UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 13F Form 13F COVER PAGE Report for the Calendar Year or Quarter Ended: September 30, 2009 Check here if Amendment [_]: Amendment Number: This Amendment (Check only one): [_] is a restatement [_] adds new holdings entries Institutional Investment Manager Filing this Report: Name: First Commonwealth Financial Corporation Address: 22 North Sixth Street Indiana, PA, 15701 Form 13F File Number:28-05151 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: Teresa M. Ciambotti Title: Senior Vice President and Controller, Principal Financial Officer Phone: (724) 463-4725 Signature, Place, and Date of Signing: /s/ Teresa M. Ciambotti Teresa M. Ciambotti, Indiana, PA, November 4, 2009 Report Type (check only one): [X] 13F HOLDINGS REPORT (Check here if all holdings of this reporting manager are reported in this report [_] 13F NOTICE (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s)) [_] 13F COMBINATION REPORT (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) Form 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 1 Form 13F Information Table Entry Total: 194 Form 13F Information Table Value Total: $86,020 (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. Number: 1 Form 13F File Number: 28-11893 Name: FORM 13F INFORMATION TABLE COLUMN 1 COL 2 COL 3 COL 4 COLUMN 5 COL 6 COL 7 COLUMN 8 TITLE MARKET VOTING OF VALUE SHS OR SH/ PUT/ INVESTMENT OTHER AUTHORITY ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE 1NEW MEXICO BANQUEST COMMON 647991926 49 189 SH OTHER 1 189 1VIST FINANCIAL CORP COMMON 918255100 62 10,655 SH DEFINED 1 10,655 3M CO COMMON 88579Y101 219 2,973 SH DEFINED 1 2,070 903 3M CO COMMON 88579Y101 637 8,635 SH OTHER 1 8,635 ABBOTT LABS COMMON 002824100 881 17,808 SH DEFINED 1 16,860 948 ABBOTT LABS COMMON 002824100 58 1,167 SH OTHER 1 1,167 ADOBE SYS INC COMMON 00724F101 654 19,788 SH DEFINED 1 19,788 ADOBE SYS INC COMMON 00724F101 16 492 SH OTHER 1 492 AIR PRODS & CHEMS INC COMMON 009158106 637 8,207 SH DEFINED 1 8,207 AIR PRODS & CHEMS INC COMMON 009158106 31 396 SH OTHER 1 396 ALLSTATE CORP COMMON 020002101 82 2,684 SH DEFINED 1 2,684 ALLSTATE CORP COMMON 020002101 200 6,529 SH OTHER 1 6,529 ALTRIA GROUP INC COMMON 02209S103 22 1,242 SH DEFINED 1 1,138 104 ALTRIA GROUP INC COMMON 02209S103 564 31,640 SH OTHER 1 31,640 APACHE CORP COMMON 037411105 718 7,818 SH DEFINED 1 7,818 APACHE CORP COMMON 037411105 91 987 SH OTHER 1 413 574 APPLE INC COMMON 037833100 1,030 5,557 SH DEFINED 1 5,557 APPLE INC COMMON 037833100 34 185 SH OTHER 1 185 AQUA AMERICA INC COMMON 03836W103 315 17,862 SH DEFINED 1 17,862 AQUA AMERICA INC COMMON 03836W103 10 540 SH OTHER 1 540 AT&T INC COMMON 00206R102 1,729 64,018 SH DEFINED 1 60,668 3,350 AT&T INC COMMON 00206R102 287 10,636 SH OTHER 1 10,331 300 5 AUTODESK INC COMMON 052769106 429 18,020 SH DEFINED 1 18,020 AUTODESK INC COMMON 052769106 21 895 SH OTHER 1 895 BANK OF AMERICA CORPORATION COMMON 060505104 119 7,020 SH DEFINED 1 1,174 5,846 BANK OF AMERICA CORPORATION COMMON 060505104 163 9,611 SH OTHER 1 9,611 BANK OF NEW YORK MELLON CORP COMMON 064058100 304 10,489 SH DEFINED 1 9,419 1,070 BANK OF NEW YORK MELLON CORP COMMON 064058100 105 3,612 SH OTHER 1 1,372 490 1,750 BECTON DICKINSON & CO COMMON 075887109 812 11,645 SH DEFINED 1 11,134 511 BECTON DICKINSON & CO COMMON 075887109 69 993 SH OTHER 1 993 BERKSHIRE SECURITIES COMMON 084991868 828 3,600 SH DEFINED 1 3,600 BERKSHIRE SECURITIES COMMON 084991868 414 1,800 SH OTHER 1 1,800 BOEING CO COMMON 097023105 32 597 SH DEFINED 1 597 BOEING CO COMMON 097023105 197 3,636 SH OTHER 1 3,636 BP PLC COMMON 055622104 640 12,031 SH DEFINED 1 11,965 66 BP PLC COMMON 055622104 386 7,244 SH OTHER 1 6,242 1,002 BUNGE LIMITED COMMON G16962105 189 3,015 SH DEFINED 1 3,015 BUNGE LIMITED COMMON G16962105 14 225 SH OTHER 1 225 CATERPILLAR INC DEL COMMON 149123101 532 10,358 SH DEFINED 1 10,358 CATERPILLAR INC DEL COMMON 149123101 139 2,700 SH OTHER 1 2,700 CHEVRON CORP NEW COMMON 166764100 1,113 15,802 SH DEFINED 1 13,675 2,127 CHEVRON CORP NEW COMMON 166764100 536 7,608 SH OTHER 1 7,258 350 CISCO SYS INC COMMON 17275R102 910 38,663 SH DEFINED 1 34,603 4,060 CISCO SYS INC COMMON 17275R102 214 9,108 SH OTHER 1 9,008 100 CITIGROUP INC COMMON 172967101 11 2,312 SH DEFINED 1 2,312 CITIGROUP INC COMMON 172967101 296 61,078 SH OTHER 1 60,964 114 CNB FINL CORP PA COMMON 126128107 694 40,400 SH DEFINED 1 40,400 CONOCOPHILLIPS COMMON 20825C104 548 12,138 SH DEFINED 1 10,296 1,842 CONOCOPHILLIPS COMMON 20825C104 107 2,380 SH OTHER 1 2,300 80 CVS CAREMARK CORPORATION COMMON 126650100 691 19,336 SH DEFINED 1 19,336 CVS CAREMARK CORPORATION COMMON 126650100 41 1,136 SH OTHER 1 1,136 DISNEY WALT CO COMMON 254687106 438 15,966 SH DEFINED 1 13,406 2,560 DISNEY WALT CO COMMON 254687106 27 970 SH OTHER 1 970 DOMINION RES INC VA NEW COMMON 25746U109 638 18,488 SH DEFINED 1 17,365 1,123 DOMINION RES INC VA NEW COMMON 25746U109 117 3,404 SH OTHER 1 3,404 DU PONT E I DE NEMOURS & CO COMMON 263534109 215 6,704 SH DEFINED 1 6,704 DU PONT E I DE NEMOURS & CO COMMON 263534109 46 1,442 SH OTHER 1 1,142 300 EMBRYO DEV CORP COMMON 290818103 -- 15,000 SH DEFINED 1 15,000 EMERSON ELEC CO COMMON 291011104 36 890 SH DEFINED 1 40 850 EMERSON ELEC CO COMMON 291011104 666 16,610 SH OTHER 1 16,610 EOG RES INC COMMON 26875P101 360 4,311 SH DEFINED 1 4,311 EOG RES INC COMMON 26875P101 3 40 SH OTHER 1 40 ESB FINANCIAL CORP COMMON 26884F102 168 12,510 SH DEFINED 12,510 -- -- EXXON MOBIL CORP COMMON 30231G102 2,965 43,212 SH DEFINED 1 43,212 EXXON MOBIL CORP COMMON 30231G102 2,047 29,840 SH OTHER 1 12,703 17,137 FEDEX CORP COMMON 31428X106 420 5,590 SH DEFINED 1 5,170 420 FEDEX CORP COMMON 31428X106 19 250 SH OTHER 1 250 FIRST COMWLTH FINL CORP PA COMMON 319829107 5,814 1,023,664 SH DEFINED 1 1,020,198 3,466 FIRST COMWLTH FINL CORP PA COMMON 319829107 263 46,343 SH OTHER 1 36,514 9,829 FIRSTMERIT CORP COMMON 337915102 193 10,145 SH DEFINED 10,145 -- -- FNB CORP PA COMMON 302520101 73 10,224 SH DEFINED 1 10,224 FNB CORP PA COMMON 302520101 -- 43 SH OTHER 1 43 GATEWAY BANK OF PENNSYLVANIA COMMON 869099101 46 5,000 SH DEFINED 5,000 -- -- GENERAL ELECTRIC CO COMMON 369604103 1,050 63,972 SH DEFINED 1 60,202 3,770 GENERAL ELECTRIC CO COMMON 369604103 2,069 125,986 SH OTHER 1 123,916 1,730 340 GENERAL MLS INC COMMON 370334104 721 11,192 SH DEFINED 1 11,192 GENERAL MLS INC COMMON 370334104 36 565 SH OTHER 1 565 GENUINE PARTS CO COMMON 372460105 635 16,682 SH DEFINED 1 16,682 GENUINE PARTS CO COMMON 372460105 14 360 SH OTHER 1 360 GENZYME CORP COMMON 372917104 421 7,416 SH DEFINED 1 7,416 GENZYME CORP COMMON 372917104 47 835 SH OTHER 1 835 GOLDMAN SACHS GROUP INC COMMON 38141G104 443 2,405 SH DEFINED 1 2,391 14 COLUMN 1 COL 2 COL 3 COL 4 COLUMN 5 COL 6 COL 7 COLUMN 8 TITLE MARKET VOTING OF VALUE SHS OR SH/ PUT/ INVESTMENT OTHER AUTHORITY ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE GOODRICH CORP COMMON 382388106 287 5,290 SH DEFINED 1 5,272 18 GOODRICH CORP COMMON 382388106 10 180 SH OTHER 1 180 GOOGLE INC CL A 38259P508 783 1,580 SH DEFINED 1 1,411 169 GOOGLE INC CL A 38259P508 15 30 SH OTHER 1 30 HARLEYSVILLE NATIONAL CORP COMMON 412850109 252 47,349 SH DEFINED 47,349 -- -- HEINZ H J CO COMMON 423074103 383 9,625 SH DEFINED 1 9,529 96 HEINZ H J CO COMMON 423074103 27 675 SH OTHER 1 675 INTEL CORP COMMON 458140100 398 20,361 SH DEFINED 1 15,521 4,840 INTEL CORP COMMON 458140100 126 6,420 SH OTHER 1 6,150 270 INTERNATIONAL BUSINESS MACHS COMMON 459200101 1,480 12,372 SH DEFINED 1 11,995 377 INTERNATIONAL BUSINESS MACHS COMMON 459200101 1,758 14,695 SH OTHER 1 14,595 100 JACOBS ENGR GROUP INC DEL COMMON 469814107 757 16,472 SH DEFINED 1 16,441 31 JACOBS ENGR GROUP INC DEL COMMON 469814107 44 950 SH OTHER 1 950 JOHNSON & JOHNSON COMMON 478160104 1,163 19,101 SH DEFINED 1 18,221 880 JOHNSON & JOHNSON COMMON 478160104 555 9,112 SH OTHER 1 9,072 40 JPMORGAN CHASE & CO COMMON 46625H100 984 22,446 SH DEFINED 1 20,711 1,735 JPMORGAN CHASE & CO COMMON 46625H100 205 4,670 SH OTHER 1 4,670 KRAFT FOODS INC COMMON 50075N104 7 273 SH DEFINED 1 139 134 KRAFT FOODS INC COMMON 50075N104 580 22,091 SH OTHER 1 22,091 L-3 COMMUNICATIONS HLDGS INC COMMON 502424104 553 6,888 SH DEFINED 1 6,531 357 L-3 COMMUNICATIONS HLDGS INC COMMON 502424104 34 420 SH OTHER 1 420 LOWES COS INC COMMON 548661107 176 8,397 SH DEFINED 1 8,397 LOWES COS INC COMMON 548661107 77 3,683 SH OTHER 1 2,933 750 MCDONALDS CORP COMMON 580135101 924 16,187 SH DEFINED 1 15,343 844 MCDONALDS CORP COMMON 580135101 63 1,100 SH OTHER 1 1,100 MERCK & CO INC COMMON 589331107 74 2,326 SH DEFINED 1 2,273 53 MERCK & CO INC COMMON 589331107 750 23,710 SH OTHER 1 23,210 500 METLIFE INC COMMON 59156R108 484 12,707 SH DEFINED 1 12,707 METLIFE INC COMMON 59156R108 6 165 SH OTHER 1 165 MICROSOFT CORP COMMON 594918104 989 38,438 SH DEFINED 1 33,736 4,702 MICROSOFT CORP COMMON 594918104 197 7,678 SH OTHER 1 7,408 270 MOLSON COORS BREWING CO COMMON 60871R209 175 3,600 SH DEFINED 1 3,600 MOLSON COORS BREWING CO COMMON 60871R209 41 850 SH OTHER 1 600 250 MONSANTO CO NEW COMMON 61166W101 501 6,467 SH DEFINED 1 6,441 26 MONSANTO CO NEW COMMON 61166W101 21 266 SH OTHER 1 266 NEW MEXICO BANQUEST COMMON 647991926 1,859 7,207 SH DEFINED 1 7,207 ORACLE CORP COMMON 68389X105 808 38,791 SH DEFINED 1 38,791 ORACLE CORP COMMON 68389X105 70 3,358 SH OTHER 1 3,278 80 PARKER HANNIFIN CORP COMMON 701094104 522 10,071 SH DEFINED 1 10,071 PARKER HANNIFIN CORP COMMON 701094104 35 670 SH OTHER 1 670 PARKVALE FINANCIAL CORP COMMON 701492100 1,460 158,744 SH DEFINED 158,744 -- -- PEPSICO INC COMMON 713448108 1,098 18,723 SH DEFINED 1 17,970 753 PEPSICO INC COMMON 713448108 1,124 19,167 SH OTHER 1 19,167 PETSMART INC COMMON 716768106 642 29,495 SH DEFINED 1 27,605 1,890 PETSMART INC COMMON 716768106 19 890 SH OTHER 1 890 PFIZER INC COMMON 717081103 117 7,095 SH DEFINED 1 7,095 PFIZER INC COMMON 717081103 384 23,191 SH OTHER 1 22,991 200 PHILIP MORRIS INTL INC COMMON 718172109 906 18,596 SH DEFINED 1 17,057 1,539 PHILIP MORRIS INTL INC COMMON 718172109 1,417 29,065 SH OTHER 1 29,065 PNC FINL SVCS GROUP INC COMMON 693475105 224 4,607 SH DEFINED 1 4,607 PNC FINL SVCS GROUP INC COMMON 693475105 209 4,300 SH OTHER 1 4,300 PPG INDS INC COMMON 693506107 181 3,104 SH DEFINED 1 3,104 PPG INDS INC COMMON 693506107 1,028 17,654 SH OTHER 1 15,154 2,500 PPL CORP COMMON 69351T106 179 5,900 SH DEFINED 1 5,900 PPL CORP COMMON 69351T106 76 2,500 SH OTHER 1 2,500 PRECISION CASTPARTS CORP COMMON 740189105 681 6,681 SH DEFINED 1 6,681 PRECISION CASTPARTS CORP COMMON 740189105 28 270 SH OTHER 1 270 PRICE T ROWE GROUP INC COMMON 74144T108 746 16,314 SH DEFINED 1 15,191 1,123 PRICE T ROWE GROUP INC COMMON 74144T108 65 1,430 SH OTHER 1 1,430 PROCTER & GAMBLE CO COMMON 742718109 1,090 18,818 SH DEFINED 1 17,869 949 PROCTER & GAMBLE CO COMMON 742718109 2,261 39,031 SH OTHER 1 39,031 PUBLIC SVC ENTERPRISE GROUP COMMON 744573106 122 3,887 SH DEFINED 1 1,387 2,500 PUBLIC SVC ENTERPRISE GROUP COMMON 744573106 266 8,460 SH OTHER 1 8,460 QUALCOMM INC COMMON 747525103 384 8,531 SH DEFINED 1 8,531 QUALCOMM INC COMMON 747525103 12 262 SH OTHER 1 262 ROCKWELL AUTOMATION INC COMMON 773903109 185 4,351 SH DEFINED 1 4,351 ROCKWELL AUTOMATION INC COMMON 773903109 72 1,680 SH OTHER 1 1,680 ROCKWELL COLLINS INC COMMON 774341101 197 3,869 SH DEFINED 1 3,869 ROCKWELL COLLINS INC COMMON 774341101 102 2,000 SH OTHER 1 2,000 ROYAL BANCSHARES OF PENN-A COMMON 780081105 15 9,574 SH DEFINED 9,574 -- -- ROYAL DUTCH SHELL PLC COMMON 780259206 46 803 SH DEFINED 1 714 89 ROYAL DUTCH SHELL PLC COMMON 780259206 263 4,590 SH OTHER 1 4,500 90 S & T BANCORP INC COMMON 783859101 586 45,218 SH DEFINED 1 45,218 S & T BANCORP INC COMMON 783859101 104 8,026 SH OTHER 1 8,026 SCHLUMBERGER LTD COMMON 806857108 130 2,175 SH DEFINED 1 2,175 SCHLUMBERGER LTD COMMON 806857108 189 3,168 SH OTHER 1 3,168 ST JUDE MED INC COMMON 790849103 366 9,384 SH DEFINED 1 9,384 ST JUDE MED INC COMMON 790849103 6 150 SH OTHER 1 150 STATE STR CORP COMMON 857477103 574 10,908 SH DEFINED 1 10,908 STATE STR CORP COMMON 857477103 15 294 SH OTHER 1 244 50 SUSQUEHANNA BANCSHARES INC COMMON 869099101 409 69,487 SH DEFINED 69,487 -- -- SUSQUEHANNA BANCSHARES INC P COMMON 869099101 308 52,242 SH DEFINED 1 52,242 TARGET CORP COMMON 87612E106 609 13,043 SH DEFINED 1 13,043 TARGET CORP COMMON 87612E106 210 4,500 SH OTHER 1 4,500 TEVA PHARMACEUTICAL INDS LTD COMMON 881624209 581 11,489 SH DEFINED 1 11,408 81 TEVA PHARMACEUTICAL INDS LTD COMMON 881624209 30 588 SH OTHER 1 388 200 TEXAS INSTRS INC COMMON 882508104 361 15,224 SH DEFINED 1 13,374 1,850 TEXAS INSTRS INC COMMON 882508104 58 2,467 SH OTHER 1 2,467 THERMO FISHER SCIENTIFIC INC COMMON 883556102 666 15,249 SH DEFINED 1 15,249 THERMO FISHER SCIENTIFIC INC COMMON 883556102 28 645 SH OTHER 1 645 TIME WARNER CABLE INC COMMON 88732J207 719 16,690 SH DEFINED 1 16,690 TIME WARNER CABLE INC COMMON 88732J207 14 325 SH OTHER 1 325 COLUMN 1 COL 2 COL 3 COL 4 COLUMN 5 COL 6 COL 7 COLUMN 8 TITLE MARKET VOTING OF VALUE SHS OR SH/ PUT/ INVESTMENT OTHER AUTHORITY ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE TRANSOCEAN LTD COMMON H8817H100 514 6,015 SH DEFINED 1 5,054 961 TRANSOCEAN LTD COMMON H8817H100 17 195 SH OTHER 1 195 TRISTATE CAPITAL BANK COMMON 99R733108 600 50,000 SH DEFINED 50,000 -- -- UNITED TECHNOLOGIES CORP COMMON 913017109 177 2,908 SH DEFINED 1 2,161 747 UNITED TECHNOLOGIES CORP COMMON 913017109 26 433 SH OTHER 1 433 US BANCORP DEL COMMON 902973304 363 16,602 SH DEFINED 1 16,602 US BANCORP DEL COMMON 902973304 18 812 SH OTHER 1 812 VERIZON COMMUNICATIONS INC COMMON 92343V104 1,290 42,605 SH DEFINED 1 42,507 98 VERIZON COMMUNICATIONS INC COMMON 92343V104 755 24,948 SH OTHER 1 21,104 3,844 VISA INC COMMON 92826C839 439 6,352 SH DEFINED 1 6,352 VISA INC COMMON 92826C839 13 195 SH OTHER 1 195 VIST FINANCIAL CORP COMMON 524477106 556 95,005 SH DEFINED 95,005 -- -- WAL MART STORES INC COMMON 931142103 596 12,149 SH DEFINED 1 11,444 705 WAL MART STORES INC COMMON 931142103 47 960 SH OTHER 1 890 70 WELLS FARGO & CO NEW COMMON 949746101 766 27,193 SH DEFINED 1 27,053 140 WELLS FARGO & CO NEW COMMON 949746101 229 8,131 SH OTHER 1 8,131 XCEL ENERGY INC COMMON 98389B100 529 27,489 SH DEFINED 1 27,489 XCEL ENERGY INC COMMON 98389B100 36 1,850 SH OTHER 1 1,850 ZIMMER HLDGS INC COMMON 98956P102 421 7,874 SH DEFINED 1 7,443 431 ZIMMER HLDGS INC COMMON 98956P102 23 435 SH OTHER 1 305 130 GRAND TOTALS 86,020 3,531,195