UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported): July 22, 2005
SOUTHWEST GEORGIA FINANCIAL CORPORATION
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(Exact name of Registrant as Specified in its Charter)
Georgia 001-12053 58-1392259
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(State or other Jurisdiction of (Commission File Number) (IRS Employer
Incorporation or Organization Identification No.)
201 First Street, S.E.
Moultrie, Georgia 31768
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (229) 985-1120
Not Applicable
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(Former name or former address, if changed since last report)
ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION
On July 22, 2005, Southwest Georgia Financial Corporation issued a
press release announcing its financial results for the quarterly period
ended June 30, 2005. A copy of the press release is furnished as
Exhibit 99.1 hereto and is incorporated herein by reference.
ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS
(c) Exhibits.
The following exhibit is furnished with this report.
Exhibit 99.1: Southwest Georgia Financial Corporation's press release dated
July 22, 2005.
SIGNATURES
Pursuant to the requirements of the Securities and Exchange Act of 1934, the
Registrant has duly caused this Report to be signed on its behalf by the
undersigned hereunto duly authorized.
SOUTHWEST GEORGIA FINANCIAL CORPORATION
/s/George R. Kirkland
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By: George R. Kirkland
Senior Vice President and Treasurer
July 22, 2005
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Date
EXHIBIT INDEX
Exhibit No. Description
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99.1 Press Release dated July 22, 2005