6 ways to dramatically lower your home insurance costs
October 10, 2019 at 07:58 AM EDT
About two-thirds of American homes are underinsured, by an average of more than 20%, according to Nationwide. Knowing what type of coverage you need is critical and should include dwelling, personal property and loss-of-use coverage. To cut costs, you can hike your deductible, get discounts on home upgrades and shop around every few years.