UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): SEPTEMBER 28, 2006
MBT FINANCIAL CORP.
(Exact name of registrant as specified in its charter)
MICHIGAN 000-30973 38-3516922
(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification No.)
102 EAST FRONT STREET, MONROE, MICHIGAN 48161
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (734) 241-3431
N/A
(Former name or former address, if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
ITEM 8.01. OTHER EVENTS.
On September 28, 2006, MBT Financial Corp. (the "Company") issued a press
release announcing the execution of an agreement by its wholly-owned subsidiary,
Monroe Bank & Trust (the "Bank"), to sell $25 million of problem credit assets
for approximately $14 million. A copy of the press release issued by the Company
is attached hereto as Exhibit 99.1, and a form of the agreement executed by the
Bank (minus certain schedules containing confidential information of Bank
customers) is attached hereto as Exhibit 99.2.
ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS.
(d) The following exhibits are filed with this Current Report on Form 8-K:
Number Exhibit
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99.1 Press Release Dated September 28, 2006
99.2 Form of Loan Purchase Agreement
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized
MBT FINANCIAL CORP.
Date: October 2, 2006
By: /s/ John L. Skibski
------------------------------------
John L. Skibski
Executive Vice President and
Chief Financial Officer
EXHIBIT INDEX
Number Exhibit
------ -------
99.1 Press Release Dated September 28, 2006
99.2 Form of Loan Purchase Agreement