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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                  SCHEDULE 13G

                    UNDER THE SECURITIES EXCHANGE ACT OF 1934
                              (Amendment No.    )*
                                            ----

                              Fifth Third Bancorp
--------------------------------------------------------------------------------
                                (Name of Issuer)

                                  Common Stock
--------------------------------------------------------------------------------
                         (Title of Class of Securities)

                                   316773100
--------------------------------------------------------------------------------
                                 (Cusip Number)

                               December 31, 2004
--------------------------------------------------------------------------------
            (Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule
is filed:

    [X] Rule 13d-1 (b)
    [ ] Rule 13d-1 (c)
    [ ] Rule 13d-1 (d)


* The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities, and
for any subsequent amendment containing information which would alter the
disclosures provided in a prior cover page.

The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the Securities Exchange Act of
1934 or otherwise subject to the liabilities of that section of the Act but
shall be subject to all other provisions of the Act (however, see the notes).
                                        

                               Page 1 of 7 pages

                                      13G


CUSIP No. 316773100 
Schedule 13G
Page 2 of 7 Pages


1.    Name of Reporting Person:                 
      I.R.S. Identification Nos. of above persons (entities only): 

      FIFTH THIRD BANCORP                                   31-0854434
      --------------------------------------------------------------------------
2.    Check the Appropriate Box if a Member of a Group: 
      (a)  [  ]
      (b)  [  ]

      --------------------------------------------------------------------------
3.    SEC Use Only: 

      --------------------------------------------------------------------------
4.    Citizenship or Place of Organization:                 OHIO

      --------------------------------------------------------------------------

      This report relates to beneficial holdings by Fifth Third Bancorp, through
      several of its subsidiaries, of outstanding shares of the Common Stock of
      the Issuer.  The following tabulations set forth the shares with respect
      of which voting rights are held or shared and those shares to which there
      is dispositive power.  The following are held in fiduciary accounts in
      Fifth Third Bancorp's subsidiaries and are deemed beneficially owned:


                                5.    Sole Voting Power:    22,324,326 shares
     NUMBER OF 
       SHARES                   ------------------------------------------------
    BENEFICIALLY                6.    Shared Voting Power:  1,516,624 shares
      OWNED BY                  
        EACH                    ------------------------------------------------
     REPORTING                  7.    Sole Dispositive Power:
                                                           18,348,763 shares
    PERSON WITH                 
                                ------------------------------------------------
                                8.    Shared Dispositive Power:
                                                            2,257,915 shares 

                                ------------------------------------------------

9.    Aggregate Amount Beneficially Owned by Each Reporting Person:
                                                               29,159,611

      --------------------------------------------------------------------------
10.   Check if the Aggregate Amount in Row (9) Excludes Certain Shares: 
                                                                       [X]
      --------------------------------------------------------------------------

      Fifth Third Bancorp, through fiduciary accounts held in its subsidiaries,
      has neither voting power nor dispositive power with respect to an
      additional 74,822,667 shares which are not deemed to be beneficially
      owned.


11.   Percent of Class Represented by Amount in Row (9):               5.20% 

      --------------------------------------------------------------------------
12.   Type of Reporting Person:                                         HC

      --------------------------------------------------------------------------


                                       

Securities and Exchange Commission
Schedule 13G
Page 3 of 7 pages


ITEM 1(a).         NAME OF ISSUER:

                   Fifth Third Bancorp

ITEM 1(b).         ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICES:

                   38 Fountain Square Plaza
                   Cincinnati, OH  45263

ITEM 2(a).         NAME OF PERSON FILING:

                   Fifth Third Bancorp

ITEM 2(b).         ADDRESS OF PRINCIPAL BUSINESS OFFICE OR, IF NONE, RESIDENCE:

                   Fifth Third Center, Cincinnati, Ohio 45263

ITEM 2(c).         CITIZENSHIP:

                   Ohio

ITEM 2(d).         TITLE OF CLASS OF SECURITIES:

                   Common Stock

ITEM 2(e).         CUSIP NUMBER:

                   316773100







Securities and Exchange Commission
Schedule 13G
Page 4 of 7 pages

ITEM 3.      IF THIS STATEMENT IS FILED PURSUANT TO RULE 13D-1(b), OR 13D-2(b) 
             OR (c), CHECK WHETHER THE PERSON FILING IS A:


             (a) [ ]    Broker or dealer registered under Section 15 of the Act;

             (b) [ ]    Bank as defined in Section 3(a)(6) of the Act;

             (c) [ ]    Insurance company as defined in Section 3(a)(19) of 
                        the Act;

             (d) [ ]    Investment company registered under Section 8 of the 
                        Investment Company Act;

             (e) [ ]    Investment adviser in accordance with 
                        Rule 13d-1(b)(1)(ii)(E);

             (f) [ ]    Employee benefit plan or endowment fund in accordance 
                        with Rule 13d-1(b)(1)(ii)(F);

             (g) [X]    Parent holding company or control person in accordance 
                        with Rule 13d-1(b)(1)(ii)(G);

             (h) [ ]    Savings association as defined in Section 3(b) of the 
                        Federal Deposit Insurance Act;

             (i) [ ]    Church plan that is excluded from the definition of an 
                        investment company under Section 3(c)(14) of the 
                        Investment Company Act;

             (j) [ ]    Group, in accordance with Rule 13d-1(b)(1)(ii)(J).







Securities and Exchange Commission
Schedule 13G
Page 5 of 7 pages

ITEM 4.    OWNERSHIP

           This report relates to beneficial holdings by Fifth Third
           Bancorp, through several of its subsidiaries, of outstanding
           shares of the Common Stock of the Issuer. The following
           tabulations set forth the shares with respect of which voting
           rights are held or shared and those shares to which there is
           dispositive power. The following are held in fiduciary
           accounts in Fifth Third Bancorp's subsidiaries and are deemed
           beneficially owned:

           (a) Amount Beneficially Owned:                      29,159,611 shares

           (b) Percent of Class:                                          5.20%

           (c) Number of shares as to which such person has:         

               (i)       Sole power to vote or to direct the vote 
                                                               22,324,326 shares
           
               (ii)      Shared power to vote or to direct the vote 
                                                                1,516,624 shares

               (iii)     Sole power to dispose or to direct the disposition of
                                                               18,348,763 shares

               (iv)      Shared power to dispose or to direct the disposition of
                                                                2,257,915 shares



ITEM 5.  OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS

         If this statement is being filed to report the fact that as of the
         date hereof the reporting person has ceased to be the beneficial owner
         of more than five percent of the class of securities, check the
         following .

ITEM 6.  OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER PERSON

         n/a




Securities and Exchange Commission
Schedule 13G
Page 6 of 7 pages
 

ITEM 7.  IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH ACQUIRED 
         THE SECURITY BEING REPORTED ON BY THE PARENT HOLDING COMPANY

                                                                           
         Fifth Third Bancorp, as parent holding company of the subsidiaries
         listed below, has filed this schedule. The subsidiaries are filing in
         accordance with Rule 13d-1(b)(1)(ii)(G).

         Subsidiary                               Item 3 Classification

         Fifth Third Bank                               Bank
         Fifth Third Bank (Tennessee)                   Bank
         Fifth Third Bank (Michigan)                    Bank
         Fifth Third Asset Management, Inc.             Investment Adviser

ITEM 8.  IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP

         Not Applicable

ITEM 9.  NOTICE OF DISSOLUTION OF GROUP

         Not Applicable






Securities and Exchange Commission
Schedule 13G
Page 7 of 7 pages

ITEM 10. CERTIFICATIONS

         By signing below I certify that, to the best of my knowledge and
         belief, the securities referred to above were acquired and are held in
         the ordinary course of business and were not acquired and are not held
         for the purpose of or with the effect of changing or influencing the
         control of the issuer of the securities and were not acquired and are
         not held in connection with or as a participant in any transaction
         having that purpose or effect.


                                   SIGNATURE


         After reasonable inquiry and to the best of my knowledge and belief, I
         certify that the information set forth in this statement is true,
         complete and correct



                      Fifth Third Bancorp

                      /s/ Neal E. Arnold                      February 14, 2005
                      ----------------------------------------------------------
                      Executive Vice President, CFO           Today's Date
                      Fifth Third Bancorp