-----------------------------------------
OMB APPROVAL
-----------------------------------------
OMB NUMBER: 3235-0145
EXPIRES: OCTOBER 31, 1997
ESTIMATED AVERAGE BURDEN
HOURS PER RESPONSE...............14.90
-----------------------------------------
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
SCHEDULE 13D
UNDER THE SECURITIES EXCHANGE ACT OF 1934
(AMENDMENT NO. 4 )*
Northeast Bancorp
--------------------------------------------------------------------------------
(NAME OF ISSUER)
Common Stock, par value $ 1.00 per share
--------------------------------------------------------------------------------
(TITLE OF CLASS OF SECURITIES)
663904100
--------------------------------------------------------------------------------
(CUSIP NUMBER)
Mr. Terry Maltese, Sandler O'Neill Asset Management LLC,
780 Third Avenue, 30th Floor, New York, NY 10017 (212) 486-7300
--------------------------------------------------------------------------------
(NAME, ADDRESS AND TELEPHONE NUMBER OF PERSON AUTHORIZED
TO RECEIVE NOTICES AND COMMUNICATIONS)
October 9, 2003
--------------------------------------------------------------------------------
(DATE OF EVENT WHICH REQUIRES FILING OF THIS STATEMENT)
IF THE FILING PERSON HAS PREVIOUSLY FILED A STATEMENT ON SCHEDULE 13G TO REPORT
THE ACQUISITION WHICH IS THE SUBJECT OF THIS SCHEDULE 13D, AND IS FILING THIS
SCHEDULE BECAUSE OF RULE 13d-1(b)(3) OR (4), CHECK THE FOLLOWING BOX [ ].
NOTE: SIX COPIES OF THIS STATEMENT, INCLUDING ALL EXHIBITS, SHOULD BE FILED WITH
THE COMMISSION. SEE RULE 13d-1(a) FOR OTHER PARTIES TO WHOM COPIES ARE TO BE
SENT.
* THE REMAINDER OF THIS COVER PAGE SHALL BE FILLED OUT FOR A REPORTING PERSON'S
INITIAL FILING ON THIS FORM WITH RESPECT TO THE SUBJECT CLASS OF SECURITIES, AND
FOR ANY SUBSEQUENT AMENDMENT CONTAINING INFORMATION WHICH WOULD ALTER
DISCLOSURES PROVIDED IN A PRIOR COVER PAGE.
THE INFORMATION REQUIRED ON THE REMAINDER OF THIS COVER PAGE SHALL NOT BE DEEMED
TO BE "FILED" FOR THE PURPOSE OF SECTION 18 OF THE SECURITIES EXCHANGE ACT OF
1934 ("ACT") OR OTHERWISE SUBJECT TO THE LIABILITIES OF THAT SECTION OF THE ACT
BUT SHALL BE SUBJECT TO ALL OTHER PROVISIONS OF THE ACT (HOWEVER, SEE THE
NOTES).
PAGE 1 OF 13 PAGES.
--- ----
EXHIBIT INDEX LOCATED ON PAGE SEC 1746 (12-91)
---
SCHEDULE 13D
----------------------------------- ---------------------------
CUSIP NO. 663904100 PAGE 2 OF 13 PAGES
---------------------- --- ----
----------------------------------- ---------------------------
--------------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Sandler O'Neill Asset Management, LLC
--------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ]
(b) [ ]
--------------------------------------------------------------------------------
3 SEC USE ONLY
--------------------------------------------------------------------------------
4 SOURCE OF FUNDS*
00
--------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED
PURSUANT TO ITEMS 2(d) OR 2(e) [ ]
--------------------------------------------------------------------------------
6 CITIZEN OR PLACE OF ORGANIZATION
New York
--------------------------------------------------------------------------------
7 SOLE VOTING POWER
NUMBER OF
SHARES -------------------------------------------------------
BENEFICIALLY 8 SHARED VOTING POWER
OWNED BY
EACH 127,000
REPORTING -------------------------------------------------------
PERSON 9 SOLE DISPOSITIVE POWER
WITH
-------------------------------------------------------
10 SHARED DISPOSITIVE POWER
127,000
--------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
127,000
--------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES
CERTAIN SHARES* [ ]
--------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
4.9%
--------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
00
--------------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7
(INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATION.
----------------------------------- ---------------------------
CUSIP NO. 663904100 PAGE 3 OF 13 PAGES
---------------------- --- ----
----------------------------------- ---------------------------
--------------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
SOAM Holdings, LLC
--------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ]
(b) [ ]
--------------------------------------------------------------------------------
3 SEC USE ONLY
--------------------------------------------------------------------------------
4 SOURCE OF FUNDS*
00
--------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED
PURSUANT TO ITEMS 2(d) OR 2(e) [ ]
--------------------------------------------------------------------------------
6 CITIZEN OR PLACE OF ORGANIZATION
Delaware
--------------------------------------------------------------------------------
7 SOLE VOTING POWER
NUMBER OF
SHARES ----------------------------------------------------------
BENEFICIALLY 8 SHARED VOTING POWER
OWNED BY
EACH 87,800
REPORTING ----------------------------------------------------------
PERSON 9 SOLE DISPOSITIVE POWER
WITH
----------------------------------------------------------
10 SHARED DISPOSITIVE POWER
87,800
--------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
87,800
--------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES
CERTAIN SHARES* [ ]
--------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
3.4%
--------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
00
--------------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7
(INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATION.
----------------------------------- ---------------------------
CUSIP NO. 663904100 PAGE 4 OF 13 PAGES
---------------------- --- ----
----------------------------------- ---------------------------
--------------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Malta Partners II, L.P.
--------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ]
(b) [ ]
--------------------------------------------------------------------------------
3 SEC USE ONLY
--------------------------------------------------------------------------------
4 SOURCE OF FUNDS*
WC
--------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED
PURSUANT TO ITEMS 2(d) OR 2(e) [ ]
--------------------------------------------------------------------------------
6 CITIZEN OR PLACE OF ORGANIZATION
Delaware
--------------------------------------------------------------------------------
7 SOLE VOTING POWER
NUMBER OF
SHARES ---------------------------------------------------------
BENEFICIALLY 8 SHARED VOTING POWER
OWNED BY
EACH 16,700
REPORTING ---------------------------------------------------------
PERSON 9 SOLE DISPOSITIVE POWER
WITH
---------------------------------------------------------
10 SHARED DISPOSITIVE POWER
16,700
--------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
16,700
--------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES
CERTAIN SHARES* [ ]
--------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
0.6%
--------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
PN
--------------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7
(INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATION.
----------------------------------- ---------------------------
CUSIP NO. 663904100 PAGE 5 OF 13 PAGES
---------------------- --- ----
----------------------------------- ---------------------------
--------------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Malta Hedge Fund, L.P.
--------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ]
(b) [ ]
--------------------------------------------------------------------------------
3 SEC USE ONLY
--------------------------------------------------------------------------------
4 SOURCE OF FUNDS*
WC
--------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED
PURSUANT TO ITEMS 2(d) OR 2(e) [ ]
--------------------------------------------------------------------------------
6 CITIZEN OR PLACE OF ORGANIZATION
Delaware
--------------------------------------------------------------------------------
7 SOLE VOTING POWER
NUMBER OF
SHARES --------------------------------------------------------
BENEFICIALLY 8 SHARED VOTING POWER
OWNED BY
EACH 9,900
REPORTING --------------------------------------------------------
PERSON 9 SOLE DISPOSITIVE POWER
WITH
--------------------------------------------------------
10 SHARED DISPOSITIVE POWER
9,900
--------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
9,900
--------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES
CERTAIN SHARES* [ ]
--------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
0.4%
--------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
PN
--------------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7
(INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATION.
----------------------------------- ---------------------------
CUSIP NO. 663904100 PAGE 6 OF 13 PAGES
---------------------- --- ----
----------------------------------- ---------------------------
--------------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Malta Hedge Fund II, L.P.
--------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ]
(b) [ ]
--------------------------------------------------------------------------------
3 SEC USE ONLY
--------------------------------------------------------------------------------
4 SOURCE OF FUNDS*
WC
--------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED
PURSUANT TO ITEMS 2(d) OR 2(e) [ ]
--------------------------------------------------------------------------------
6 CITIZEN OR PLACE OF ORGANIZATION
Delaware
--------------------------------------------------------------------------------
7 SOLE VOTING POWER
NUMBER OF
SHARES ------------------------------------------------------
BENEFICIALLY 8 SHARED VOTING POWER
OWNED BY
EACH 61,200
REPORTING ------------------------------------------------------
PERSON 9 SOLE DISPOSITIVE POWER
WITH
------------------------------------------------------
10 SHARED DISPOSITIVE POWER
61,200
--------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
61,200
--------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES
CERTAIN SHARES* [ ]
--------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
2.4%
--------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
PN
--------------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7
(INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATION.
----------------------------------- ---------------------------
CUSIP NO. 663904100 PAGE 7 OF 13 PAGES
---------------------- --- ----
----------------------------------- ---------------------------
--------------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Malta Offshore, Ltd
--------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ]
(b) [ ]
--------------------------------------------------------------------------------
3 SEC USE ONLY
--------------------------------------------------------------------------------
4 SOURCE OF FUNDS*
WC
--------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED
PURSUANT TO ITEMS 2(d) OR 2(e) [ ]
--------------------------------------------------------------------------------
6 CITIZEN OR PLACE OF ORGANIZATION
Cayman Islands
--------------------------------------------------------------------------------
7 SOLE VOTING POWER
NUMBER OF
SHARES ---------------------------------------------------------
BENEFICIALLY 8 SHARED VOTING POWER
OWNED BY
EACH 39,200
REPORTING ---------------------------------------------------------
PERSON 9 SOLE DISPOSITIVE POWER
WITH
---------------------------------------------------------
10 SHARED DISPOSITIVE POWER
39,200
--------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
39,200
--------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES
CERTAIN SHARES* [ ]
--------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
1.5%
--------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
CO
--------------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7
(INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATION.
----------------------------------- ---------------------------
CUSIP NO. 663904100 PAGE 8 OF 13 PAGES
---------------------- --- ----
----------------------------------- ---------------------------
--------------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Terry Maltese
--------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ]
(b) [ ]
--------------------------------------------------------------------------------
3 SEC USE ONLY
--------------------------------------------------------------------------------
4 SOURCE OF FUNDS*
00
--------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED
PURSUANT TO ITEMS 2(d) OR 2(e) [ ]
--------------------------------------------------------------------------------
6 CITIZEN OR PLACE OF ORGANIZATION
USA
--------------------------------------------------------------------------------
7 SOLE VOTING POWER
NUMBER OF
SHARES ---------------------------------------------------------
BENEFICIALLY 8 SHARED VOTING POWER
OWNED BY
EACH 127,000
REPORTING ---------------------------------------------------------
PERSON 9 SOLE DISPOSITIVE POWER
WITH
---------------------------------------------------------
10 SHARED DISPOSITIVE POWER
127,000
--------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
127,000
--------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES
CERTAIN SHARES* [ ]
--------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
4.9%
--------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
IN
--------------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7
(INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATION.
This Amendment No. 4 to Schedule 13D relating to Northeast Bancorp (the
"Issuer") is being filed on behalf of the undersigned to amend Amendment No. 3
to the Schedule 13D dated June 27, 2003, Amendment No. 2 to the Schedule 13D
dated September 24, 2002, Amendment No. 1 to the Schedule 13D dated March 7,
2002 and the Schedule 13D dated April 20, 2001 (the "Schedule 13D'). Terms
defined in the Schedule 13D and not defined herein have the same meaning as in
the Schedule 13D.
ITEM 3. SOURCE AND AMOUNT OF FUNDS.
The net investment cost (including commissions, if any) of the shares of
Common Stock held by MHF, MPII, MHFII and MO is $92,169, $155,477, $588,977, and
$477,704, respectively. Such shares were purchased with the investment capital
of the respective entities.
ITEM 5. INTEREST IN SECURITIES OF THE ISSUER.
(a) Based upon an aggregate of 2,584,577 shares of Common Stock outstanding, as
set forth in the Issuer's Annual Report on Form 10-K for the year ended June 30,
2003, as of the close of business on October 9, 2003:
(i) MHF beneficially owned 9,900 shares of Common Stock, constituting
approximately 0.4% of the shares outstanding.
(ii) MPII beneficially owned 16,700 shares of Common Stock,
constituting approximately 0.6% of the shares outstanding.
(iii) MHFII beneficially owned 61,200 shares of Common Stock,
constituting approximately 2.4% of the shares outstanding.
(iv) MO beneficially owned 39,200 shares of Common Stock, constituting
approximately 1.5% of the shares outstanding.
(v) SOAM owned directly no shares of Common Stock. By reason of its
position as management company for MHF, MPII, MHFII and MO, under
the provisions of Rule 13d-3, SOAM may be deemed to beneficially
own the 9,900 shares owned by MHF, the 16,700 shares owned by
MPII, the 61,200 shares owned by MHFII and the 39,200 shares
owned by MO, or an aggregate of 127,000 shares of Common Stock,
constituting approximately 4.9% of the shares outstanding.
(vi) Holdings owned directly no shares of Common Stock. By reason of
its position as general partner of MHF, MPII and MHFII, under the
provisions of Rule 13d-3 of the Securities and Exchange
Commission ("Rule 13d-3"), Holdings may be deemed to beneficially
own the 9,900 shares owned by MHF, the 16,700 shares owned by
MPII, and the 61,200 shares owned by MHFII, or an aggregate of
87,800 shares of Common Stock, constituting approximately 3.4% of
the shares outstanding.
Page 9 of 13
(vii) Mr. Maltese directly owned no shares of Common Stock. By reason
of his position as President of Holdings and SOAM, Mr. Maltese
may be deemed to beneficially own the 9,900 shares owned by MHF,
the 16,700 shares owned by MPII, the 61,200 shares owned by MHFII
and the 39,200 shares owned by MO, or an aggregate of 127,000
shares of Common Stock, constituting approximately 4.9% of the
shares outstanding.
(viii) In the aggregate, the Reporting Persons beneficially own an
aggregate of 127,000 shares of Common Stock, constituting
approximately 4.9% of the shares outstanding.
(ix) 2WTC directly owned no shares of Common Stock.
(b) The Partnerships each have the power to dispose of and to vote the shares of
Common Stock beneficially owned by it, which power may be exercised by its
general partner, Holdings. Holdings is a party to a management agreement with
SOAM pursuant to which SOAM shares the power to dispose of and to vote the
shares of Common Stock beneficially owned by Holdings. MO has the power to
dispose of and to vote the shares of Common Stock beneficially owned by it. MO
is a party to a management agreement with SOAM pursuant to which SOAM shares the
power to dispose of and to vote the shares of Common Stock beneficially owned by
MO. Mr. Maltese, as President and managing member of Holdings and SOAM, shares
the power to dispose of and to vote the shares of Common Stock beneficially
owned by the other Reporting Persons.
(c) During the sixty days prior to October 9, 2003, MHF effected the following
transactions in the Common Stock in open market transactions with brokers:
Number Price
Date Action of Shares per Share
---- ------ --------- ---------
10/09/03 Sold 200 $16.75
10/08/03 Sold 200 $16.64
10/07/03 Sold 200 $16.64
10/06/03 Sold 200 $16.69
09/24/03 Sold 100 $16.74
09/23/03 Sold 100 $16.74
09/19/03 Sold 100 $16.74
09/18/03 Sold 100 $16.74
09/17/03 Sold 100 $16.74
09/16/03 Sold 100 $16.74
08/26/03 Sold 100 $16.64
08/08/03 Sold 400 $16.94
During the sixty days prior to October 9, 2003, MPII effected the following
transactions in the Common Stock in open market transactions with brokers:
Page 10 of 13
Number Price
Date Action of Shares per Share
---- ------ --------- ---------
10/09/03 Sold 400 $16.75
10/08/03 Sold 300 $16.64
10/07/03 Sold 400 $16.64
10/06/03 Sold 400 $16.69
09/24/03 Sold 100 $16.74
09/23/03 Sold 100 $16.74
09/19/03 Sold 100 $16.74
09/18/03 Sold 100 $16.74
09/17/03 Sold 100 $16.74
09/16/03 Sold 100 $16.74
09/03/03 Sold 100 $16.94
08/26/03 Sold 100 $16.64
08/08/03 Sold 700 $16.94
During the sixty days prior to October 9, 2003, MHFII effected the
following transactions in the Common Stock in open market transactions with
brokers:
Number Price
Date Action of Shares per Share
---- ------ --------- ---------
10/09/03 Sold 1,500 $16.75
10/08/03 Sold 1,000 $16.64
10/07/03 Sold 1,400 $16.64
10/06/03 Sold 1,600 $16.69
10/02/03 Sold 100 $16.64
09/24/03 Sold 300 $16.74
09/23/03 Sold 500 $16.74
09/22/03 Sold 100 $16.74
09/19/03 Sold 300 $16.74
09/18/03 Sold 400 $16.74
09/17/03 Sold 400 $16.74
09/16/03 Sold 400 $16.74
09/03/03 Sold 200 $16.94
08/26/03 Sold 500 $16.64
08/08/03 Sold 2,400 $16.94
During the sixty days prior to October 9, 2003, MO effected the following
transactions in the Common Stock in open market transactions with brokers:
Page 11 of 13
Number Price
Date Action of Shares per Share
---- ------ --------- ---------
10/09/03 Sold 900 $16.75
10/08/03 Sold 600 $16.64
10/07/03 Sold 900 $16.64
10/06/03 Sold 1,000 $16.69
09/24/03 Sold 200 $16.74
09/23/03 Sold 300 $16.74
09/22/03 Sold 100 $16.74
09/19/03 Sold 200 $16.74
09/18/03 Sold 300 $16.74
09/17/03 Sold 300 $16.74
09/16/03 Sold 200 $16.74
09/03/03 Sold 200 $16.94
08/26/03 Sold 300 $16.64
08/08/03 Sold 1,500 $16.94
(d) Not applicable.
(e) Not applicable.
Page 12 of 13
SIGNATURES
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.
Dated: October 20, 2003
MALTA PARTNERS II, L.P. MALTA HEDGE FUND, L.P.
By: SOAM Holdings, LLC, By: SOAM Holdings, LLC,
the sole general partner the sole general partner
By: /s/ Terry Maltese By: /s/ Terry Maltese
------------------------------ ------------------------------
Terry Maltese Terry Maltese
President President
MALTA OFFSHORE, LTD. MALTA HEDGE FUND II, L.P.
By: Sandler O'Neill By: SOAM Holdings, LLC,
Asset Management LLC the sole general partner
By: /s/ Terry Maltese By: /s/ Terry Maltese
------------------------------ ------------------------------
Terry Maltese Terry Maltese
President President
MALTA HOLDINGS, LLC SANDLER O'NEILL ASSET
MANAGEMENT LLC
By: /s/ Terry Maltese By: /s/ Terry Maltese
------------------------------ ------------------------------
Terry Maltese Terry Maltese
President President
Terry Maltese
By: /s/ Terry Maltese
------------------------------
Terry Maltese
Page 13 of 13