UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (date of earliest event reported): October 30, 2002
------------------------------------------------------------------
MICROFINANCIAL INCORPORATED
---------------------------
(Exact name of registrant as specified in its charter)
MASSACHUSETTS
-------------
(State or other jurisdiction of incorporation)
1-14771 04-2962824
------------------------------------------------------------------
(Commission file number) (IRS Employer Identification Number)
950 WINTER STREET, WALTHAM, MASSACHUSETTS 02451
-----------------------------------------------
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (781) 890-0177
------------------------------------------------------------------
Item 5. Other Events.
------------
Pursuant to Form 8-K, General Instructions F, Registrant hereby
incorporates by reference the press release attached hereto as Exhibit 99(a).
Exhibit Exhibit Title
------- -------------
Exhibit 99(a) Press Release dated October 30, 2002
SIGNATURES
Pursuant to the requirements of the Securities and Exchange Act of 1934, as
amended, the Registrant has duly caused this report to be signed on its behalf
by the undersigned hereunto duly authorized.
MICROFINANCIAL INCORPORATED
Registrant
By: /s/ Richard F. Latour
------------------------------------------
Richard F. Latour
President
Dated: October 31, 2002