UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 -------------------- FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 October 30, 2004 ---------------- Date of Report (Date of earliest event reported) Access National Corporation --------------------------- (Exact name of registrant as specified in its charter) Virginia 000-49929 82-0545425 -------- --------- ---------- (State or other (Commission (IRS Employer Identification No.) jurisdiction File Number) of incorporation) 1800 Robert Fulton Drive, Suite 300, Reston, VA 20191 ----------------------------------------------------- (Address of principal executive offices) (Zip Code) (703) 871-2100 -------------- (Registrant's telephone number, including area code) ____________________________n/a_______________________ (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): |_| Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |_| Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |_| Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |_| Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Item 2.02 Results of Operations and Financial Condition. Access National Corporation (Nasdaq: ANCX) released its unaudited financial results on October 30, 2004 for the quarter ended September 30, 2004. A copy of the press release detailing the summary results is attached hereto as Exhibit 99.1. Item 9.01 Financial Statements and Exhibits. (a) - Not applicable. (b) - Not applicable. (c) - Exhibits. Exhibit 99.1 Press Release, dated October 30, 2004. Signatures Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ACCESS NATIONAL CORPORATION (Registrant) Date: October 30, 2004 By: /s/ Michael W. Clarke ___________________________ Name: Michael W. Clarke Title: President & Chief Executive Officer