United States
                       Securities and Exchange Commission
                             Washington, D.C. 20549


                                    FORM 6-K


                            Report of Foreign Issuer
                    Pursuant to Rule 13a-16 or 15d-16 under
                      the Securities Exchange Act of 1934




                         For the month of January 2002


                               ICICI Bank Limited
                (Translation of registrant's name into English)

                             4th floor, South Tower
                                 ICICI Towers,
                              Bandra-Kurla Complex
                             Mumbai, India 400 051
                    (Address of principal executive office)


Indicate by check mark whether the registrant files or will file annual reports
                      under cover Form 20-F or Form 40-F.

          Form 20-F  X                                 Form 40-F
                    ---                                          ---


  Indicate by check mark whether the registrant by furnishing the information
    contained in this Form is also thereby furnishing the information to the
          Commission pursuant to Rule 12g 3-2(b) under the Securities
                             Exchange Act of 1934.

                Yes                                           No  X
                    ---                                          ---


 If "Yes" is marked, indicate below the file number assigned to the registrant
                      in connection with Rule 12g 3-2(b).

                                Not applicable.





                               INDEX TO EXHIBITS

Item
----
1.     Press announcement by ICICI Bank Limited.







                                   SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.

Dated: January 10, 2002

                                            ICICI Bank Limited


                                            By: /s/ Bhashyam Seshan
                                               --------------------------------
                                               Name:  Bhashyam Seshan
                                               Title: Company Secretary





                                                                         Item 1


                                                           ICICI Bank Limited
                                                           ICICI Towers
ICICI BANK                                                 Bandra Kurla Complex
                                                           Mumbai 400 051
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Press Release                                          Mumbai, January 10, 2002


             Board Meeting for consideration of Quarterly Accounts
             -----------------------------------------------------

The Board of Directors of ICICI Bank Limited (NYSE Code : IBN) is scheduled to
meet on Tuesday, January 22, 2002 to, amongst other things, consider and take
on record the accounts for the third quarter ended on December 31, 2001.

The quarterly results will be available on the Bank's web-site at
http://www.icicibank.com after approval of the quarterly results by the Board
on January 22, 2002.


For investors' queries, contact :

          Shri Bhashyam Seshan
          Phone:  (91)-22-653 8420 or 653 7560
          e-mail: bhashyams@icicibank.com

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Except for the historical information contained in this Press Release,
statements in this Press Release which contain words or phrases such as "will"
and similar expressions or variations of such expressions may constitute
"forward looking statements". These forward-looking statements involve a number
of risks, uncertainties and other factors that could cause actual results to
differ materially from those suggested by the forward-looking statements. These
risks and uncertainties include exposure to market risks as well as other risks
detailed in the report filed by ICICI Bank Limited with the United States
Securities and Exchange Commission. ICICI Bank undertakes no obligation to
update forward-looking statements to reflect events of circumstances after the
date thereof.