How to maximize your credit score under the new FICO model
January 28, 2020 at 11:51 AM EST
FICO 10, which will begin rolling out this summer, takes each consumer's total debt load and payment history into account when calculating their credit score. Most consumers won't see that drastic of a change in score, according to FICO. Still, if you're worried about how the new model will increase or decrease your score, here's what you need to know.