UNITED
STATES
SECURITIES
AND EXCHANGE COMMISSION
Washington,
D.C. 20549
FORM
8-K
CURRENT
REPORT
Pursuant
to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date
of Report (Date of earliest event reported): April 13, 2010
Frederick County Bancorp,
Inc.
(Exact
name of registrant as specified in its charter)
Commission
file number: 000-50407
Maryland
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20-0049496
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(State
or Other Jurisdiction of Incorporation or Organization)
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(I.R.S.
Employer Identification Number)
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9 North
Market Street, Frederick, Maryland 21701
(Address
of Principal Executive Offices) (Zip Code)
Registrant's
telephone number, including area code: (301) 620-1400
N/A
Former
Name or Former Address, if changed since last report
Check the
appropriate box below if the Form 8-K filing is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following
provisions (see General Instruction A.2. below):
o Written
communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)
o Soliciting
material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
o Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR
240.14d-2(b))
o Pre-commencement
communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR
240.13e-4(c))
Item
2.02 Results
of Operations and Financial Condition
On April 13,
2010, the Registrant announced its earnings for the three months ended March 31,
2010. For further information, reference is made to the Registrant's
press release, dated April 13, 2010, which is attached hereto as Exhibit 99.1
and incorporated herein by reference.
Item
7.01 Regulation
FD Disclosure
On April 13, 2010, the Registrant
announced its earnings for the three months ended March 31, 2010. For
further information, reference is made to the Registrant's press release, dated
April 13, 2010, which is attached hereto as Exhibit 99.1 and incorporated herein
by reference.
ITEM
9.01 Financial
Statements and Exhibits
(d)
Exhibits
Exhibit
99.1 Press Release
dated April 13, 2010
Signatures
Pursuant to the requirements of the
Securities Exchange Act of 1934, the registrant has duly caused this report to
be signed on its behalf by the undersigned hereunto duly
authorized.
FREDERICK
COUNTY BANCORP, INC.
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(Registrant)
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By:
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/s/ William R. Talley,
Jr.
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William
R. Talley, Jr., Executive Vice President
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and
Chief Financial Officer
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(Principal
Accounting
Officer)
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Dated: April
13, 2010