SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 16, 2003 ------------------------------------------------ ---------------- POPULAR, INC. ------------------------------------------------ (Exact name of registrant as specified in its charter) COMMONWEALTH OF PUERTO RICO NO. 0-13818 NO. 66-0416582 ----------------------------- ------------ ------------------- (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) 209 MUNOZ RIVERA AVENUE HATO REY, PUERTO RICO 00918 -------------------------------- ---------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (787) 765-9800 -------------- ------------------------------------------------------------- (Former name or former address, if changed since last report) Item 5. Other Events On January 16, 2003, Popular, Inc.(the "Corporation") announced in a news release its operational results for the quarter and year-ended December 31,2002. A copy of the Corporation's release, dated January 16, 2003, is attached hereto as Exhibit 99(a) and is incorporated herein by reference. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits (c) Exhibits 99(a) News release, dated January 16, 2003, announcing the Corporation's consolidated earnings for the quarter and year-ended December 31, 2002. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. POPULAR, INC. ------------- (Registrant) Date: January 17, 2003 By: S/Amilcar L. Jordan ----------------------------------------- Name: Amilcar L. Jordan, Esq. Title: Senior Vice President and Comptroller EXHIBIT INDEX Exhibit Number Description -------------- ----------- 99(a) News release, dated January, 16, 2003