SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ---------------- FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2002 ---------------- PRUDENTIAL FINANCIAL, INC. (Exact name of registrant as specified in its charter) New Jersey 001-16707 22-3703799 (State or other jurisdiction (Commission File (I.R.S. Employer of incorporation) Number) Identification No.) 751 Broad Street Newark, New Jersey 07102 (Address of principal executive offices and zip code) (973) 802-6000 (Registrant's telephone number, including area code) Item 9. Regulation FD Disclosure. On November 25, 2002, Prudential-Bache International, a subsidiary of Prudential Financial, Inc., a New Jersey Corporation, issued a statement. The Company is furnishing a copy of this statement as Exhibit 99.0 hereto. -2- SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: November 25, 2002 Prudential Financial, Inc. By: /s/ Anthony S. Piszel ----------------------------------------------- Name: Anthony S. Piszel Title: Controller (Principal Accounting Officer) -3- Exhibit Index Exhibit No. Description -------------------------------------------------------------------------------- 99.0 Statement by Prudential-Bache International, a subsidiary of Prudential Financial, Inc., dated November 25,2002. -4-