UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 30, 2006 SOUTHWEST GEORGIA FINANCIAL CORPORATION (Exact name of Registrant as Specified in its Charter) Georgia 001-12053 58-1392259 ------------------------------- ------------------------ ------------------- (State or other Jurisdiction of (Commission File Number) (IRS Employer Incorporation or Organization Identification No.) 201 First Street, S.E. Moultrie, Georgia 31768 ---------------------------------------- ---------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (229) 985-1120 Not Applicable ------------------------------------------------------------- (Former name or former address, if changed since last report) ITEM 5.02 DEPARTURE OF DIRECTORS OR PRINCIPAL OFFICERS; ELECTION OF DIRECTORS; APPOINTMENT OF PRINCIPAL OFFICERS (b) Violet K. Weaver, a director of Southwest Georgia Financial Corporation, retires from the Board of Directors as of the Annual Meeting of Shareholders on May 23, 2006. ITEM 8.01 OTHER EVENTS The Board of Directors of Southwest Georgia Financial Corporation elected Michael J. McLean, Chairman of the Board and Richard L. Moss, Vice Chairman at it's Organizational Meeting on May 24, 2006. SIGNATURES Pursuant to the requirements of the Securities and Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized. SOUTHWEST GEORGIA FINANCIAL CORPORATION /s/George R. Kirkland ----------------------------------- By: George R. Kirkland Senior Vice President and Treasurer May 30, 2006 ----------------------------------- Date EXHIBIT INDEX Exhibit No. Description None