UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: June 30, 2006
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Monroe Bank & Trust
Address: 102 E. Front Street
Monroe, MI 48161
13F File Number: 28-07438
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Linda R. Floyd
Title: Operations Manager
Phone: (734) 384-8132
Signature, Place, and Date of Signing:
/s/ Linda R. Floyd Monroe, MI July 14, 2006
Report Type (Check only one.):
[ X] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form13F Information Table Entry Total: 264
Form13F Information Table Value Total: $192,819 (thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional managers with respect to which this report is filed, other
than the manager filing this report.
NONE
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
3M CO COM 88579Y101 708 8772 SH SOLE 5587 3185 0
3M CO COM 88579Y101 206 2555 SH DEFINED 1955 0 600
ABBOTT LABS COM 002824100 469 10755 SH SOLE 9900 855 0
ABBOTT LABS COM 002824100 226 5192 SH DEFINED 3592 1600 0
ACCENTURE LTD BERMUDA CL A G1150G111 112 3974 SH DEFINED 2700 1274 0
ACCENTURE LTD BERMUDA CL A G1150G111 719 25429 SH SOLE 18629 6800 0
ADOBE SYS INC COM 00724F101 316 10436 SH SOLE 7366 3070 0
ADOBE SYS INC COM 00724F101 3 100 SH DEFINED 100 0 0
AFLAC INC COM 001055102 516 11156 SH SOLE 5411 5745 0
AFLAC INC COM 001055102 59 1275 SH DEFINED 1275 0 0
ALLTEL CORP COM 020039103 2212 34661 SH SOLE 23801 10860 0
ALLTEL CORP COM 020039103 257 4030 SH DEFINED 3750 280 0
ALTRIA GROUP INC COM 02209S103 924 12585 SH SOLE 6725 4560 1300
ALTRIA GROUP INC COM 02209S103 49 680 SH DEFINED 680 0 0
AMERICA MOVIL S A DE C V SPON ADR L SHS 02364W105 209 6300 SH SOLE 6300 0 0
AMERICAN EXPRESS CO COM 025816109 304 5720 SH SOLE 4900 820 0
AMERICAN EXPRESS CO COM 025816109 19 375 SH DEFINED 75 300 0
AMERICAN INTL GROUP INC COM 026874107 629 10654 SH SOLE 9729 925 0
AMERICAN INTL GROUP INC COM 026874107 97 1646 SH DEFINED 1561 85 0
AMGEN INC COM 031162100 2321 35590 SH SOLE 25615 9875 100
AMGEN INC COM 031162100 565 8675 SH DEFINED 6525 1400 750
APACHE CORP COM 037411105 3761 55112 SH SOLE 45510 9402 200
APACHE CORP COM 037411105 647 9485 SH DEFINED 7475 1610 400
AT&T INC COM 00206R102 110 3951 SH DEFINED 1100 1403 1448
AT&T INC COM 00206R102 532 19082 SH SOLE 16830 1400 852
AUTOMATIC DATA PROCESSING IN COM 053015103 1965 43355 SH SOLE 36735 6620 0
AUTOMATIC DATA PROCESSING IN COM 053015103 97 2150 SH DEFINED 2035 115 0
BANK OF AMERICA CORPORATION COM 060505104 952 19813 SH SOLE 16343 3470 0
BANK OF AMERICA CORPORATION COM 060505104 197 4103 SH DEFINED 3878 0 225
BED BATH & BEYOND INC COM 075896100 1129 34066 SH SOLE 21736 12330 0
BED BATH & BEYOND INC COM 075896100 88 2680 SH DEFINED 1550 1130 0
BELLSOUTH CORP COM 079860102 107 2962 SH SOLE 2962 0 0
BELLSOUTH CORP COM 079860102 115 3200 SH DEFINED 3200 0 0
BORG WARNER INC COM 099724106 97 1500 SH SOLE 1500 0 0
BORG WARNER INC COM 099724106 122 1875 SH DEFINED 1875 0 0
BP PLC SPONSORED ADR 055622104 226 3256 SH DEFINED 3256 0 0
BP PLC SPONSORED ADR 055622104 2392 34367 SH SOLE 24622 9745 0
BRISTOL MYERS SQUIBB CO COM 110122108 274 10600 SH SOLE 10600 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 18 700 SH DEFINED 0 0 700
CAPITAL ONE FINL CORP COM 14040H105 189 2223 SH SOLE 1778 445 0
CAPITAL ONE FINL CORP COM 14040H105 79 925 SH DEFINED 50 875 0
CHESAPEAKE ENERGY CORP COM 165167107 289 9580 SH SOLE 5980 3600 0
CHESAPEAKE ENERGY CORP COM 165167107 37 1225 SH DEFINED 675 550 0
CHEVRON CORP NEW COM 166764100 186 3003 SH SOLE 3003 0 0
CHEVRON CORP NEW COM 166764100 235 3800 SH DEFINED 3800 0 0
CHICOS FAS INC COM 168615102 1020 37835 SH SOLE 31510 6325 0
CHICOS FAS INC COM 168615102 122 4525 SH DEFINED 3925 600 0
CISCO SYS INC COM 17275R102 181 9315 SH SOLE 3315 2000 4000
CISCO SYS INC COM 17275R102 86 4434 SH DEFINED 3604 830 0
CITIGROUP INC COM 172967101 898 18623 SH SOLE 17292 1331 0
CITIGROUP INC COM 172967101 503 10427 SH DEFINED 5784 300 4343
COCA COLA CO COM 191216100 391 9096 SH SOLE 8251 845 0
COCA COLA CO COM 191216100 161 3746 SH DEFINED 1246 1000 1500
COLGATE PALMOLIVE CO COM 194162103 116 1941 SH DEFINED 511 680 750
COLGATE PALMOLIVE CO COM 194162103 885 14790 SH SOLE 13615 1175 0
COMERICA INC COM 200340107 591 11385 SH SOLE 11385 0 0
COMERICA INC COM 200340107 57 1110 SH DEFINED 910 200 0
CONOCOPHILLIPS COM 20825C104 231 3531 SH SOLE 2331 1200 0
CONOCOPHILLIPS COM 20825C104 6 100 SH DEFINED 100 0 0
CONSOL ENERGY INC COM 20854P109 6 140 SH DEFINED 140 0 0
CONSOL ENERGY INC COM 20854P109 237 5078 SH SOLE 2578 2500 0
CONSTELLATION BRANDS INC CL A 21036P108 372 14886 SH SOLE 9861 5025 0
CONSTELLATION BRANDS INC CL A 21036P108 36 1450 SH DEFINED 1450 0 0
CVS CORP COM 126650100 56 1850 SH DEFINED 1250 0 600
CVS CORP COM 126650100 144 4708 SH SOLE 4708 0 0
DELL INC COM 24702R101 483 19790 SH SOLE 10190 9600 0
DELL INC COM 24702R101 110 4530 SH DEFINED 3750 505 275
DENTSPLY INTL INC NEW COM 249030107 3 50 SH DEFINED 50 0 0
DENTSPLY INTL INC NEW COM 249030107 608 10045 SH SOLE 5955 4090 0
DISNEY WALT CO COM DISNEY 254687106 136 4550 SH SOLE 4550 0 0
DISNEY WALT CO COM DISNEY 254687106 90 3000 SH DEFINED 0 3000 0
DOMINION RES INC VA NEW COM 25746U109 251 3362 SH SOLE 2818 544 0
DOW CHEM CO COM 260543103 529 13570 SH SOLE 11570 2000 0
DOW CHEM CO COM 260543103 105 2700 SH DEFINED 2200 0 500
DTE ENERGY CO COM 233331107 313 7688 SH DEFINED 4088 0 3600
DTE ENERGY CO COM 233331107 490 12046 SH SOLE 11134 765 147
DU PONT E I DE NEMOURS & CO COM 263534109 294 7070 SH SOLE 5105 1965 0
DU PONT E I DE NEMOURS & CO COM 263534109 3 75 SH DEFINED 75 0 0
DUKE ENERGY CORP NEW COM 26441C105 373 12708 SH SOLE 7018 5690 0
DUKE ENERGY CORP NEW COM 26441C105 156 5315 SH DEFINED 575 0 4740
E M C CORP MASS COM 268648102 386 35189 SH SOLE 23299 11890 0
E M C CORP MASS COM 268648102 103 9470 SH DEFINED 4470 5000 0
E TRADE FINANCIAL CORP COM 269246104 209 9200 SH SOLE 8200 0 1000
E TRADE FINANCIAL CORP COM 269246104 6 300 SH DEFINED 300 0 0
EBAY INC COM 278642103 203 6960 SH SOLE 5860 1100 0
EBAY INC COM 278642103 13 450 SH DEFINED 450 0 0
EMERSON ELEC CO COM 291011104 251 3000 SH SOLE 2000 1000 0
EXELON CORP COM 30161N101 246 4340 SH SOLE 4040 300 0
EXELON CORP COM 30161N101 3 60 SH DEFINED 0 60 0
EXXON MOBIL CORP COM 30231G102 4334 70659 SH SOLE 54017 16642 0
EXXON MOBIL CORP COM 30231G102 893 14572 SH DEFINED 12172 0 2400
FELCOR LODGING TR INC COM 31430F101 491 22618 SH SOLE 10938 11680 0
FELCOR LODGING TR INC COM 31430F101 2 125 SH DEFINED 125 0 0
FIFTH THIRD BANCORP COM 316773100 325 8805 SH SOLE 8805 0 0
FIFTH THIRD BANCORP COM 316773100 155 4221 SH DEFINED 1186 3035 0
FORD MTR CO DEL COM PAR $0.01 345370860 177 25588 SH SOLE 20123 4465 1000
FORD MTR CO DEL COM PAR $0.01 345370860 55 7970 SH DEFINED 6975 995 0
FORTUNE BRANDS INC COM 349631101 2141 30152 SH SOLE 22777 7275 100
FORTUNE BRANDS INC COM 349631101 337 4755 SH DEFINED 4405 325 25
GENENTECH INC COM NEW 368710406 800 9790 SH SOLE 5345 4445 0
GENERAL ELECTRIC CO COM 369604103 5802 176089 SH SOLE 148041 27548 500
GENERAL ELECTRIC CO COM 369604103 1136 34504 SH DEFINED 17783 6821 9900
GENESCO INC COM 371532102 50 1500 SH DEFINED 1500 0 0
GENESCO INC COM 371532102 244 7225 SH SOLE 6225 1000 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 324 5812 SH SOLE 4812 0 1000
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 38 683 SH DEFINED 683 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 325 2165 SH SOLE 1920 245 0
GOLDMAN SACHS GROUP INC COM 38141G104 44 293 SH DEFINED 293 0 0
GREAT PLAINS ENERGY INC COM 391164100 228 8200 SH SOLE 8200 0 0
GREAT PLAINS ENERGY INC COM 391164100 27 1000 SH DEFINED 1000 0 0
HANCOCK JOHN PFD INCOME FD SH BEN INT 41013W108 287 12800 SH SOLE 12800 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 416 4922 SH SOLE 2487 2435 0
HARTFORD FINL SVCS GROUP INC COM 416515104 4 50 SH DEFINED 50 0 0
HEALTH CARE REIT INC COM 42217K106 674 19285 SH SOLE 17710 1375 200
HEALTH CARE REIT INC COM 42217K106 319 9150 SH DEFINED 6350 525 2275
HOME DEPOT INC COM 437076102 1215 33973 SH SOLE 22503 11470 0
HOME DEPOT INC COM 437076102 294 8225 SH DEFINED 3700 475 4050
INTEL CORP COM 458140100 279 14715 SH SOLE 13415 1200 100
INTEL CORP COM 458140100 563 29640 SH DEFINED 21050 6590 2000
INTERNATIONAL BUSINESS MACHS COM 459200101 324 4228 SH SOLE 3028 1200 0
INTERNATIONAL BUSINESS MACHS COM 459200101 204 2660 SH DEFINED 1660 1000 0
ISHARES INC MSCI PAC J IDX 464286665 231 2160 SH DEFINED 2160 0 0
ISHARES INC MSCI PAC J IDX 464286665 1091 10170 SH SOLE 6170 4000 0
ISHARES TR MSCI EMERG MKT 464287234 230 2460 SH SOLE 2460 0 0
ISHARES TR DJ SEL DIV INX 464287168 2251 35700 SH SOLE 18800 16900 0
ISHARES TR DJ SEL DIV INX 464287168 378 6000 SH DEFINED 5500 500 0
ISHARES TR S&P LTN AM 40 464287390 1763 12900 SH SOLE 9525 3375 0
ISHARES TR FTSE XNHUA IDX 464287184 94 1225 SH DEFINED 1100 125 0
ISHARES TR MSCI EMERG MKT 464287234 30 325 SH DEFINED 325 0 0
ISHARES TR DJ US TELECOMM 464287713 196 7670 SH SOLE 5545 2000 125
ISHARES TR RUSL 2000 VALU 464287630 320 4425 SH SOLE 675 3750 0
ISHARES TR RUSL 2000 VALU 464287630 11 165 SH DEFINED 165 0 0
ISHARES TR RUSL 2000 GROW 464287648 1667 22690 SH SOLE 17940 4325 425
ISHARES TR RUSL 2000 GROW 464287648 119 1625 SH DEFINED 875 0 750
ISHARES TR RUSSELL 2000 464287655 5559 77519 SH SOLE 59654 17565 300
ISHARES TR RUSSELL 2000 464287655 592 8258 SH DEFINED 7483 775 0
ISHARES TR RUSSELL 1000 464287622 302 4371 SH SOLE 3971 400 0
ISHARES TR DJ US UTILS 464287697 347 4400 SH DEFINED 3750 650 0
ISHARES TR RUSSELL1000GRW 464287614 108 2140 SH DEFINED 2140 0 0
ISHARES TR DJ US TELECOMM 464287713 46 1800 SH DEFINED 1800 0 0
ISHARES TR DJ US TECH SEC 464287721 979 20640 SH SOLE 19415 925 300
ISHARES TR DJ US TECH SEC 464287721 196 4150 SH DEFINED 4000 150 0
ISHARES TR DJ US INDUSTRL 464287754 2516 40525 SH SOLE 19750 20600 175
ISHARES TR DJ US INDUSTRL 464287754 217 3500 SH DEFINED 2850 650 0
ISHARES TR S&P LTN AM 40 464287390 273 2000 SH DEFINED 1900 100 0
ISHARES TR DJ US UTILS 464287697 1220 15440 SH SOLE 11315 4125 0
ISHARES TR GLMN SCHS SOFT 464287515 276 7325 SH SOLE 7000 325 0
ISHARES TR MSCI EAFE IDX 464287465 7195 110054 SH SOLE 80309 29545 200
ISHARES TR FTSE XNHUA IDX 464287184 684 8908 SH SOLE 6923 1985 0
ISHARES TR MSCI EAFE IDX 464287465 1060 16216 SH DEFINED 13300 741 2175
ISHARES TR RUSSELL MCP VL 464287473 257 1950 SH SOLE 450 1500 0
ISHARES TR RUSSELL MCP VL 464287473 58 440 SH DEFINED 140 300 0
ISHARES TR RUSSELL MCP GR 464287481 291 3035 SH SOLE 1035 2000 0
ISHARES TR RUSSELL MCP GR 464287481 31 330 SH DEFINED 330 0 0
ISHARES TR RUSSELL 1000 464287622 22 330 SH DEFINED 330 0 0
ISHARES TR RUSSELL MIDCAP 464287499 1019 11110 SH DEFINED 8475 1260 1375
ISHARES TR GLMN SCHS SOFT 464287515 118 3150 SH DEFINED 3150 0 0
ISHARES TR RUSSELL1000VAL 464287598 142 1950 SH SOLE 1950 0 0
ISHARES TR RUSSELL1000VAL 464287598 59 810 SH DEFINED 810 0 0
ISHARES TR RUSSELL1000GRW 464287614 652 12895 SH SOLE 11195 0 1700
ISHARES TR RUSSELL MIDCAP 464287499 9281 101159 SH SOLE 74879 25480 800
ITT INDS INC IND COM 450911102 49 1000 SH DEFINED 1000 0 0
ITT INDS INC IND COM 450911102 212 4300 SH SOLE 3880 420 0
JOHNSON & JOHNSON COM 478160104 2330 38894 SH SOLE 26174 12520 200
JOHNSON & JOHNSON COM 478160104 490 8180 SH DEFINED 7255 250 675
JP MORGAN CHASE & CO COM 46625H100 581 13838 SH SOLE 13838 0 0
JP MORGAN CHASE & CO COM 46625H100 222 5297 SH DEFINED 3446 1851 0
LA Z BOY INC COM 505336107 5449 389254 SH SOLE 230285 158969 0
LA Z BOY INC COM 505336107 479 34285 SH DEFINED 34285 0 0
LILLY ELI & CO COM 532457108 810 14665 SH SOLE 9185 5480 0
LILLY ELI & CO COM 532457108 145 2625 SH DEFINED 2625 0 0
LOWES COS INC COM 548661107 795 13110 SH DEFINED 9320 1590 2200
LOWES COS INC COM 548661107 3157 52050 SH SOLE 39610 12340 100
MANULIFE FINL CORP COM 56501R106 188 5922 SH SOLE 5882 40 0
MANULIFE FINL CORP COM 56501R106 75 2370 SH DEFINED 2370 0 0
MASCO CORP COM 574599106 454 15350 SH SOLE 9370 5980 0
MASCO CORP COM 574599106 110 3725 SH DEFINED 1725 2000 0
MBT FINL CORP COM 578877102 6954 434630 SH DEFINED 429230 500 4900
MBT FINL CORP COM 578877102 26283 1642694 SH SOLE 1161733 241494 239467
MDU RES GROUP INC COM 552690109 22 619 SH SOLE 619 0 0
MDU RES GROUP INC COM 552690109 214 5856 SH DEFINED 5856 0 0
MEDTRONIC INC COM 585055106 1084 23109 SH SOLE 15740 7369 0
MEDTRONIC INC COM 585055106 199 4250 SH DEFINED 3450 800 0
MERCANTILE BANK CORP COM 587376104 196 4937 SH DEFINED 3058 722 1157
MERCANTILE BANK CORP COM 587376104 1481 37177 SH SOLE 24114 12733 330
MERCK & CO INC COM 589331107 5 150 SH SOLE 150 0 0
MERCK & CO INC COM 589331107 236 6500 SH DEFINED 2500 0 4000
MICROSOFT CORP COM 594918104 3830 164472 SH SOLE 127815 36157 500
MICROSOFT CORP COM 594918104 666 28631 SH DEFINED 17413 9218 2000
MOTOROLA INC COM 620076109 10 500 SH DEFINED 500 0 0
MOTOROLA INC COM 620076109 203 10110 SH SOLE 10110 0 0
NABORS INDUSTRIES LTD SHS G6359F103 371 10981 SH SOLE 6286 4695 0
NABORS INDUSTRIES LTD SHS G6359F103 7 235 SH DEFINED 235 0 0
NATIONAL CITY CORP COM 635405103 2179 60231 SH SOLE 35481 13950 10800
NATIONAL CITY CORP COM 635405103 312 8642 SH DEFINED 8442 200 0
NATIONAL FUEL GAS CO N J COM 636180101 230 6553 SH SOLE 3428 3125 0
NATIONAL FUEL GAS CO N J COM 636180101 1 50 SH DEFINED 50 0 0
NOBLE CORPORATION SHS G65422100 222 2990 SH DEFINED 2900 90 0
NOBLE CORPORATION SHS G65422100 1351 18165 SH SOLE 13815 4350 0
NORFOLK SOUTHERN CORP COM 655844108 421 7925 SH SOLE 7925 0 0
NORFOLK SOUTHERN CORP COM 655844108 136 2563 SH DEFINED 2563 0 0
NUVEEN QUALITY PFD INC FD 3 COM 67072W101 151 11700 SH SOLE 11700 0 0
NUVEEN QUALITY PFD INCOME FD COM 67072C105 160 11800 SH SOLE 11800 0 0
NUVEEN QUALITY PFD INCOME FD COM 67071S101 268 20725 SH SOLE 20725 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 220 2150 SH DEFINED 2150 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 416 4059 SH SOLE 2799 1260 0
OLD SECOND BANCORP INC ILL COM 680277100 333 10750 SH SOLE 6600 4150 0
OLD SECOND BANCORP INC ILL COM 680277100 12 400 SH DEFINED 400 0 0
ORACLE CORP COM 68389X105 376 25987 SH SOLE 19337 6650 0
ORACLE CORP COM 68389X105 52 3600 SH DEFINED 1200 0 2400
PEPSICO INC COM 713448108 2251 37506 SH SOLE 30656 5850 1000
PEPSICO INC COM 713448108 758 12625 SH DEFINED 7350 2710 2565
PFIZER INC COM 717081103 393 16776 SH DEFINED 16776 0 0
PFIZER INC COM 717081103 333 14225 SH SOLE 10050 4175 0
PINNACLE FINL PARTNERS INC COM 72346Q104 2660 87442 SH SOLE 62292 24650 500
PINNACLE FINL PARTNERS INC COM 72346Q104 495 16270 SH DEFINED 12270 2500 1500
PROCTER & GAMBLE CO COM 742718109 924 16630 SH DEFINED 13245 1385 2000
PROCTER & GAMBLE CO COM 742718109 3219 57921 SH SOLE 47362 10359 200
QUEST DIAGNOSTICS INC COM 74834L100 729 12170 SH SOLE 5795 6375 0
QUEST DIAGNOSTICS INC COM 74834L100 14 250 SH DEFINED 250 0 0
REPUBLIC BANCORP INC COM 760282103 137 11079 SH SOLE 2601 0 8478
ROBERT HALF INTL INC COM 770323103 285 6801 SH SOLE 5701 1100 0
ROBERT HALF INTL INC COM 770323103 3 75 SH DEFINED 75 0 0
SAP AKTIENGESELLSCHAFT SPONSORED ADR 803054204 60 1150 SH DEFINED 1000 150 0
SAP AKTIENGESELLSCHAFT SPONSORED ADR 803054204 304 5800 SH SOLE 1800 4000 0
SCHLUMBERGER LTD COM 806857108 814 12502 SH SOLE 9232 3270 0
SCHLUMBERGER LTD COM 806857108 328 5050 SH DEFINED 2450 600 2000
SOUTHERN CO COM 842587107 107 3350 SH SOLE 2000 1350 0
SOUTHERN CO COM 842587107 129 4030 SH DEFINED 4030 0 0
STRYKER CORP COM 863667101 610 14505 SH SOLE 11105 3400 0
STRYKER CORP COM 863667101 246 5850 SH DEFINED 4600 850 400
SYSCO CORP COM 871829107 605 19825 SH SOLE 12825 7000 0
SYSCO CORP COM 871829107 142 4675 SH DEFINED 4475 200 0
TALISMAN ENERGY INC COM 87425E103 879 50370 SH SOLE 19320 31050 0
TALISMAN ENERGY INC COM 87425E103 11 675 SH DEFINED 450 225 0
TARGET CORP COM 87612E106 143 2930 SH SOLE 2515 415 0
TARGET CORP COM 87612E106 138 2840 SH DEFINED 425 815 1600
TCW STRATEGIC INCOME FUND IN COM 872340104 81 17400 SH DEFINED 17400 0 0
TCW STRATEGIC INCOME FUND IN COM 872340104 225 48450 SH SOLE 48450 0 0
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 242 7675 SH SOLE 1675 6000 0
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 83 2650 SH DEFINED 2650 0 0
TRANSOCEAN INC ORD G90078109 299 3735 SH SOLE 2080 1655 0
UNITED PARCEL SERVICE INC CL B 911312106 727 8835 SH SOLE 6740 2095 0
UNITED PARCEL SERVICE INC CL B 911312106 74 900 SH DEFINED 900 0 0
UNITED TECHNOLOGIES CORP COM 913017109 361 5694 SH SOLE 3614 2080 0
UNITED TECHNOLOGIES CORP COM 913017109 101 1600 SH DEFINED 1600 0 0
UNITEDHEALTH GROUP INC COM 91324P102 371 8300 SH SOLE 8230 70 0
UNITEDHEALTH GROUP INC COM 91324P102 115 2575 SH DEFINED 2075 500 0
US BANCORP DEL COM NEW 902973304 308 9975 SH DEFINED 6350 1925 1700
US BANCORP DEL COM NEW 902973304 1049 33979 SH SOLE 26279 7700 0
VALERO ENERGY CORP NEW COM 91913Y100 3 50 SH DEFINED 50 0 0
VALERO ENERGY CORP NEW COM 91913Y100 451 6789 SH SOLE 4854 1935 0
VERIZON COMMUNICATIONS COM 92343V104 588 17576 SH SOLE 15858 1718 0
VERIZON COMMUNICATIONS COM 92343V104 283 8457 SH DEFINED 7432 125 900
VIRGINIA COMM BANCORP INC COM 92778Q109 197 8288 SH SOLE 8288 0 0
VIRGINIA COMM BANCORP INC COM 92778Q109 44 1875 SH DEFINED 0 1875 0
WAL MART STORES INC COM 931142103 133 2765 SH DEFINED 1400 340 1025
WAL MART STORES INC COM 931142103 987 20495 SH SOLE 14050 6445 0
WALGREEN CO COM 931422109 491 10960 SH DEFINED 5805 5155 0
WALGREEN CO COM 931422109 1516 33827 SH SOLE 26102 7725 0
WELLS FARGO & CO NEW COM 949746101 1614 24073 SH SOLE 22968 1105 0
WELLS FARGO & CO NEW COM 949746101 715 10660 SH DEFINED 6785 3475 400
WRIGLEY WM JR CO COM 982526105 146 3225 SH DEFINED 975 1500 750
WRIGLEY WM JR CO COM 982526105 136 3004 SH SOLE 2481 523 0