SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): October 20, 2003
Commission File Number: 0-49677
WEST BANCORPORATION, INC.
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(Exact name of Registrant as specified in its charter)
Iowa 42-1230603
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(State of Incorporation) (I.R.S. Employer Indentification No.)
1601 22nd Street, West Des Moines, Iowa 50266
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(Address of principal executive offices)
Registrant's telephone number: 515-222-2300
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Item 7. Financial Statements and Exhibits
(c) Exhibits
99.1 Press Release of West Bancorporation, Inc. dated October 20, 2003.
Item 12. Results of Operations and Financial Condition
On October 20, 2003, West Bancorporation, Inc. ( the "Company") issued a press
release announcing earnings for the third quarter and first nine months of 2003.
A copy of the press release is attached as Exhibit 99.1 and is incorporated
herein by reference.
The information contained in this Press Release and other financial reports may
contain forward-looking statements about the Company's growth and acquisition
strategies, new products and services, and future financial performance,
including earnings and dividends per share, return on average assets, return on
average equity, efficiency ratio and capital ratio. Certain statements in this
news release constitute "forward-looking statements" within the meaning of the
Private Securities Litigation Reform Act of 1995. Such forward-looking
information is based upon certain underlying assumptions, risks and
uncertainties. Because of the possibility of change in the underlying
assumptions, actual results could differ materially from these forward-looking
statements. Risks and uncertainties that may affect future results include:
competitive pressures, pricing pressures on loans and deposits, actions of bank
and non-bank competitors, changes in local and national economic conditions,
changes in regulatory requirements, actions of the Securities and Exchange
Commission and/or the Federal Reserve Board, and customer's acceptance of the
Company's products and services. The Company undertakes no obligation to revise
or update such statements to reflect current events or circumstances after the
date hereof or to reflect the occurrence of unanticipated events.
SIGNATURES
Pursuant to the requirements of Section 12 of the Securities Exchange Act of
1934, West Bancorporation, Inc. has caused this Report to be signed on its
behalf by the undersigned hereunto duly authorized.
West Bancorporation, Inc.
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(Registrant)
October 20, 2003 By: /s/ Douglas R. Gulling
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Dated Douglas R. Gulling
Chief Financial Officer
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EXHIBIT INDEX
The following exhibit is filed herewith:
Exhibit No. Description
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99.1 Press Release of West Bancorporation, Inc.
dated October 20, 2003
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