UNITED STATES SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 10-K

(X)   ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE
      ACT OF 1934. FOR FISCAL YEAR ENDED DECEMBER 29, 2001.

                                       OR

( )   TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
      EXCHANGE ACT OF 1934. For the transition period from
      ____________ to _________________.


Commission File No.:  0-22684

                         UNIVERSAL FOREST PRODUCTS, INC.
             (Exact name of registrant as specified in its charter)

                 MICHIGAN                                    38-1465835
       (State or other jurisdiction of                    (I.R.S. Employer
       incorporation or organization)                    Identification No.)

2801 E. BELTLINE, N.E., GRAND RAPIDS, MICHIGAN                49525
   (Address of principal executive offices)                 (Zip Code)

                                 (616) 364-6161
              (Registrant's telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Act:

      Title of each Class           Name of each exchange on which registered
             NONE
                                    -----------------------------------------

Securities registered pursuant to Section 12(g) of the Act:

                           COMMON STOCK, NO PAR VALUE
                                (Title of Class)

Indicate by checkmark whether the registrant (1) has filed all reports required
to be filed by Section 13, or 15(d) of the Securities Exchange Act of 1934
during the preceding 12 months (or for such shorter period that the registrant
was required to file such reports), and (2) has been subject to such filing
requirements for the past 90 days.
      Yes:    X            No:
          ----------          ----------

Indicate by checkmark if disclosure of delinquent filers pursuant to Item 405 of
Regulation S-K is not contained herein, and will not be contained, to the best
of registrant's knowledge, in definitive proxy or information statements
incorporated by reference in Part III of this Form 10-K or any amendment to this
Form 10-K. [X]

As of March 1, 2002, 17,792,961 shares of the registrant's common stock, no par
value, were outstanding. The aggregate market value of the common stock held by
non-affiliates of the registrant (i.e. excluding shares held by executive
officers, directors, and control persons as defined in Rule 405, 17 CFR 230.405)
on that date was $311,392,018 computed at the closing price of $23.14 on that
date.

Documents incorporated by reference:

(1)   Certain portions of the Company's Annual Report to Shareholders for the
      fiscal year ended December 29, 2001 are incorporated by reference into
      Part I and II of this Report.

(2)   Certain portions of the Company's Proxy Statement for its 2002 Annual
      Meeting of Shareholders are incorporated by reference into Part III of
      this Report.

                       Exhibit Index located on page E-1.
                                  Page 1 of 15



                           ANNUAL REPORT ON FORM 10-K

                                DECEMBER 29, 2001


                                TABLE OF CONTENTS




                                                                                                 PAGE
                                                                                                 ----
                                                                                          
                                                      PART I

Item 1.       Business.                                                                             3
Item 2.       Properties.                                                                           7
Item 3.       Legal Proceedings.                                                                    7
Item 4.       Submission of Matters to a Vote of Security Holders.                                  8

Additional Item:  Executive Officers of the Registrant.                                             8


                                                      PART II

Item 5.       Market for the Registrant's Common Equity and Related
              Shareholder Matters.                                                                 10
Item 6.       Selected Financial Data.                                                             10
Item 7.       Management's Discussion and Analysis of Financial
              Condition and Results of Operations.                                                 10
Item 7A.      Quantitative and Qualitative Disclosures About Market Risk.                          11
Item 8.       Financial Statements and Supplemental Data.                                          11
Item 9.       Changes in and Disagreements with Accountants on
              Accounting and Financial Disclosure.                                                 12


                                                     PART III

Item 10.      Directors and Executive Officers of the Registrant.                                  12
Item 11.      Executive Compensation.                                                              12
Item 12.      Security Ownership of Certain Beneficial Owners
              and Management.                                                                      12
Item 13.      Certain Relationships and Related Transactions.                                      12


                                                      PART IV

Item 14.      Exhibits, Financial Statement Schedules, and Reports
              on Form 8-K.                                                                         13


                                        2





                                     PART I

ITEM 1.  BUSINESS.

(a)    GENERAL DEVELOPMENT OF THE BUSINESS.

Universal Forest Products, Inc. was organized as a Michigan corporation in 1955.
We engineer, manufacture, treat and distribute lumber and other building
products to the DIY/retail, site-built construction, manufactured housing,
industrial and wholesale lumber markets. We currently operate 90 facilities
throughout the United States, Canada and Mexico.

Information relating to current developments in our business is incorporated by
reference from our Annual Report to Shareholders for the fiscal year ended
December 29, 2001 ("2001 Annual Report") under the caption "Management's
Discussion and Analysis of Financial Condition and Results of Operations."
Selected portions of the 2001 Annual Report are filed as Exhibit 13 with this
Form 10-K Report.

(b)    FINANCIAL INFORMATION ABOUT INDUSTRY SEGMENTS.

SFAS No. 131, Disclosures about Segments of an Enterprise and Related
Information ("SFAS 131") defines operating segments as components of an
enterprise about which separate financial information is available that is
evaluated regularly by the chief operating decision maker in deciding how to
allocate resources and in assessing performance. Under the definition of a
segment, our Eastern and Western Divisions may be considered an operating
segment of our business. Under SFAS 131, segments may be aggregated if the
segments have similar economic characteristics and if the nature of the
products, distribution methods, customers and regulatory environments are
similar. We have aggregated our divisions into one reporting segment, consistent
with SFAS 131. Accordingly, separate industry segment information is not
presented.

(c)    NARRATIVE DESCRIPTION OF BUSINESS.

We presently engineer, manufacture, treat and distribute lumber and other
building products to the DIY/retail, site-built construction, manufactured
housing and industrial markets. Each of these markets is discussed in the
paragraphs which follow. We also sell lumber products to the wholesale lumber
market but are not emphasizing this business in our growth objectives.

DIY/RETAIL MARKET. The customers comprising this market are primarily national
home center retailers, retail-oriented regional lumberyards and
contractor-oriented lumberyards. Customers in this market are serviced by our
regional sales staff and are assisted by personnel from our headquarters.
Generally, terms of sale are established for annual periods, and orders are
placed with our regional facilities in accordance with established terms. One
customer, The Home Depot, accounted for approximately 33%, 32% and 26% of our
total net sales for fiscal 2001, 2000 and 1999, respectively.


                                        3



From time to time we enter into certain sales contracts with The Home Depot. The
contracts are limited to the establishment of general sales terms and
conditions, such as delivery, invoicing, warranties and other standard,
commercial matters. Sales are made by the release of purchase orders to us for
particular quantities of certain products. We also enter into marketing
agreements and rebate agreements with The Home Depot. The marketing agreements
provide a certain percentage of our sales revenue or a minimum dollar amount
will be committed to generate sales for us and The Home Depot. While we are
entitled to make certain recommendations under the marketing agreements, The
Home Depot reserves the right to spend these funds as it deems appropriate. The
rebate agreements provide for certain percentage rebates to be given to The Home
Depot based upon sales levels. The level and amount for the rebates vary with
the level of our sales to The Home Depot.

We currently supply customers in this market from over 50 of our locations.
These regional facilities are able to supply customers with mixed truckloads of
products which can be delivered to customers with rapid turnaround from receipt
of an order. Freight costs are a factor in the ability to competitively service
this market, especially with treated wood products because of their heavier
weight. The close proximity of our regional facilities to the various outlets of
these customers is a significant advantage when negotiating annual sales
programs.

The products offered to customers in this market include dimensional lumber
(both preserved and unpreserved) and various "value-added products," some of
which are sold under our trademarks. Value-added products may be preserved or
unpreserved, and include the following:

-     The Deck Necessities(R) group of products consists of decking, balusters,
      spindles, decorative posts, handrails, stair risers, stringers and treads.

-     The Fence Fundamentals(TM) group of products includes various styles of
      fences, as well as gates, posts and other components.

-     The Outdoor Essentials(R) group of products consists of various home and
      garden and landscaping items.

-     Lattice is sold under the Lattice Basics(TM) trademark for use as skirting
      on decks, trellises and various outdoor home improvement projects.

-     The Storage Solutions(TM) product line consists primarily of storage
      building frames and trusses.

We also sell engineered wood products to this market, which include roof
trusses, wall panels and engineered floor systems (see "Site-Built Construction
Market" below).

We are not aware of any competitor that currently manufactures, treats and
distributes a full line of both value-added and commodity products on a national
basis. We face competition on individual products from several different
producers, but the majority of these competitors tend to be regional in their
efforts and/or do not offer a full line of outdoor lumber products. We believe
the breadth of our product offering, geographic dispersion, close proximity of
our plants to core customers, purchasing expertise and service capabilities
provide significant competitive advantages in this market. As the customers in
this market continue to consolidate, we believe we are well-positioned to
capture additional market share.


                                       4


SITE-BUILT CONSTRUCTION MARKET. We entered the site-built construction market
through strategic business acquisitions beginning in 1997. The customers
comprising this market are primarily large-volume, multi-tract builders and
smaller volume custom builders. Customers are serviced by our sales, engineering
and design personnel in each region. Generally, terms of sale and pricing are
determined based on quotes for each order.

We currently supply customers in this market from 41 facilities located in 19
different states and Canada. These facilities manufacture various engineered
wood products used to frame residential or commercial projects, including roof
and floor trusses, wall panels, Open Joist 2000 and I-joists. Freight costs are
a factor in the ability to competitively service this market due to the space
requirements of these products on each truckload.

Competitors in this market include lumberyards who also manufacture components,
as well as regional manufacturers of components. Our objective is to continue to
increase our manufacturing capacity for this market while developing a national
presence. We believe our primary competitive advantages relate to the
engineering and design capabilities of our regional staff, customer
relationships, product quality and timeliness of delivery.

MANUFACTURED HOUSING MARKET. The customers comprising the manufactured housing
market are producers of mobile, modular and prefabricated homes and recreational
vehicles. Products sold to customers in this market consist primarily of roof
trusses, lumber cut and shaped to the customer's specification, plywood,
particle board and dimensional lumber, all intended for use in the construction
of manufactured housing. Sales are made by personnel located at each regional
facility based on customer orders. Our engineering and support staff act as a
sales resource to assist customers with truss designs, obtaining various
building code approvals for the designs and aiding in the development of new
products and manufacturing processes.

While no competitor operates in as widely-dispersed geographic areas as we do,
we face competition from suppliers in many geographic regions. Our principal
competitive advantages include our product knowledge, the capacity to supply all
of the customer's lumber requirements, the ability to deliver engineering
support services, the close proximity of our regional facilities to core
customers and our ability to provide national sales programs to certain
customers.

INDUSTRIAL MARKET. We define our industrial market as industrial manufacturers
and agricultural customers who use pallets, crates and wooden boxes for
packaging, shipping and material handling purposes. Many of the products sold to
this market may be produced from the by-product of other manufactured products,
thereby allowing us to increase our raw material yields while expanding our
business. Competition is fragmented and includes virtually every supplier of
lumber convenient to the customer. We service this market with our regional
sales personnel supported by a centralized national sales and marketing
department.

SUPPLIERS. We are one of the largest domestic buyers of solid sawn lumber from
primary producers (lumber mills). We use primarily southern yellow pine in our
pressure-treating operations and site-built component plants in the Southeastern
United States, which we obtain from mills located throughout the states
comprising the Sunbelt. Other species we use include "spruce-pine-fir" from


                                       5



Ontario, Quebec, British Columbia and Alberta, Canada; hemlock, Douglas fir and
cedar from the Pacific Northwest; inland species of Ponderosa pine; and Radiata
pine. There are numerous primary producers for all varieties we use, and we are
not dependent on any particular source of supply. Our financial resources, in
combination with our strong sales network and ability to remanufacture lumber,
enable us to purchase a large percentage of a primary producer's output (as
opposed to only those dimensions or grades in immediate need), thereby lowering
our average cost of raw materials. We believe this represents a significant
competitive advantage.

INTELLECTUAL PROPERTY. We own a patent relating to automated equipment for the
manufacture of lattice, a tie-down strap patent related to truss components, and
a patent on machinery used in the recycling of drywall. In addition, we own four
registered trade names or trademarks: PRO-WOOD(R) relating to
preservative-treated wood products; Deck Necessities(R) relating to deck
component products; Outdoor Essentials(R) related to lawn and garden items such
as planter boxes, fencing products and lattice products; and the pine tree logo.
As we develop proprietary brands, we may pursue registration or other formal
protection. In addition, we claim common law trademark rights to several other
trade names or trademarks. While we believe our patent and trademark rights are
valuable, the loss of a patent or any trademark would not be likely to have a
material adverse impact on our competitive position.

SEASONAL INFLUENCES. Our manufactured housing and site-built construction
markets are affected by seasonal influences in the northern states during the
winter months when installation and construction is more difficult.

The activities in the DIY/retail market have substantial seasonal impacts. The
demand for many of our DIY/retail products is highest during the period of April
to August. Accordingly, our sales to the DIY/retail market tend to be greater
during the second and third quarters. We build our inventory of finished goods
throughout the winter and spring to support this sales peak. Restraints on
production capacity make this a necessary practice which potentially exposes us
to adverse effects of changes in economic and industry trends. Since 1995,
inventory management initiatives, supply programs with vendors and programs with
customers have been used to reduce our exposure to adverse changes in the
commodity lumber market and decrease demands on cash resources.

BACKLOG. Due to the nature of our DIY/retail, manufactured housing and
industrial businesses, backlog information is not meaningful. The maximum time
between receipt of a firm order and shipment does not usually exceed a few days.
Therefore, we would not normally have a backlog of unfilled orders in a material
amount. The relationships with our major customers are such that we are either
the exclusive supplier of certain products and/or certain geographic areas, or
the designated source for a specified portion of the customer's requirements. In
such cases, either we are able to forecast the customer's requirements or the
customer may provide an estimate of its future needs. In neither case, however,
will we receive firm orders until just prior to the anticipated delivery dates
for the products in question.

On March 1, 2002 and 2001, backlog orders associated with the site-built
construction business approximated $27.7 million and $31.8 million,
respectively, representing approximately six and


                                       6

seven weeks of production, respectively. We believe the relatively short time
period associated with our backlog, in certain regions, provides a significant
competitive advantage.

RESEARCH AND DEVELOPMENT. Our research and development efforts generally fall
into four categories: engineering and testing of new truss designs; design and
development of wood treatment systems and manufacturing processes; design and
development of machinery and tooling of various wood shaping devices; and
development of new products. Although important to our competitive strengths and
growth, the dollar amount of research and development expenditures has not
typically been material to us.

WOOD PRESERVATION TREATMENT. Information required for environmental disclosures
is incorporated by reference from Footnote N of the Consolidated Financial
Statements presented under Item 8 herein.

EMPLOYEES. At March 1, 2002, we had approximately 6,600 employees. One of our
subsidiaries, which operates a location acquired in June 2000, has certain
production employees who are represented by a labor union. We believe relations
with our employees are good.

(d)    FINANCIAL INFORMATION ABOUT GEOGRAPHIC AREAS.

The dominant portion of our operations and sales occur in the United States.
Separate financial information about foreign and domestic operations and export
sales is incorporated by reference from Footnote P of the Consolidated Financial
Statements presented under Item 8 herein.

ITEM 2.  PROPERTIES.

Our headquarters building is located on a ten acre site adjacent to a main
thoroughfare in suburban Grand Rapids, Michigan. The headquarters building
consists of several one and two story structures of wood construction.

We currently have 90 facilities located throughout the United States, Canada and
Mexico. These facilities are generally of steel frame and aluminum construction
and situated on fenced sites ranging in size from 7 acres to 48 acres. Depending
upon function and location, these facilities typically utilize office space,
manufacturing space, treating space and covered storage. We own all of our
properties, free from any significant mortgage or other encumbrance, except for
12 regional facilities which are leased. We believe all of these operating
facilities are adequate in capacity and condition to service existing customer
locations.

ITEM 3.  LEGAL PROCEEDINGS.

During the second quarter of 2001, we received a request for indemnification
from a major customer in two separate lawsuits which seek class action status.
One case, titled Jerry Jacobs et. al. v. Osmose, Inc. et. al., is pending in the
U.S. District Court for the Southern District of Florida. A


                                       7



second case, Albert Miller et. al. vs. Home Depot, USA Inc., et. al. is pending
in the U.S. District Court for the Western District of Louisiana. During the
fourth quarter of 2001, we were named as a defendant, along with chemical
manufacturers and retailers, in a case titled Ardoin v. Stine Lumber, et. al.
which was filed in Louisiana State Court.

In these cases, the putative plaintiffs allege that CCA treated lumber is
defective and also allege that the marketing of the product is either deceptive
or not sufficiently informative as to the risks of the product. The plaintiffs
seek removal of CCA treated lumber, together with financial remuneration.

We believe the claims are baseless and without merit. To the extent we are
required to defend these actions, we intend to do so vigorously.

ITEM 4.  SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS.

None.

ADDITIONAL ITEM:  EXECUTIVE OFFICERS OF THE REGISTRANT.

The following table lists the names, ages and positions of all of our executive
officers as of March 1, 2002. Executive officers are elected annually by the
Board of Directors at the first meeting of the Board following the annual
meeting of shareholders.



       Name               Age                         Position
-------------------------------------------------------------------------------------------------------------------
                         
Peter F. Secchia          64   Chairman of the Board, Universal Forest Products, Inc.

William G. Currie         54   Vice Chair. of the Board and Chief Exec. Officer, Universal Forest Products, Inc.

Michael B. Glenn          50   President and Chief Operating Officer, Universal Forest Products, Inc.

C. Scott Greene           46   President, Universal Forest Products Eastern Division, Inc.

Robert K. Hill            54   President, Universal Forest Products Western Division, Inc.

Gary A. Wright            54   Exec. Vice President Site-Built, Universal Forest Products Eastern Division, Inc.,
                               and President, Universal Forest Products Shoffner LLC.

Jeff A. Higgs             47   Exec. Vice President Site-Built, Universal Forest Products Western Div., Inc.

Donald L. James           42   Vice President Site-Built, Universal Forest Products Eastern Division, Inc.

Robert D. Coleman         47   Exec. Vice President Manufacturing, Universal Forest Products, Inc.

Philip E. Rogers          51   Exec. Vice Pres. National Sales and Marketing, Universal Forest Products, Inc.

Matthew J. Missad         41   Executive Vice President and Secretary, Universal Forest Products, Inc.


                                       8



                         
Michael R. Cole           35   Chief Financial Officer and Treasurer, Universal Forest Products, Inc.
----------------------------------------------------------------------------------------------------------------



Peter F. Secchia, Chairman of the Board, began his service with us in 1962 and
has been a director since 1967.

William G. Currie joined us in 1971. From 1983 to 1990, Mr. Currie was President
of Universal Forest Products, Inc., and he was the President and Chief Executive
Officer of The Universal Companies, Inc. from 1989 until the merger to form
Universal Forest Products, Inc. in 1993. On January 1, 2000, Mr. Currie also
became Vice Chairman of the Board.

Michael B. Glenn has been employed by us since 1974. In June of 1989, Mr. Glenn
was elected Senior Vice President of our Southwest Operations, and on December
1, 1997, became President of Universal Forest Products Western Division, Inc.
Effective January 1, 2000, Mr. Glenn was promoted to President and Chief
Operating Officer.

C. Scott Greene joined us in February of 1991. In November of 1996 he became
General Manager of Operations for our Florida Region, and in January of 1999
became Vice President of Marketing for Universal Forest Products, Inc. During
early 2000, Mr. Greene became President of Universal Forest Products Eastern
Division, Inc.

Robert K. Hill has been with us since 1986. In March of 1993, Mr. Hill was
elected Senior Vice President of our Far West Operations. On December 1, 1997,
Mr. Hill became the Executive Vice President of Operations of Universal Forest
Products Western Division, Inc., and on January 1, 2000, became President of
that Division.

Gary A. Wright, has been affiliated with us since March 30, 1998 at which time
we acquired Shoffner Industries, Inc., with whom he had been employed since
1978. Mr. Wright remained President of Shoffner Industries, L.L.C., now known as
Universal Forest Products Shoffner LLC, and in 2000 he also became Executive
Vice President of Site-Built for Universal Forest Products Eastern Division,
Inc.

Jeff A. Higgs, has been an employee since April 20, 1998, at which time we
acquired the assets of Advanced Component Systems, Inc. Mr. Higgs served as a
Vice President of Operations for Universal Forest Products Western Division,
Inc. since 1998, and in 2000 became Executive Vice President of Site-Built for
Universal Forest Products Western Division, Inc.

Donald L. James joined us in March of 1998, and in June of that year became
Director of National Sales, Site-Built Construction. Mr. James became the
General Manager of Site-Built Operations for Universal Forest Products Shoffner
LLC on January 1, 2001, and became Vice President Site- Built, Universal Forest
Products Eastern Division, Inc. on January 1, 2002.

Robert D. Coleman, has been an employee since 1979. Mr. Coleman was promoted to
Senior Vice President of our Midwest Operations in September 1993. On December
1, 1997, Mr. Coleman became the Executive Vice President of Manufacturing of the
Universal Forest Products Eastern Division, Inc. On January 1, 1999, Mr. Coleman
was named the Executive Vice President of Manufacturing.



                                       9



Philip E. Rogers, an employee since 1989, served as Vice President of Operations
for the Universal Forest Products Southwest Company until November of 1997. At
that time, Mr. Rogers became the Vice President of Sales, National Accounts
Retail. Effective January 1, 1999, Mr. Rogers was promoted to Executive Vice
President of National Sales and Marketing.

Matthew J. Missad has been employed since 1985. Mr. Missad has served as General
Counsel and Secretary since December 1, 1987, and Vice President Corporate
Compliance since August 1989. In February 1996, Mr. Missad was promoted to
Executive Vice President.

Michael R. Cole, CPA, CMA, joined us in November of 1993. In January of 1997,
Mr. Cole was promoted to Director of Finance, and on January 1, 2000 was made
Vice President of Finance. On July 19, 2000, Mr. Cole became Chief Financial
Officer.

                                     PART II

The following information items in this Part II, which are contained in the 2001
Annual Report, are specifically incorporated by reference into this Form 10-K
Report. These portions of the 2001 Annual Report, that are specifically
incorporated by reference, are filed as Exhibit 13 with this Form 10-K Report.

ITEM 5.  MARKET FOR REGISTRANT'S COMMON EQUITY AND RELATED SHAREHOLDER MATTERS.

The information required by this Item is incorporated by reference from the 2001
Annual Report under the caption "Price Range of Common Stock and Dividends."

ITEM 6.  SELECTED FINANCIAL DATA.

The information required by this Item is incorporated by reference from the 2001
Annual Report under the caption "Selected Financial Data."

ITEM 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS
         OF OPERATIONS.

The information required by this Item is incorporated by reference from the 2001
Annual Report under the caption "Management's Discussion and Analysis of
Financial Condition and Results of Operations."


                                       10



ITEM 7A.  QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK.

We are exposed to market risks related to fluctuations in interest rates on our
variable rate debt, which consists of revolving credit facilities and industrial
development revenue bonds. We do not currently use interest rate swaps, futures
contracts or options on futures, or other types of derivative financial
instruments to mitigate this risk.

For fixed rate debt, changes in interest rates generally affect the fair market
value, but not earnings or cash flows. Conversely, for variable rate debt,
changes in interest rates generally do not influence fair market value, but do
affect future earnings and cash flows. We do not have an obligation to prepay
fixed rate debt prior to maturity, and as a result, interest rate risk and
changes in fair market value should not have a significant impact on such debt
until we would be required to refinance it.

On December 29, 2001, the estimated fair value of our long-term debt, including
the current portion, was $175.8 million, which was $1.1 million greater than the
carrying value. The estimated fair value is based on rates anticipated to be
available to us for debt with similar terms and maturities. The estimated fair
value of notes payable included in current liabilities and the revolving credit
facility approximated the carrying values.

Expected cash flows over the next five years related to debt instruments are as
follows:



                                     2002        2003       2004       2005       2006    Thereafter       Total
                                     ----        ----       ----       ----       ----    ----------       -----
                                                                                   
($US equivalents, in thousands)
Long-term Debt:
     Fixed Rate ($US)...............   $5,714    $5,714     $5,714    $21,500                $78,500    $117,142
       Average interest rate........    7.15%     7.15%      7.15%      6.69%                  6.98%
     Variable Rate ($US)............   $2,726   $27,293       $202       $202     $195       $15,051     $45,669
       Average interest rate(1).....    2.48%
     Variable Rate ($CDN)...........  $11,974                                                            $11,974
       Interest rate(2).............    2.93%



(1) Average of rates at December 29, 2001
(2) Rate at December 29, 2001

ITEM 8.  FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA.

The information required by this Item is incorporated by reference from the 2001
Annual Report under the following captions:

"Report of Independent Public Accountants"
"Independent Auditors' Report"
"Consolidated Balance Sheets"
"Consolidated Statements of Earnings"
"Consolidated Statements of Shareholders' Equity"
"Consolidated Statements of Cash Flows"
"Notes to Consolidated Financial Statements"





                                       11



ITEM 9.  CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND
FINANCIAL DISCLOSURE.

On June 14, 2001, the Company's Board of Directors approved of a change in its
independent accountant from Deloitte & Touche LLP ("Deloitte") to Arthur
Andersen LLP ("Andersen") based upon the recommendation of the Audit Committee.
Deloitte's report on the Company's financial statements for the past two fiscal
years did not contain an adverse opinion or a disclaimer of opinion and was not
qualified or modified as to uncertainty, audit scope, or accounting principles.
During 1999, 2000, and a portion of 2001, preceding the Board's decision to
change independent accountants, there were no disagreements with Deloitte on any
matter of accounting principles or practices, financial statement disclosure,
auditing scope or procedure, which disagreement(s), if not resolved, would have
caused Deloitte to refer to the matter of the disagreement(s) in connection with
its reports. During that same period of time, there were no reportable events as
described in item 304(a)(1)(b) of the Securities and Exchange Commission's
Regulation S-K.


                                    PART III

ITEM 10.  DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT.

Information relating to executive officers is included in this report in the
last Section of Part I under the caption "Additional Item: Executive Officers of
the Registrant." Information relating to directors and compliance with Section
16(a) of the Securities and Exchange Act of 1934 is incorporated by reference
from our definitive Proxy Statement dated March 18, 2002, for the 2002 Annual
Meeting of Shareholders, as filed with the Commission ("2002 Proxy Statement"),
under the captions "Election of Directors" and "Section 16(a) Beneficial
Ownership Reporting Compliance."

ITEM 11.  EXECUTIVE COMPENSATION.

Information relating to executive compensation is incorporated by reference from
the 2002 Proxy Statement under the caption "Executive Compensation."

ITEM 12.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT.

Information relating to security ownership of certain beneficial owners and
management is incorporated by reference from the 2002 Proxy Statement under the
captions "Ownership of Common Stock" and "Securities Ownership of Management."

ITEM 13.  CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS.

Information relating to certain relationships and related transactions is
incorporated by reference from the 2002 Proxy Statement under the caption
"Election of Directors."


                                       12



                                     PART IV

ITEM 14.  EXHIBITS, FINANCIAL STATEMENT SCHEDULES, AND REPORTS ON FORM 8-K.

(a) 1. Financial Statements. The following Report of Independent Public
Accountants, Independent Auditors' Report and Consolidated Financial Statements
are incorporated by reference, under Item 8 of this report, from the 2001 Annual
Report:

       Report of Independent Public Accountants
       Independent Auditors' Report
       Consolidated Balance Sheets as of December 29, 2001 and December 30, 2000
       Consolidated Statements of Earnings for the Years Ended December 29,
       2001, December 30, 2000 and December 25, 1999
       Consolidated Statements of Shareholders' Equity for the Years Ended
            December 29, 2001, December 30, 2000 and December 25, 1999
       Consolidated Statements of Cash Flows for the Years Ended December 29,
            2001, December 30, 2000 and December 25, 1999
       Notes to Consolidated Financial Statements

       2. Financial Statement Schedules. All schedules required by this Form
10-K Report have been omitted because they were inapplicable, included in the
Consolidated Financial Statements or Notes to Consolidated Financial Statements,
or otherwise not required under instructions contained in Regulation S-X.

       3. Exhibits. Reference is made to the Exhibit Index which is found on
pages E-1 through E-3 of this Form 10-K Report.

(b)    None.


                                       13



                                   SIGNATURES

       Pursuant to the requirements of Section 13 or 15(d) of the Securities and
Exchange Act of 1934, the registrant has duly caused this report to be signed on
its behalf by the undersigned, thereunto duly authorized.


Dated:  March 27, 2002      UNIVERSAL FOREST PRODUCTS, INC.



                            By:   /s/ Peter F. Secchia
                                  ----------------------------------------------
                                  PETER F. SECCHIA, CHAIRMAN OF THE BOARD


                            and


                                  /s/ William G. Currie
                                  ----------------------------------------------
                                  WILLIAM G. CURRIE, VICE CHAIRMAN OF THE BOARD
                                  AND CHIEF EXECUTIVE OFFICER


                            and


                                  /s/ Michael R. Cole
                                  ----------------------------------------------
                                  MICHAEL R. COLE, CHIEF FINANCIAL OFFICER AND
                                  TREASURER (PRINCIPAL FINANCIAL AND ACCOUNTING
                                  OFFICER)




                                       14





       Pursuant to the requirements of the Securities Exchange Act of 1934, this
report has been signed below on this 27th day of March, 2002, by the following
persons on behalf of us and in the capacities indicated.

       Each Director whose signature appears below hereby appoints Matthew J.
Missad and Michael R. Cole, and each of them individually, as his
attorney-in-fact to sign in his name and on his behalf as a Director, and to
file with the Commission any and all amendments to this report on Form 10-K to
the same extent and with the same effect as if done personally.




/s/ Peter F. Secchia                        /s/ John W. Garside
---------------------------------------    -------------------------------------
PETER F. SECCHIA, DIRECTOR                 JOHN W. GARSIDE, DIRECTOR



/s/ William G. Currie                      /s/ Philip M. Novell
---------------------------------------    -------------------------------------
WILLIAM G. CURRIE, DIRECTOR                PHILIP M. NOVELL, DIRECTOR



/s/ John C. Canepa                         /s/ Louis A. Smith
---------------------------------------    -------------------------------------
JOHN C. CANEPA, DIRECTOR                   LOUIS A. SMITH, DIRECTOR



/s/ Carroll M. Shoffner
---------------------------------------
CARROLL M. SHOFFNER, DIRECTOR






                                       15




EXHIBIT NO.                                      DESCRIPTION
-----------                                      -----------

3(a)          Registrant's Articles of Incorporation were filed as Exhibit 3(a)
              to a Registration Statement on Form S-1 (No. 33-69474) and the
              same is incorporated herein by reference.

3(b)          Registrant's Bylaws were filed as Exhibit 3(b) to a Registration
              Statement on Form S-1 (No. 33-69474) and the same is incorporated
              herein by reference.

4(a)          Specimen form of Stock Certificate for Common Stock was filed as
              Exhibit 4(a) to a Registration Statement on Form S-1 (No.
              33-69474) and the same is incorporated herein by reference.

4(b)(3)       Series A, Senior Unsecured Note Agreement dated May 5, 1994, was
              filed as Exhibit 4(b)(3) to a Form 10-Q Quarterly Report for the
              quarter period ended March 26, 1994, and the same is incorporated
              herein by reference.

4(b)(4)       First Amendment to Note Agreement dated November 13, 1998,
              relating to Series A, Senior Unsecured Note Agreement dated May 5,
              1994, was filed as Exhibit 4(b)(4) to a Form 10-K Annual Report
              for the fiscal year ended December 26, 1998.

10(a)(2)      Redemption Agreement with Peter F. Secchia, dated January 2, 2002.

10(b)         Form of Indemnity Agreement entered into between the Registrant
              and each of its directors was filed as Exhibit 10(b) to a
              Registration Statement on Form S-1 (No. 33- 69474) and the same is
              incorporated herein by reference.

10(c)(2)      Lease guarantee, dated March 10, 1978, given by Registrant on
              behalf of Universal Restaurants, Inc. to Jackson Properties was
              filed as Exhibit 10(c)(2) to a Registration Statement on Form S-1
              (No. 33-69474) and the same is incorporated herein by reference.

10(c)(5)      Lease guarantee, dated April 26, 1978, by Registrant on behalf of
              Universal Restaurants, Inc. to Dorr D. and Nettie R. Granger was
              filed as Exhibit 10(c)(5) to a Registration Statement on Form S-1
              (No. 33-69474) and the same is incorporated herein by reference.

10(d)(1)      Lease between Registrant and its Employee Profit Sharing and
              Retirement Trust Fund as lessor regarding Registrant's Shakopee,
              Minnesota facility was filed as Exhibit 10(d)(1) to a Registration
              Statement on Form S-1 (No. 33-69474) and the same is incorporated
              herein by reference.

10(d)(2)      Lease between Registrant and McIntosh Lumber Co. as lessor
              regarding Registrant's Huntington Beach, California facility was
              filed as Exhibit 10(d)(2) to a Registration Statement on Form S-1
              (No. 33-69474) and the same is incorporated herein by reference.

*10(e)(1)     Form of Executive Stock Option Agreement was filed as Exhibit
              10(e)(1) to a Registration Statement on Form S-1 (No. 33-69474)
              and the same is incorporated herein by reference.


                                       E-1




EXHIBIT NO.                                      DESCRIPTION
-----------                                      -----------

*10(e)(2)     Form of Officers' Stock Option Agreement was filed as Exhibit
              10(e)(2) to a Registration Statement on Form S-1 (No. 33-69474)
              and the same is incorporated herein by reference.

*10(f)        Salaried Employee Bonus Plan was filed as Exhibit 10(f) to a
              Registration Statement on Form S-1 (No. 33-69474) and the same is
              incorporated herein by reference.

10(g)(5)      Promissory Note with NBD Bank, N.A., dated January 20, 1994, was
              filed as Exhibit 10(g)(5) to a Form 10-K Annual Report for the
              year ended December 25, 1993, and the same is incorporated herein
              by reference.

10(g)(6)      Promissory Note with Old Kent Bank and Trust Company, dated
              January 24, 1994, was filed as Exhibit 10(g)(6) to a Form 10-K
              Annual Report for the year ended December 25, 1993, and the same
              is incorporated herein by reference.

10(g)(7)      Promissory Note with Michigan National Bank, dated January 27,
              1994, was filed as Exhibit 10(g)(7) to a Form 10-K Annual Report
              for the year ended December 25, 1993, and the same is incorporated
              herein by reference.

10(g)(8)      Promissory Note with Comerica Bank, dated February 14, 1994, was
              filed as Exhibit 10(g)(8) to a Form 10-K Annual Report for the
              year ended December 25, 1993, and the same is incorporated herein
              by reference.

10(h)(1)      Land Contract Agreement dated May 26, 1994, was filed as Exhibit
              10(h)(1) to a Form 10-Q Quarterly Report for the quarter period
              ended June 25, 1994, and the same is incorporated herein by
              reference.

10(i)(1)      Revolving Credit Agreement dated November 13, 1998 was filed as
              Exhibit 10(i)(1) to a Form 10-K Annual Report for the year ended
              December 26, 1998, and the same is incorporated herein by
              reference.

10(j)(1)      Series 1998-A, Senior Note Agreement dated December 21, 1998 was
              filed as Exhibit 10(j)(1) to a Form 10-K Annual Report for the
              year ended December 26, 1998, and the same is incorporated herein
              by reference.

13            Selected portions of the Company's Annual Report to Shareholders
              for the fiscal year ended December 29, 2001.

21            List of Registrant's subsidiaries.

23(a)         Consent of Arthur Andersen LLP.

23(b)         Consent of Deloitte & Touche LLP.

99            Letter to the Commission pursuant to Temporary Note 3T.

-----------------

                                      E-2