A phantom debt collection scam duped consumers out of more than $1 million. Here are 5 ways you can avoid falling victim

If you receive a surprise call or letter about unpaid debts of which you are not aware, don't panic. Take these steps first.
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Complete coverage of business news in the Twin Cities, Minnesota and elsewhere, including Fortune 500 Minnesota companies: UnitedHealth Group, Target, Best Buy, 3M, CHS, U.S. Bancorp, General Mills, C.H. Robinson, Land O’Lakes, Ecolab, Ameriprise Financial, Xcel Energy, Hormel Foods, Thrivent Financial, Polaris, Securian Financial Group, Fastenal and Patterson Cos.