SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Due to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): November 24, 2003
SOUTHWEST GEORGIA FINANCIAL CORPORATION
-------------------------------------------------------
(Exact name of registrant as specified in its charter)
Georgia 1-12053 58-1392259
--------------------------- ----------- -------------------
(State or other jurisdiction (Commission (I.R.S. Employer
of incorporation) File Number Identification No.)
201 First Street, S.E. Moultrie, Georgia 31768
------------------------------------------------------------------
(Address of principal executive office) (Zip Code)
Registrant's telephone number, including area code: (229) 985-1120
Item 9. Regulation FD Disclosure
------------------------
On November 24, 2003 Southwest Georgia Financial Corporation issued a press
release announcing that it and First Bank Holding Company, parent corporation
of Sylvester Banking Company, have signed a letter of intent to merge 100% of
the common shares of Sylvester Banking Company into Southwest Georgia Bank.
A copy of the press release is attached hereto as Exhibit 99.1 and is
incorporated herein by reference. This information is also deemed to be
furnished under Item 12 in accordance with SEC release number 33-8216.
SIGNATURES
----------
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Southwest Georgia Financial Corporation
----------------------------------------
(Registrant)
Date: November 24, 2003 By: /s/George R. Kirkland
-------------------------------
George R. Kirkland
Senior Vice President & Treasurer
EXHIBIT INDEX
Exhibit No. Description
----------- -----------
99.1 Press Release dated November 24, 2003