UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: March 31, 2006
Check here if Amendment [ ]: Amendment Number:
This Amendment (Check only one): [] is a restatement
[ ] adds new holdings entries
Institutional Investment Manager Filing this Report:
Name: First Commonwealth Financial Corporation
Address: 22 North Sixth Street
Indiana, PA, 15701
Form 13F File Number:28-05151
The institutional investment manager filing this report and the person
by whom it is signed hereby represent that the person signing the report is
authorized to submit it, that all information contained herein is true,
correct and complete, and it is understood that all required items,
statements, schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: John J. Dolan
Title: Executive Vice President and Chief Financial Officer
Phone: (724) 349-7220
Signature,Place, and Date of Signing:
/s/ John. J. Dolan
John J. Dolan, Indiana, PA, May 12, 2006
Report Type(check only one) :
[x] 13F HOLDINGS REPORT (Check here if all holdings of this reporting
manager are reported in this report
[ ] 13F NOTICE (Check here if no holdings reported are in this report,
and all holdings are reported by other reporting manager(s))
[ ] 13F COMBINATION REPORT (Check here if a portion of the holdings
for this reporting manager are reported in this report and a
portion are reported by other reporting manager(s).)
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 1
Form 13F Information Table Entry Total: 224
Form 13F Information Table Value Total: $155,035 (thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is
filed, other than the manager filing this report.
Number: 1
Form 13F File Number:28-
Name: First Commonwealth Bank
FORM 13F INFORMATION TABLE
COLUMN 1 COL 2 COL 3 COL 4 COLUMN 5 COL 6 COL 7 COLUMN 8
TITLE MARKET
OF VALUE SHS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
ISSUER CLASS CUSIP (X$1000)PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
1JUNIATA VALLEY NATL BK COMMON 482016102 1,143 48,238 SH DEFINED 1 48,238 0 0
3M CO COMMON 88579Y101 368 4,860 SH DEFINED 1 4,860 0 0
3M CO COMMON 88579Y101 708 9,360 SH OTHER 1 9,360 0 0
ABBOTT LABS COMMON 2824100 918 21,611 SH DEFINED 1 21,611 0 0
ABBOTT LABS COMMON 2824100 35 825 SH OTHER 1 825 0 0
AIR PRODS & CHEMS INC COMMON 9158106 497 7,397 SH DEFINED 1 7,397 0 0
AIR PRODS & CHEMS INC COMMON 9158106 20 300 SH OTHER 1 300 0 0
ALCOA INC COMMON 13817101 127 4,150 SH DEFINED 1 4,150 0 0
ALCOA INC COMMON 13817101 76 2,500 SH OTHER 1 2,500 0 0
ALLSTATE CORP COMMON 20002101 1,002 19,223 SH DEFINED 1 19,223 0 0
ALLSTATE CORP COMMON 20002101 386 7,399 SH OTHER 1 7,399 0 0
ALLTEL CORP COMMON 20039103 1,025 15,833 SH DEFINED 1 15,833 0 0
ALLTEL CORP COMMON 20039103 467 7,216 SH OTHER 1 700 6,516 0
ALTRIA GROUP INC COMMON 02209S103 1,179 16,635 SH DEFINED 1 16,635 0 0
ALTRIA GROUP INC COMMON 02209S103 2,161 30,490 SH OTHER 1 30,490 0 0
AMERICAN INTL GROUP INC COMMON 26874107 1,052 15,925 SH DEFINED 1 15,925 0 0
AMERICAN INTL GROUP INC COMMON 26874107 80 1,206 SH OTHER 1 1,206 0 0
AMGEN INC COMMON 31162100 1,386 19,046 SH DEFINED 1 19,046 0 0
AMGEN INC COMMON 31162100 98 1,350 SH OTHER 1 1,350 0 0
ANHEUSER BUSCH COS INC COMMON 35229103 358 8,375 SH DEFINED 1 8,375 0 0
ANHEUSER BUSCH COS INC COMMON 35229103 13 300 SH OTHER 1 300 0 0
APACHE CORP COMMON 37411105 969 14,794 SH DEFINED 1 14,794 0 0
APACHE CORP COMMON 37411105 79 1,199 SH OTHER 1 675 524 0
AT&T INC COMMON 00206R102 667 24,656 SH DEFINED 1 24,656 0 0
AT&T INC COMMON 00206R102 295 10,892 SH OTHER 1 10,887 0 5
AUTOMATIC DATA PROCESSING IN COMMON 53015103 767 16,785 SH DEFINED 1 16,785 0 0
AUTOMATIC DATA PROCESSING IN COMMON 53015103 64 1,400 SH OTHER 1 1,400 0 0
BANK OF AMERICA CORPORATION COMMON 60505104 1,512 33,191 SH DEFINED 1 33,191 0 0
BANK OF AMERICA CORPORATION COMMON 60505104 215 4,725 SH OTHER 1 4,725 0 0
BECTON DICKINSON & CO COMMON 75887109 617 10,025 SH DEFINED 1 10,025 0 0
BECTON DICKINSON & CO COMMON 75887109 60 975 SH OTHER 1 975 0 0
BELLSOUTH CORP COMMON 79860102 402 11,589 SH DEFINED 1 11,189 400 0
BELLSOUTH CORP COMMON 79860102 141 4,077 SH OTHER 1 4,077 0 0
BERKSHIRE SECURITIES COMMON 84991868 774 3,600 SH DEFINED 1 3,600 0 0
BERKSHIRE SECURITIES COMMON 84991868 387 1,800 SH OTHER 1 1,800 0 0
BICO INC COMMON 88766100 0 101,100 SH DEFINED 1 101,100 0 0
BJ SVCS CO COMMON 55482103 734 21,205 SH DEFINED 1 21,205 0 0
BJ SVCS CO COMMON 55482103 17 500 SH OTHER 1 500 0 0
BOEING CO COMMON 97023105 211 2,705 SH DEFINED 1 2,705 0 0
BOEING CO COMMON 97023105 170 2,186 SH OTHER 1 2,186 0 0
BP PLC COMMON 55622104 1,416 20,542 SH DEFINED 1 20,537 0 5
BP PLC COMMON 55622104 443 6,431 SH OTHER 1 5,429 1,002 0
CAREMARK RX INC COMMON 141705103 925 18,805 SH DEFINED 1 18,805 0 0
CAREMARK RX INC COMMON 141705103 42 850 SH OTHER 1 850 0 0
CATERPILLAR INC DEL COMMON 149123101 234 3,264 SH DEFINED 1 3,264 0 0
CATERPILLAR INC DEL COMMON 149123101 34 475 SH OTHER 1 475 0 0
CHEVRON CORP NEW COMMON 166764100 505 8,709 SH DEFINED 1 8,704 0 5
CHEVRON CORP NEW COMMON 166764100 253 4,357 SH OTHER 1 3,632 0 725
CISCO SYS INC COMMON 17275R102 1,602 73,943 SH DEFINED 1 73,943 0 0
CISCO SYS INC COMMON 17275R102 144 6,625 SH OTHER 1 6,125 0 500
CITIGROUP INC COMMON 172967101 1,523 32,245 SH DEFINED 1 32,245 0 0
CITIGROUP INC COMMON 172967101 184 3,905 SH OTHER 1 3,540 365 0
CNB FINL CORP PA COMMON 126128107 323 23,400 SH DEFINED 1 23,400 0 0
CONOCOPHILLIPS COMMON 20825C104 193 3,059 SH DEFINED 1 3,054 0 5
CONOCOPHILLIPS COMMON 20825C104 60 950 SH OTHER 1 950 0 0
CONSTELLATION ENERGY GROUP I COMMON 210371100 220 4,020 SH OTHER 1 4,020 0 0
COVENTRY HEALTH CARE INC COMMON 222862104 970 17,978 SH DEFINED 1 17,978 0 0
COVENTRY HEALTH CARE INC COMMON 222862104 58 1,076 SH OTHER 1 1,076 0 0
CTC COMMUNICATIONS GROUP INC COMMON 126419100 0 10,000 SH DEFINED 1 10,000 0 0
DANAHER CORP DEL COMMON 235851102 495 7,785 SH DEFINED 1 7,785 0 0
DANAHER CORP DEL COMMON 235851102 5 75 SH OTHER 1 75 0 0
DELL INC COMMON 24702R101 273 9,186 SH DEFINED 1 9,186 0 0
DELL INC COMMON 24702R101 22 750 SH OTHER 1 750 0 0
DIASENSE INC COM COMMON 252834106 0 17,500 SH DEFINED 1 17,500 0 0
DISNEY WALT CO COMMON 254687106 516 18,495 SH DEFINED 1 18,495 0 0
DISNEY WALT CO COMMON 254687106 34 1,225 SH OTHER 1 1,225 0 0
DOMINION RES INC VA NEW COMMON 25746U109 884 12,813 SH DEFINED 1 12,813 0 0
DOMINION RES INC VA NEW COMMON 25746U109 123 1,782 SH OTHER 1 1,782 0 0
DOW CHEM CO COMMON 260543103 944 23,258 SH DEFINED 1 23,258 0 0
DOW CHEM CO COMMON 260543103 20 500 SH OTHER 1 500 0 0
DU PONT E I DE NEMOURS & CO COMMON 263534109 416 9,854 SH DEFINED 1 9,854 0 0
DU PONT E I DE NEMOURS & CO COMMON 263534109 80 1,900 SH OTHER 1 300 1,600 0
E M C CORP MASS COMMON 268648102 412 30,250 SH DEFINED 1 30,250 0 0
E M C CORP MASS COMMON 268648102 4 300 SH OTHER 1 300 0 0
EBAY INC COMMON 278642103 920 23,600 SH DEFINED 1 23,600 0 0
EBAY INC COMMON 278642103 21 550 SH OTHER 1 550 0 0
ELECTRONIC ARTS INC COMMON 285512109 265 4,845 SH DEFINED 1 4,845 0 0
ELECTRONIC ARTS INC COMMON 285512109 8 150 SH OTHER 1 150 0 0
EMBRYO DEV CORP COMMON 290818103 1 15,000 SH DEFINED 1 15,000 0 0
EMERSON ELEC CO COMMON 291011104 25 300 SH DEFINED 1 300 0 0
EMERSON ELEC CO COMMON 291011104 805 9,630 SH OTHER 1 9,630 0 0
ESB FINANCIAL CORP COMMON 26884F102 150 12,510 SH DEFINED 12,510 0 0
EXELON CORP COMMON 30161N101 118 2,236 SH DEFINED 1 2,236 0 0
EXELON CORP COMMON 30161N101 99 1,866 SH OTHER 1 1,866 0 0
EXXON MOBIL CORP COMMON 30231G102 3,894 63,986 SH DEFINED 1 63,981 0 5
EXXON MOBIL CORP COMMON 30231G102 2,197 36,093 SH OTHER 1 15,567 20,526 0
FEDEX CORP COMMON 31428X106 1,183 10,475 SH DEFINED 1 10,475 0 0
FEDEX CORP COMMON 31428X106 40 350 SH OTHER 1 350 0 0
FIRST COMWLTH FINL CORP PA COMMON 319829107 18,404 1,255,400 SH DEFINED 1 1,251,234 4,166 0
FIRST COMWLTH FINL CORP PA COMMON 319829107 1,500 102,293 SH OTHER 1 56,183 46,110 0
FLEXTRONICS INTL LTD COMMON Y2573F102 238 23,025 SH DEFINED 1 23,025 0 0
FLEXTRONICS INTL LTD COMMON Y2573F102 6 600 SH OTHER 1 600 0 0
FNB COMMON 302520101 3,728 218,000 SH DEFINED 218,000 0 0
FORTUNE BRANDS INC COMMON 349631101 1,359 16,852 SH DEFINED 1 16,852 0 0
FORTUNE BRANDS INC COMMON 349631101 36 450 SH OTHER 1 450 0 0
FPL GROUP INC COMMON 302571104 285 7,097 SH DEFINED 1 7,097 0 0
FPL GROUP INC COMMON 302571104 102 2,550 SH OTHER 1 2,550 0 0
GATEWAY BANK OF PENNSYLVANIA COMMON 869099101 50 5,000 SH DEFINED 5,000 0 0
GENERAL ELECTRIC CO COMMON 369604103 3,270 94,030 SH DEFINED 1 94,030 0 0
GENERAL ELECTRIC CO COMMON 369604103 4,318 124,150 SH OTHER 1 122,045 2,105 0
GLAXOSMITHKLINE PLC COMMON 37733W105 620 11,849 SH DEFINED 1 11,849 0 0
GLAXOSMITHKLINE PLC COMMON 37733W105 16 300 SH OTHER 1 300 0 0
HARTFORD FINL SVCS GROUP INC COMMON 416515104 1,031 12,795 SH DEFINED 1 12,795 0 0
HARTFORD FINL SVCS GROUP INC COMMON 416515104 108 1,334 SH OTHER 1 1,334 0 0
INGERSOLL-RAND COMPANY LTD COMMON G4776G101 732 17,520 SH DEFINED 1 17,520 0 0
INGERSOLL-RAND COMPANY LTD COMMON G4776G101 520 12,450 SH OTHER 1 12,450 0 0
INTEL CORP COMMON 458140100 299 15,385 SH DEFINED 1 15,385 0 0
INTEL CORP COMMON 458140100 113 5,800 SH OTHER 1 5,800 0 0
INTERNATIONAL BUSINESS MACHS COMMON 459200101 1,625 19,710 SH DEFINED 1 19,710 0 0
INTERNATIONAL BUSINESS MACHS COMMON 459200101 1,244 15,085 SH OTHER 1 14,985 100 0
JACOBS ENGR GROUP INC DEL COMMON 469814107 1,028 11,855 SH DEFINED 1 11,855 0 0
JACOBS ENGR GROUP INC DEL COMMON 469814107 35 400 SH OTHER 1 400 0 0
JOHNSON & JOHNSON COMMON 478160104 1,675 28,279 SH DEFINED 1 28,279 0 0
JOHNSON & JOHNSON COMMON 478160104 529 8,940 SH OTHER 1 8,940 0 0
JP MORGAN CHASE & CO COMMON 46625H100 374 8,977 SH DEFINED 1 8,977 0 0
JP MORGAN CHASE & CO COMMON 46625H100 15 370 SH OTHER 1 370 0 0
L-3 COMMUNICATIONS HLDGS INC COMMON 502424104 814 9,485 SH DEFINED 1 9,485 0 0
L-3 COMMUNICATIONS HLDGS INC COMMON 502424104 19 225 SH OTHER 1 225 0 0
LAUREL CAPITAL GROUP INC COMMON 518629100 252 12,000 SH DEFINED 12,000 0 0
LEESPORT FINANCIAL CORPORATION COMMON 524477106 1,991 76,650 SH DEFINED 76,650 0 0
LEHMAN BROS HLDGS INC COMMON 524908100 957 6,621 SH DEFINED 1 6,621 0 0
LEHMAN BROS HLDGS INC COMMON 524908100 76 525 SH OTHER 1 525 0 0
LOWES COS INC COMMON 548661107 1,542 23,934 SH DEFINED 1 23,934 0 0
LOWES COS INC COMMON 548661107 221 3,425 SH OTHER 1 3,125 300 0
LUCENT TECHNOLOGIES INC COMMON 549463107 29 9,590 SH DEFINED 1 9,514 76 0
LUCENT TECHNOLOGIES INC COMMON 549463107 6 1,965 SH OTHER 1 1,965 0 0
MAGNITUDE INFORMATION SYS IN COMMON 559534102 10 112,400 SH DEFINED 1 112,400 0 0
MCCORMICK & CO INC COMMON 579780206 619 18,275 SH DEFINED 1 18,275 0 0
MCCORMICK & CO INC COMMON 579780206 16 475 SH OTHER 1 475 0 0
MEDTRONIC INC COMMON 585055106 238 4,681 SH DEFINED 1 4,681 0 0
MEDTRONIC INC COMMON 585055106 4 75 SH OTHER 1 75 0 0
MELLON FINL CORP COMMON 58551A108 412 11,574 SH DEFINED 1 11,574 0 0
MELLON FINL CORP COMMON 58551A108 163 4,570 SH OTHER 1 2,300 2,270 0
MERCK & CO INC COMMON 589331107 91 2,576 SH DEFINED 1 2,576 0 0
MERCK & CO INC COMMON 589331107 1,013 28,746 SH OTHER 1 28,146 600 0
MERRILL LYNCH & CO INC COMMON 590188108 1,490 18,915 SH DEFINED 1 18,915 0 0
MERRILL LYNCH & CO INC COMMON 590188108 203 2,575 SH OTHER 1 2,575 0 0
MICROSOFT CORP COMMON 594918104 1,494 54,894 SH DEFINED 1 54,894 0 0
MICROSOFT CORP COMMON 594918104 98 3,585 SH OTHER 1 3,585 0 0
MORGAN STANLEY COMMON 617446448 4 60 SH DEFINED 1 60 0 0
MORGAN STANLEY COMMON 617446448 301 4,797 SH OTHER 1 4,797 0 0
MOTOROLA INC COMMON 620076109 503 21,965 SH DEFINED 1 21,965 0 0
MOTOROLA INC COMMON 620076109 18 800 SH OTHER 1 800 0 0
NATIONAL CITY CORP COMMON 635405103 598 17,147 SH DEFINED 1 17,147 0 0
NATIONAL CITY CORP COMMON 635405103 5 150 SH OTHER 1 150 0 0
NEW MEXICO BANQUEST COMMON 647991926 1,237 7,207 SH DEFINED 1 7,207 0 0
NEW MEXICO BANQUEST COMMON 647991926 123 717 SH OTHER 1 717 0 0
NOBLE CORPORATION COMMON G65422100 464 5,720 SH DEFINED 1 5,720 0 0
NOBLE CORPORATION COMMON G65422100 4 50 SH OTHER 1 50 0 0
NORTH PITTSBURGH SYS INC COMMON 661562108 251 10,764 SH DEFINED 1 10,764 0 0
NORTH PITTSBURGH SYS INC COMMON 661562108 1,071 45,900 SH OTHER 1 45,900 0 0
OMEGA FINANCIAL CORP COMMON 682092101 5,715 168,780 SH DEFINED 168,780 0 0
ORACLE CORP COMMON 68389X105 759 55,421 SH DEFINED 1 55,421 0 0
ORACLE CORP COMMON 68389X105 48 3,516 SH OTHER 1 3,516 0 0
OSCIENT PHARMACEUTICALS CORP COMMON 68812R105 28 14,000 SH DEFINED 1 14,000 0 0
PARKVALE FINANCIAL CORP COMMON 701492100 6,276 224,544 SH DEFINED 224,544 0 0
PENNSYLVANIA RL ESTATE INVT COMMON 709102107 336 7,629 SH DEFINED 1 7,629 0 0
PEPSICO INC COMMON 713448108 1,675 28,976 SH DEFINED 1 28,976 0 0
PEPSICO INC COMMON 713448108 1,310 22,675 SH OTHER 1 22,675 0 0
PETSMART INC COMMON 716768106 478 16,975 SH DEFINED 1 16,975 0 0
PETSMART INC COMMON 716768106 5 175 SH OTHER 1 175 0 0
PFIZER INC COMMON 717081103 875 35,095 SH DEFINED 1 35,095 0 0
PFIZER INC COMMON 717081103 580 23,288 SH OTHER 1 23,288 0 0
PNC FINL SVCS GROUP INC COMMON 693475105 566 8,403 SH DEFINED 1 8,403 0 0
PNC FINL SVCS GROUP INC COMMON 693475105 168 2,500 SH OTHER 1 2,500 0 0
PPG INDS INC COMMON 693506107 230 3,637 SH DEFINED 1 3,637 0 0
PPG INDS INC COMMON 693506107 1,530 24,152 SH OTHER 1 19,002 5,150 0
PPL CORP COMMON 69351T106 258 8,792 SH DEFINED 1 8,792 0 0
PPL CORP COMMON 69351T106 162 5,500 SH OTHER 1 5,500 0 0
PRICE T ROWE GROUP INC COMMON 74144T108 869 11,115 SH DEFINED 1 11,115 0 0
PRICE T ROWE GROUP INC COMMON 74144T108 65 825 SH OTHER 1 825 0 0
PROCTER & GAMBLE CO COMMON 742718109 1,791 31,084 SH DEFINED 1 31,084 0 0
PROCTER & GAMBLE CO COMMON 742718109 2,357 40,896 SH OTHER 1 40,896 0 0
PUBLIC SVC ENTERPRISE GROUP COMMON 744573106 99 1,539 SH DEFINED 1 1,539 0 0
PUBLIC SVC ENTERPRISE GROUP COMMON 744573106 271 4,230 SH OTHER 1 4,230 0 0
QUALCOMM INC COMMON 747525103 1,153 22,778 SH DEFINED 1 22,778 0 0
QUALCOMM INC COMMON 747525103 49 975 SH OTHER 1 975 0 0
ROCKWELL AUTOMATION INC COMMON 773903109 237 3,297 SH DEFINED 1 3,297 0 0
ROCKWELL AUTOMATION INC COMMON 773903109 144 2,000 SH OTHER 1 2,000 0 0
ROCKWELL COLLINS INC COMMON 774341101 171 3,037 SH DEFINED 1 3,037 0 0
ROCKWELL COLLINS INC COMMON 774341101 113 2,000 SH OTHER 1 2,000 0 0
ROYAL BANCSHARES OF PENN-A COMMON 780081105 471 19,197 SH DEFINED 19,197 0 0
ROYAL DUTCH SHELL PLC COMMON 780259206 188 3,016 SH DEFINED 1 3,016 0 0
ROYAL DUTCH SHELL PLC COMMON 780259206 157 2,521 SH OTHER 1 2,521 0 0
S & T BANCORP INC COMMON 783859101 2,102 57,471 SH DEFINED 1 57,471 0 0
S & T BANCORP INC COMMON 783859101 482 13,186 SH OTHER 1 13,186 0 0
SCHLUMBERGER LTD COMMON 806857108 287 2,267 SH DEFINED 1 2,267 0 0
SCHLUMBERGER LTD COMMON 806857108 30 234 SH OTHER 1 234 0 0
SOUTHERN CO COMMON 842587107 603 18,406 SH DEFINED 1 18,406 0 0
SOUTHERN CO COMMON 842587107 20 600 SH OTHER 1 600 0 0
SUSQUEHANNA BANCSHARES INC COMMON 869099101 1,538 59,687 SH DEFINED 59,687 0 0
SUSQUEHANNA BANCSHARES INC P COMMON 869099101 1,346 52,242 SH DEFINED 1 52,242 0 0
SYMANTEC CORP COMMON 871503108 158 9,398 SH DEFINED 1 9,398 0 0
SYMANTEC CORP COMMON 871503108 37 2,205 SH OTHER 1 2,205 0 0
SYSCO CORP COMMON 871829107 197 6,140 SH DEFINED 1 6,140 0 0
SYSCO CORP COMMON 871829107 24 750 SH OTHER 1 750 0 0
TARGET CORP COMMON 8.76E+110 1,332 25,615 SH DEFINED 1 25,615 0 0
TARGET CORP COMMON 8.76E+110 215 4,138 SH OTHER 1 4,138 0 0
TEXAS INSTRS INC COMMON 882508104 1,033 31,810 SH DEFINED 1 31,810 0 0
TEXAS INSTRS INC COMMON 882508104 89 2,750 SH OTHER 1 2,750 0 0
UNITED TECHNOLOGIES CORP COMMON 913017109 1,052 18,150 SH DEFINED 1 18,150 0 0
UNITED TECHNOLOGIES CORP COMMON 913017109 43 740 SH OTHER 1 740 0 0
VALERO ENERGY CORP NEW COMMON 91913Y100 804 13,450 SH DEFINED 1 13,450 0 0
VALERO ENERGY CORP NEW COMMON 91913Y100 33 550 SH OTHER 1 550 0 0
VERIZON COMMUNICATIONS COMMON 92343V104 2,144 62,957 SH DEFINED 1 62,957 0 0
VERIZON COMMUNICATIONS COMMON 92343V104 953 27,977 SH OTHER 1 23,433 4,544 0
VODAFONE GROUP PLC NEW COMMON 92857W100 71 3,400 SH DEFINED 1 3,400 0 0
VODAFONE GROUP PLC NEW COMMON 92857W100 151 7,219 SH OTHER 1 7,219 0 0
VORNADO RLTY TR COMMON 929042109 716 7,460 SH DEFINED 1 7,460 0 0
VORNADO RLTY TR COMMON 929042109 96 1,000 SH OTHER 1 1,000 0 0
WACHOVIA CORP 2ND NEW COMMON 929903102 746 13,302 SH DEFINED 1 13,302 0 0
WAL MART STORES INC COMMON 931142103 1,183 25,034 SH DEFINED 1 25,034 0 0
WAL MART STORES INC COMMON 931142103 120 2,550 SH OTHER 1 2,550 0 0
WALGREEN CO COMMON 931422109 604 14,010 SH DEFINED 1 14,010 0 0
WALGREEN CO COMMON 931422109 15 350 SH OTHER 1 350 0 0
WASHINGTON MUT INC COMMON 939322103 633 14,861 SH DEFINED 1 14,861 0 0
WASHINGTON MUT INC COMMON 939322103 70 1,640 SH OTHER 1 1,640 0 0
WELLPOINT INC COMMON 94973V107 407 5,250 SH DEFINED 1 5,250 0 0
WELLPOINT INC COMMON 94973V107 4 50 SH OTHER 1 50 0 0
WELLS FARGO & CO NEW COMMON 949746101 1,268 19,856 SH DEFINED 1 19,856 0 0
WELLS FARGO & CO NEW COMMON 949746101 66 1,041 SH OTHER 1 1,041 0 0
WILLOW GROVE BANCORP COMMON 97111W101 535 30,200 SH DEFINED 30,200 0 0
WYETH COMMON 983024100 756 15,578 SH DEFINED 1 15,578 0 0
WYETH COMMON 983024100 78 1,600 SH OTHER 1 1,600 0 0
GRAND TOTALS 155,035