1,202 30,514 SH OTHER 1 25,670 4,544 300
VIACOM INC Common 925524308 805 23,981 SH DEFINED 1 23,981 0 0
VIACOM INC Common 925524308 27 802 SH OTHER 1 802 0 0
VODAFONE GROUP PLC NEW Common 92857W100 35 1,470 SH DEFINED 1 1,470 0 0
VODAFONE GROUP PLC NEW Common 92857W100 186 7,708 SH OTHER 1 7,708 0 0
VORNADO RLTY TR Common 929042109 941 15,010 SH DEFINED 1 15,010 0 0
VORNADO RLTY TR Common 929042109 78 1,250 SH OTHER 1 1,250 0 0
WACHOVIA CORP 2ND NEW Common 929903102 773 16,468 SH DEFINED 1 16,468 0 0
WAL MART STORES INC Common 931142103 1,500 28,194 SH DEFINED 1 28,194 0 0
WAL MART STORES INC Common 931142103 128 2,400 SH OTHER 1 2,400 0 0
WASHINGTON MUT INC Common 939322103 633 16,190 SH DEFINED 1 16,190 0 0
WASHINGTON MUT INC Common 939322103 39 990 SH OTHER 1 990 0 0
WELLS FARGO & CO NEW Common 949746101 1,152 19,311 SH DEFINED 1 19,311 0 0
WELLS FARGO & CO NEW Common 949746101 111 1,866 SH OTHER 1 1,866 0 0
WILLOW GROVE BANCORP Common 97111W101 501 30,200 SH DEFINED 30,200 0 0
WYETH Common 983024100 214 5,713 SH DEFINED 1 5,713 0 0
WYETH Common 983024100 125 3,350 SH OTHER 1 3,350 0 0
GRAND TOTALS 147,388